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Laredo, TX Real Estate News

By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Veteran’s Home Loans for Laredo TexasIf you are reading this, you or a family member have likely served in our military.  First off, we would like to say a sincere “Thank You” for your service!  We recognize that not only do our Veterans sacrifice by serving, but their families do as well-, and we owe you all a debt of gratitude!One of the best benefits Veterans and their families receive due to their service to our great country is the VA home loan benefits.  We are going to outline just a few of these significant benefits in this article for you. Here are some of the major benefits you may receive by using your VA home loan benefits:*100% financing available- one of the very few loans available with no down payment!*Lower rates available than most loan programs- which saves you money ...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Veteran’s Home Loans for Laredo Texas!!If you are reading this, you or a family member have likely served in our military.  First off, we would like to say a sincere “Thank You” for your service!  We recognize that not only do our Veterans sacrifice by serving, but their families do as well-, and we owe you all a debt of gratitude!One of the best benefits Veterans and their families receive due to their service to our great country is the VA home loan benefits.  We are going to outline just a few of these significant benefits in this article for you.Here are some of the major benefits you may receive by using your VA home loan benefits:*100% financing available- one of the very few loans available with no down payment!*Lower rates available than most loan programs- which saves you money...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Veterans now have access to a new VA renovation loan to refurbish or remodel their homes.  This loan program is available for new home purchases as well as for remodeling homes currently owned by the veteran.  It is estimated that over 50% of homes nationally are 40 years or older, and in the current housing market many homes are in need of updating, addressing deferred maintenance, or improving the energy efficiency of homes to lower utility costs.VA loan benefits include the following unique advantages:  a.  up to 100% financing, b.  no mortgage insurance, c.  up to $ 35,000 in renovation funds escrowed, d.  all renovations must be completed within 60 days of closing, e.  you can close on a purchase or refinance in the “as is” condition, f. you can borrow against the future value of t...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
If you are looking to purchase a home or refinance using your Southlake VA Loan benefits, the rate you can obtain is a huge factor in determining which lender you choose as well as what your payment will be.  The market can be volatile at times, and Laredo, TX VA Loan Rates can change daily, and sometimes even fluctuate during the course of a single day.  So why does this happen, and what determines the interest rates you can get?  All mortgages are backed by bonds, securities that are traded on the open market like stocks. Mortgage bonds are what back mortgages, including Laredo, Tx VA Loans. Mortgage bonds are also called mortgage backed securities.  Mortgage backed securities can go up and down just like the stock market, therefore influencing all mortgage rates including Laredo, Tx ...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
There are many benefits to a pre-approval and not a pre-qualification for Laredo TX Home Loans.   Many consumers are not informed on the proper way for buying a home. Of course this is a big question that can stressful or enjoyable, it just depends on the steps you take in the home buying process for Laredo TX Home Loans and the surrounding areas. You must take the steps necessary to educate yourself on your buying power, take some time to think about your lifestyle choices, and the initial investment. Each of these will be discussed in this article.  Education Thesteps necessary to purchasing a home in Laredo, Texas starts with getting pre-approved for your home loan. Notice we did not say get prequalified- in today’s world a prequalification is not meaningful. You should choose a mort...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Laredo TX Streamline RefinanceLOANS are as special mortgage product, reserved for homeowners with existingFHA mortgages. FHA Streamline refinances are the fastest, simplest way for FHA-insured homeowners to refinance their respective mortgage into today’s lowMORTGAGE RATES Below are some of the requirements for an FHA streamline: ·         You must be current on YOUR existing LOAN WITH all MORTGAGE PAYMENTS made on time for the last year.·         You must own the original property and have made at least six MONTHLY MORTGAGE PAYMENTS before you can qualify for REFINANCING.·         To REFINANCE, you’ll need an FHA-approved LENDER. If you don’t want to use yourcurrent LENDER, any MORTGAGE LENDER YOU CHOOSE must be FHA approved.·          FHAStreamline LOANS do not require an appraisal, b...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
USDA mortgage loans in the surrounding Laredo area are excellent mortgages to help with your home buying needs.A true 0% down option payment is available to home buyers looking to purchase homes in areas surrounding Laredo, Texas.   Many home buyers realize the importance of keeping their cash reserves for purposes other than a down payment on a home. Thankfully, there is a special government loan program from the USDA that can assist with this. Post closing cost reserves are important to help set up home buyers for success for several reasons.  First, it is always a good plan for a home owner to have at least 6 months reserves on hand for emergencies- such as normal replacement of items like hot water heaters, air conditioning and heating units, washer and dryer, and other appliances l...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Laredo TX FHA 203k Renovation Loans is the best LOAN program in Texas!     Designed for both ACTIVE duty military and honorable discharged Veterans, VA MORTGAGE LOANS are one of the BEST MORTGAGE LOAN PROGRAMS AVAILABLE today.         Here are some of the great features of this fantastic PROGRAM:         - Up to 100% FINANCING, with no down required.     - No monthly MORTGAGE insurance.     - Easier CREDIT qualifying compared to other TYPES OF MORTGAGE LOANS.       - VA MORTGAGE RATES are LOW compared to other types of HOME LOANS.         So how do you qualify for Laredo TX FHA 203k Renovation Loans?         First of all, you must verify YOUR eligibility. This is done by ordering your CERTIFICATE of Eligibility or COE. You can WORK with an approved Texas VA MORTGAGE LOAN LENDER to ORDER...
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We offer the 5-Star Texas Advantage Program. The program, which is available for purchases and rate/term refinances, allows access to a 3% grant on FHA, VA, and USDA loans, reducing a borrower's down payment to .5% of their own funds. Loans are restricted to a maximum purchase price of $250,000, a minimum FICO of 600, maximum DTI of 45, and income limits per county guidelines, regardless of family size. If you have any questions, please feel free to contact our office at 800 315 8803.
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