Comperative Analysis of Real Estate Market Conditions - Bayonne, Hoboken, Jersey City, Hudson County NJ - Apr. 2013   A question was asked on Trulia by Jeffrey Lee, about whether anyone knew when the Bayonne market will surge up as Hoboken and Jersey City have in recent months. I decided to tackle this question as it is pertinent to my investor clientele who may be looking at Boayonne as a possible expansion market due to the dwindling inventory in those other areas.   It is true that while Hoboken has seen a 20% surge of median price over 12 months period, Jersey city as a whole has seen 13% change (with Jersey City Heights at 19%!!), Bayonne has seen a -1% change. To the onlooker it appears Bayonne is actually slipping back as opposed to moving up.   While the median price is a good i... 04/26/2013

Home for Sale By Owner in Bayonne, NJ 07002 - Flat Fee MLS Listing $395 15 Elco CT Bayonne, NJ 07002 - Realtors welcome, buyer agent commission paid at MLS#130003311 2 Bedroom 3 Bathroom NO FEE RENTAL!!! Best Value in the community-Madison End Unit! Tons of Upgrades throughout: kitchen-Corian counters & SS appliances, master bath-granite counters & upgraded tile and upgraded 2nd Fl Brazilian cherry HW flr. Views of the Newark Bay from all 3 flrs, sit on balcony off living room to watch sunset. Madison End Unit Benefits: Extra Windows = more natural light, Better Floor plan w/ bigger rooms, Walk out Basement, Lots of storage. Dead End St and-walking distance to completed "8th St Light Rail station. If you are interested in this Home for Sale By Owner in Bayonne, NJ 07002- Flat Fee MLS Li... 03/22/2013

Home for Sale By Owner in Bayonne, NJ 07002 - Flat Fee MLS Listing $395 193 West 21st St Bayonne, NJ 07002 - Realtors welcome, buyer agent commission paid at MLS#130002642 2 Bedroom 4 Bathroom Most luxurious waterfront living in Bayonne. The Pointe at Cove! 20 minutes to downtown NYC by rail. No expense spared. State of the art reinforced cement w/brick face & stucco. Giant windows overlook spectacular waterfront. Cathedral ceilings, home office, gourmet kitchen w/lovely tiled back-splash. Light, bright & airy. Master bath w/ Jacuzzi tub and shower stall. Maint. fee covers lawn, sprinklers, trash, snow, & common areas. Not a condo. It's a sgl family attached townhome. If you are interested in this Home for Sale By Owner in Bayonne, NJ 07002- Flat Fee MLS Listing $395, please call 1-888-... 03/08/2013

Home for Sale By Owner in Bayonne, NJ 07002 - Flat Fee MLS Listing $395 694 Avenue E Bayonne, NJ 07002 - Realtors welcome, buyer agent commission paid at MLS#120004178 2 Units Great two family home, centrally located between East 43rd & 44th Street. Within walking distance to Parks, Schools, Businesses and just a mere block away from Bayonne’s 45th St. Light Rail Station. This home features spacious living rooms, great kitchen layouts, 6 bedrooms, 4 bathrooms, gracious hardwood floors throughout 1st and 2nd floors, immaculate finished basement, huge 8x10 storage shed in the backyard and separate utilities. Please call or e-mail for appointments. If you are interested in this Home for Sale By Owner in Bayonne, NJ 07002- Flat Fee MLS Listing $395, please call 1-888-362-6543, enter the MLS... 04/18/2012

Home for Sale By Owner in Bayonne, NJ 07002 - Flat Fee MLS Listing $395 225 Livingston Av Bayonne, NJ 07002 - Realtors welcome, buyer agent commission paid at MLS#120002165 5 Bedrooms' 2 Bathrooms Single Family Home' Basement, Clothes dryer, Clothes washer, Dishwasher, Microwave, Range and oven, Refrigerator, Wall/window air cond., Wood floors If you are interested in this Home for Sale By Owner in Bayonne, NJ 07002- Flat Fee MLS Listing $395, please call 1-888-362-6543, enter the MLS#120002165 . You can make an appointment or ask any questions about the property. Realtors welcome, buyer commission is paid to any realtor. Please see additional listing details at Realtor.com featured by Realmart Realty. If you have a Home for Sale in Bayonne, NJ 07002 and would like save up to 6% commiss... 02/27/2012

