What Are Current Mortgage Interest Rates — and How Do They Impact Your Buying Power?Buying a home isn’t just about finding the right house. It’s about how much home you can afford — and one of the biggest levers in that equation is the interest rate on your mortgage. Let’s break it down: what rates look like right now, how they affect your buying power, and what you need to know if you’re shopping in our San Antonio / Boerne area.1. The Current Rate Landscape (USA)Here’s a snapshot of what’s happening nationwide: For a standard 30-year fixed-rate mortgage, current published rates are in the ~6% range. For example, some national lenders are showing rates like 6.25%. bankofamerica.com+4Bankrate+4Freddie Mac+4 One large bank’s published rate for a 30-year fixed was about 5.875% for a defin... 11/04/2025

🏡 Is Now a Good Time to Buy a House?If you’ve been wondering “Should I buy now or wait?” -  you’re definitely not alone. With mortgage rates and affordability shifting almost weekly, it’s a fair question that deserves a real answer (not just a “depends…” from the internet).Let’s start with the big picture - then we’ll zoom into what’s really happening right here in San Antonio, Boerne, and the Texas Hill Country.🔍 The Big Picture: What’s Happening NationallyMortgage rates are hovering around 6%–6.5% for a 30-year fixed loan. Not the record-low rates of a few years ago, but thankfully a step down from 2023’s highs.Here’s what that means for buyers: Affordability is still tight, but improving slightly as rates ease and inventory grows. More homes are available now than during the frenzied... 11/03/2025

San Antonio’s real estate landscape continues to thrive, especially in the new construction sector. With expanding communities in areas like Helotes, Redbird Ranch, and Schertz, builders are rolling out attractive incentives to entice buyers and ease the financial burden of homeownership. Whether you're a first-time buyer or looking to upgrade, these offers can make a significant difference in your bottom line.🔑 Common Builder Incentives in San Antonio Here’s a breakdown of the most popular incentives currently offered by builders across Greater San Antonio: Rate Buydowns: Builders like M/I Homes are offering 3/2/1 buydown programs, which can lower your interest rate to as little as 1.875% in the first year. This can translate into hundreds of dollars in monthly savings. Closing Cost As... 10/17/2025

Buying your first home comes with excitement, responsibility, and a long list of “now what?” questions. Suddenly, you're not just living somewhere — you're in charge of every creak, leak, and strange noise your home makes. Homeownership means becoming the default facilities manager of your own life. It’s empowering but also overwhelming if you’ve never had to think about HVAC filters or gutter drainage before. The good news? You don’t need to know everything right away. What matters is learning the few essentials that can save you from expensive fixes and help you stay ahead of seasonal surprises.Maintain Your HVAC System Before It BreaksYour HVAC system is one of the most expensive and essential pieces of your home’s infrastructure — yet most first-time buyers don’t think about it unti... 09/19/2025

Selling a newer home comes with a unique edge — but only if you present it right. Buyers today are selective, savvy, and quick to scroll past listings that don’t communicate quality. If your home has been built in the last few years, it's crucial to focus on what sets it apart: builder upgrades, modern systems, energy efficiency, and up-to-date warranties. The challenge isn’t the house itself — it’s making sure serious buyers notice. By proactively highlighting the right features and removing doubt, you can position your home as a turnkey prize rather than just another listing. Here's how to show buyers your home isn’t just new — it’s worth their full attention.Spotlight the Builder’s UpgradesDon’t assume buyers will catch every upgrade on their own — many won’t unless you highlight the... 09/17/2025

There’s a strange magic in midlife. You’ve been through some things. You’ve built, rebuilt, and maybe broken a few things along the way too. But then, somewhere around 40 or 50, something sharp stirs: a pull to change—not just your home, but the life inside it. A midlife move isn’t just about square footage or zip codes. It’s about declaring, “I still get to choose.”Midlife as a Rebirth PointWhat makes this moment so potent is the clarity that creeps in. You know time isn’t endless. You stop chasing what impresses and start craving what feels like you. Psychologists suggest that this shift emerges from our changing relationship with time. As we age, we begin to reflect on life stories, choosing depth over breadth, prioritizing emotional fulfillment over blind ambition. In that light, mo... 08/29/2025

