With as little as 3.5% down first time homebuyers are buying in Edison, NJ?When first-time home buyers are looking for 3.5% low-down payment conventional mortgage without PMI they offer have many options but aren’t sure where to look. A minimum of 20 percent down payment is not the standard anymore. New first-time homebuyer programs are available with as little as 3.5% down.  The cost of the mortgage insurance (MI) maybe paid by the bank depending on the borrower's credit score and location of the property there buying. Borrowers with lower credit scores may be better off with an FHA loan. The disadvantage with FHA loans is that the borrower cannot cancel the MI for an FHA loan. The only way to get out of it is by refinancing into a conventional loan.Aside from the down payment, there a... 10/14/2021

Few things can derail your plans to sell your  home like failing a home inspection. To prepare for your home inspection, you'll want to thoroughly clean your home.  It's also a good idea to examine all the appliances to make sure they're in good working condition. What Will the Inspector Do?You may be surprised to learn that the inspector will turn on the stove and test the dishwasher and garbage disposal.  They'll make sure the furnace and air conditioning systems work.  You'll want to clear out the area around the furnace and hot water heater because the inspector will need a few feet of space to work in.If you plan to leave the  home before selling it, be sure to leave the pilot lights lit for the inspection.  Some inspectors will not re-light pilot lights because of insurance regula... 05/06/2019

✅Let's Get Ready to SELL Your Home for Top 💲💲 ✅Get your 7 Steps Guide 👉👇 https://ready2sell.betterrealestatenj.com/home.html To get your NJ home to sell during a buyer's market, it needs to look better than the other houses on the street. Making just a few quick changes can make all the difference when trying to beat the competition. Here are a few things to do to make your home stand out: 📷 A Fresh Coat of Paint Few things can spruce up your home like a fresh coat of paint. Be sure to pick a neutral color. Potential buyers won't be able to see themselves decorating and living in the home if they see too much of someone else's personality in the wall color. Most home improvement stores will have color cards you can look through, this will help you find the most neutral color you can li... 03/22/2019

Before rushing out to buy a bunch of new appliances for you Edison home in an attempt to go green, you might want to learn what "going green" really means.  It's not only about getting the "right" appliances or the right light bulbs. Going green is a state of mind...Homeowners generally decide to go green for three reasons: tax credits, saving money and environmental concerns.  Many buy green appliances and call it well enough done - even if their old appliances still work.This is not a "green" state of mind, especially when it all comes down to saving the environment.  By getting a green appliance to replace one that you've only had for a few years (meaning, it's still in good working order), you're adding to the surplus of perfectly fine machines cluttering up the world. Going green i... 02/25/2019

This Month in Real Estate (February 2019) - 1 Minute Video.Did the national median home price increased OR decreases from last month? and from last year?👍http://app.ustudio.com/embed/DnQqUP3TT7nR  02/08/2019

Moving to a new Edison townhouse can be very stressful, and unexpected moving costs can make it worse.  It's hard to budget for the unknown.  But, with a little planning, you can have the extra cash on hand for those surprise expenses.Start finding moving supplies well in advance of your moving date.  Waiting until the last minute may find you frantically searching and ultimately paying more than you needed to.Save Money On BoxesMoving boxes from a retail store or moving company can cost a few dollars per box.  By the time you have packed, you could be out hundreds of dollars.  Instead, try these money saving ideas: 1. Look on your local craigslist for low-cost or free moving boxes.  Most people will let you have them for free just for getting them out of their way. 2. E-bay is another ... 01/24/2019

Local Animal Shelter: Edison Animal Shelter - Edison Pet Rescue - December 2018 I wish I may, I wish I might, find the perfect home tonight!ADOPT ME! Say hello to TUCKER! BLACK LABRADOR RETRIEVERMALE 75 LBSNEUTERED: YESBUILD: LARGE COAT LENGTH: SHORTHOUSETRAINED: YES**HE MUST BE THE ONLY PET** TUCKER IS 7 YEARS OLD. HE IS VERY ENERGETIC. HE IS VERY GOOD WITH ADULTS AND CHILDREN OF ALL AGES. TUCKER LOVES TO PLAY WITH PEOPLE. HE WILL FORM A CLOSE BOND TO YOU AND YOUR CHILDREN. PLEASE GIVE TUCKER A WARM AND AFFECTIONATE HOME! Look at his picture! He is soooo cute, AND he has such a wonderful personality that YOU WILL FALL IN LOVE WITH HIM. Since he is so energetic, he would do best in a home with a big, fenced-in yard. But, keep in mind that he is likes to dig, so he needs to be supervised... 12/26/2018

