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Real Estate Broker/Owner
Philip A. Raices
We are a full service real estate brokerage, providing our clientele W/opportunities & Consulting in selling & purchasing, Single and multi-Family Homes, Townhouses, HOAs, Condos, Coops & commercial
Cell: (516) 647-4289
Office: (516) 829-2205
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Great Neck, NY Real Estate News

By Philip A. Raices, 1 of the Most Knowledgeable Brokers on the Net!
(Turn Key Real Estate)
  What I’d Do Differently If I Bought My House Again in 2026 After surveying recent purchasers, I uncovered valuable insights into what they would change if buying again today. If I had the chance to go back and buy my home again in 2026—with everything I know now—I wouldn’t just tweak a few decisions. I’d rethink the entire process. Buying a home today isn’t what it was five or ten years ago. The stakes are higher, the variables more complex, and the margin for error smaller. Here’s what I’d do differently. I’d Focus Less on the Rate—and More on the Total Picture Total monthly cost (taxes, insurance, utilities, maintenance) Future tax reassessments 5–10 year cost of ownership A slightly higher rate on a better-positioned property often wins long-term. I’d Dig Deeper Into Property Taxes...
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By Philip A. Raices, 1 of the Most Knowledgeable Brokers on the Net!
(Turn Key Real Estate)
  Phil's Home News   Philip A. Raices Turn Key Real Estate 516-647-4289 Cell 516-829-2205 Office Fax eFax Coming Soon! www.Li-RealEstate.Com   Phil@TurnKeyRealEstate.ComNYS License # 31RA0874656 NYS Corporate License # 109909392 Quick Quiz Each month I'll give you a new question.Just reply to this email for the answer.What is the TOP GUN program actually called? Reply to this email Ask the Agent Does It Matter Which Day You Close on a Home? The day of the month that you close on the purchase of your home is important and should be part of your contract negotiations. The amount of prorated interest that you will pay at closing will be determined by the day of the month you close. Mortgage interest is paid in arrears. A later date in the month means less interest paid as part of your clos...
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By Philip A. Raices, 1 of the Most Knowledgeable Brokers on the Net!
(Turn Key Real Estate)
     Phil's Home News The purpose of this uplifting newsletter is to provide you with a change of scenery through heartwarming stories, and insightful advice as well as give you a smile for a few minutes. I hope you enjoy!If you know of any local families or organizations that are especially in need at this time, please give me a call or reply to this email. I will do my best to spread the word!   Philip A. Raices Turn Key Real Estate 516-647-4289 Cell 516-829-2205 Office Fax eFax Coming Soon! www.Li-RealEstate.Com   Phil@TurnKeyRealEstate.ComNYS License # 31RA0874656 NYS Corporate License # 109909392 Links You Can Use Now Positive Environmental Stories To mark Earth Day 2026, step away from the climate doom and eco-anxiety, instead focusing on some of the positive environmental stories...
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By Philip A. Raices, 1 of the Most Knowledgeable Brokers on the Net!
(Turn Key Real Estate)
For many would-be homebuyers across the country—and especially here on Long Island—the biggest obstacle isn’t income or credit. It’s student loan debt. With balances that often rival the cost of a car, today’s Gen Z, Millennial, and even Gen X buyers face a unique financial squeeze: rising housing prices on one side and rising loan payments on the other. But the dream of owning a coop, condo, or even a single or multifamily home isn’t out of reach. It simply requires strategy, discipline, and an understanding of the tools available. Below is a generational guide to reducing student debt in a way that opens the door to homeownership sooner than many people realize. Why Student Loan Debt Matters to Lenders Before looking at solutions, it’s important to understand how lenders view student...
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By Philip A. Raices, 1 of the Most Knowledgeable Brokers on the Net!
(Turn Key Real Estate)
In theory, the promise is simple: install a smart thermostat, connect it to your Wi-Fi, and watch your energy bills shrink. That’s the pitch homeowners hear every day from manufacturers, utility companies, and energy-efficiency programs. Devices like the Google Nest Learning Thermostat or the Ecobee Smart Thermostat Premium promise intelligent comfort, lower costs, and a greener home. But for many homeowners, the reality looks very different. The thermostat might be smarter, but the bills often aren’t smaller. In fact, many people report that their heating and cooling costs remain stubbornly high—or sometimes even increase. Why? Because the technology may be smart, but the system around it is still confusing. The Promise of Smart Energy Smart thermostats entered the market with a compe...
