Virginia Homebuyer Rebate Recipient: Mrs. BandaGet a cash back real estate rebate when buying your next home in Virginia. Recently Marcus Rice with Equity First Realty was proud to give another cash back rebate check to first time homebuyer Mrs. Banda for $3,250.00. This corporate executive took advantage of the Equity First Realty Cashback Rebate Program on her new home. Mrs. Banda also qualified for our Virginia Corporate Home Buyer Rebate Program. Congratulations to Mrs. Banda and her mother on closing on Mrs. Banda's new home! Glory to Yahweh, Jesus and the Holy Spirit!Get a cash back real estate rebate when buying your next home with Equity First Realty®. Receive thousands of dollars at closing with our award winning program! Here are some of our past clients who received their hom... 12/23/2019

New Construction Homebuyer Rebate ProgramGet a cash back real estate rebate when buying your next home in Virginia. Recently Marcus Rice with Equity First Realty was proud to give another cash back rebate check to Wyatt Heard for $6,753.00. This corporate executive took advantage of the Equity First Realty Cashback Rebate Program on his new home. Mr. Heard also qualified for our Virginia Corporate Home Buyer Rebate Program. Congratulations to Mr. & Mrs. Heard on closing on their new home today! Glory to Yahweh, Jesus and the Holy Spirit!Get a cash back real estate rebate when buying your next home with Equity First Realty®. Receive thousands of dollars at closing with our award winning program! Here are some of our past clients who received their home buyer rebate with Equity First Real... 06/05/2019

Listed for Sale 1008 Tall Grass Ct, Henrico, VA 23223 - MLS# 1918274Amazing 3 Bedroom, 2 Full Bath Tri-Level, Lower level could be used as a in-law suite. This home has been well maintained. The home also features a rear deck and front porch. Home features a updated kitchen with newer appliances. The home also features a HUGE walk-in closet in the master bedroom. The master bedroom also has a private bathroom which features his and her sinks, a separate shower, a jetted tub - ideal for their days when you just want to relax. The family room, located downstairs, has a gas fireplace. The new shed in the backyard conveys with purchase. All appliances convey except the wine refrigerator and freezer chest. This home will sell quick, all offers will be presented to the sellers this weekend.Ge... 06/04/2019

New Construction Homebuyer Rebate Program - Craftmaster HomesCraftmaster Homes is a leading Virginia homebuilder. We offer cash back rebates on new construction homes and condos built by Craftmaster Homes.When you buy a new home from Craftmaster Homes for $500k+ with Equity First Realty as your buyer’s agent, you'll receive 2% of the price rebated back to you at closing. You’ll receive your rebate as a direct dollar-for-dollar reduction of the money you would otherwise have to bring to closing or you will receive a check at closing from Equity First Realty! When you buy a new construction home for $500k+ directly from a Virginia builder with Equity First Realty as your buyer’s agent, we will rebate you 2% of your new home’s purchase price! That’s 66% of the standard 3% buyer’s agent com... 05/16/2019

New Construction Homebuyer Rebate ProgramGet a cash back real estate rebate when buying your next home in Virginia. Recently Marcus Rice with Equity First Realty was proud to give another cash back rebate check to Mr. & Mrs. Shah for $4,818. These corporate executives took advantage of the Equity First Realty Cashback Rebate Program on their new home. Mr. & Mrs. Shah also qualified for our Virginia Corporate Home Buyer Rebate Program. Congratulations to Mr. & Mrs. Shah on closing on their new home today!Get a cash back real estate rebate when buying your next home with Equity First Realty®. Receive thousands of dollars at closing with our award winning program! Here are some of our past clients who received their home buyer rebate with Equity First Realty's Home Buyer Cashback Rebate Pr... 05/07/2019

The last three years have been a great seller's market here in Richmond, VA and probably most of the country.  Inventory has been very low, and we have seen houses swept off of the market in less than a day with multiple offers increasing the contract price over list price.  The market has shifted slightly in Richmond, VA, but there are still areas where the competitiion is fierce.  As a buyer, how do I win the house of my dreams in one of these areas that continually has multiple offers?  The first thing you want to do is get yourself an experienced Realtor.  Don't just go with your sister's friend because she is new in the business and needs a sale.  The next thing you will need to do is get yourself a solid local lender.  Your Realtor should have a list of lenders and contact informa... 04/30/2019

If you are a first time home buyer in Richmond, VA you should read this blog post.  I am going to break down the home buying process for Richmond real estate.  The first thing you will want to do before anything is get pre-qualified, preferably by a local lender.  Why a local lender?  They are easier to get in contact with when you need them.  They will also use local appraisers that are familiar with the real estate market in Richmond. As your local Richmond realtor, I can give you referrals to a few different lenders, but you can use any lender.  There are a few reasons you want to get pre-qualified.  You don't want to sell yourself short and not get everything you want in a home.  You also don't want to be looking at homes that may be above your budget.  Getting pre-qualified gives y... 04/30/2019

