We would like to introduce you to our home buyer specialist, Eric Engels, Realtor® | Real Estate Agent serving the Janesville, Wisconsin area! "Hello Rock County! I am very happy to have joined the Rock Realty team. I have been a resident of Janesville for over 13 years. I lived in the Quad Cites before that living in both Illinois and Iowa. In 2006 I had the chance to move back to the Quad Cites, I thought about it for about 2 seconds, but Wisconsin is the best place to live I couldn't leave. I am a big fan of the Midwest way of living! I am very excited to meet some of the great people in Rock County, and to help them in there home buying and selling needs." "At Rock Realty we use the newest and most innovative technology to help us in our advertising and researching needs. Please fee... 09/17/2013

3825 Tripp Rd, Janesville, WI 53548 (MLS # 1693655)$102,900 Newer 2 Car Garage Janesville Ranch Your starter home is now available! Come see this newer 2 bedroom ranch in Janesville's Loch Lomond subdivision. Attached two car garage. Great lot! Full unfinished basement plumbed for a bathroom. All appliances included. Hurry to view it now. Property Highlights 2 Car Garage Single Floor Ranch Plumbed Basement Great Yard Newer Home Vinyl Siding - Low Maintenance Good Location Features Bedrooms: 2 Bathrooms: 1 Home Size: 924 sq.ft. Garage: 2 Lot Size: 11,761 s/f County: Rock Property Type: Single Family Home Year Built: 2006 MLS Number: 1693655 Click here for additional homes for sale in Janesville: Janesville Wisconsin Homes for Sale 08/12/2013

OPEN HOUSE: JULY 21st - 12:00 P.M. to 2:00 P.M.3141 W Danbury Dr, Janesville, WI 53546 (MLS # 1687806)$178,695 Spacious 5 bedroom home located in Briar Crest Estates. Large private lot with many trees. Wet bar in lower level with walk-out to a hot tub on the back patio. 2 fireplaces and a house vacuum. Bathrooms located on every level. Don't let this opportunity pass by. Bank Owned REO | Foreclosure. Property Highlights Large Wooded Lot 2 Car Garage Walk Out Basement Five Bedrooms Three & 1/2 Baths 2 Fireplaces Basement Bar Deck Hot Tub House Vacuum Features Bedrooms: 5 Bathrooms: 3.5 Home Size: 2,708 sq.ft. Garage: 2 Lot Size: .55 Acres County: Rock Property Type: Single Family Home Year Built: 1984 MLS Number: 1687806 Click here for additional homes for sale in Janesville: Janesville... 07/17/2013

photo credit: janet.powell via photopin cc Things to Consider Before You Add "Landlord" by Your Name (Investment Properties: Part 2 of 5) Owning investment property has been a proven means of gaining wealth. However, it is not as passive as some information marketers would have you to believe. Here are some items to think about before jumping in to the world of landlords. Handling Repairs All homes need maintenance and repairs. It does not really matter how old the home is, whether it is brick or wood or even a modular home. To protect tenants most states have adopted laws that favor the renter when repairs are not made in a timely manner. If you are handy with tools and have a knack for being able to fix anything that breaks then this may not be a major issue. However, if you have a f... 07/12/2013

Rock Realty Client Testimonials"I found Rock Realty on the internet while looking for someone to help us sell our house .. I called and talked to Mike, we set up an appt and he got the ball rolling... and wow did he get the ball rolling..he stepped up in every aspect.. the house was all over the net and we had people looking at the house right away .. he was right there every time we had questions and made us feel as if we were his only client.. he worked thru any difficulties we had without any negativities...our house sold Very quickly and Mike really stepped up through the whole process... Our thanks to Mike and Rock Realty" Scott H. (Janesville, WI)Rock Realty Seller Client Thanks for the compliments, and Congratulations on your closing Scott! Looking to sell your home at a great pr... 06/26/2013

We are happy to announce the closing on another Janesville Wisconsin Rock Realty listing! The home was first listed in April and closed just a few weeks later. This was a fantastic four bedroom Janesville house, at a great price! The new owners are sure going to enjoy the large two car garage too! If you are thinking of selling or buying a home in Wisconsin, our home buyer specialists would be happy to assist you. Give Rock Realty a call at 608-921-8536. (We are a full service real estate brokerage.)   OTHER ARTICLES Getting Pre-Approved for a Mortgage Before Looking for a WI Home 7 Steps to Take Before You Buy a Home Avoiding Problems with Your Escrow Account Benefits of Buying an Owner-Occupied WI Short Sale Buying a WI home after a Short Sale or Foreclosure Getting Familiar with your... 06/26/2013

