Explore Cherry Hill, NJ

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 36
I have been reading several blogs that talk about branding yourself or marketing yourself. But after reading these, they all seem to talk about the same thing. In reality, there is an actual difference between the two.A brand is a name, logo, slogan, and/or design scheme associated with a product...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 24
FHA will allow a co-signer that is not living in the house unlike conventional loans in which the borrower still needs to meet certain qualifying ratios even if they have a co-signer. This can be great for first time homebuyers. One thing that so many get confused no matter what type of loan the...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 17
Being homeless has been a growing concern for many decades and keeps growing. How does one define homeless? There are a few varying definitions because of how someone can be accounted for. The main definition is that of someone who lacks a fixed, regular, and adequate nighttime residence. HUD (ht...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 39
 Having fun?  Isn't it healthy to enjoy yourself, take a few vacations, and not be a workaholic? Easy said, but hard to sometimes do. Especially in the real estate business. Do you try to take a vacation?I try and make it a point to get away at least 1 week a year. This year, maybe I'll get to en...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 20
  How creative are you in your marketing strategies? Do you brand yourself? Do you change up your image? Your name?  How you brand yourself?I have been following Google since Christmas and how they change their logo on each holiday. The last one that I wrote about was in regards to Google + Earth...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 16
 How does your house look to the naked eye? Does it take a rocket scientist to figure out what might be wrong with the house that you are interested in? How do you go about looking for a home inspector? When should a home inspection be done? Should you do a home inspection even on a new construct...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 13
Mortgages, are they that hard? Do you need to be a rocket scientist? No, no, and no. If a lender can't think they can do the loan or they run into problems prior to closing, why can't they let the client and the realtor know what is going on. Accountability? Professionalism? How about just plain ...

By Jonathan Vetter
(Mercury Lending)
Comments 4
I have been out of town traveling the world, well maybe not the world, but I did get the chance to spend two weeks in lovely Southern New Jersey.  I had the opportunity to meet with a fellow Active Rainer at PJ Whelihan's Pub, in Maple Shade, New Jersey, and one of the most respected active membe...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 51
BELONGER's MORTGAGE MENUMortgage Smorgasbord – Best Steaks World-WideWe only serve steaks. We have every steak imaginable. (100’s of loan products – You need a mortgage professional to help you understand your choices) APPETIZERS (wetting your whistle) Free Appraisal – Not a problem here. You wil...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 47
The mortgage industry in itself can become perplexing at times. With rates changing daily, mortgage programs changing guidelines in midstream, and unscrupulous lenders and loan officers.... where do you go for good advice and guidance? Randy Prothero wrote a good blog, Why I do Not Recommend Out ...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 25
  You have a client that you are working with. You have been upfront and fair with them. But a day later you speak to them and they decide to use someone else's services because they were $500 cheaper.AAARRRRRGGGGHHHHH....... You aren't mad because you can't win them all. You are upset because yo...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 19
Will a FHA loan help you?  It's very possible and we'll talk more about that later. Are you throwing money out the window by renting? More than likely, yes. But this can be a complicated decision based on several different factors. Sure, you can try the many rent vs buy calculators online, but I ...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 11
 So, after reading the tips on first time homebuyers from Part 1 through Part 3, you think it sounds pretty complicated. So much to focus on and so many things to remember. Not really. Remember, having trusted professionals surrounding you is half the battle. We'll take care of the rest, as long ...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 15
 Which side of the fence are you on? I ask this because I just wrote a blog on HUD getting rid of the down payment assistance programs. Some of the arguments being made is that everyone would be better off with the 100% financing programs, even through HUD/FHA's 100% program. That the DPA's (down...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 25
Consumer -  "I have been approved for that mortgage." Me (loan officer) - "How do you know this for sure?" Consumer - "Because I was told by the loan officer that they ran it in their system and it came back with an approval."  Me -  "That sounds great. So did you show them all of your informati...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 6
                            How many of you fear that your credit score is just not good enough? What about when a lender tells you that you only fit a particular loan product just because of your credit score, no matter how much money you make? Can all of this be true?  Not necessarily!!!  Why c...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 75
                            OR                                                                                                                                                                                                                                                          The longer that I...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 36
Homes can be a worry to many consumers and high debt is causing twentysomes to worry about how they can afford a home on their own. But being prepared can cut down on headaches. Many Americans are much younger than before, which are the fastest-growing group of homeowners. No matter what your fi...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 345
You basically can call it a "Pocket-Sized Promotion". How many of you have your cards with you at all times?  Myself, in 14 years, you caught me maybe twice without a card. Networking, we all do it. What a quick and easy way to advertise.  Rich Jacobson wrote a post : "Personal Photos in Real Es...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 36
Reviewing the rate issues at hand, job losses, and more homes on the market with fewer buyers, one of the most basic questions that you should be asking is.... "Who's buying homes now?"  And we can take the next step to a larger question at hand. "Who will be driving the residential real estate m...

Cherry Hill, NJ Real Estate Professionals