This Month in Real Estate Video - December 2018National Median home price decreased down 0.6% from last month and up 3.8% from this same time last year.Please note: Real estate is local down to the zip code, neighborhood and street levels. Market conditions vary from one neighborhood to the other and they greatly vary from county to county and state to state. The scope of this newsletter covers the national US housing market and may or may not represent overall local markets conditions in New Jersey and in your own neighborhood 12/12/2018

This Month in Real Estate Video - November 2018National Median home price decreased down 1.7% from last month.Please note: Real estate is local down to the zip code, neighborhood and street levels. Market conditions vary from one neighborhood to the other and they greatly vary from county to county and state to state. The scope of this newsletter covers the national US housing market and may or may not represent overall local markets conditions in New Jersey and in your own neighborhood 11/13/2018

Meet TUCKER - Great Family Dog!ADOPT ME! Say hello to TUCKER!BLACK LABRADOR RETRIEVERMALE 75 LBSNEUTERED: YESBUILD: LARGE COAT LENGTH: SHORTHOUSETRAINED: YESTUCKER IS 7 YEARS OLD. HE IS VERY ENERGETIC, GOOD WITH OTHER DOGS and PLAYFUL WITH CATS. HE IS HOUSETRAINED. HE IS VERY GOOD WITH ADULTS AND CHILDREN OF ALL AGES. TUCKER LOVES TO PLAY WITH PEOPLE. HE WILL FORM A CLOSE BOND TO YOU AND YOUR CHILDREN. PLEASE GIVE TUCKER A WARM AND AFFECTIONATE HOME! Look at his picture! He is soooo cute, AND he has such a wonderful personality that YOU WILL FALL IN LOVE WITH HIM.All of our shelter dogs and cats are spayed/neutered, microchipped and up to date on their vaccinations prior to adoption. If you are interested in adopting this pet, please visit us at the EDISON ANIMAL SHELTER, 125 Municipal ... 10/29/2018

You've found the perfect Edison real estate property and the mortgage loan with the best interest rate you can find in New Jersey. What's next in the Edison home buying experience?  Signing the contracts and paying the closing costs. But what exactly are closing costs?  Here is a list of some of the most common closing costs that may or may not apply:• Titling Fees- These include the title search and title insurance, and the associated attorney fees.  These costs are usually paid by the seller but can be assigned to the buyer.• Recording Fees- The governmeUnderwriting Fees-nt charges a fee to record the change in ownership of the Fords real estate.  This can be paid by either the seller or the buyer.• Survey Fee- This can be required by the lender.  It is a fee for the survey of the lan... 10/21/2018

September 2018 Number of Showings per Home Price Range (Edison only) and according to ShowingTime appointment center- Almost 50% of those showings were for homes priced in the 300k-400k range. Followed by the 400k-500k price range with 18% of the showings. Disclaimer: http://www.yourhousefast.com/disclaimer.asp   Get your Edison Market Snapshot: http://www.homeinsight.com/Widget/default.asp?O25UGT4WMUHM 10/09/2018

Short Video (2 min) on the national real estate health - October 2018: Why is the Inventory (Month's Supply) so high?Video: http://app.ustudio.com/embed/DnQqUP3TT7nRNote: Real estate is local down to the zip code, neighborhood and street levels. Market conditions vary from one neighborhood to the other. The scope of this newsletter covers the national US housing market and may or may not represent overall local markets conditions in New Jersey and in your own neighborhood. If you are looking for a neighborhood market view, click this link: http://www.homeinsight.com/Widget/default.asp?I3SYPTI3ICRY 10/08/2018