80 S Fremont St, Janesville, WI 53545 (MLS # 1688010)$79,900 Janesville Bungalow with Large 2 Car Garage Very well maintained 2 bedroom bungalow only a few blocks from high school and fairgrounds. 2 car garage with extra storage. Property Highlights Fenced Yard 2+ Car Garage Convenient Location Vinyl Siding Central Heat & Air Main Floor Bathroom Main Floor Bedroom Deck Full Basement Features Bedrooms: 2 Bathrooms: 1 Home Size: 1,004 sq.ft. Garage: 2 Lot Size: 7000 s/f County: Rock Property Type: Single Family Home Year Built: 1929 MLS Number: 1688010 Click here for additional homes for sale in Janesville: Janesville Wisconsin Homes for Sale 06/14/2013

Check out this Darling 2 Bedroom Bungalow Home for sale in Janesville, WI. To view the interior right now, click here to take a virtual tour. This 2 bedroom bungalow home for sale in Janesville, Wi features original builtins, hardwood floors and nice craftsmen accents. Nestled on a spacious lot, this 2 Bedroom bungalow home for sale in Janesville, WI is conveniently situated and close to Janesville Schools, Shopping and more.  You are sure to get great value in purchasing this 2 bedroom home for sale in Janesville, WI, as Zillow predicts Town of Janesville home values will rise 1.5% next year, compared to a 1.3% increase for Janesville Metro as a whole. Contact Jeff or Becky Zuelke of Zuelke Real Estate for a private showing.  603 eisenhower Janesville, WI 53545 Cute Bungalow Home   Pho... 06/13/2013

Rock Realty Client Testimonials"My husband and I are beyond thankful that we called Michael Collins on a whim last month when we were searching for a foreclosed home to purchase in the Janesville area. We saw a little square ad on the side of the web page that I was looking at and I told my husband, hey call him and maybe he can help us find a property. Little did we know that single phone call would only be the beginning of our journey of searching for a home. Mike went out of his way to help us find the type of property we were looking for. You just don’t find the level of personal attention and customer service that Mike provided us with very often these days. Anyone I talk to, if they are even thinking about buying or selling their home, I am the first to tell them that they need to... 06/12/2013

How to Buy Investment Properties with an IRA - Step by Step (Part 4 of 4) Using a self-directed IRA to buy real estate is a sound investment strategy for many people. The ability to buy assets that can provide strong returns is appealing to a wide range of people. Listed below are the basic steps necessary to buy a property in compliance with the IRS rules governing the use of an IRA account. photo credit: roberthuffstutter via photopin cc 1. Contact a financial firm that has experience with self-directed IRA’s. Working with a firm that is familiar with these accounts and the real estate transactions is the most important step. 2. Understand the IRS rules. A property bought via the IRA must be an investment home. Second homes, vacation homes and primary residences are strictly prohibite... 06/07/2013

2 Incredible Secrets To Refinancing Your Janesville Mortgage Even If You Are Upside Down Are you a homeowner and have not yet taken advantage of the lowest Janesville mortgage interest rates in history because your home’s value is upside down?  Have you tried to refinance your existing Janesville Mortgage only to be denied by your bank or any Janesville Mortgage Company?  Are you one of the over 23% of American Homeowners that owe more on their home than they can sell it for? Hartford Financial has partnered with Fannie Mae, Freddie Mac, and the Department of Housing and Urban Development (HUD) to offer two programs that will allow your family to save $75 to $275 a month regardless of your home’s value. This partnership has ushered in the opportunity for Janesville Homeowners to be able... 05/15/2013

2214 S Marion Ave, Janesville, WI 53546 (MLS # 1679739) Well kept 4 bedroom ranch with private back yard. Breakfast bar in kitchen. Master bedroom with 1/2 bathroom. Large 24'x24' 2+ car garage with LP tanks and exhaust stack for heater. New furnace, A/C, and water heater. Short walk to UW-Rock County. Great find! Short Sale. Property Highlights Great backyard Large 2+ Car Garage Breakfast Bar Four Bedrooms Newer Furnace Newer Water Heater Newer Air Conditioning One & a Half Baths Exhaust Stack for Heater in Garage Insulated Garage Features Bedrooms: 4 Bathrooms: 1.5 Home Size: 1,110 sq.ft. Garage: 2+ Lot Size: 7,840 s/f County: Rock Property Type: Single Family Home Year Built: 1970 MLS Number: 1679739 Click here for additional information: Janesville Wisconsin Four Bedroom Homes for S... 04/09/2013

  What is better for you: The FHA mortgage or the Conforming mortgage? Choosing between the two most popular mortgages, the FHA and conforming, can be done quite easily. It only takes a few pieces of information; your current credit rating, the amount of funds you have for a down payment, current interest rates and the schedules for mortgage insurance premiums. Armed with this information, it is possible to make a logical choice for a good home loan. Different Down Payments One of the major reasons that first time home buyers utilize the FHA loan is the loan down payment offered by the program. FHA only requires a down payment equal to 3.5% to the purchase price of the home. This is regardless of location size or type of structure. However, the conforming mortgage does not have a set do... 02/25/2013

