Looking to buy a home in Cambria County, Pennsylvania? You might want to make a quick check to see if you and the property are eligible for a Pennsylvania USDA Mortgage, also known as a Pennsylvania USDA Rural Development Loan.  Here's Why...  USDA home loans offer a few benefits that other mortgage programs cannot match: including no down payment and financed closing cost. If the home appraisal allows, the closing costs can also be wrapped into the mortgage resulting in no money needed at the closing table. USDA is the only mortgage program that allows for all closing costs to be financed into the loan amount on a home purchase.  Interest rates for USDA mortgages are comparable and often lower than the low fixed rates of Conventional, FHA and VA financing.                              ... 12/06/2011

This past Tuesday, Senate Bill 377 was sent to Gov. Corbett's office for his signature to repeal the new mandate in the PA Housing Code that requires all new construction homes to include a sprinkler system.  Here is a link to read more about this bill, http://www.abc27.com/story/14444640/pa-bill-to-repeal-fire-sprinkler-mandate-sent-to-governor   In my opinion, this is great news for consumers in Pennsylvania that desire to build a home.  Here in Johnstown, PA there are several developments waiting on buyers to come and build their new home.  Whether it is The Estate at Parker Woods, Maplewood Estates or developments in Windber, PA that is just minutes from Richland Township such as Ramblin' Hills.  There are many opportunities available. 04/16/2011

Using a 100% USDA mortgage is a great way to finance the purchase of your next home in Cambria County.  These are great loans for those who qualify and the USDA loan remains as one of the true no down payment programs out there.  If the home appraisal allows, the closing costs can al so be wrapped into the mortgage resulting in no money needed at the closing table.  Interest rates for USDA mortgages are comparable to the low fixed rates of Conventional and FHA/VA financing. With the exception of the Johnstown city limits, Cambria County has no geographic restrictions for Single Family Homes under the USDA program.  Many homes that are considered part of these areas still qualify.  The USDA zoning map can be found here... http://eligibility.sc.egov.usda.gov/eligibility/eligibilityAction... 02/20/2011

Public Remarks: 56 x 28 Marlette Manufactured Home. Many upgrades and options. Country location. Perfect condition. Left over model. Built in 2006 but only occupied since 6/06/08. Essentially a new home. Central Air and Shed less than 1 year old. Sq. Ft. based on 48x28. Buyer must be park approved. Lot Rent is 385.00. it includes, water/sewer/trash. Buyer must verify Lot Rent and inclusions. PETS ALLOWED any size. To directly access this property, use this shortcut: http://www.fizber.com/pennsylvania-buy-mobile-home-home-11646853.html 08/29/2009

I bought my Street Pilot c330 by Garmin about two years ago.  How did I live without it?  As a REALTOR(R), I know my area very well, I could give directions from my house or my office to just about any point A, but I don't always know the best/shortest/fastest way to get from point B to point C to point D, etc.  Boy does the GPS help that!About three months ago, I decided my GPS needed a name, hence, Hilda.  Hilda speaks with a British Accent, and we get along pretty well - although she does get yelled at once in a while.  Sometimes I like to totally ignore her and go my own way for a while. I've learned many different shortcuts, but have I REALLY learned them?  Hilda has become like a subliminal voice - I just listen and drive without really thinking about it.  I'm afraid I haven't rea... 10/06/2007