Is a 3.5% low-down payment the standard for homebuyers in Bloomfield NJ?When first-time home buyers are looking for 3.5% low-down payment conventional mortgage without PMI they offer have many options but aren’t sure where to look. A minimum of 20 percent down payment is not the standard anymore. New first-time homebuyer programs are available with as little as 3.5% down.  The cost of the mortgage insurance (MI) maybe paid by the bank depending on the borrower's credit score and location of the property there buying. Borrowers with lower credit scores may be better off with an FHA loan. The disadvantage with FHA loans is that the borrower cannot cancel the MI for an FHA loan. The only way to get out of it is by refinancing into a conventional loan.Aside from the down payment, there are ... 11/15/2021

New Management Company for Whitestone Gardens Condo Complex in Bloomfield NJLots of homeowners at Whitestone Gardens are ecstatic that a new management company has taken over the management of Whitestone Gardens Condominium Complex in Bloomfield, New Jersey.  Effective April 1, 2016 Dovan Management Group is the new management company for Whitestone Gardens. Although I'll miss my friend Paul at Monticello Management, I'm ecstatic too, I've already reached out to Donna Vitiello, CEO of Dovan and am looking forward to working with her on current and future Whitestone Gardens sales and rentals.My current listings for sale and rent and Whitestone Gardens: Thinking of buying, selling or renting a unit in the Whitestone Gardens? Contact Whitestone Gardens Real Estate Agent, Gina Chirico. 04/01/2016

NJYT Cabaret show tickets are on sale now.  That's right!  Life is a Cabaret, old chum.  And that Cabaret hits Bloomfield in just a couple of weeks.What: NJYT Cabaret Show Where: Westminster Arts Center (449 Franklin St, Bloomfield, NJ) When: July 17th to the 26th, 7:30pm Thurs, Fri & Sat and 3pm on Sun (No Show Mon thru Wed) Cost: $15 to $36 Contact: Brown Paper Tickets (800) 838-3006NJYT Cabaret ShowCabaret recently ended its run on Broadway.  Didn't make it to the big white way to watch the show?  That's OK.  You can catch another, brand new production right here in Bloomfield.  The New Jersey Youth Theater (NJYT) will be presenting their interpretation of this Harold Prince classic for seven days in July.The NJYT Cabaret show features Danielle Valencia as famous 1930's singer Sally ... 07/10/2015

We've recently closed on another Bank of America Short Sale, this one in the Bloomfield, NJ.  What made this more challenging was that there was not one but two mortgages to negotiate. This 3-family home was in high demand, as there are not many 3-family homes currently available in Bloomfield, NJ.  What made this property even more desirable was its finished basedment and detached garage. After marketing the property for less than two weeks, we received a strong offer from a buyer who wanted to reside in one unit and rent the other two.   After submitting this offer to the Bank of America Short Sale dept., an appraisal was ordered.  It was clear from the appraisal that our client's offer was in line with the market value.  We had already provided our Short Sale seller's documentation t... 04/24/2014

The #1 Real Estate Agent in Whitestone Gardens Condo Complex in Bloomfield New Jersey is Gina Chirico.   The above chart reflects the #1 listing agent for the Whitestone Gardens Condo Complex in Bloomfield for the past 6 months by market share.  In addition to market share, the #1 listing agent for the Whitestone Garadens raised the average sales price of a 2 bedroom unit at the Whitestone Gardens by over $10,000 ($134,000 to $146,375) and has the highest sales prices for 2 bedroom Whitestone Garden units !  If you are thinking of selling your Whitestone Gardens unit, Gina Chirico is the Whitestone Gardens agent to call 973-715-1158. Like the Whitestone Gardens on Facebook!!    ***Data obtained from GSMLS based on the listing agent for 1 & 2 bedrooom units sold at the Whitestone Gardens... 02/26/2014

JUST SOLD ~ Two Whitestone Gardens 2 Bedrooms Units HIGHEST SALES PRICE SINCE 2011 for 2 bedrooms units in Whitestone Gardens Average Sales Price to List Price Ratio: 100% Average Days on Market: 81 Average Sales Price before the sale of 318 Hoover and 314 Hoover: $139,333 CURRENT Average Sales Price including the sale of these 2 units: $147,100 When your ready to sell your Whitestone Gardens unit, contact Essex County Real Estate Gina Chirico for the Whitestone Gardens in Bloomfield, New Jersey and visit Whitestone Gardens Condo Complex Bloomfield NJ for more information on the Whitestone Gardens condo complex.  You can list your Whitestone Gardens unit for sale with any real estate agent.....but why would you???? My results are proven in the statistics*!   * Info obtained from GSMLS. ... 12/29/2013

