Explore Cherry Hill, NJ

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 0
Mortgage rates are falling, falling, falling. On a wave of uncertainty about Greece and its debt; and weaker-than-expected economic data at home, conforming 30-year fixed rate mortgage rates have fallen to levels not seen since December 2, 2010. Mortgage rates have dropped 8 weeks in a row. Not ...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 27
  Fannie Mae HomePath Loan Program – Another great method of financing With so many types of financing options, not all are discussed by loan officers. Many loan officers don't know much about such programs as USDA, The Fannie Mae HomePath, or My Community. The HomePath program is not known by m...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 15
  Shopping for Mortgages & Shopping for Interest Rates Smartly You now want to buy a home and need a mortgage. You would think it would be easy to call around to mortgage companies and ask, “What is today’s interest rate”. Sounds simple, right?  Au contraire mon frere…. On the contrary. There ar...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 5
  Mortgage Market Report - Interest Rates hit historic low for 2011 As of yesterday, mortgage interest rates were hitting historic lows for 2011. Today was the key focal point if rates were to continue to go lower based on non-farm payrolls and on unemployment.  As of this morning, the news is r...

By For Sale By Owner Flat Fee MLS Listing For $395, Save 3-6% Commission
(RealmartRealty.com)
Comments 0
Home for Sale By Owner in Cherry Hill, NJ 08003 - Flat Fee MLS Listing $395 412 BROWNING LN in Cherry Hill, NJ 08003 - Realtors welcome, buyer agent commission paid at closing! 4 Bedrooms, 3 Bathrooms WALK INTO A PICTURE PERFECT PARK-LIKE SETTING OF OVER AN 1 AC. YARD INCLUDES AN IG POOL, HOT TUB...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 31
Understanding Mortgage Insurance and the different types The keys to home ownership can be tricky and confusing, unless handled by a true professional loan officer. You’ll sometimes hear loan officers and or realtors talk about one mortgage program over the other, telling you how great it is or ...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 1
Single-family housing starts dropped by 21,000 units in April on a seasonally-adjusted annual basis. The Housing Starts report measures the number of homes on which new construction "broke ground". It's tracked by the U.S. Department of Commerce which releases new data monthly. Single-family hous...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 38
  Do you feel that today's mortgage gudelines are hurting realtors from selling more homes? Do you think it could be the buyer not being in a good position?   People, I get the fact that lending guidelines have become more strict over the last 12 months. I think I have seen it all in the 18 + ye...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 1
Foreclosure activity continues to drop nationwide. Based on data from foreclosure-tracking firm RealtyTrac, foreclosure filings nationwide fell below 220,000 in April 2011, a 9 percent decrease from March. A "foreclosure filing" is defined as any foreclosure-related action including Notice of Def...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 0
A major thing to consider these days before starting your next home improvement project is if the cost to do the work will be reflected in your homes value. This is even a more important if you think you may be listing your home for sale in the near future. Who is doing the actual work? A major e...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 4
  With housing prices down across the country, there are a lot of homeowners barely breaking even on their respective home sales. Some are even losing money. You may find yourself in that position, too; wanting to sell, but worried about bringing cash to your own closing. It creates an ...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 1
  Did you know that one of the popular loans right now is the 30 year fixed "no closing costs loan". Some lenders want you to think it's a magic trick. Today I'm going to reveal to you how it's done. Here's how it works. The loans come at a slightly higher interest rate and then the lender pays ...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 3
If you have a conventional mortgage, and put less than 20% down when you purchased your home ( or less than 20% equity when you refinanced your home ) your monthly payment includes "mortgage insurance". Depending on your interest rate, for a 30- year term mortgage and if you put 5% down payment, ...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 0
In an echo of February’s Case-Shiller Index report, the government’s own home price-tracker — the Home Price Index — showed home values slipping between January and February 2011. The Federal Home Finance Agency data had home values down 1.6 percent nationwide in February, on average, marking th...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 0
Be prepared for Friday morning. Mortgage rates and home affordability could worsen quickly. At 8:30 AM ET, the Bureau of Labor Statistics releases its April Non-Farm Payrolls report and momentum has been strong. The monthly jobs report is a market-mover and analysts expect that 196,000 new jobs ...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 1
Without question, today's real estate market is considered a buyer's market. By understanding the reasons why people are having trouble getting a mortgage, you can make sure that you are in position to buy. Learning these issues that others may have encountered you can make the whole home buying ...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 0
  Among the most challenging aspects of shopping for a mortgage is how rates change constantly. It's hard to pin them down. For example, in 2011, mortgage rates have expired every 3-and-a-half hours, on average. That's fast. There's two main catalysts for changing mortgage rates. The first can be...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 0
Last week marked the 3rd consecutive week through which conforming mortgage rates dropped, the longest such streak since February. Mortgage rates in Voorhees are now scraping their lowest levels of the year. A few interesting stories developed last week. First, the Federal Open Market Committee m...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 2
This is now something that needs to go under consideration buy your buyers. The lender paid option will not work for every buyer that you have but for the ones with the higher fico's there is now a new option for them. Here is a quick break down on what customer would fit this lender paid mortgag...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 1
The National Association of REALTORS® Pending Home Sales Index rose for the third straight month last month. A "pending home sale" is a home under contract to sell, but not yet closed. The Pending Home Sales Index rose 5 percent in March, posting its second-highest reading since April 2010. Not ...

Cherry Hill, NJ Real Estate Professionals