HOMES FOR SALE IN EDGEWATER KING CITY OREGONThe homes for sale Edgewater King City Oregon are homes that stand the test of time. Many of the homes for sale in Edgewater King City Oregon offer solar-friendly and eco-friendly built communities. Polygon Homes built many of the homes in the subdivision as well as Legend Homes who put great care in being green built homes.  I encourage you to investigate the possibility of solar homes as they leave a smaller footprint and save homeowners money in the long run. There are homes for sale Edgewater King City Oregon that are ‘earth smart, solar efficient and eco-friendly’.If you find that you are drawn to ego-friendly housing and the new long lasting recyclable materials being used for these energy efficient homes; give me a call! I can’t help yo... 09/08/2014

Ending The Year On A Good Note! I can easily remember when I first got my real estate license back in 2004 the agents in the office talking about December being the slow season and how this was often the time when they would take those long vacations only to jump back into things in January. Ha! The market from 2004 to 2007 was a bit crazy and I don't think many took this time off after that. This year was no different and I'll be meeting my buyers in a couple of hours at their new home to watch as they walk in for the first time as new owners. I LOVE this part! Now they certainly didn't wait until the new year and are reaping the benefits of getting a new home for the holidays! I just know they're going to love their brand spanking new home in King City. The builder has put in lots of ... 12/31/2013

3.9% of Oregon's 1st mortgages were at least 30 days late and 1.3% of Oregon homes were in foreclosure in the 3rd quarter of 2008 according to an article in today's Oregonian, More Oregonians late on Mortgages by Ryan Frank. While these are alarming figures, the upside is that we are still doing better than most of the rest of the country. I tried to find information on how many of these homes are owned by senior citizens and was unsuccessful. However, I would imagine that the numbers are high. Many seniors are on fixed incomes and if this income is tied to investments, they have seen a reduction in their assets. Many who were able to live off of the interest from these accounts are now having to withdrawal principle. One of the areas that we are a little luckier then the rest of the co... 12/06/2008

HUD has recently posted a frequently asked questions regarding the use of a Reverse Mortgage to purchase a home on their web site. As of January 1, 2009, Reverse Mortgages may be used to purchase a home by an eligible senior.  Please keep in mind that the lending limit in Oregon, as well as the rest of the country, for a Reverse Mortgage has been raised to $417,000. This does not mean that you cannot purchase a home with a Reverse Mortgage for more than $417,000, only that the amount that you qualify for will be based on $417,000. Your actual Reverse Mortgage qualification amount will still be based on your age and property value. Read the FAQ on my Reverse Mortgage website.  Home Equity Conversion Mortgage for Purchase Frequently Asked Questions    12/04/2008

  Fantastic One Level Home in King City Oregon FOR SALE! Private Setting with Golf Course Views Spacious Deck & Garden Courtyard One Level Living in Exclusive Community 1214 Sqft . 2 Beds . 2 Baths . 2 Car Garage Cozy Fireplace . Hardwoods . Soaring Vaults Priced to Sell…$209,000 by The Gardner Team ENJOY THIS VIRTUAL TOUR...      Call Jason Gardner, Realtor (971) 832.1234 #1 PRODUCER, 2008 . Presidents Elite . MDC jasongardner@johnlscott.com www.TheGardnerTeam.net 11/15/2008

Jack and Betty own a duplex that is completely paid off. At 79, Jack is still driving truck but is seeing a downturn in his income due to the economy. Last year they made over $90,000 between driving, a couple of pensions and SSR. They haven't rented out the 2nd unit in the duplex for a few years as there isn't enough room in the driveway for more then 2 cars. Parking on the street disappeared when the city widened their street. Jack's concern was to be able to pave over the yard and create more parking, and for Betty to have access to cash should she need it if Jack were away from town on a trip. Betty was concerned about the ability to pay their bills with Jacks reduction in work. They both wanted to access cash as they need it, rather then tap all of the equity at one time. They also... 06/17/2008

Many seniors are finding themselves House Rich and Cash Poor. There just doesn't seem to be enough money left over at the end of the month, or they are having to tap into the principle of their retirement funds in order to enjoy a comfortable retirement. A Reverse Mortgage is a financial tool for seniors that allows them to unlock the equity in their homes. While it is technically a loan against the equity, it has several key differences from a traditional, or forward, mortgage. To find out more about a reverse mortgage click on the following links: Oregon Reverse Mortgage Article Oregon Reverse Mortgage Video Give me a call if you have any questions regarding a reverse mortgage. I can be reached at 503-421-0096. 06/01/2008

The slumping economy is now forcing baby boomers to move back with their parents, resulting in financial consequences for all. Some have lost jobs. Others are suffering the consequences of overextending themselves with larger houses then they could afford, real estate investments gone bad, or just buying to much "stuff". While this is inconvenient for the "kids", it can be devastating for the parents. According to an Associated Press article more and more "kids" are moving back home with their parents to help make ends meet. Financial planners report receiving many calls from parents seeking advice about taking in their grown children following divorces and layoffs. Kim Foss Erickson, a financial planner in Roseville, Calif., north of Sacramento, said she has never seen older children, ... 03/26/2008