A sizzling month with even hotter market stats July wasn’t just scorching in temperature—it brought some fascinating shifts in the San Antonio housing market. If you’ve been wondering, “How’s the market?”—here’s your answer: 🏘️ Sales & Pricing Trends Total Homes Sold: 2,915 Average Sales Price: $401,703 — up 7% Median Sales Price: $330,000 — up 4% Price per Sq. Ft.: $181 Close-to-Original List Price Ratio: 93.9% 📦 Inventory & Market Balance Months of Inventory: 6.12 — indicating a balanced market Days on Market: 74 — up 16%, suggesting buyers are taking more time New Listings: 4,921 Active Listings: 17,131 — up 14% Pending Sales: 2,288 — down 24% 🏠 Rental Market Snapshot Average Rent: $1,914 Active Residential Rentals: 4,773 — up 20% The rental market is heating up faster than home sale... 08/12/2025

I recently commented and responded to a post by Patricia Feager, A Self that Goes on Changing. It certainly is a challenge going into any business, especially the real estate business. If I have learned one thing, it's how to be adaptable and willing to work through all the changes that it took to get me where I am today. There have been some very tough transactions, and moments when quitting looked good, but they were all a part of the learning experience. I have to admit education and keeping up with change plays a big part in staying afloat in this business.One of the most noticeable changes for me was showing properties. When I first started in real estate, I used to meet potential buyers at the office. Then, we would all take a ride in my car to go view properties. We were encourag... 07/30/2025

The Alamo Ranch community in Northwest San Antonio has been a focal point for homebuyers and real estate investors alike, showcasing a dynamic housing market with several notable trends. As one of the fastest-growing neighborhoods in the area, Alamo Ranch has attracted families, young professionals, and retirees, making it a diverse enclave with vibrant community offerings.One of the most significant trends in Alamo Ranch is the consistent appreciation of property values. Over the past few years, home prices have increased substantially, with many homes selling at or above the asking price due to high demand. According to recent market reports, the median home price in Alamo Ranch has surged, signaling a robust demand that often outpaces supply. This uptick can be attributed to several ... 07/29/2025

The Emergence of Northwestern ExcellenceSan Antonio's northwestern corridor has transformed into a beacon of luxury living, establishing itself as the city's premier real estate destination. This golden triangle, stretching from Stone Oak Parkway through Shavano Park to Helotes, represents the perfect marriage of sophisticated urban development and Hill Country charm.The area's evolution from quiet suburbs to thriving luxury communities showcases San Antonio's growing prominence in the luxury real estate market. With its strategic location and thoughtful development, this corridor has become a magnet for professionals, executives, and families seeking an elevated lifestyle.The Perfect Blend: Luxury Living Meets Modern ConvenienceWhat sets this corridor apart is its masterful integration... 07/25/2025

Redbird Ranch, nestled in far west San Antonio, continues to attract homebuyers with its blend of affordability, amenities, and proximity to major highways. Over the past 90 days, the neighborhood has seen steady activity, reflecting broader trends in the San Antonio housing market, shifting from a seller’s to a more neutral — even buyer-friendly market. 📊 Pricing Trends & Sales Activity Median Listing Price: $305,000 Median Sold Price: $300,000 last 30 days Price per Square Foot: $135 Average Days on Market: 57 Sale-to-List Price Ratio: 99.85% These figures suggest a buyer’s market, with homes selling close to asking price but taking slightly longer to close. Compared to last year, prices have dipped modestly—down 1.6%—indicating a cooling trend that favors negotiation.🏘️ Inventory & N... 07/19/2025

IntroductionThe VA home loan program just underwent its most significant updates in years. In 2025, several major changes—ranging from expanded eligibility to the sunsetting of VASP—are reshaping the landscape for Veterans, active-duty service members, reservists, and surviving spouses. This post breaks down what you need to know.1. Expanded Eligibility: New 90-Day Rule Active-duty servicemembers now qualify after just 90 continuous days of service, down from previous longer requirements. National Guard and Reservists can also qualify with 90 days of active training or service VA News+15VA Loan Network+15VA Loan Network+15AAFMAA. This means more service members can access VA loans sooner in their military careers. 2. Higher Loan Limits (or No Limits!) The standard VA loan limit rose to ... 07/14/2025

The Northwest San Antonio real estate market in 2025 is showing strong signs of growth, fueled by a blend of economic expansion, population influx, and increased demand for housing. This vibrant region—home to communities like Alamo Ranch, Helotes, and The Dominion—is attracting attention from both homebuyers and investors alike.One of the biggest drivers of growth in Northwest San Antonio is the area’s proximity to major employers such as USAA, Valero, and the South Texas Medical Center. Additionally, top-rated schools and expanding infrastructure, including the Loop 1604 and Highway 151 corridors, make this region especially appealing for families and professionals.Home values have continued to appreciate steadily, with median home prices rising approximately 5-7% year-over-year as of... 07/12/2025

