Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Eric L. Green, Your IRS Tax Litigator
(Green & Sklarz LLC)
Comments 1
We handle civil and criminal tax controversy matters, and one matter has now resolved itself and stands as a lesson to anyone who has a bookkeeper who handles their business finances.A Connecticut bookkeeper, Rebecca Block of Windsor, Connecticut, plead guilty today for embezzling over $190,000 o...

By Chuck Carstensen, Minnesota Real Estate Expert
(RE/MAX Results)
Comments 0
Carstensen Team Re/Max Results featuring Paragon Credit Services Weekly Videos Week 12.Go from credit challenged to credit genius with this 16 week video series from Paragon Credit Services! In week twelve of the Credit Genius video we'll discuss how to deal with collection agencies, what to avoi...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 12
  When Applying for Your Mortgage, It's "FATE and RATE" Most of the loan applicants I work with come to me already aware of the fact that their credit scores and credit history contribute to and affect the interest rate quote they will receive upon application for a mortgage ...   They also know ...

By James Grant, Private Lender
(Affordable Mortgage Lending, Inc.)
Comments 6
Affordable Mortgage Lending, we are a direct private money lender, and we offer funding to investors with good interest rates, and not requiring any income check, or credit score. We offer complete asset based financing. We usually take time to carry out an appraisal and a home inspection and th...

By Pamela Madore, Team Work Makes The Dream Work
(The Pamela Madore Group)
Comments 0
Pamela MadoreNMLS #289635 Fair question.   You are used to going to a bank to get a mortgage or even a mortgage company around town. They all have a specific list of programs they offer.   What happens if they say "no"?   Do you go to the next one get your credit pulled again, and again, and agai...

By Ron Lanzillotta & Mike Pesce, The Pesce & Lanzillotta Team, at Douglas Elliman
(The Pesce & Lanzillotta Team, at Douglas Elliman)
Comments 0
The punch bowl has been given back to the housing market in the form of low interest rates.  Mortgage rates are the lowest that they’ve been in 12 months, which is going to have a great effect on this spring selling season.  This past week, interest rates on 30-year fixed rate mortgages averaged ...

By Rob Spinosa, Vice President of Mortgage Lending, Marin County
(Guaranteed Rate, Marin County, CA)
Comments 0
Lock Watch for the Week of 2/25/2019 Volatility-O-Meter:Auctions, GDP and a lot of Jerome Powell talk that could give insight into 2019 interest rate direction.   Economicalendar (all times are Pacific):Mon, 2/25:     2-Yr Note Auction (8:30am), 5-Yr Note Auction (10am).Tues, 2/26:     Case-Shill...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 1
cc:by: https://flic.kr/p/oSpBcn   You may have heard of Alternative Lending loans or Commercial Alt-A loans and wondered, what are those? Alt-A loans are loans that just miss the bank type of financing but are too good to be thrown into private money. It is a fast growing and rapidly expanding p...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 2
Mortgage Updates Before Monday:Late Sunday it was reported by several news outlets that President Trump will hold back on adding new tariffs to Chinese goods due to the significant progress made in recent trade talks with China. While this might be good news for the economy it might push mortgage...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
Last week's economic news included readings on homebuilder confidence in housing market conditions, minutes of January's Federal Open Market Committee meeting, and existing home sales reported by the National Association of Realtors®. Weekly readings on mortgage rates and new jobless claims were ...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
After raising the target range for the federal funds rate in 2018, the Fed's Federal Open Market Committee did not raise the Central Bank's key interest rate at its meeting of January 29 and 30. While Committee members did not raise the Fed's key rate, members were divided on the interest rate de...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 19
 All Loan Officers are NOT Created Equal    Great Discrepancies Exist        A post written by fellow-lender, Joe Petrowsky, inspired me today ...          In Joe's post, he spoke of a client he was able to assist in saving some pretty hefty dollars.  How did he do this?      He suggested they ut...

By Chris B Johnson, 5 Star Rated REALTOR® Quality, Not Quantity
(Allison James Elite)
Comments 4
 #SellYourHomeForMoreandPayLess #TimeToSell #ChrisBJohnsonRealtor #SellersPayZEROCommission  #ListYourHome&PayNoCommission #BetterThanFSBO #5StarREALTOR®Your home is probably the biggest asset you own. This is why you should hire a professional to guide you through all your real estate transactio...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 9
This Weeks Homeowner News:January 2019 has started with a bang in the mortgage industry as mortgage rates pushed down to levels not seen in nearly a year. While mortgage applications for both purchase and refinance transactions dropped significantly over the holidays they've rebounded back to mor...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 0
Mortgage Rates In March:With a week left to go in February it's time to start looking towards March and what the direction of mortgage rates might be as we finish out winter and start spring. I think most mortgage industry professionals would agree; we've had a great start to 2019 with respect to...

By Roy Kelley
(Realty Group Referrals)
Comments 8
It's not unusual for my clients to report having received considerably higher scores from their credit card companies versus the scores received from their Residential Mortgage Credit Report (run when applying for a mortgage and relied upon by Lenders during Underwriting).   The Simple "Cure" tha...

By Toby Barnett, Toby Barnett
(KW North Sound)
Comments 2
With the new year comes the Holiday Financial Hangover. Bank accounts are depleted, credit cards have increased balances and everyone is feeling the pinch. That is why this newsletter will focus on financial tools to manage expenses and budget, ways to improve your credit score, how to save or pu...

By Lauren Massie, CPA, EA, MBA, CPA - Specializing in Tax Settlement in Raleigh NC
(Lauren Massie, CPA PLLC)
Comments 2
Owe taxes this year? Not sure what happened to your tax refund? Questions about owing taxes and receiving smaller tax refunds are very common this time of year. It may be helpful to understand that the amount of taxes owed and refunds are based on actual tax liability compared to tax withholding ...

By Jeff Sipes, Blue Water Credit
(Blue Water Credit)
Comments 1
  A federal tax lien is the government’s legal claim against your property if you don’t pay a tax debt. The lien protects the government’s interest in your property and may include real estate, financial assets, and personal property.  While it has serious financial consequences, one oft-forgotte...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending February 14, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   Producer prices fell for a 2nd straight month in January, leading to the smallest annual increase in 1-1/2 years.Low or absent inflationary pressure is good fo...