FHA streamline program in Janesville is also available throughout Rock County! The Janesville FHA streamline program will allow you to easily lower your Janesville mortgage interest rate and payment. Interest rates in Janesville are at Record Lows! If you have a FHA mortgage in Janesville, good pay history, and average credit scores, you can start saving $75 to $275 a month!   Our streamlined Janesville FHA mortgage program does not require an appraisal, does not require equity, requires minimal traditional documentation, has no points, and is not a time consuming loan modification.   Our Janesville FHA streamline mortgage program requires a 5% minimum savings, allows you to skip one month mortgage payment, and you will receive a refund of your current escrow account.   Do not delay! Ja... 01/31/2013

Janesville Mortgage Success Story: Kory and Caitlin Kory and Caitlin were married a few months ago and decided it was about time to make the next step and purchase a starter home and apply for a Janesville Mortgage to start a family in.  They said they looked for about 2 or 3 weeks when they found the home they wanted to buy in their price range.  When they contacted a Realtor to see the home, they were told to get a pre-approval letter before she would let them see the house.  Kory and Caitlin were a little upset about this because they said they didn’t want to go through the process of having their credit pulled to see if they were credit qualified if they didn’t like the house they wanted to buy.  They had read on the internet that pulling credit hurts their credit score. They had he... 01/13/2013

Short Sale Real Estate Agents in Janesville, WI 53545, 53546, 53548  Are you looking for a Janesville Wisconsin Short Sale Realtor® or real estate agent? Rock Realty is a real estate brokerage that specializes in Short Sales and Bank Owned Foreclosures in the Janesville WI area. Although we are based in Janesville, we have helped home owners in both Rock County and Dane County, from Beloit to Madison. My name is Michael Collins, broker for Rock Realty. I have completed the Short Sales and Foreclosure Resource training and have been given the SFR designation through the National Association of Realtors® (NAR). Feel free to contact me directly at 608-921-8536 for help with any of your short sale home questions. I have helped many Janesville home owners with their distressed property need... 01/11/2013

Wisconsin FHA Streamline program available for Janesville residents in Rock County!   This Wisconsin FHA Streamline program will allow you to easily lower your mortgage interest rate and payment. Mortgage Interest Rates are at record lows!   If you currently have an FHA mortgage you can start saving $75 to $275 a month!   Our Wisconsin FHA Streamline program does not require an appraisal, requires minimal documentation, has little to no fees, and allows you to skip one month mortgage payment.   Do not delay! Rock County residents call me today at 920-623-9242 or email me at fpabon@wi-mortgage.com to start your Wisconsin FHA Streamline refinance process. 01/09/2013

Home Values in Janesville WI 53546 About Janesville Wisconson (Via City of Janesville website) Janesville is a moderately sized city located on the Rock River in the rolling hills, rich fields and verdant woodlands of scenic south central Wisconsin. Janesville was founded in 1836 and has experienced steady growth and development ever since. Janesville’s long history of strong industry and economic success has helped turn the city into a major commercial and industrial center for the State-Line area. Perhaps what Janesville is best known for is its abundance of beautiful parks and recreational areas. Boat launches, numerous ball fields, 60+ playgrounds, two public golf courses, tennis courts, over 2,300 acres of parkland and 25+ miles of paved bike trail are just some of the amenities en... 11/04/2012

Home Values in Janesville WI 53548 About Janesville Wisconson (Via City of Janesville website) Janesville is a moderately sized city located on the Rock River in the rolling hills, rich fields and verdant woodlands of scenic south central Wisconsin. Janesville was founded in 1836 and has experienced steady growth and development ever since. Janesville’s long history of strong industry and economic success has helped turn the city into a major commercial and industrial center for the State-Line area. Perhaps what Janesville is best known for is its abundance of beautiful parks and recreational areas. Boat launches, numerous ball fields, 60+ playgrounds, two public golf courses, tennis courts, over 2,300 acres of parkland and 25+ miles of paved bike trail are just some of the amenities en... 10/24/2012

Home Values in Janesville WI 53545 About Janesville Wisconson (Via City of Janesville website) Janesville is a moderately sized city located on the Rock River in the rolling hills, rich fields and verdant woodlands of scenic south central Wisconsin. Janesville was founded in 1836 and has experienced steady growth and development ever since. Janesville’s long history of strong industry and economic success has helped turn the city into a major commercial and industrial center for the State-Line area. Perhaps what Janesville is best known for is its abundance of beautiful parks and recreational areas. Boat launches, numerous ball fields, 60+ playgrounds, two public golf courses, tennis courts, over 2,300 acres of parkland and 25+ miles of paved bike trail are just some of the amenities en... 10/24/2012