The Richmond Real Estate Market is on fire!  The interest rates are still very low, which means a lot of first time home buyers are thinking about buying a home.  For the first time home buyer, the question is,"how much money do I need to have to buy a home?"  That's a great question, and it all depends.  When our parents were purchasing a home, they probably had to have 20% of the purchase price of the home to put down as a deposit.  This is no longer the case, but a lot of people still think you have to have 20% down.  There are several different loan products out there.  There are VHDA loans that are 0% down payment.  You have to qualify with your credit, and there is an income requirement.  If you make too much money, you may not qualify.  There are FHA loans that require a 3.5% dow... 04/30/2019

Buying your first home can be a stressful experience.  As a first time home buyer,  you want to make sure to do some research before you jump in head first.  We have compiled a list of things to avoid when you are a first time home buyer.  1.  Thinking you won’t qualify for a home loan.  Many potential first time home buyers don’t even try to purchase a home because they think they won’t qualify.  There are a lot of first time home buyer loans that are designed specifically for the first time home buyer.  If you are interested in purchasing a home, check with a few local lenders to see if you qualify.  The worst they can say is no.  2.  Not getting pre-qualified before you start searching for a home.   First time home buyer pre-qualificationThe last thing you want to, as a first time ho... 04/30/2019

The neighborhoods of Northside in Richmond include northern Richmond and some parts of Henrico.  These neighborhoods include Bellevue, Barton Heights, Ginter Park, Chestnut Hill Plateau, Rosedale, Washington Park, Highland Park, Sherwood Park, Hermitage Rd, Brooklyn Park, Montrose, and many more.  The neighborhood of Northside Richmond began in the late 1800's and can be credited to philanthropist Lewis Ginter and planned by Frederick Law Olmstead Sr. The intent was to have streetcar transportation for businessmen to retreat from the city to the suburbs.  The project was not fully realized because of the depression, and most of the houses were constructed from the 1920's to the 1940's.  There has been a revitalization in Northside over the few years, and the Northside is now one of the ... 04/30/2019

If you are a first time home buyer, and you are thinking about buying your first home, you want to research the different loan options available to you.  Just because you are a first time home buyer, that doesn't necessarily mean that a first time home buyer loan is your best option.  There are several factors that you want to consider when applying for a loan as a first time home buyer.  A lot of first time home buyer's don't have the money for a down payment on a loan.  There are a few options with little to no down payment.  There is your standard first time home buyer loan or FHA loan.  The standard FHA loan requires a down payment of 3.5% of the purchase price of your new home.  There is also a first time home buyer renovation loan or FHA 203k loan.  You would still need to put dow... 04/30/2019

Virginia Homebuyer Teacher Rebate ProgramGet a cash back real estate rebate when buying your next home in Virginia. Recently Marcus Rice with Equity First Realty was proud to give another cash back rebate check to Mrs. Edmonds for $2,075. This Virginia School Teacher qualified for our Virginia Hometown Hero Homebuyer Rebate and Equity First Realty Cashback Rebate Program. Congratulations to Mrs. Edmonds, you are a true Hero!Get a cash back real estate rebate when buying your next home with Equity First Realty®. Receive thousands of dollars at closing with our award winning program! Here are some of our past clients who received their home buyer rebate with Equity First Realty's Home Buyer Cashback Rebate Program! Want more money in your pocket for closing? How about being able to afford... 04/29/2019

2018: A Year in Review for Fan District Real Estate As we close out another year, I always like to take a look back in the rear view mirror to see how things wrapped up ... and how they compared to previous years. While real estate changes each year (heck sometimes it feels like weekly), it's always critical to keep an eye on trends and where the market is heading.   THE SHORT VERSIONThe Fan District real estate market continued to be strong in 2018.  Another year that we were faced with limited inventory and a strong demand from buyers, which worked towards most sellers advantage.  There were less sales in 2018, but that was driven by inventory, not demand.    YEAR OVER YEAR COMPARISON WHAT YOU DON'T SEE IN THE FIGURES ABOVEYes, to most buyers and sellers final purchase price is the mo... 02/08/2019

Home Buyer Cashback Rebate ProgramHenrico County Virginia Home Buyers Receive a Cashback Rebate Check for $6,375!Get a cash back rebate check when buying your next home in Virginia. Recently Marcus Rice and Tonya Rice with Equity First Realty were proud to give another cashback rebate check to corporate executives Hemin Yang & Qu Xiong for $6,375. These homebuyers took advantage of the Equity First Realty Cashback Rebate Program on their new home. Congratulations to Hemin Yang & Qu Xiong!Get a cash back real estate rebate when buying your next home with Equity First Realty®. Receive thousands of dollars at closing with our award winning program! Want more money in your pocket for closing? How about being able to afford a bigger/nicer Virginia home? Well, you can with Equity First Realty... 02/01/2019

