Home for Sale By Owner in Deptford, NJ 08090 - Flat Fee MLS Listing $395 711 Howard Ave Deptford, NJ 08090 - Realtors welcome, buyer agent commission paid at MLS#6183500 Land Land/lot for sale, sgl family, build to suit. Needs variance. If you are interested in this Home for Sale By Owner in Deptford, NJ 08090- Flat Fee MLS Listing $395, please call 1-888-362-6543, enter the MLS#6183500 . You can make an appointment or ask any questions about the property. Realtors welcome, buyer commission is paid to any realtor. Please see additional listing details at Realtor.com featured by Realmart Realty. If you have a Home for Sale in Deptford, NJ 08090 and would like save up to 6% commission, we can list your home on the local MLS and Realtor.com for a low flat fee of $395. For more information ... 03/13/2013

    This will be specifically about FHA loans, but when it comes to mortgages in general, you really need to speak to a qualified loan officer. This is not to throw realtors or anyone else under the bus, but you should be very careful in where you get your answers. Even if that realtor or someone other than a loan officer says, “well, this is what I heard from my loan officer.” Still, speak to that loan officer directly. Things can still get twisted or confused when passing along information. And yes, there can be an argument that some loan officers don’t even know what they are doing, hence why you need to be selective. Just recently I read a question from a borrower on Trulia that asked : “My wife and I are buying a home together. It will be her second time buying a home and my first... 12/08/2010

  I am taking Jennifer Prestwich's challenge of doing 31 one things in 31 days.  Are you up for a Challenge? 31 Days of December Challenge What do you have to do?  Do 1 thing per day that would further your business.  This might be a blog post, Facebook note, tweet, text, phone call or email.  It could be a newsletter, event, or postcard. In my opinion, you should be doing this many times a day, besides your normal business, if it were showing homes or doing mortgage applications. Keeping in front of people daily is marketing and branding. But in my opinion, don't spam yourself, do it naturally and genuinely.     Day 3 - 12/3/10 I received a potential client a few days ago who is trying to purchase a home in Florida. We can do loans in Florida, but time is of the essence. I needed someo... 12/05/2010

    Why do many advertise. To make money, right?  You have to spend money to make money. But are some ads deceptive or misleading? You betcha. What about the little giveaways or gimmicks offered when people advertise? Aren't they spending more money on top of the money that they are spending on their advertising?  There is a very large company that does tax returns who also has a mortgage division advertising on t.v. now. If you close on a loan prior to December 31st, 2010, you will be entered into a contest. The winner will have their mortgage paid off up to $250,000. WOW....   In my opinion, it just shows that they make some decent money off of their clients. They have call centers set up, and in my opinion, many of the loan officers are just of average nature. Yes, bait and switch ta... 10/08/2010

  More the reason why you need to speak to a knowledgeable professional loan officer     With mortgage interest rates being so low, you would think many people are refinancing. And one would think that more would be doing FHA streamline refinances, because it should be so easy, hence the name streamline. Sorry to sound negative, but no and no, for many reasons. There is also a mortgage myth, aka mortgage rumor, that FHA streamlines are cheaper than regular FHA loans. A complete lie. I just had a potential borrower that was told this. Yes, there are some lenders that advertise that FHA streamlines are quick with no costs. But mortgage alert, FHA streamlines are the same price. I talk to other loan officers from all over about this and they agree 100%. It just comes down to the type of sa... 09/16/2010

  "HOUSTON, we have a major problem with all of these homes upside down"  "People need to put more money down!!!"   Just the other day, a borrower asked this question on Trulia. What is the difference/advantages between other FHA loan lenders and the lenders approved for the NJ First-Time Homebuyer Program ? Response by a realtor : "it is probably not wise to buy a house with 3% down anyway. In my opinion, putting 3.5% down is akin to no down payment at all, and that is what got the housing market into trouble in the first place, among other things. Putting 3% down in a declining market will leave you upside down in a few months."   STOP - It's an opinion, but I think it's a horrible opinion.       So Mr. Realtor, you are saying if I put 10% down, then it would have saved many homes fro... 06/25/2010

    FHA loans & their misconceptions/myths     The number one myth - FHA loans are more expensive than conventional loans!! - FALSE -     Protection of your family & home purchase will always be with a loan officer with knowledge & integrity… not telling you what you want to hear to make a sale!!       PS… this might be a tad long & boring, but worth it if you are buying/refinancing a home.       I received this e-mail from a borrower yesterday buying in WA. Here are some parts of his e-mail. Borrower #1 "My real estate agent simply told me there would be more closing cost if I chose FHA, which I don't think true." A major gripe of mine. When comparing a FHA loan to a conventional loan, you need to compare apples to apples. The only difference would be the upfront mortgage insurance pre... 10/13/2009

John Swartz | Re/Max All Pros | 856-308-2698 2303 Good Intent Rd, Deptford, NJ 3BR/1BA Single Family House offered at $163,000 Year Built Unspecified Sq Footage Unspecified Bedrooms 3 Bathrooms 1 full, 0 partial Floors 1 Parking 2 Uncovered spaces Lot Size 6,000 sqft HOA/Maint $0 per month DESCRIPTION This is one well maintained rancher located in a quiet neighborhood. Enjoy the summer evenings on the back deck. This home has been professionally decorated. Just unpack and enjoy! see additional photos below PROPERTY FEATURES Central A/C Living room Dishwasher Refrigerator Laundry area - inside Yard ADDITIONAL PHOTOS Photo 1Photo 2Photo 3 Contact info: John Swartz Re/Max All Pros 856-308-2698 For sale by agent/broker Equal Opportunity Housing Posted: Mar 3, 2009, 10:11am PST 03/06/2009

Specializing in Gloucester & Camden County Real Estate About Janet: Customer Service is very important to me and educating the consumer on the Real Estate process so there are no surprises.  I depend on those referrals!  I negotiate well and in a professional way so that the other Realtor involved does not feel intimidated.  I feel it is important to work together in our profession not against each other, so that everyone is happy at the close of the transaction.  Marketing is also essential to me and my clients, therefore, I feel I provide marketing both for an internet presence and print publication, as well as mail campaigns on a regular basis.  Whether you have questions regarding FHA, 1st time homebuyers programs, listing your home or buying, you can depend on Janet's strong ethic... 10/10/2008

Catherine Mckendry (Catherine Mckendry)cmcksales@aol.comLicensed: Sales AssociateCell: (856) 404-5222 Washington Township5070 RT. 42 Turnersville, NJ 08012(856) 227-1950 WelcomeCatherine McKendry