Home for Sale By Owner in Bayonne, NJ 07002 - Flat Fee MLS Listing $395 58 Lord Ave Bayonne, NJ 07002 - Realtors welcome, buyer agent commission paid at MLS#110012765 3 Beds 2 Baths Single Family Home' Range/Oven-Electric, Sump Pump, Eat-In Kitchen, Second Kitchen, Basement Level Rooms: Bath(s) Other, Family Room, Kitchen, First Level Rooms: 2 Bedrooms, Bath Main, Kitchen, Living Room, Second Level Rooms: 1 Bedroom If you are interested in this Home for Sale By Owner in Bayonne, NJ 07002- Flat Fee MLS Listing $395, please call 1-888-362-6543, enter the MLS#110012765 . You can make an appointment or ask any questions about the property. Realtors welcome, buyer commission is paid to any realtor. Please see additional listing details at Realtor.com featured by Realmart Realty. If you have ... 12/06/2011

Home for Sale By Owner in Bayonne, NJ 07002 - Flat Fee MLS Listing $395 17 West 20th St Bayonne, NJ 07002 - Realtors welcome, buyer agent commission paid at closing ! Please check listing details here at MLS# 110009329 . 4 bedrooms, 2 bathrooms Single Family Home' Basement, Clothes dryer, Clothes washer, Dishwasher, Range and oven, Refrigerator etc. If you are interested in this Home for Sale By Owner in Bayonne, NJ 07002- Flat Fee MLS Listing $395, please call 1-888-362-6543, enter the MLS# 110009329 . . You can make an appointment or ask any questions about the property. Realtors welcome, buyer commission is paid to any realtor. Please see additional listing details at Realtor.com featured by Realmart Realty. If you have a Home for Sale in Bayonne, NJ 07002 and would like save up to 6... 09/03/2011

Home for Sale By Owner in Bayonne, NJ 07002 - Flat Fee MLS Listing $395 251 Port Royal Dr Bayonne, NJ 07002 - Realtors welcome, buyer agent commission paid at closing ! Please check listing details here at MLS# 110009329 . 3 bedrooms, 2 bathrooms Single Family Home with Basement, Clothes dryer, Clothes washer, Dishwasher, Range and oven, Refrigerator etc If you are interested in this Home for Sale By Owner in Bayonne, NJ 07002- Flat Fee MLS Listing $395, please call 1-888-362-6543, enter the MLS# 110009329 . . You can make an appointment or ask any questions about the property. Realtors welcome, buyer commission is paid to any realtor. Please see additional listing details at Realtor.com featured by Realmart Realty. If you have a Home for Sale in Bayonne, NJ 07002 and would like save up... 08/14/2011

HM Home Design have created a program that will benefit buyers, sellers & real estate agents! a gift certificate from us in a range of $5,000-$50,000 will be given to the buyer on the day of closing to design their new home! We know how difficult it can be after the down payment & closing cost to furnish/design your new home. This exclusive program will help real estate agents to create more interest in buyers resulting in sold houses & also seller will get an incentive from the Gift certificate amount. For more info call us @ 551-358-5187 12/20/2010

Preventing Foreclosure | Bayonne, NJ | Short Sales | Hudson County, New Jersey | Zip 07002 If you fall behind on making your monthly mortgage payments, you can lose your home.  There are ways to protect your home, but you must act immediately. * First, contact your lender. Chances are, your lender will want to work with you to help you find a way to save your home.  DO NOT avoid phone calls or disregard letters from your lender. * Seek counseling.  A debt counselor or even your lender, can help you make a budget to structure a repayment plan.  For unbiased answers go to the list of counselors approved by the US Government Dept of Housing: call toll free 800-569-4287 or go to www.hud.gov and select "avoid foreclosure" from the left hand bar. * Negotiate a payment plan.  A cure is a one t... 07/25/2010

I just saw this thing on The CBS Morning Show, The Tough Mudder(http://farm3.static.flickr.com/2792/4487631411_336de0fe96_o.jpg).  It looks like it would be a great challenge, a 12 mile course built by British Special Forces, with all kinds of obstacles.  Man give me some of that!  I think it would be a great team building thing, let's see if I can get any of the team to agree to do it. Yesterday the weather was so crappy!  It rained all day, and was just miserable.  BUT, my client who called me on Monday night and was really excited about seeing The Alexan, well we met at The Alexan in Bayonne, NJ and he AND his friend ended up being approved for apartments.  What a really great day.  That was a definite surprise, a pleasant one. Then my other client came in later that evening and sign... 05/19/2010

