Recently an agent asked me how I help my clients with less than stellar credit. I have been teaching homebuyer seminars, finance classes and assisted hundreds of young families in reaching their financial goals. My ideas aren’t original, they aren’t brain surgery; they are effective. Basic monetary responsibility is not taught in schools and in many cases, parents don’t emphasize the importance of mindful spending. This is a list that I give my clients to help them prepare for a home purchase. Encourage your clients to take responsibility for their finances, support them in their quest for conquering debt and gain a client for life. 1.Partner with a reputable, patient and experienced lender. Many lenders will take the time to develop a plan to help you get your credit in order. Tho...
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