Explore Cherry Hill, NJ

By Christine Hooks, Celebrating 25 Years in Real Estate!
(Pino Agency)
Comments 0
3,700 Square Miles of Opportunity! SNJDC's Legislative Breakfast is scheduled bright and early for Friday, April 29th, 2011. It provides an opportunity to hear the views and plans from New Jersey's Legislative Delegation and to learn the SNJDC's agenda while they present it to legislators. SNJDC...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 0
Earlier today, the Federal Open Market Committee voted to leave the Fed Funds Rate unchanged within its current target range of 0.000-0.250 percent. The vote was 10-0 - the third straight meeting after which the FOMC vote was unanimous. In its press release, the FOMC noted that since its March 2...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 31
  There comes some responsibility and understanding of the mortgage process when buying a new home. Some think that just because you are approved for a mortgage in New Jersey, you can sit back and wait for the closing to happen now. There are many things a buyer must be careful of, even after th...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 11
    FHA loans in New Jersey and in all other states in the last 18 months have become the popular choice when choosing a mortgage for many different reasons.  It has been stated that FHA loans now represent about 35 percent of all financing options. And because of the popularity and usage of FHA...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 0
Mortgage rates may be a function of free markets, but real estate taxes are a function of government. And, depending on where you live, your annual real estate tax bill could be high, low, or practically non-existent. Compiling data from the 2009 American Community Survey, the Tax Foundation, a ...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 2
Which is better - a fixed-rate mortgage or an adjustable-rate mortgage? It's a common question among home buyers and refinancing households in Pennsylvania. The answer? It depends.  Fixed-rate mortgages give the certainty of a known, unchanging principal + interest payment for the life of the lo...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 0
In a volatile week of trading, mortgage markets closed unchanged last week. Despite economic data proving stronger-than-expected - a situation that tends to lead mortgage rates higher - concern for persistently high oil prices tempered Wall Street's excitement and mortgage rates stayed steady. T...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 26
    We hear so much talk about buyers being pre-qualified or pre-approved, but what about pre-qualifying the house that is being sold. I was inspired to write this post after reading a post and its comments that was written by Valerie Osterhoudt. ~ FHA guidelines are making it hard to keep deals ...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 2
As part of the Census Bureau's data collection activities from 2005-2009, a number of interesting charts have been published at http://census.gov. The data should not be confused with Census 2010 - a separate survey conducted every 10 years. This is the first-ever, 5-year American Community Surv...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 0
Friday is a pivotal day for mortgage markets and conforming mortgage rates across New Jersey. At 8:30 AM ET, the government will release its March Non-Farm Payrolls report. More commonly known as "the jobs report", the monthly Non-Farm Payrolls is a market-mover and home buyers would do well to ...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 4
    FHA announced over a month ago that the monthly mortgage insurance  is changing on some FHA loans and it goes into effect on April 18th, 2011. I wanted to put this important reminder out there because what you can purchase and or what you can afford could change a little. I talked about such...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 0
It's a great time for Cherry Hill buyers and homeowners to look at the 15-year fixed rate mortgage. According to Freddie Mac's weekly Primary Mortgage Market Survey, the relative "discount" of a 15-year fixed rate loan as compared to a comparable 30-year product is the largest in recorded histor...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 43
The Facebook Controversy - More friends or less friends???   In recent months, there have been differing opinions on whether it's good to have thousands of friends or hundreds of friends on Facebook. In my opinion, most articles are based on opinion and just argue one side. Todd Carpenter wrote t...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 47
    Getting pre-approved over being pre-qualified, what does it all mean. I have been doing mortgages for 18 + years and I have a very strong opinion on the difference between pre-qualification letters and pre-approval letters. What do we keep hearing on the streets?  Pre-qualification letters ar...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 10
    I consider myself to be a die hard sports fan and March has to be one of the best times of the year when it comes to sports. Yes, my favorite sport is Pro Football, hands down. And my favorite team, the Philadelphia Eagles. But when it comes to a specific month, it's March. You have March Mad...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 2
  The mortgage industry keeps changing and just recently there have been new changes regarding both FHA loans and USDA loans. USDA loans were great because they had no monthly mortgage insurance, but that will be changing soon. The comparisons that I will be showing will be using the new changes ...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 19
  There will be a major change regarding USDA loans in New Jersey and for all other states come the fall of 2011. USDA loans will now have annual mortgage insurance, which is also known as monthly mortgage insurance, which begins October 1st, 2011. This move was approved through Congress last yea...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 18
  There are statistics that say 80% or more looking for a home first shop online. This doesn't say that these same people actually buy a home online, but they start their research. And I am finding that many more are shopping for mortgages online once they have a problem with their current lender...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 16
  Repuation Architecture has been floating around the internet in recent months. Jonathan Washburn talked about it here. Reputation Architecture : How to multiply the effects of "Remarkable Service".  Yet there is no true definition for this phrase, but we can define reputation.  Reputation defin...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 18
  News travels fast, especially bad news, and all because of the internet. We have Twitter, Facebook, Yelp, and other online sources where people can report negative issues. Consumers sometimes think they do a good job at shopping for specific services when they actually don't. Because informati...

Cherry Hill, NJ Real Estate Professionals