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Jacksonville, TX Real Estate News

By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Special Government Home Renovation Loan Program using a Jacksonville, TX FHA 203K Renovation Loans.Many people are not aware of a special government loan program that is part of the Federal Housing Administration or FHA(a department within HUD). A buyer or existing home owner can do meaningful amounts of remodeling or updates to their existing home without having a higher cost second lien thanks to this special FHA loan program.However, this loan program doesn't allow for "luxury items" in your home such as a swimming pool, hot tub, or other accessories. Although, you can repaint, replace flooring and appliances, add a room to an existing structure (which can add to value tremendously as you increase the square feet of your home) as well as remodel cabinetry in kitchens and bathrooms.Th...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Jacksonville, Texas FHA Streamline Loans are a special mortgage product, reserved for homeowners with existing FHA mortgages.FHA STREAMLINE REFINANCES are the fastest, simplest way for FHA-insured homeowners to refinance their respective mortgage into today’s low mortgage rates. Let’s take a look at some of the requirements for an FHA streamline:           You must be current on your existingLOAN with all mortgagePAYMENTS made on time for the last year.          You must own the original property and have made at least six monthlyMORTGAGE PAYMENTSbefore you can qualify for refinancing.          To refinance, you’ll need an FHA-approved lender. If you don’t want to use your current lender, anyMORTGAGE LENDER you choose must be FHA approved.          FHA Streamline loans do not require an...
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