JUST LISTED 21 ZION DR, BERLIN, NJ Welcome to Lonaconing! Bedrooms: 2 Bathrooms: 2 full, 1 half Living Area Approx: 1565 List Price: $225,000 Schedule a Showing What is Your Home Worth? Search All Homes For Sale See Property Details Call 856-912-3219 for more information Visit Property Website Welcome to Lonaconing and this pristine home. Featuring hardwood floors throughout the first floor, welcome guests into the foyer and into the dramatic great room with soaring ceilings, turning staircase and gas fireplace. Entertaining your guests is a breeze with the adjoining kitchen boasting stainless steel appliances, granite counters, upgraded cabinetry and a beautiful new tumbled marble backsplash. The dining area leads out to the new patio and fenced back yard. The second level offers the ... 06/13/2013

Home for Sale By Owner in Berlin, NJ 08009 - Flat Fee MLS Listing $395 4 Pineview Ave Berlin, NJ 08009 - Realtors welcome, buyer agent commission paid at MLS#6189171 4 Bedroom 2 Bathroom Split level in Berlin Boro. Spacious home has 4 bedrooms, new carpet,& wood floors. Large eat in kitchen with breakfast bar. Large fenced in yard with deck and patio. Ready to move into! If you are interested in this Home for Sale By Owner in Berlin, NJ 08009- Flat Fee MLS Listing $395, please call 1-888-362-6543, enter the MLS#6189171 . You can make an appointment or ask any questions about the property. Realtors welcome, buyer commission is paid to any realtor. Please see additional listing details at Realtor.com featured by Realmart Realty. If you have a Home for Sale in Berlin, NJ 08009 and would li... 03/24/2013

Home for Sale By Owner in Berlin, NJ 08009 - Flat Fee MLS Listing $395 7 Mcclellan Ave Berlin, NJ 08009 - Realtors welcome, buyer agent commission paid at MLS#6165648 4 Beds 3 Baths Beautiful, well maintained 2 bedroom with 1 bath on a quiet street. Home has many upgrades including: Hardwood floors re-finished (2006), Complete bathroom renovation (2006), Siding/Anderson Windows/Gutters (2007), Driveway (2008), Shed (2008), Basement Waterproofing (2008), Patio (2009), Electric Service upgrade (2009), Basement (finished - 2009), Furnace (Gas - 2011), Fence (2011), full walk up attic. Charming 4 BR/2.5BA home boasts great schools & curb appeal w/prof. landscaping & stone curved pathway to the front door. HW flr entry leads to EIK w/granite center island, glass backsplash & pantry. Off the ... 02/07/2013

New Jersey retirees have wonderful choices when it comes to active adult communities. Braddock Preserve at Winslow is one such community offering beautiful curb appeal, elegant amenities and finely crafted homes. Located in Berlin, New Jersey, Braddock Preserve is an intimate sized community of just 222 homes built by DeLuca Homes between 2005 and 2008.  Today, interested home buyers can select from a variety of well-cared for resale homes priced from the high $200’s to the low $300’s. The Braddock Preserve community was thoughtfully designed with all telephone, electric and gas lines running underground leaving nothing but beautiful homes and landscaping for the eye to enjoy. The exterior designs of the homes feature attractive combinations of siding, stucco and stone. The floor plans ... 12/29/2011

Home for Sale By Owner in Berlin, NJ 08009 - Flat Fee MLS Listing $395 10 Ridgeview Ave Berlin, NJ 08009 - Realtors welcome, buyer agent commission paid at closing !Please check listing details here at MLS# 5899792 . 3 bedrooms, 2 bathrooms Updated 2011 with new windows, vinyl siding, remodeled bath, new countertop, new gas stove & microwave, refunished hardwood floors, new flooring kitchen and baths, new interior doors, freshly painted interior. Finished basement with full bath, office and family room. 2 tier deck, 2 car garage with new roof & doors. Gas heat, central air. Roof is 10 yrs old. This house needs nothing but you. If you are interested in this Home for Sale By Owner in Berlin, NJ 08009- Flat Fee MLS Listing $395, please call 1-888-362-6543, enter the MLS# 5899792 . . You ca... 07/10/2011

