Hopkins, SC Real Estate News

By Terry Edwards
(Russell & Jeffcoat Real Estate Corp.)
Rural Home Loans for Qualified Buyers Now available.......affordable homeownership with a USDA (United States Department of Agriculture) Rural Housing Guaranteed Home Loan.  Rural home loans are designed for qualified moderate income borrowers who purchase a home in a USDA rural mapped area.  Almost the entire Hopkins, SC area is included in this great deal.  These two homes for sale in Hopkins qualify for this program  Important features of the Guaranteed Home Loan program include: •·       Up to 100% financing, based on the appraised value of the home •·       Available to families with a maximum of 115% of the area median income •·       Competitive interest rates •·       Sales price and closing costs can be financed up to the appraised value •·       Seller may contribute up to 6% ...
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By Terry Edwards
(Russell & Jeffcoat Real Estate Corp.)
Across The Ocean Designs at Perkin' Beans Cafe At the top of Horrell Hill in Hopkins is Perkin' Beans,  a cafe known for it's pimiento cheese and chicken salad sandwiches where Thursday evening local artist Shannon Lewter had her art work Across the Ocean Designs on display. Shannon, who lives in Hopkins and loves beach scenes, can be reached on Facebook at http://www.facebook.com/home.php?#!/pages/Across-the-Ocean-Designs-by-Shannon-Lewter/146884434317?ref=ts The Perkin' Beans Cafe is located at 9701 Garners Ferry Road, Hopkins, SC   Terry Edwards     tedwards@sc.rr.com     803 920 5327      
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By Terry Edwards
(Russell & Jeffcoat Real Estate Corp.)
ZERO Down For Hopkins SC Home Loans Hopkins, SC   The USDA rural home loan program is back!   A USDA Guaranteed Loan is a Government insured 100% purchase loan.  These loans are only offered in rural areas and almost all of Hopkins, SC 29061 is included. Under the terms of the program, an individual or family may borrow up to 100% of the appraised value of the home, which eliminates the need for a down payment. Many of these USDA loans are available with no money down and no mortgage insurance is required, so you keep your payments low.  A 620 minimum credit score will qualify you for one of these USDA mortgages. If you have already found the home you want to buy let me check the address for you and we can close your loan quickly.  If you are hunting for a home in Hopkins you can begin...
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By Terry Edwards
(Russell & Jeffcoat Real Estate Corp.)
100% Rural Housing Loans Are Still Alive! Hopkins SC     Golden Gate Mortgage still has 100% Rural Housing Loans available until the funding runs out.  With a minimum credit score of 620 there is no required mortgage insurance to carry and the program is not limited to first time home buyers.  Almost the entire community of Hopkins qualifies for the rural housing loans. Non-traditional credit may substitute for lack of traditional credit history with a rural housing loan, such as utility bill payments and insurance premium payments and other forms of non-traditional credit.  This is a great program that assists professionals beginning their careers by substituting education and training for job tenure. These loans are available for both existing homes and for land/new construction loans...
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By Terry Edwards
(Russell & Jeffcoat Real Estate Corp.)
Hopkins SC Yesterday I had Palmetto Tree Service come to my place to remove a couple of large trees that were growing near the house. We found these 2 sisters and a brother that had been hiding in a nest about 25 feet up.  Fortunately they all seemed unharmed from the fall. None of them had their eyes open yet and one of the guys said he would take them home and feed them baby formula from an eye dropper.  He has done this in the past and he said that after about 2 weeks they would be ready to turn loose.  I wish them well. Terry Edwards
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