Contact: SuAnne Hoffman Phone: 801-360-3900     2-Story, Single Family - Payson, UT Listed at 699000       Send To   Subdivision   Category Homes Type Lease to own Sq Footage 8770 Bedrooms 6 Bathrooms 3 Half Bathrooms 0 Lot Size 2 Short Sale No Year Built 1996 Home Address 802 E 400 S Payson, UT 84651   Home DescriptionThe stunning Victorian style home sits on 2.32 acre overlooking the valley with panoramic views. Own your own knoll!! This home includes 2 living rooms, large kitchen, high end appliances, The large kitchen has a huge island with built in seating for 6, gas cook top and the cabinets are custom distressed wood, tons of storage and a built-in refrigerator. There is also a built in desk with cabinets above. The home has a large formal dining room with a bay window as well... 07/27/2016

  Contact: SuAnne Hoffman Phone: 801-360-3900     Rambler/Ranch, Single Family - Payson, UT Listed at 184900       Send To   Subdivision   Category Homes Type Lease to own Sq Footage 1454 Bedrooms 3 Bathrooms 1 Half Bathrooms 0 Lot Size 0 Short Sale No Year Built 1910 Home Address 175 S 800 E Payson, UT 84651   Home DescriptionCompletely remodeled. Super cute! Check out the photos! lovely deck off the family room. Family room with wood burning stove. Office could be a bedrooms. Great location. Come check this one out. Home Features   Additional Links   Virtual Tour   Property Description This home for sale is located in ! This Payson community has homes for sale ready for immediate move in but none match the ammenities this home offers. If you are looking for a one of a kind home in , ... 07/26/2016

FHA Home Mortgage Payson Utah Payson, Utah FHA Loans FHA Loans in Payson, Utah Thinking about buying a home in Payson, Utah? Then a Federal Housing Administration(FHA)Loan may be right for you. If you: - Your credit score isn't perfect. - Need to have a low down payment. - Think you don't qualify for a loan right now. - Are buying your first home. Then one of the best options for you is an FHA Loan! An FHA Loan is not a loan to you from the FHA, rather it is a loan backed by the FHA and granted to you by your lender. Because your lender is backed by the FHA, your monthly payments and interest rates can be low. For more information about how an FHA Loan works click here: portal.hud.gov. Requirements for an FHA Loan aren't as strict as other home loans. Requirements for an FHA Loan: - Abo... 09/19/2013

The number of Homes in Payson sold had a healthy increase of 57%.  Median and average sold price of Payson Real Estate both took a hit though as decreases were above 10%. 07/21/2010

Energy Audits for Historical Buildings like the Peteetneet School in Payson, Utah | Information gathered from any Utah energy audits in the Historic Areas of Utah County, Utah will be used to determine energy efficiency, retrofitting and weatherization projects using funds from the Energy Efficiency and Conservation Block Grants (EECBG). Retrofitting projects will include air infiltration, energy efficient windows and doors, insulation levels, weather-stripping and caulking, and electric base loads.   Using its EECBG formula funding to retrofit and improve the energy efficiency of a number of it's municipal buildings that will result in substantial reduction in energy usage. EECBG Formula grants can be used for energy efficiency and conservation programs and projects community wide, as ... 06/19/2010

Energy Audits for Historical Buildings like the Payson Historic District, Utah | Information gathered from any Utah energy audits in the Historic Areas of Utah County, Utah will be used to determine energy efficiency, retrofitting and weatherization projects using funds from the Energy Efficiency and Conservation Block Grants (EECBG). Retrofitting projects will include air infiltration, energy efficient windows and doors, insulation levels, weather-stripping and caulking, and electric base loads.   Using its EECBG formula funding to retrofit and improve the energy efficiency of a number of it's municipal buildings that will result in substantial reduction in energy usage. EECBG Formula grants can be used for energy efficiency and conservation programs and projects community wide, as wel... 06/19/2010

Prices of real estate in Payson Utah has stayed pretty close to a 4% appreciation line set from 2000.  Payson homes sold increased to over 350 in 2006 and dropped just below 150 in 2009.  Even with the decrease, it was not as dramatic last year as it was in the years prior.  This could be a sign of an increase of homes in Payson sold within the coming years. 05/26/2010

We need Positive Price Action to confirm market bottom.  One month of price improve isn't sufficient to confirm the market bottom.  We need to see appreciation month over month for three months. PRICE ACTION   Other good signs in addition to positive price action is lower DOM (days of the market), lower new listings and higher percent of new listings being SOLD.    SUMMARY Currently we are not seeing the needed positive price action (along with other indicators) to confirm a market bottom.  This is NOT a good time for those with low and/or no risk tolerance to purchase.  High and medium risk tolerant investors are making buying decisions and are doing some bottom fishing.  Some are trying to time the market and market timing is risky.  Trying to time the bottom is not for the inexperien... 11/01/2009

Payson Real Estate was actually part of the minority in Utah County with a decrease in number of homes sold.  At the same time, only 7 less homes sold and prices decreased close to 3% which is much better than what many other cities experienced.  Inventory is high at 14 months and there are 138 Payson homes for sale.  07/08/2009

There are a number of things to consider when choosing the right home and everyone's priority is different.  Where should it be located; neighborhood preference; single or multi-level, number of bedrooms and baths; square footage: yard size; features: quality of school; age of home; interior or exterior appeal; and most of all, price, because if it's out of your budget, it can't be considered. Make a List Make a priority list of things important to you.  Start with the most important, things you have to have.  Then work down the list, putting them in order of most important.  After you are done, go up to the top and move down until you get to a place where you can draw a line.  Above the line should be all of the items you have to have, and below the line should be all of the things tha... 06/20/2009

