When you're applying for a mortgage, you want to find the lender that will give you the best deal. 🕵️‍ But how do you know what that is? Check out our article that breaks down the difference between APR and interest rates to help you make the most informed decision! To get to a proper comparison, you have to compare apples to apples and oranges to oranges, as the adage goes. So, to help you in that endeavor, we’re setting out to tackle the difference between APR and interest rate.What is an Interest Rate?The interest rate on your loan is the annual cost you’re paying to borrow money from your lender, shown as a percentage. It’s important to note that the interest rate doesn’t reflect any other fees, charges, or costs associated with your loan. What is APR?APR stands for annual percentag... 11/29/2022

There's always going to be a million reasons why not to buy a home - whether the rates are too high, too much competition, prices are on the roof, the dog eating the offer letter earlier this morning, and so much more.However, you have to understand that real estate investments are for the long haul - which helps build a financial and wealth stability in your portfolio. Sure, some rates and prices can be a bit higher than your liking, but taking care of that property in the long run can give you a high yield in the next few years or decades once you decided to sell that home.In this buyer-driven market, it's all about positioning yourself to take advantage of what you have right now. Play with your strengths - sellers are much more willing to cooperate right now in this market shift. Do... 11/29/2022

It's #GivingTuesdayYou know. After Thanksgiving, and Black Friday, there's Small Business Saturday, Cyber Monday, and then...Giving Tuesday.It's day to donate to charities. Well, I'm involved with a service sorority that raises money for cancer research. Each chapter raises money and then we have a national convention where we vote on doctors doing revolutionary research and we give them money to work toward cures. Last year we raised and awarded $380,000 to 6 doctors. My sisters made a video about why we joined Phi Beta Psi. Perhaps you'll consider making a tax-deductible donation today.   Thank you in advance,DanaUpsilon Gamma Chapter of Phi Beta Psi 11/29/2022

Farmville VA:Prince Edward CoChristmas Parade 2022*picture credit: Farmville JayceesSunday December 4, 2022at 2PM Rain or ShineNow that it is officially the countdown to Christmas there is no lack of Holiday Cheer to enjoy. One of my favorites is the annual Christmas Parade. In each community there is planning and anticipation by both the ones who enter the parade and those that plan to attend the parade. Then the icing on the cake is Santa Claus coming to town!Farmville Virginia is no exception and this years' Christmas Parade, put on by the Farmville Jaycees, is themed "A Valentine’s Day Christmas: Hearts and Love". I am excited to see all of the work that the entrants have done to again make this a small town tradition worth talking about.For More information on the parade or other e... 11/28/2022