Every year, thousands of people pack up their lives and head toward a skyline. Maybe it's for work, love, ambition, or a long-delayed chance at reinvention. Whatever your reason, moving to a major metropolis is more than just a change of address; it’s a cultural shift, a financial pivot, and a psychological gamble. You think you’re gaining opportunity, diversity, stimulation—and you probably are. But there’s a lot that doesn’t make the Instagram reel, and if you're not prepared, your big city dream can turn claustrophobic real fast.The Mirage of Rent PricesThat charming exposed-brick studio with “natural light” will likely cost you twice what you're paying now—and give you half the square footage. Listings look romantic online, but when you show up, you realize you can reach the sink, b... 07/11/2025

Days on the market for January 2025 was 83 days. Inventory is at 4.64 months. Price per square foot is $171. Appear to be heading into a balanced market. If you are interested in buying or selling your home, give me a call at 210-789-4216.  02/12/2025

Selling a house doesn’t have to be stressful or time-consuming. At House Buyers Texas, we specialize in helping homeowners across San Antonio and the rest of Texas sell their homes quickly and effortlessly. Whether you're dealing with a financial challenge, an inherited property, or simply need to sell your house fast, we’ve got you covered.If you’re searching for "we buy houses San Antonio TX" or "sell my house fast San Antonio TX," we are your trusted solution. Let us show you how our proven process can simplify selling your house.Why Work with House Buyers Texas?At House Buyers Texas, our goal is to offer homeowners a smooth, stress-free selling experience. We stand out because: We Buy Houses in Any Condition No need for repairs, renovations, or even cleaning. We buy homes as-is. Fas... 01/19/2025

When it comes to selling your house quickly and hassle-free, Cash Home Buyer San Antonio is the name to trust. Whether you’re facing financial difficulties, dealing with an inherited property, or simply want to move on without the traditional real estate headaches, we’re here to make the process smooth, transparent, and beneficial for you. Selling your house doesn’t have to be stressful, and that’s exactly what we’re here to prove.Why Choose Cash Home Buyer San Antonio?The San Antonio housing market is diverse and dynamic, making it essential to work with experts who understand local real estate trends. Cash Home Buyers San Antonio offers unparalleled expertise in buying houses directly from sellers, eliminating the need for middlemen. Here's what sets us apart: Speedy Transactions: For... 12/28/2024

If you're looking for a quick, hassle-free way to sell your home, Cash Home Buyer San Antonio is here to help. We specialize in buying houses in any condition, offering a fast and efficient process that helps homeowners avoid the delays and stress of traditional real estate sales. Whether you're in San Antonio, Killeen, Amarillo, El Paso, or Plano, we offer customized solutions to meet your needs.If you’ve ever wondered, “How can I sell my house fast?” – you’ve come to the right place. Let's explore how our services can benefit you and why we're the top choice for cash home buyers in San Antonio and beyond.Why Sell Your House for Cash?Selling your home traditionally can be time-consuming, expensive, and uncertain. With Cash Home Buyer San Antonio, you avoid the common pitfalls of tradit... 12/07/2024

Living under one roof with grandparents, parents, and children can create a tapestry of rich experiences and shared memories. Each day presents an opportunity to blend traditions, innovate routines, and strengthen family bonds. In this article, let's explore practical strategies to cultivate a serene and supportive way to find multi-generational homes. Adjusting Rules and Routines FlexiblyA key to maintaining peace in a multi-generational home is the willingness to modify rules and routines as family dynamics evolve. You might discover that breakfast times or TV schedules that worked last year are no longer feasible. Sit down together regularly to discuss what's working and what isn't, ensuring that everyone's voice is heard. A family calendar can help in coordinating everyone's activit... 11/06/2024

Returning to school as an adult brings new challenges—and often, significant financial considerations. While tuition costs can be daunting, exploring creative financing options, such as flipping houses, can make a difference. House flipping offers a pathway to build wealth and create a steady income stream that can offset educational expenses. This approach, however, requires careful planning. In this guide, we’ll look at how flipping properties can serve as a powerful tool to support your academic journey, along with essential tips to make it work for you.Flipping Homes to Cover TuitionEngaging in house flipping can be a significant financial boost, potentially covering tuition and other educational expenses. By purchasing undervalued properties and renovating them for resale, you can ... 10/28/2024