PNC FHA Short Sale Closed in Bloomfield NJ We're pleased to announce another successful PNC FHA Short Sale has closed, this one located in Bloomfield, NJ. This large Colonial home was in high demand.  Featuring five total bedrooms, hardwood floors, a formal dining room with beautiful woodwork and close proximity to schools and shopping, it was met with a great reception by the public. As this was a PNC FHA Short Sale, the homeowners first needed to be evaluated for a loan modification before a short sale could be considered.  FHA Short Sales follow HUD Pre-foreclosure Sale guidelines, or PFS, which mandate that all borrowers be considered for a loan modification before an FHA Short Sale is reviewed. The homeowners were previously approved for a loan modification which ultimately did not... 07/01/2013

Nationstar Short Sale Closed in Bloomfield NJ We're pleased to announce another successful Nationstar Short Sale has closed, this one located in Bloomfield, NJ. This 3-family home, rare for Bloomfield, was in good condition.  Featuring hardwood floors, separate utilities and finished basement with summer kitchen and ample parking, it was in high demand.  We had multiple offers on the property, including several over list price. The owners had gone through several financial hardships, and had attempted loan modifications to no avail.  They desperately needed to get out from underneath their underwater Bloomfield home.  A short sale was their last hope, and we were happy to help. After conducting a BPO, Nationstar Short Sale dept. approved the offer. The buyer was happy with the new inves... 04/25/2013

Home Prices in Bloomfield NJ for November 2012 Real Estate Market Data for Bloomfield, NJ provided by Matthew DeFede of Coldwel Banker Residential   Nutley Home Prices We have seen a slight dip inhome prices in Bloomfield NJ which points out some great bargains at the moment, I expect the home prices to start reversing this trend just because of the presidential election being over and also Bloomfield  still being a very desirable area to buy a home in as well as the dwindling inventory. Bloomfield Real Estate Report Summary The median list price in November for single family homes in Bloomfield is $264,950. The list prices dropped by -0.01%from the previous month. The price per square foot for listings in this area is $137.   Find Homes For Sale In Bloomfield NJ Visit my Website to Sea... 11/28/2012

If you're still renting in the Bloomfield, NJ, area, then come check out this 2 bedroom condo! For $140,000, you can own your own home! 26 John Street, Apartment 2C is bank approved to sell at $140,000. Its floor plan is bright and open with a giant pantry in the kitchen and a huge walk in closet in the bedroom. This condo is close to downtown Bloomfield and close to transportation.   Call today and say goodbye to your landlord!         09/25/2012

Search Bloomfield NJ MLS, New Jersey Real Estate Listings & New Homes for Sale in Bloomfield, NJ. Find Bloomfield Houses, Townhouses, Condos, & Properties for Sale at Property Hub Realtors 04/03/2012

Bloomfield, NJ Homeowners get up to $15,000 in home repairs with a forgivable, ZERO payment and ZERO interest loan! If you own a home in Bloomfield New Jersey and need to make repairs and/or home improvements, Bloomfield's Residential Rehabilitation Program may be able to assist you with its ZERO payment and ZERO interest loan! The Residential Rehabilitation Program is funded through the Community Development Block Grant Program providing forgivable loans with ZERO payments and ZERO interest to low/moderate income Bloomfield homeowners who occupy a single family and/or 2 or 3 family homes, whose property taxes are current and who meet the income guidelines of: Household Size Maximum Income* 1 $44,950 2 $51,400 3 $57,800 4 $64,200 5 $69,350 6 $74,500 7 $79,650 8 $84,750 *Income limits su... 06/17/2011

SHORT SALE-Home in Great Condition A must see Overview Maps Photos Market Stats $298,000 Single Family Home Main Features 3 Bedrooms2 Bathrooms1 Partial Bathroom Location 27 Fritz StBloomfield, NJ 07003USA To get updates on open home dates and other property events, please click the "Like" button below: Matthew DeFede Coldwell Banker Residential Brokerage(973) 778-4500mdefede@optonline.nethttp://www.HomesInNutleyNJ.com Listed by: Coldwell Banker Residential Brokerage Our recent listings New Construction in CliftonBRAND NEW CONSTRUCTION BELLEVILLESHORT SALE in Clifton NJTotally Updated Townhome-Essex ParkSHORT SALE-Home in Great Condition A must see Subscribe to our listing feed Nearby properties for sale 06/04/2011