We had another very successful Home Buyer Seminar and a full house with 32 attendees. Thank you all for attending and your positive feedback. We will follow up with each and everyone in the next few days and weeks as we keep working together to make the home ownership dream YOUR reality. For those who were not able to join, we will be planning in the next few weeks our next Home Buyer Seminar and will release the date shortly. Big thank you to Sami Afiouni (NexLevel Mortgage Solutions), David E. Sachs, Attorney at Law and Ray Girgis (Owner AAA House Doctors Engineers & Home Inspectors.) for sharing actionable information and their time...http://yourhousefast.com/home-buying-workshop.asp  10/03/2018

Motivational Monday - What are you going to accomplish this month?  10/01/2018

To get your Edison home to sell during the current market, it needs to look better than the other Edison houses on the street. Making just a few quick changes can make all the difference when trying to beat the competition. Here are a few things to do to make your Edison home stand out: A Fresh Coat of Paint Few things can spruce up your Edison home like a fresh coat of paint. Be sure to pick a neutral color. Potential buyers won't be able to see themselves decorating and living in the home if they see too much of someone else's personality in the wall color. Most home improvement stores will have color cards you can look through, this will help you find the most neutral color you can live with. While you're at it, get rid of all the knickknacks and other items that may clutter up your ... 09/29/2018

Four industry Insiders sharing the information you need to put the odds in your favor when purchasing your next home in NJ… • North Edison Public Library 777 Grove Ave. Edison 08820 • Tuesday, October 2nd. 7:00-8:30 pm (doors open @ 6:30 pm) David E. Sachs, Esq- Real Estate AttorneyRay Girgis, Home Inspector- Owner AAA House Doctors Engineers Sami Afiouni Vice President- NexLevel Mortgage SolutionsCatherine Chaudemanche, Realtor Associate- Keller Williams Elite Realty   Register and Save your Seat Now: http://yourhousefast.com/home-buying-workshop.asp  » Can sellers pay for my closing costs?» What are seller's concessions?» How many programs are available for Middlesex County and NJ home buyers?» Can I combine programs?» Can I buy a foreclosure with 3% down only?» What is the difference... 09/15/2018

Short Video (2 min) on the national real estate health - September 2018Did the national median home price decrease?Note: Real estate is local down to the zip code, neighborhood and street levels. Market conditions vary from one neighborhood to the other. The scope of this newsletter covers the national US housing market and may or may not represent overall local markets conditions in New Jersey and in your own neighborhood.If you are looking for a neighborhood market view, click this link: Your Local Market Trends 09/14/2018

OREO - Gorgeous Black Lab! Labrador Retriever & Mixed Breed Mix  Edison, NJ  Young  Male   Large   Black About CHARACTERISTICS Loving, Playful, Likes to Run, Loves to Play COAT LENGTH Short HEALTH Vaccinations up to date, spayed / neutered. GOOD IN A HOME WITH Other dogs, children. ADOPTION FEE $175.00   Meet OREO - Gorgeous Black Lab! ADOPT ME! Say hello to OREO! He is a gorgeous 2 1/2 yr old Black Labrador Retriever mix. He walks well on a leash, but is a strong boy, so he could use more practice. He LOVES to play and run, so a home with a fenced-in yard would be ideal. He would be a great family dog!! We would recommend an adopter who has owned dogs as an adult.All of our shelter dogs and cats are spayed/neutered and up to date on their vaccinations prior to adoption. If you are inte... 03/25/2018

HAYLEY - Trainable Young Gal!Dog • Pit Bull Terrier • Young • Female • MediumEdison Municipal Animal Shelter Edison, NJ   ADOPT ME! HAYLEY is only about 7-9 months old. She was found abandoned on the streets. At that time, she looked like she had a very rough life...she looks much better now. She was transferred to us from our friends at the ASSOCIATED HUMANE SOCIETY of NEWARK. She will need an adopter who has experience training big dogs. Even though she is a medium-size dog, she is strong and sometimes is a handful because she is jumpy. She has a lot of energy and will need exercise, play and walks. She loves people and is very excitable and she can be mouthy. Other times, she just wants to curl up and snuggle. She also loves to play fetch with a tennis ball...except she likes to keep... 11/11/2017