Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial


By Bob Elliot, 20+ Yrs Local Industry Experience
(eXp Realty)
Comments 3
Last week’s economic news included readings on construction spending and public and private-sector job growth. Weekly readings on mortgage rates and first-time jobless claims were also released.Construction Spending Dips in DecemberOverall spending on public and private-sector construction spendi...

By Dennis Dahlberg Broker/RI 623-582-4444
(Level 4 Funding )
Comments 1
Are you searching for ways to get rid of timeshare? If so, you need the experts at Timeshare Cancel Center. We can help you get out of your timeshare and may even be able to get you a full refund. The timeshare industry is known for being a scam. So much so that they don’t even call them timeshar...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
cc: by: https://flic.kr/p/8HUqMw Stated Commercial Loans are loans that do not show income on the tax returns and show their income by stating the income via P&L. It is a fast-growing and rapidly expanding part of the commercial mortgage marketplace with new sources coming to market every few mon...

By Nick Good, www.TheGoodHomeTeam.com
(The Good Home Team with eXp Realty)
Comments 1
Have you been asking yourself "Should I Refinance My House Now?" then you are in luck as Nick Good Top Dallas Realtor with The Good Home Team at eXp Realty interviews Texas loan officer, Michael DeBacker "Mortgage Mike"  Michael DeBacker shares with us that interest rates currently (as of the fir...

By Michael Peron, Michael Peron, Dave Florida Real Estate
(South Florida Home Solutions)
Comments 0
What's the skinny on jumbo loans? Let's talk about conforming loans vs. jumbo loans in the mortgage world.The GuidelinesEach year in October, the Federal Housing Finance Agency, or FHFA, collects data on the national median home value and compares that number to October of the previous year. If t...

By Rono Williams
Comments 1
Dealing with the loss of a loved one is an emotional time and has with it a tremendous amount of problems that need addressing immediately. Probate property is daunting enough to most people and requires an experienced expert to help get you through it.Knowing your options can help you make the b...

By Sally Dunbar, Fair Oaks Realtor - Fair Oaks Homes for Sale
(Lyon Real Estate, Fair Oaks CA (Sacramento Area))
Comments 57
Dang! It just happened again! My buyer's daughter transferred $20K into their account, because they're really buying the condo for the daughter with her money. (The daughter has bad credit, but a wad of money, so Mom and Dad are making the purchase for her).  Now we need to show proof of where th...

By Danielle Doucet Personal Real Estate Corp, Kamloops & Kelowna Real Estate
(Kamloops PropertyFor Sale)
Comments 1
Still trying to figure out this RRSP thing? You’re not alone.It's that time of year again - time to make the most of your RRSP contributions before the clock strikes twelve on March 2, 2020The Registered Retirement Savings Plan, known simply as the RRSP to most, is a great tool for saving money. ...

By Richa Nayyar
(Coming service)
Comments 2
Having a personal finance plan is a fundamental part of our life plan. Personal finance planning is the continuous process through which a person analyzes their financial situation in depth, defines their financial objectives clearly and realistically, and creates the necessary plans that will en...

By Lynn Pineda, Real Estate Promises delivered in SE Florida
(eXp Realty)
Comments 13
Want to know the facts about FHA Mortgages? Then you've stumbled upon the right post where Inlanta Madison Mortgage has written a comprehensive guide to FHA Mortgages.   A must read for any home Buyer or for that matter, anyone wishing to educate themselves on FHA Morgtages. Many potential home b...

By Eric J, Dream Home Financing
(Eric J - Dream Home Financing)
Comments 2
What is the Difference Between a Mortgage Broker and a Bank? For a lot of individuals around the world, a house is a major asset they would ever own, and so the choice of purchasing it can be truly daunting. Getting a mortgage involves responsibility, and it can very well become a burden if dealt...

By Velva Dunn, residential sales,new homes and relocation
(Velva Dunn)
Comments 0
When the life security and memories your home holds are at risk, it is understandable when worry takes over. The unemployment, tax debts and illnesses behind most financial crises can have you at a breaking point before home loss becomes a real possibility. When stress is crippling, summon the te...

By Bob Elliot, 20+ Yrs Local Industry Experience
(eXp Realty)
Comments 0
Last week’s economic reports included readings on home prices, new and pending home sales and a statement from the Federal Reserve’s Federal Open Market Committee. The University of Michigan issued its monthly statement on consumer sentiment and weekly reports on mortgage rates and first-time job...

By Kimo Stowell, REALTOR Associate® RS-76763 - Honolulu Hawai'i
(HI Pro Realty LLC RB-21531 )
Comments 0
 Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rates may have changed click here to verify  Lender Term/Type Interest Rate % Points % *APR Aloha Pacific Federal Credit Union531-3711NMLS#377314 15-YR Fixed 2...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 13
  I think the understanding of what the difference is between a pre-qualification and a pre-approval letter is very important, especially in today's market. I am finding to many consumers that have been led that they were pre-approved, when they were hardly pre-qualified. If a loan officer or the...

By Bill Zumwalt, Tax Coach, CPA
(William T. Zumwalt CPA, CTC "The Tax Coach for REALTORS")
Comments 10
Most of the Internal Revenue Service's 90,000 employees are financial bureaucrats, working to collect the taxes that finance our government. But the Criminal Investigations unit, or IRS-CI, is an elite division of 3,700 financial crimefighters dedicated to protecting those taxes. Last month, they...

By Chris and Berna Sloan, Tooele UT
(Group 1 Real Estate)
Comments 18
2017-11-02 11:16:57Get one Home Loan To Buy & Fix Up Grantsville Utah House FHA 203K More people in Tooele County looking for money to get one home loan to buy & fix up a Grantsville Utah house. FHA 203K can be the answer. With so few saleable listings available in Grantsville, many home buyers ...

By Chris and Berna Sloan, Tooele UT
(Group 1 Real Estate)
Comments 16
When a Tooele Home Loan is More Than a Mortgage Mortgage can be a source of cashThere may come a time when a Tooele home loan is more than a mortgage. Or at least you may want it to be. I’m not talking about the ability to continually use the equity in your home to borrow money against to fund to...

By Chris Goulart, California Hard Money Loans & Solutions
(All California Lending)
Comments 0
Hard money lenders fill a gap in the financing sector where the larger, more institutional money does not fund.  While that is true for hard money in general, there are many different shades of hard money sources to consider.  Depending on the project, sometimes it is important to utilize local h...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending January 30, 2020 30 YEAR FIXED MORTGAGE RATE MOVEMENT   Please enjoy this quick update on what happened this week in the housing and financial markets. The Fed left rates unchanged this week, as was expected. Fed Chair Jerome Powell signaled the central bank would adjust poli...