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By Philip A. Raices, 1 of the Most Knowledgeable Brokers on the Net!
(Turn Key Real Estate)
Is Going All-Electric Worth It Yet? For decades, the typical American home has relied on a mix of energy sources: oil or natural gas for heat, gas or electric for cooking, and electricity for everything else. But a growing movement is encouraging homeowners to go fully electric—replacing fossil-fuel appliances with electric alternatives powered by increasingly cleaner energy. Advocates say it’s the future of home efficiency and climate responsibility. Critics say the economics still don’t work in many places. So the question homeowners are quietly asking in 2026 is simple: Is going all-electric actually worth it yet? The answer depends on three things—your home, your location, and your timing. What “All-Electric” Really Means Going all-electric doesn’t just mean plugging in more devices...
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By Philip A. Raices, 1 of the Most Knowledgeable Brokers on the Net!
(Turn Key Real Estate)
Phil's Home News The purpose of this uplifting newsletter is to provide you with a change of scenery through heartwarming stories, and insightful advice as well as give you a smile for a few minutes. I hope you enjoy!If you know of any local families or organizations that are especially in need at this time, please give me a call or reply to this email. I will do my best to spread the word!   Philip A. Raices Turn Key Real Estate 516-647-4289 Cell 516-829-2205 Office Fax eFax Coming Soon! www.Li-RealEstate.Com   Phil@TurnKeyRealEstate.ComNYS License # 31RA0874656 NYS Corporate License # 109909392 Links You Can Use Now International Women’s Day In honor of International Women's Day on March 8, we’ve put together some links to help with ideas on how to mark the important day of commemora...
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By Philip A. Raices, 1 of the Most Knowledgeable Brokers on the Net!
(Turn Key Real Estate)
Turn Key Real Estate Phil's Home News Philip A. Raices Turn Key Real Estate 516-647-4289 Cell 516-829-2205 Office www.Li-RealEstate.Com Phil@TurnKeyRealEstate.Com NYS License # 31RA0874656 NYS Corporate License # 109909392 Quick Quiz Each month, I'll give you a new question. Just reply to this email for the answer. What was the first film that Pixar released? Reply to this emailAsk the Agent What Can I Expect from Virtual Tours and Showings? Virtual tours and showings are a great way to optimize home viewing, but because you are not physically in the space, you need to be aware of the pros and cons of what you are seeing. A virtual tour guides you through the best features of a home that has been properly staged with touched-up photos. While it may be good for a first look, it won't giv...
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By Philip A. Raices, 1 of the Most Knowledgeable Brokers on the Net!
(Turn Key Real Estate)
Turn Key Real Estate Phil's Home News. The purpose of this uplifting newsletter is to provide you with a change of scenery through heartwarming stories and insightful advice, as well as give you a smile for a few minutes. I hope you enjoy! If you know of any local families or organizations that are especially in need at this time, please give me a call or reply to this email. I will do my best to spread the word! Philip A. Raices Turn Key Real Estate 516-647-4289 Cell 516-829-2205 Office www.Li-RealEstate.Com Phil@TurnKeyRealEstate.Com NYS License # 31RA0874656 NYS Corporate License # 109909392 \Moments Links You Can Use Now, The Joys of minimalism and decluttering are often on the list of New Year’s resolutions. If this applies to you, consider adopting a minimalist approach. It’s the ...
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By Philip A. Raices, 1 of the Most Knowledgeable Brokers on the Net!
(Turn Key Real Estate)
Smart Sellers Do a Pre-Inspection Before Listing Their H your transaction: the home inspector’s. For many Long Island sellers, that inspection doesn’t  happen until after the offer comes in. But increasingly, savvy homeowners are flipping the script  by ordering their own pre-inspection before listing.  It’s a growing trend, especially in a market where buyers are cautious, inventory is tight, and  every deal can hinge on the results of an inspection report. A pre-inspection gives sellers an  inside look at their home’s condition — the good, the bad, and the potentially expensive —  before the buyer’s inspector ever steps foot inside.  Let’s explore why doing a pre-inspection can save you stress, money, and even help you sell  faster.    The Reality of Today’s Market  In the past few ye...
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By Philip A. Raices, 1 of the Most Knowledgeable Brokers on the Net!