Some people are very successful at selling their home "by owner".  They have knowledge of key marketing strategies, how to best show their home, and they possess a good understanding of contracts.  They are versed in negotiation tactics, but most of all, they are aware of the current market in their area and have priced their home appropriately.  They realize the majority of homes on the market today are sold through an agency and they are aware that potential buyers might expect them to sell for less that market value because they will not be paying an agency commission.  On the other hand, listing your home with a Realtor means that upon the sale, you pay a commission to the agencies involved out of your proceeds.  This commission is negotiable.  The advantages, however, might just be... 06/12/2009

We need Positive Price Action to confirm market bottom.  One month of price improve isn't sufficient to confirm the market bottom.  We need to see appreciation month over month for three months. PRICE ACTION   Other good signs in addition to positive price action is lower DOM (days of the market), lower new listings and higher percent of new listings being SOLD.    SUMMARY Currently we are not seeing the needed positive price action (along with other indicators) to confirm a market bottom.  This is NOT a good time for those with low and/or no risk tolerance to purchase.  High and medium risk tolerant investors are making buying decisions and are doing some bottom fishing.  Some are trying to time the market and market timing is risky.  Trying to time the bottom is not for the inexperien... 05/28/2009

Going through a bankruptcy can be a very traumatic event, both emotionally and financially. Your confidence in your ability to function financially may have been shaken and you may be wondering if there is any hope for your credit after this bankruptcy. The good news is that you can establish good credit again and there will even be lenders willing to loan money to you in the future. First, you need to realize that bankruptcy does not affect your credit forever. While it can appear on your credit report for as long as ten years, if you immediately start managing your finances better and paying your bills on time, the bankruptcy will have less and less bearing on your credit score as the time passes. Remember though, that your bankruptcy effort on your credit will only lessen as you make... 05/19/2009

Narrow your home search by identifying neighborhoods that are right for you. This helps keep your search focused and efficient. Your local REALTOR® can offer neighborhood information to guide you in your search. When evaluating a neighborhood you should investigate local conditions. Depending on your own particular needs and tastes, some of the following factors may be more important considerations than others: •·         quality of schools •·         property values •·         traffic •·         crime rate •·         future construction •·         proximity to schools, employment, hospitals, shops, public transportation, prisons, freeways, airports, beaches, parks, stadiums and cultural centers such as museums and theaters Neighborhood Search Strategies for Limited Budgets If you're a ... 05/15/2009

Payson homes sold decreased 8.33%, which only ended up being a difference of 3 homes.  Sold price went from being in the lower 200s to the upper 100s, decreasing more than 10%.  Homes in Payson are actively listed now for more than what they sold for during the 1st quarter of 2008.  With inventory at 15 months, prices probably will decrease again.   04/23/2009

Buying a home can be an intimidating process. You may have heard stories about other buyers getting scammed by shady mortgage lenders, or about people getting rejected for home loans because of small things. While you will have to be cautious as you choose a lender and the right loan program, you should be glad to know that you do have certain guaranteed rights in the loan application process. Thanks to two laws, the Fair Housing Act and the Equal Credit Opportunity, you can feel protected against discrimination as you apply for a mortgage loan. These laws prohibit mortgage lenders from discriminating against your application because of your race, color, national origin, religion, sex, marital status, age, receipt of public assistance funds, familial status (having children under the ag... 04/15/2009

Buying a home can be a very exciting process. Yet it can also be very frustrating if your mortgage loan application is denied, especially if you are denied right before the loan was supposed to close. To avoid that annoying scenario, you should understand the reasons why a loan application might be denied, and then do everything you can to make sure your application will not face any of those risks. One of the most common reasons that a mortgage application is denied is because of a second-rate property appraisal. Lenders want to be sure that the amount of money being loaned is truly an accurate reflection of the value of the home you are buying. If the appraisal was inflated, the truth is that you are being asked to pay too much for the home. While that is a bad situation for you as th... 04/13/2009

The seller of the property is the person who sets the price of the property (especially residential property), and not an appraiser. This is because sellers normally do not order an appraisal when selling their homes. Sellers wish to obtain the highest selling price possible for their homes and hence do not want to be bound by the appraiser's assessment of their home. The real estate agent, who receives a percentage of the price as compensation and often represents the seller in the transaction, normally assists the seller in setting the sale price. The real estate agent performs a comparative market analysis (CMA). The appraisal laws in most states allow real estate agents to perform CMAs without an appraiser's license or certification. A CMA is a necessary part of the agent's preparat... 03/23/2009

Real Estate in Payson was among the most affordable in Utah County. It still is, but over the past 10 years it dramatically rose in price. Home sales rapidly increased annually from 1999 to 2006. Prices followed a step behind that trend and peaked in 2007. Since that point home sales and prices have declined in Payson Utah. The yellow line in this graph gives us an estimate of what median prices would be if they appreciated at exactly 5% annually. Currently Payson Utah has 164 Homes for Sale. The median price of these Payson Home Listings is $217,900 and the Average price is $261,000.     These graphs are not taken from official numbers and are for information purposes. 02/26/2009

We need Positive Price Action to confirm market bottom.  One month of price improve isn't sufficient to confirm the market bottom.  We need to see appreciation month over month for three months. PRICE ACTION                    Other good signs in addition to positive price action is lower DOM (days of the market), lower new listings and higher percent of new listings being SOLD.     This is NOT a good time for those with low and/or no risk tolerance to purchase.  A strong case can be made that those who are looking for a home for their family with plans to stay long term.  Why not buy now?  Especially if the numbers make sense, i.e. Owning vs. Renting.  Even, if the market retracts more (which is extremely likely) in the future.  Between the coming market bounce and future normal cycle ... 02/05/2009