ITIN mortgage with 15% Down.
By RPDFW @ Salas Home Team, #1 Team in Real Estate Specialty Services
(Realty Preferred DFW)
If you're looking for a home in Texas but don’t have a social security number, an ITIN mortgage loan could be just what you need! These loans are designed specifically for people like you, making it possible to secure financing without the hassle of needing a US Visa.So, what’s the deal with ITIN loan requirements? First, you’ll need to show that you’ve got some steady employment—two years' worth will do. If you're self-employed, no worries! Just provide your bank statements or tax returns to prove your income. You’ll also need your last two years of tax returns along with W2s or 1099s.When it comes to down payments, aim for at least 15%. Plus, having a decent credit report helps; if not, three alternative credit references (like utility bills or rent payments) can work too! Don’t forge...
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