(Turn Key Real Estate)
I'm back after a very long hiatus, celebrating my 50th Wedding Anniversary 12/28/25 with my wife and best friend, Irene.  Also hanging with my children and grandchildren who are creating lasting memories.  As I have always said, there will be no UHaul behind one's hearse to take any possessions with us, just the most important life-time memories and one's soul!Who hasn't ever lost a sale? If you say never, then you are either a liar or just maybe it was your first, second, or third sale and everything went seamlessly, beginners luck, for sure!  The reason you haven't experienced this sometimes devastating event is that you are what I call a "newbie" in the business!  Just wait, it will occur.  I just lost a sale from my client buyer.  We spent over five plus months searching for that on...
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By Philip A. Raices, 1 of the Most Knowledgeable Brokers on the Net!
(Turn Key Real Estate)
The courts in NYS, under certain circumstances, are required to appoint a fiduciary (guardian, receiver, executor, etc.) to handle the sale of real estate. The individual or attorney is required under Part 36 of the NYS Court system to follow constraints and procedural rules that govern the selection of real estate professionals for approval. However, no New York State law universally requires a lawyer to use a “Part 36” real estate broker/agent (or any particular broker) in every case involving indigent individuals, nursing home residents, or decedents’ estates. It generally occurs when a court is appointed and gets involved in handling the process. · What is “Part 36” in NY: · Part 36 of the Rules of the Chief Judge governs “Appointments by the Court”(e.g. guardians, receivers, counse...
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By Philip A. Raices, 1 of the Most Knowledgeable Brokers on the Net!
(Turn Key Real Estate)
There are jobs that you should begin doing today.  The most significant thing to consider now is turning on and checking your heating system.  Do you have a contract with a service provider to either change your oil filter or air filter on your forced air gas system?  This is crucial to the operating system to ensure there are no issues during the winter. The second most important item to consider is cleaning and flushing out your gutters and leaders, especially if you haven’t done this in a while. As the fall progresses and leaves continue to fall into early December, you will have to do it several times until the process is completed. However, waiting may block the drain and overflow your gutters, which can lead to water going behind your soffits and coming inside your walls, causing...
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By Philip A. Raices, 1 of the Most Knowledgeable Brokers on the Net!
(Turn Key Real Estate)
  Phil's Home News The purpose of this uplifting newsletter is to provide you with a change of scenery through heartwarming stories, and insightful advice as well as give you a smile for a few minutes. I hope you enjoy!If you know of any local families or organizations that are especially in need at this time, please give me a call or reply to this email. I will do my best to spread the word!   Philip A. Raices Turn Key Real Estate 516-647-4289 Cell 516-829-2205 Office Fax eFax Coming Soon! www.Li-RealEstate.Com   Phil@TurnKeyRealEstate.ComNYS License # 31RA0874656 NYS Corporate License # 109909392 Links You Can Use Now Halloween is here, and it’s time to dress up in your best costume! If you’re stuck for ideas, here are a few links geared towards the most epic Halloween costumes, many ...
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By Philip A. Raices, 1 of the Most Knowledgeable Brokers on the Net!
(Turn Key Real Estate)
Here’s a reasoned projection (with caveats) for the strength of the the U.S. housing market in Q4 2025 through 2026 — along with key risks and regional caveats you should watch. (Note: this is not a certainty — it’s a synthesis of expert forecasts and macro trends.) Key Signals & Assumptions Some of the main inputs shaping forecasts: Factor Current / Forecasted Trend Implication Mortgage rates Expected to decline from mid-6 % toward ~5.9 % by end of 2026 per Fannie Mae Fannie Mae+1 Lower rates will re-stimulate buyer demand and make financing more affordable. Home sales volume Fannie Mae projects home sales rising — e.g. from ~4.72 million in 2025 to ~5.16 million in 2026 Fannie Mae+4Business Insider+4Fannie Mae+4 Stronger transaction activity as demand recovers. Price growth / apprecia...
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By Philip A. Raices, 1 of the Most Knowledgeable Brokers on the Net!
(Turn Key Real Estate)
What effect will an autocratic U.S. have on the housing industry? September 23, 2025   Philip Raices The following is my research and thoughts on what would happen: Government Control over Housing Property Rights: In a true autocracy, private property rights could weaken. The government might impose stricter controls on ownership, limit who can buy/sell, or even seize land for state use (which is already occurring today through Eminent Domain via the Fifth Amendment of our Constitution). Taking property for the benefit of the public. Rent Controls & Price Caps: An authoritarian regime might impose artificial rent controls or home price limits to maintain social stability, which could discourage investment. Housing Development: Large-scale state-directed housing projects (similar to what...