After a really busy weekend, I was really looking forward to a slow Monday.  We had an office meeting today, was pretty interesting, we'll be at the Hamilton Park Festival on June 12, 2010.  Should be a great event since the park will actually be re-opened.  Hamilton Park is the only ACTUAL REAL neighborhood in Jersey City.  Does that make any sense at all?  There are several condos that have been built around it, and there is a second phase to be built also, we were there for a broker's luncheon several weeks ago and the building was quite impressive. I just got a call from a guy who wants to go to The Alexan in Bayonne, he's looking for a two bedroom apartment, it's really weird and a pleasant surprise, hopefully he'll find something to his liking.  here's my ad that I created for the... 05/17/2010

Tuesday March 23, 2010 is  American Diabetes Association Alert Day 1 in 5 Americans are at higher risk for developing type 2 diabetes.  You might not know it, but you can find out if you're one of them with a simple test.  And then take steps to delay or even prevent a disease that kills more Americans than breast cancer and AIDS combined. Location:      Main Lobby of Bayonne Medical Center Time:          10:00 - 11:30am & 6:00 - 7:30pm To Register: Please call 201-858-5219 Lite refreshments will be served ~ Nutritional information will be provided Take the Diabetes Risk Test at www.stopdiabetes.com or 1-800-DIABETES   03/22/2010

"I don't want to look back - I want to keep looking ahead.  I'd hate for my defining moment to be my past." - Scott Hamilton Olympic gold medalist in figure skating 01/11/2010

"Even in the most impossible situations, stand tall, keep your head up, shoulders back, keep moving, running, looking up, demonstarting pride, dignity, and defiance." -Bill Walsh Hall of Fame football coach 01/08/2010

Mortgage Rate Update FHA Loans Facilitate Home Ownership The Federal Housing Administration (FHA) program first began in 1934 in an effort to encourage home ownership despite the difficult economic times of the era. The program enables consumers who may not qualify for a standard loan to obtain the financing they need to purchase a home without income limitations.FHA loans differ from typical loans in that they are insured by the Federal Housing Administration, which is a part of the Department of Housing and Urban Development (HUD). Because this insurance reduces the lender's risk on the loan, lenders have greater flexibility with regard to approving loans. For example, FHA loans are not credit-score driven, so a client may be able to obtain a loan despite having had credit problems o... 01/07/2010

"Those who truly have the spirit of champions are never wholly happy with an easy win.  Half the satisfaction stems from knowing it was the time and effort you invested that led to your high achievement." -Nicole Haislett Olympic swimming champion 01/07/2010

What Lenders Look for in Home Loan Applications   Once your loan application is filled out and sent to the lender for review, the first thing they will look for is your ability to payback the loan you are requesting. My team and I have a streamlined loan process to help you get your ducks in a row prior to this review. A grand slam loan package is in perfect order and answers all the important questions up front. We know what the lenders are looking for, based on long-term relationships with them and extensive knowledge of guidelines for a multitude of loan programs that are available today.What is the lender looking for when they review the loan application?The lender wants to know about your personal financial picture, including savings and credit history and your employment stabilit... 01/06/2010

"If what you have done yesterday still looks big to you, you haven't done much today."   -Mike Krzyzewski Duke Univesity basketball coach 01/06/2010

Mortgage Rate UpdateHigh Credit Score = Low Mortgage Rate Credit scoring was developed in the 1960s as a means to determine whether or not consumers were likely to repay their loans. The score ranges from 350 to 850 with a higher score being extremely favorable. Essentially, a high credit score translates into lower interest rates for the borrower.There are five factors that comprise the credit score. Payment history accounts for 35% of the score; outstanding credit balances have a 30% impact; credit history makes up 15%, type of credit factors at 10%; and inquiries influence the score by 10%. This gives the lender a snapshot of an individual's sense of financial responsibility and ability to pay back loans. There are many quick tricks to improve the credit score, and I can provide bor... 12/31/2009