Home for Sale By Owner in Berlin, NJ 08009 - Flat Fee MLS Listing $395 19 N GROVE ST Berlin, NJ 08009 - Realtors welcome, buyer agent commission paid at closing! 3 Bedrooms, 2.5 Bathrooms Access Panel, Breakfast Room, Fully Carpeted, Tile/Brick Flooring, Main Floor Laundry, Full Bath-Master Bedroom, Walk In Closet Master Bedroom, Gas Cooking, Bedroom 2 is 13x12, Bedroom 3 is 12x12, Breakfast Room is 10x8, 1 Half Bath on Main Floor, 2 Full Baths on Upper Floor, Master Bedroom is on Upper Level, Second Bedroom is on Upper Level, Third Bedroom is on Upper Level. If you are interested in this Home for Sale By Owner in Berlin, NJ 08009- Flat Fee MLS Listing $395, please call 1-888-362-6543, enter the MLS# 5889679. You can make an appointment or ask any questions about the property. Realtors ... 06/05/2011

    When qualifying for a mortgage, the borrower(s) need to meet three main qualifications. Income – There are specific front and back end ratios depending on the mortgage program. And sometimes you can exceed such ratios with compensating factors. Credit – Mortgage programs now require credit scores, aka fico scores.  You also need to show good credit performance on how you can handle your credit or that you have established credit. Assets – Depending on the mortgage program, you might need assets to close and or to show a specific number of reserves.   I want to talk about a specific issue when there could be more than one person on a mortgage when it comes to mortgage qualifying or income qualifying. Many will state that they should be able to qualify for the mortgage because their ... 12/24/2010

New Jersey active adults in search of a bit of Europe right in their own backyard will want to visit the Montebello community in Berlin, New Jersey. This active adult community for residents age 55 and better features charming European flair with stained front doors, carriage style garage doors and elegant exterior stonework. The community opened in 2007 and is planned for just 348 ranch style homes upon completion. The smaller size of this New Jersey active adult community adds to its appeal making it a prestigious destination tucked away in rural Berlin yet still close to everyday conveniences. Montebello is located in the small southern New Jersey town of Berlin boasting scenic views of farmland and nature. Those wanting to feel away from it all and those looking to enjoy beautiful c... 12/16/2010

NJ Bank Owned Foreclosure for Sale 256 Berlin-Cross Keys Road, Berlin, NJ $74,000 This 3 bedroom, 1 bath home is a bank owned foreclosure.  The seller is entertaining minimum offer of only $59, 920. $59,920 for a 3 bedroom 1 bath home that sits on 3/4 of an acre.   This home is Bank Owned Foreclosure and are being offered for sale as-is, where is. They buyer is responsible for all required inspections and certificate of occupancy. Because this is a  bank owned foreclosure, several important points are listed below. Property is sold as-is with no warranties. The property is Bank owned and Seller has never resided in and has no knowledge of the property. NO seller’s disclosure is provided. All offers must include pre-approval letter from a bona fide direct lender (no brokers and VA and US... 11/02/2010

  203-k loans and Energy Efficient Mortgages     Many of us love to cut costs and or save money, right? A 203-k loan or a Energy Efficient Mortgage can help you accomplish this. When buying your new home, it's not only a place to live, a place to create fond memories, but that it's an investment. And probably one of the biggest investments that you will ever make and that you should take it seriously. Many borrowers are unaware of such programs as the 203 k loan or the Energy Efficient Mortgage. Yes, there are similar programs that can be done with conventional loans, but they usually require a larger down payment and or better credit scores or you will be penalized. So the types of loans that I will be mentioning below are FHA loans with FHA guidelines.       Loan Descriptions :   203-... 04/28/2010

    Blogging, is it dead or dying?  Social Media Networking, is it a fad or will it just be dust in the wind by next year. Shopping online?  Searching online?  Where does it all begin and where can it all end. Now, I am not an expert when it comes to such subjects, nor do I do this for a living, but I do have my own strong opinions in regards to these specific topics. Keep in mind, much of what you read about is opinion over time. Recently there have been a lot of posts written about these subjects and what inspired me to write about this. I listed them below. Please read: __________________________________________________________________________________________________________   Getting My Daughter High at the Beach.  by : Joel McDonald - Joel states this in his blog... "Before I Let m... 07/15/2009