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By Philip A. Raices, 1 of the Most Knowledgeable Brokers on the Net!
(Turn Key Real Estate)
For many Long Island real estate investors, the 1031 exchange has become one of the most effective ways to grow wealth, preserve capital, and reposition portfolios without the immediate bite of capital gains taxes. Under Section 1031 of the Internal Revenue Code, investors can defer taxes on the sale of investment property by reinvesting the proceeds into another “like-kind” property. Given the strength of the Nassau, Suffolk, and Queens markets—and the desire of many local landlords to diversify into other property types or even out-of-state opportunities—understanding the pros and cons of 1031 exchanges is more important than ever.  Pros for Long Island Investors  Tax Deferral = More Buying Power​ Selling a rental in Great Neck, Garden City, or Huntington could trigger hefty capital g...
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By Philip A. Raices, 1 of the Most Knowledgeable Brokers on the Net!
(Turn Key Real Estate)
  Phil's Home News The purpose of this uplifting newsletter is to provide you with a change of scenery through heartwarming stories, and insightful advice as well as give you a smile for a few minutes. I hope you enjoy!If you know of any local families or organizations that are especially in need at this time, please give me a call or reply to this email. I will do my best to spread the word!   Philip A. Raices Turn Key Real Estate 516-647-4289 Cell 516-829-2205 Office Fax eFax Coming Soon! www.Li-RealEstate.Com   Phil@TurnKeyRealEstate.ComNYS License # 31RA0874656 NYS Corporate License # 109909392 Links You Can Use Now September marks the fall equinox, when the sun is exactly above the equator and the Northern Hemisphere begins its seasonal shift into fall. So this month, we’re looking...
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By Philip A. Raices, 1 of the Most Knowledgeable Brokers on the Net!
(Turn Key Real Estate)
Owning a home today isn’t just about the mortgage, taxes, and insurance. Other additional variables come into play that add to the ongoing cost of homeownership.  Some may not consider this when purchasing.  Items like weekly and monthly maintenance, exterior services to maintain the outside of one’s home.  These can be handled by the homeowner, assuming they have time.  However, there are those bills that you do not have total control over, such as electricity, heating and water.  Homeowners look at their utility bills and wonder why they are so high.   The problem is twofold.  Many do not conserve efficiently.  Lights left on in rooms, CAC on a lower than necessary temperature, especially when no one is home.  Most modern thermostats can be controlled by your cell phone and can be set...
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By Philip A. Raices, 1 of the Most Knowledgeable Brokers on the Net!
(Turn Key Real Estate)
  Phil's Home News   Philip A. Raices Turn Key Real Estate 516-647-4289 Cell 516-829-2205 Office Fax eFax Coming Soon! www.Li-RealEstate.Com   Phil@TurnKeyRealEstate.ComNYS License # 31RA0874656 NYS Corporate License # 109909392 Quick Quiz Each month I'll give you a new question.Just reply to this email for the answer.How many awards did Julie Andrews win for her portrayal of Mary Poppins? Reply to this email Ask the Agent What Is a Conditional Offer? A conditional offer is an offer to buy a home that is contingent upon one or more events being finalized before the home can be sold. Something has to occur on the part of the buyer or seller, or both, prior to a sale successfully closing. Conditions on the buyer’s side could be the sale of another property, obtaining a loan or having the ...
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By Philip A. Raices, 1 of the Most Knowledgeable Brokers on the Net!
(Turn Key Real Estate)
  Phil's Home News The purpose of this uplifting newsletter is to provide you with a change of scenery through heartwarming stories, and insightful advice as well as give you a smile for a few minutes. I hope you enjoy!If you know of any local families or organizations that are especially in need at this time, please give me a call or reply to this email. I will do my best to spread the word!   Philip A. Raices Turn Key Real Estate 516-647-4289 Cell 516-829-2205 Office Fax eFax Coming Soon! www.Li-RealEstate.Com   Phil@TurnKeyRealEstate.ComNYS License # 31RA0874656 NYS Corporate License # 109909392 Links You Can Use Now During these hot summer months, it’s pretty essential to take every opportunity to cool down, especially if it involves a delicious frozen treat! Ice cream, popsicles, f...
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