05/17/2011

SHORT SALES IN BLOOMFIELD - WHAT YOU SHOULD KNOW A Short Sale as it pertains to real estate is a sale that does not fully satisfy the debts/liens that encumber the property being sold.  Most commonly, it results in the lender or lenders who have a mortgage or mortgages on the subject property being paid less than what is owed on the property. Short Sales can be confusing to the untrained professional, but I have had great success in getting short sales approved, saving clients' credit from more serious damage, preventing bankruptcy and getting the approval quickly! I am a certified SFR, Short Sale & Foreclosure Resource Specialist in Bloomfield Call me at (862) 228-0554 to schedule a free, no obligation consultation. Every homeowner is different, and there are a unique set of circumstan... 04/27/2011

Hell hath no fury as a volunteer scorned. The mostly volunteer Bloomfield/Bukowski Animal Shelter has been fighting for its life for several weeks now -- ever since the town's 2011 budget was announced with a 100k cut.  The volunteers maintain that this cut would eliminate so many vital functions that the shelter would have to either close or send most of it's animals to other shelters that can euthanize unadopted animals after as little as 7 days. After pleading their case at packed  town council meetings with shelter supporters. Mayor Ray McCarthy assured the Shelter advocat... 04/04/2011

Selecting a real estate sales associate to assist in the large financial transaction involved with buying or selling a home can be a daunting process. While chemistry between the real estate professional and the consumer is important, it is not the only variable to consider. The history of the company, a sales associate's success rate and the vibrancy of the local market are all things to keep in mind as well. In order to streamline the decision making process, the professionals at Coldwell Banker have provided a list of questions to ask and guidelines to follow when screening a prospective real estate professional. What percent of your company's listings have sold in the last 12 months? Ideally a seller will want to work with a sales associate who has a high percentage of completed tra... 03/05/2011

Here are some tips to help you move with your pet While moving to a new home in Nutley, Belelville or Clifton NJ is very exciting, relocating can be a stressful process for every member of the family - including pets.  More often than not, a move means that all familiarity is gone.  From where to hide a bone to where to nap in the sun, the pet's sense of security and comfort has suddenly been altered. Below are five suggestions from Coldwell Banker and Petfinder.com for how to make moving a little less ruff for four-legged members of the family. Plan ahead. From start to finish, moving to a new home involves a lot of planning. Pet parents should decide as soon as possible where their pet's belongings - toys, water dishes, etc., - will go in the new home.  If the pet's only car ride has ... 02/26/2011

National Wrestling Superstars(NWS) will makes it annual return to Bloomfield High School on Saturday, February 19, 2011 with a 7:35 bell time ding ding ding!  With appearances from former WWE superstars like last year's legendary Hacksaw Jim Duggan, who stopped to sign his autograph on the piece of 2x4 for my lil guy. This year Danny Inferno will take on former WWE Raw Superstar Gene "It's Not My Fault" Snitsky in Bloomfield's first ever Loser Goes Through a Door Match!!  It's been a long time but former WWE star turnbuckle-eating green-tongued George "The Animal" Steelwill be making an appearance, as will The Famous Wrestling Clown, the NWS Tag Team Champions The Jersey Shore Jocks, and returning from last year, the 900+ pound undefeated Nigerian Nightmares and their manager Voodoo Pri... 02/11/2011

Let me start by saying I do not begrudge other agents who list units at the Whitestone Gardens Condominium Complex in Bloomfield, New Jersey.  If I'm not the listing agent, I still have the the opportunity to be a buyer's agent and sell the Whitestone Gardens unit.    With that being said, a Whitestone Gardens unit was just listed by an out of the area agent whom I am not familiar with.  Of course when I saw the listing pop up on my MLS hotsheet I clicked on the listing for more information.  Overlooking the spelling errors, I was shocked to see that the agent had listed the Whitestone Gardens Condo Complexhas having an in-ground pool.  Unless she got confused with a large pile of snow or ice in the parking lots of the Whitestone Gardens buildings, there is NO in-ground, there is NO abo... 01/24/2011