Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Melanie Cameron, The Cameron Team
(Coldwell Banker Sea Coast Advantage)
Comments 0
REALTOR® Melanie Cameron shares some tips for saving money on your mortgage. Doing one or more of these things could save you thousands of dollars and take years off your mortgage.

By Bob Elliot, 20+ Yrs Local Industry Experience
(eXp Realty)
Comments 2
Last week’s economic reports included readings on public and private sector jobs, the national unemployment rate and weekly readings on mortgage rates and new unemployment claims. ADP: Private-Sector Job Growth Eases in DecemberPrivate-sector jobs increased by 202,000 jobs in December and exceede...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 2
Two nights ago bonds were staging a significant overnight rally on news reports that Iran was firing missiles and US military bases. Before the overnight rally the 10 year yield was around 1.82% and it plummeted to below 1.70% before moving higher by morning. With news that there were no US casua...

By Cheryl Powell - The Powell Team, Concord,Harrisburg & Charlotte NC Area Real Estate
(Southern Homes of The Carolinas - The Powell Team)
Comments 5
News Channel 36 did a report on USDA Rural Development loans last night.  It said that the program is "little known", but I've known about it and helped my clients utilize the program for years.  The USDA Rural Development agency (yes, the United States Department of Agriculture) has two differen...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 20
  A Decade of Housing Healing: Has it Created Opportunity for You?  It's now been around a decade since the big housing market crash ...   While many housing markets have cooled a bit, as of late ... the Home Equity Report for the last quarter of 2018 (and a quarterly overview of the distribution...

By John Higgins, Senior Loan Officer
(Mortgage 1, Inc.)
Comments 2
 There are several important advantages of the MSHDA Down Payment Assistance (DPA) for Conventional mortgages over what has been traditionally offered with MSHDA down payment assistance. Including:  No upfront mortgage insurance & potentially lower monthly mortgage insurance than FHA (based on cr...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending January 10, 2020 30 YEAR FIXED MORTGAGE RATES   Please enjoy this quick update on what happened this week in the housing and financial markets. Activity in the services sector rose slightly in December, climbing to 55 from 53.9 in November, as businesses felt relieved by a pa...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
Here is the Video version of this week's Markets in a Minute:  If you have any questions on the market, loan qualification, or just want to get started on your loan, click the button below to get started online, or give me a call at 866-900-2342 toll free direct.  

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending January 2, 2020 30 YEAR FIXED MORTGAGE RATES   Please enjoy this quick update on what happened this week in the housing and financial markets. Rates, including those for mortgage loans, hovered near historic lows in 2019 and helped propel the stock market to record highs. Sto...

By Rob Spinosa, SVP of Mortgage Lending, Marin County
(Guaranteed Rate, Marin County, CA)
Comments 10
Conforming a Little More Each Year If you know me, you know that I don't like to stick to convention.  I was the teenager who skipped college, moved to Hollywood and played rock guitar.  In my 20's, I saved up vacation time not for sandy white beaches but instead for expeditions to the harsh moun...

By Roy Kelley
(Realty Group Referrals)
Comments 8
There are 4 types of insurance that are most often required by Mortgage Lenders when financing a home.         What Insurance Protections Might Be Needed During Mortgage Financing?     The buying and financing of a home can seem like a pretty detailed and confusing process at times.  As a result,...

By inboundREM Market Updates
(InboundREM)
Comments 1
Holly Pointe, Holly Springs, NC Information and Market ReportReal Estate in Holly Pointe, Holly Springs, NCHolly Pointe is a masterfully-planned residential community along Avent Ferry Road in the southwestern edge of the city of Holly Springs, North Carolina. The beautiful suburban community fea...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 0
Mortgage rates in January, 2020 are starting off the month near their recent lows as the Mortgage Backed Securities market and Treasury market improve during this first week of January. Last weeks Chicago PMI report, Consumer Confidence report and ISM Manufacturing report, which were all weaker t...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
cc: by: https://flic.kr/p/CPxDnmWe have long been known as the place to go when the banks say 'no'. With our NEW LOWERED RATES-WE ARE THE PLACE TO GO FOR SBA 7A LOANS-PERIOD! Real Estate based 7A loans now have rates as low as Prime +1.00% with a 25 year amortization. WE CHARGE NO BROKER POINTS! ...

By Bob Elliot, 20+ Yrs Local Industry Experience
(eXp Realty)
Comments 0
Last week’s economic reports included readings from Case-Schiller Home Price Indices and National Association of  Realtors® data on pending home sales. The Conference Board of the U.S. Senate also released its Consumer Confidence Index. Weekly readings on mortgage rates and first-time jobless cla...

By Samantha Smith, Sam I Am Houses, Simply Texas Real Estate
(214.422.0729 www.SamIAmHouses.com)
Comments 3
When buying a home, there are many moving parts and if one goes sideways, it effects the rest. It's because of this that it is critical for Home Buyers to find a reliable and experienced Mortgage Company and experienced Loan Officer. It truly will make the difference between a smooth closing or ...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 4
Mortgage Updates Before Monday:Late Sunday it was reported by several news outlets that President Trump will hold back on adding new tariffs to Chinese goods due to the significant progress made in recent trade talks with China. While this might be good news for the economy it might push mortgage...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 0
An important disclosure in the home loan process is the Loan Estimate. You should always read all of the disclosures a mortgage company issues but if you have to pick just one then it deffinetly would be the Loan Estimate. This disclosures is issued within three days of a completed Loan Applicati...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 0
It's being reported that the United States killed Iranian military leader Qasem Soleimani in a drone strike yesterday. While pundits focus on the implications of what was done to US interest in the region and the 60,000 Americans who live in the Middle East, I am going to focus on what this means...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 14
 What Insurance Protections Might Be Needed During Mortgage Financing?  The buying and financing of a home can seem like a pretty detailed and confusing process at times.  As a result, it's vitally important that new buyers and those refinancing thoroughly understand the process they're entering ...