Home Buyer Cashback Rebate ProgramRichmond Virginia Home Buyer Receives a Cashback Rebate Check for $4,655!Get a cash back rebate check when buying your next home in Virginia. Recently Marcus Rice and Tonya Rice with Equity First Realty were proud to give another cashback rebate check to computer guru executive Gabe Pacuilla for $4,655. This first time homebuyer took advantage of the Equity First Realty Cashback Rebate Program on his new home. Congratulations to Mr. Pacuilla!Get a cash back real estate rebate when buying your next home with Equity First Realty®. Receive thousands of dollars at closing with our award winning program! Want more money in your pocket for closing? How about being able to afford a bigger/nicer Virginia home? Well, you can with Equity First Realty®! Equity Fir... 01/30/2019

Home Buyer Cashback Rebate ProgramGlen Allen Virginia Home Buyers Receive a Cashback Rebate Check for $11,009!Get a cash back rebate check when buying your next home in Virginia. Recently Marcus Rice and Tonya Rice with Equity First Realty were proud to give another cashback rebate check to Mr. & Mrs. Arora for $11,009. These home buyers took advantage of the Equity First Realty Cashback Rebate Program on their new home. Congratulations to Mr. & Mrs. Arora!Get a cash back real estate rebate when buying your next home with Equity First Realty®. Receive thousands of dollars at closing with our award winning program! Want more money in your pocket for closing? How about being able to afford a bigger/nicer Virginia home? Well, you can with Equity First Realty®! Equity First Realty Now Gives... 01/04/2019

How Long Do Negative Items Stay On My Credit Report? One of the most frequent questions our clients at Virginia Credit Repair ask us is how long do negative items report on your credit report?Below is a list of various accounts and how long they can remain on your credit report.Delinquencies (30 – 180 days): Can remain seven years from the date of the initial missed payment. Collection accounts: Remain seven years from the date of the initial missed payment that led to the collection (the original delinquency date). When a collection account is paid in full, it will be marked “paid collection” on the credit report. Charged-off accounts: Remain seven years from the date of the initial missed payment that led to the charge off (the original delinquency date), even if payments are later ma... 12/06/2018

Virginia Credit Repair LLC Opens Two New OfficesVirginia Credit Repair LLC opens two locations in the Richmond Virginia area. 4860 Cox Rd and 6500 Harbour View Court. Virginia Credit Repair has a passion to help remove negative entries and improve comsumers credit report scores with Experian, TransUnion and Equifax. Virginia Credit Repair helps to clean up your past negative credit, track your present credit and change your financial future. Heres what we do: We work with the credit bureaus and your creditors to challenge the negative report items that affect your credit score.​ Easy access to your account 24/7 for live status updates on improvements on your credit reports and scores.​ We’ll maximize your score so you can achieve your goals and learn how to maintain your awesome credit ... 12/06/2018

Home Buyer Cashback Rebate ProgramVirginia Home Buyers Receive a Cashback Rebate Check for $13,798!Get a cash back rebate check when buying your next new home in Virginia. Recently Marcus Rice and Tonya Rice with Equity First Realty were proud to give another cashback rebate check to Mr. & Mrs. Smith for $13,798. These home buyers took advantage of the Equity First Realty Cashback Rebate Program on their new home. Congratulations to Mr. & Mrs. Smith! Get a cash back real estate rebate when buying your next home with Equity First Realty®. Receive thousands of dollars at closing with our award winning program! Want more money in your pocket for closing? How about being able to afford a bigger/nicer Virginia home? Well, you can with Equity First Realty®! Equity First Realty Now Gives YOU C... 11/14/2018

Equity First Realty Mortgage Payment ProgramVirginia Home Buyers Receive a Mortgage Payment Check for $3,029Equity First Realty was proud and excited to present its first Mortgage Payment Program Check to Mr. & Mrs. McCray. These first-time homebuyers took advantage of our firm’s newest home buying program. Equity First Realty is paying their first two mortgage payments. The McCray's won't make their first payment from their funds until 90 days after they move in. Congratulations to Mr. & Mrs. McCray! http://equity1strealty.com/mortgage-payment-programBUYERS - Save Thousands of Dollars back when you buy your next home with Equity First Realty®! Buying a new home? Equity First Realty® will pay on your mortgage payment(s). Make no mortgage payments from your funds until 60-90 days after y... 10/26/2018