Timing Is Everything Here's a fun little picture my wife took when we were heading into our development last night. This big guy was in the street atop a bridge, which means he worked REALLY hard to get to the wrong place. (Ain't that so true in life!). If I'm not mistaken, this is the second time I am rescuing this guy ... Steve Kappre is a mortgage loan officer in New Jersey. For more info or questions feel free to contact Steve. NJ First Time Home Buyer Purchase, refinance, rehab loans Conventional, FHA, USDA, VA, HMFA, First Time Home Buyer, Police and Fire, Live Where You Work, and more Call direct @ 856-419-3561 | Subscribe to Steve's blog via e-mail | NJ Loan Officer .com | NMLS ID: 218007 05/29/2010

Amherst Farms, Mickleton, NJ (East Greenwich) Home for Sale (Updated Photos)   200 Hopkins Road Mickleton, NJ 08056 For Sale By Owner in Amherst Farms, Mickleton, NJ Home Photo Gallery Virtual Tour Property Map Payment Info Request Showing Contact Me Contact Seller Directly Daytime:856-419-3561 Evening:856-419-3561 eMail:Contact Price : $599,000 Bedrooms : 4 Bathrooms : 3.5 Square Foot : 4,200 Lot Size : 32,670 Community : Amherst Farms County : Gloucester Property Type : FSBO Year Built : 2007 click for more information and pictures Property Description 2 story home with walk out basement on wooded premium lot. Property backs up to preserved land with enourmous yard and mature trees. Quiet street located conveniently close to 295 with easy commute to Philly and Delaware. Gourmet kitche... 04/18/2010

I finally got around to working on the yard, something that was WELL over due. We took the time to purchase some mulch and topsoil and have it delivered. I'm at the office finishing up work on Friday afternoon and get one of those "frantic wife" calls. Can you wonder why? Let me give you a hint ... My driveway: Neighbor's driveway: You got it! The truck driver delivered all 5 yards into someone else's driveway. They ended up shovelling the topsoil and bringing it to me, along with another load of mulch. They gave the miss-dumped mulch for free to the other home owner. The moral of the story We all want to get done work faster, especially on a Friday afternoon, but 10 SECONDS of verification/validation would have saved these guys over an hour. There's nothing like fixing a mistake at 6pm... 05/24/2009

The other day my dad and I put up a bluebird house in my backyard. We had seen about 6 bluebirds flying around as a group for a few weeks, and figured we'd give it a try. So he found a design and graciously built one for me. He brought it over and we spent a few minutes digging a hole for the post and putting it up. The funny thing is, is that I hadn't seen the bluebirds in about a week or two. But literally 1-2 minutes after we put the birdhouse up, I came inside, washed my hands, and looked out the window and there it was. It was practically magic. Don't we all wish finding a home could be that easy!     Steve Kappre is a Certified Mortgage Planner with Treasury Mortgage, a subsidiary of Aurora Financial Group, serving all 50 states, focusing on Gloucester, Camden, and Salem County, ... 04/26/2009