Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 3
We have access to any home on the gulf coast, from Pensacola to Pace, to Gulf Breeze and many that will be coming SOON to the market let us save you money whether selling or buying. Call, text 850-476-4494 or email us charles@charlesstallions.com.  NOW YOU KNOWPensacola Florida 32514: Long-Term M...

By Bob Elliot, 20+ Yrs Local Industry Experience
(eXp Realty)
Comments 1
Last week’s economic reports included the National Association of Home Builders Housing Market Index along with readings on consumer sentiment and weekly reports on mortgage rates and new jobless claims. NAHB: Builder Confidence d in Housing Markets Drops 1 Point in JanuaryHomebuilder confidence ...

By David Popoff, Realtor®,SRS, Green ~ Fairfield County, Ct
(DMK Real Estate )
Comments 4
25 Criteria that Influence Mortgage Rates.What every home buyer wants to know is “what is my mortgage rate?” To get the correct rate for each individual’s situation requires many parameters. Here is a list of 25 criteria that would influence your mortgage rates. Loan Size ~ are you getting a Conf...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 0
We've all heard the the radio advertisements promoting "no cost rates" and most homeowners have wondered; is this really true? And how can blame them, no cost rates seem to good to be true. I'll break down what a no cost rate actually means, how different lenders have different definitions and wh...

By Bob Thompson, 562.344.5626 | Stated Income & HELOCs, RT Capital Advisors, Inc.- Commercial/Residential
(RT Capital Advisors, Inc. CEO)
Comments 0
12 Month Bank Statement Averaging, 1 Year Taxes or Asset Amortization Loans for Business Owners or Employees. Self-Employed for the last 2 years: No Taxes, w2's or executed 4506T are requiredEmployees: w2's and paystubs only for Primary Residence  Realtors are considered self-employed. 3, 5, 7 an...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending January 16, 2020 30 Year Fixed Mortgage Rates   Please enjoy this quick update on what happened this week in the housing and financial markets. This week the U.S. and China signed the 'phase one' trade deal, an event that helped drive global stocks to record highs. Talks will...

By Eric Kodner, Wayzata Lakes Realty: Twin Cities, Madeline Island
(Wayzata Lakes Realty: Eric Kodner Sells Twin Cities Homes)
Comments 2
Need a Notary on a Sunday or Holiday? Call a Bail Bondsman! Sometimes the easiest solutions are right in front of you. I discovered this recently while trying to assist a client. We needed a document notarized on a Sunday and it appeared impossible to find one in the southeast Saint Paul metro ar...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
Here is the Video version of this week's Markets in a Minute:  If you have any questions on the market, loan qualification, or just want to get started on your loan, click the button below to get started online, or give me a call at 866-900-2342 toll free direct.  

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 0
Utility bills are generated on a monthly basis which needs to be paid promptly by all. People research and opt for flexible and affordable plans be it for electric energy, water supply, gas providers and much more. All the providers must also put in utmost effort to design plans as per customers’...

By Patty Clark, Helping Families Move with Care
(Morningside Homes, LLC 720-231-5200)
Comments 5
  A mortgage lock-in is a lender's agreement to hold a specific interest rate for a stated period for a loan at the prevailing market interest rate.  This provides the borrower some protection against the interest rates going up during the lock period. If you think the rates are going down, the a...

By Joe Manausa, Tallahassee Real Estate
(Joe Manausa Real Estate)
Comments 2
  Just a reminder that the 12th edition of the Tallahassee Real Estate Newsletter will ship out on Monday. If you have not signed up for the free subscription, you can do so in the right sidebar of the  Tallahassee Real Estate Blog. Each edition is filled with charts, graphs, and analysis of the ...

By Kim Novak, Broker/Owner
(Novak Advantage Real Estate)
Comments 0
Understanding Reverse MortgagesReverse mortgage loans are like traditional mortgages that permits homeowners to borrow money using their home as collateral while retaining title to the property.  Reverse mortgage loans don't require monthly payments.The loan is due and payable when the borrower n...

By Bob Elliot, 20+ Yrs Local Industry Experience
(eXp Realty)
Comments 0
When someone is looking to purchase a house, they need to think about how long they want their mortgage to last. While a bank can structure a mortgage to last for any number of years, the most common lengths are 15 and 30 years. While a 30-year mortgage is typically more affordable, a 15-year mor...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 0
Tomorrow is the beginning of four days of fairly important economic reports and we're getting closer to the signing of the Phase One trade deal with China. For the most part the trade deal is "baked into" the bond markets so consumer mortgage rates should not be significantly impacted as we move ...

By Jason E. Gordon, Sr. Loan Officer, CMPS, CDLP, CDRE, RCS-D, CDPE
(AmeriFirst Financial Inc, San Diego, CA)
Comments 5
The Truth Behind Mortgage Rates. At last, someone is willing to tell the truth with 10 valuable lessons below!  I know of no other industry which spends more money on deceptive advertising aimed at confusing their end users than Banks, Credit Unions, and Mortgage Companies. To learn more about Th...

By Jason E. Gordon, Sr. Loan Officer, CMPS, CDLP, CDRE, RCS-D, CDPE
(AmeriFirst Financial Inc, San Diego, CA)
Comments 2
Below is a simple lesson on how to read the charts associated with the Mortgage Rate Updates & Projections reports which can be found at www.JasonGordon.info nearly every business day. If you are pursuing a mortgage (or helping to refer someone in need of a mortgage), it is highly recommended tha...

By Dave Van Nus, Portland House Hunters and U.S. Veteran Homes!
(Realty ONE Group Prestige)
Comments 11
Credit Repair/Restoration   DID YOU KNOW….that you can have perfect credit…and that you can have all your negative credit completely deleted off your credit report.  This is a very interesting concept and is very skeptical to so many, but we have seen it happen first hand as well for many of our...

By Cheryl Powell - The Powell Team, Concord,Harrisburg & Charlotte NC Area Real Estate
(Southern Homes of The Carolinas - The Powell Team)
Comments 187
    Do you know someone who has a job and works hard, but their income isn't high enough to afford a well maintained home in an area desireable to them?  If so, the USDA Rural Devolopment DIRECT Loan Program may be the perfect loan program for them.  This is a 100% financing (NO DOWNPAYMENT), no ...

By Justin Hermstedt, Digital Marketer for Home Builders
Comments 0
Photo by Kelly SikkemaBuilding a new home is an exciting way to find the perfect home for yourself. When you build, you can guarantee you’ll get the layout you want, with all the premium features you want to prioritize. Building also means not paying for the luxuries you don’t want. While buildin...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
cc: by: https://flic.kr/p/oCx4Bz DEAL OF THE WEEK - Herman Got Free! This week I want to share the story of Herman (name changed for privacy) and how a closing helped free him up from financial bondage. This loan closed last week. By explaining this deal a little deeper, I think you can get some ...