For many that don’t know, FHA was created by the National Housing Act of 1934. What people need to understand is that FHA doesn’t make the loans, but that they insure the mortgages for the lenders sake.  The investors/lenders are the entities that make loans to borrowers. HUD, which stands for U.S. Department of Housing and Urban Development, is a government agency that was started in 1965 to help homeowners achieve that American Dream. They help borrowers with HUD approved programs, approves lenders to be FHA approved, and helps borrowers utilize the programs and guidelines set forth for FHA loans. Again, FHA is does not lend money. I only mention this because I get so many calls telling me that FHA will do this or do that, because it states it on the HUD website. The average consumer... 04/09/2009

Did you know that National Police Week is May 11-17 in the U.S. and Canada?  In honor of all police officers, here's the definition of   A Cop On the Take First he takes...the oath.  Here's what else he takes:   He takes...it in stride when people call him "pig." He takes...his low paycheck, realizing he'll never be rich. He takes...a second job sometimes to make ends meet and support his family. He takes...time to stop and talk to children. He takes...your verbal abuse while giving you a ticket you really deserved. He takes...on creeps you would be afraid to even look at. He takes...time away from his family to keep you safe. He takes...your injured child to the hospital. He takes...the graveyard shift without complaint because it's his turn. He takes...time to explain why both your he... 05/23/2008

Here's a great story that reminds us to slow down...and look around.  A young, successful executive named Josh was driving down a neighborhood street.  He was talking on his cell phone and going a bit too fast in his brand-new, sleek, supercharged Jaguar XKR.  Suddenly - WHUMP!  A brick smashed into the Jag's pristine black door!  SCREECH!!!  Brakes slammed, gears ground into reverse, and tires madly spun the Jaguar back to the spot where the brick had been thrown.  There stood a young boy, looking desperate.  Josh jumped out of the Jaguar, grabbed the boy and pushed him up against a parked car.  "What was that all about and who are you?  That's my new Jag, and that brick you threw is going to cost you a lot of money.  Why did you throw it?"  "Please, mister, please...I'm sorry!  I didn... 05/23/2008

There's power in a gaggle of geese that you just don't find in a lone goose.  For example:  Fact:  As each goose flaps its wings, it creates lift for the bird following.  By flying in a "V" formation, the whole flock adds 71% greater flying range than if one goose flew alone.  Lesson:  Those who share a common direction and sense of unity can get where they're going quicker and easier because they're drawing strength from each other.  Fact:  When a goose falls out of formation, it suddenly feels the drag and resistance of trying to fly alone, and quickly gets back into formation to take advantage of the lifting power of the bird in front.  Lesson:  Stay in formation with those who are headed where we want to go; be willing to accept their help and give help to others.  Fact:  When the l... 05/15/2008

Here's a quick note to let you know how I can help you or anyone you might refer to me.           Six years ago I had the pleasure of helping Scott and Daisy purchase their first condominium, and two years ago I helped them buy a three-bedroom house.  When Daisy called two months ago to tell me they were relocating out of state due to Scott's promotion, of course I had mixed feelings - delighted about their good news, but sorry to see such nice folks leave the area.          I belong to a national organization of real estate and lending professionals, so I offered to connect them with a Realtor and Lender in their new city.  I called my contact at the organization, obtained several names, and passed them along.  Daisy just sent me a photo of Scott and her in front of their new home, wit... 05/10/2008

Headline News CNN, Market Watch CNBC and so on and so....If you turn on the any TV news report or open any business or News magazine you would think that no one was every going to get a mortgage again....I mean the Mortgage companies and underwriters are absolutely out of control....would you believe that you will have to have a job to get a mortgage now? You will actually have to have a pay-stub or a tax return to prove that you have enough income to afford the loan your applying for, can you believe the gall of these underwriters? and if that wasn't asking way to much already, they want you to put money down on the house, I mean who do these people think they are?Wall Street over reacts and hedge funds start to sell off because billionaires get nervous, keep in mind that the people wh... 08/16/2007