Gladstone (Maple Grove, MN)
By Myra Jensen, MN Luxury & Lake Homes - www.LuxHomesMN.com
(BRIX Real Estate)
  Schedule a Showing/Request Info Larkspur Listing Details Maple Grove Town Homes Maple Grove Homes For Sale Search All Homes For Sale What is Your Home Worth?   Myra Jensen Keller Williams Classic Realty NW 763-227-0618 Questions?Schedule a Showing! MLS#: 4443207   Licensed In:MN Information valid for the date of this posting only. Please contact us for the most current information and status of this property. 9167 Larkspur Glade Maple Grove, MN Just Listed   Property VIDEO  Description Photos Maps & Local Schools This Month in Real Estate           View the Property Details, More Photos, Map & Schoolinformation here at the updated Virtual Tour!   One Level Association Living in Convenient Maple Grove Location! Lots of Windows, Sunroom with Gas Fireplace, fenced patio, private master ...
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By Chad Ronning, Conventional, FHA, VA, USDA
(Guaranteed Rate Mortgage)
Do you have a purchase closing in the next 30-60 days? The government shutdown could affect your purchase closing and here's how: Every single loan that is closed today is required to have a 4506T Request for tax transcripts from the IRS, this is an income failsafe to double check current income with what the IRS has on file to cross check for income fraud or unreported business income or writeoffs. Guess what? The government shutdown could affect your purchase closing because the people that process these requests work for....wait for it.......the federal gov't with the IRS Here's what you can do to be proactive if you are a real estate agent, loan officer or MR or MRS homebuyer. Call your loan officer and have him order your 4506T request ASAP.  It might already be too late if it has ...
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By Chad Ronning, Conventional, FHA, VA, USDA
(Guaranteed Rate Mortgage)
My last three pre-approvals have reminded me that Getting a mortgage is not an easy task anymore in MN One of my clients is relocating from Boston, MA and has a very solid income and a lot of assets but after reviewing the bank statements he has multiple non-payroll deposits that will all require a paper trail and explanation of what and why they are there....ugh!  My client is reluctantly getting me all of the info I need but it will take time. My second client is also relocating and she wants to buy a home prior to moving here and use her offer letter as proof of new job situation and income. ding ding ding..... bank overlays will most require them to be in the job 30 days before they can close even with an offer letter but I was able to find a bank that would allow it but she will ha...
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By Chad Ronning, Conventional, FHA, VA, USDA
(Guaranteed Rate Mortgage)
A 20 percent down payment could soon be required to buy a home in Maple Grove, MN according to an article I read today in the Star Tribune, see here http://www.startribune.com/homes/118886454.html Imagine if over 50% of all home buyers disappeared what that could do to the housing market?  This is a very real possibility that if this bill passes that the housing market would take many years to recover. If I was a home buyer I would move very quickly to buy a home before things get a lot more strict on the lending requirements. On top of a 20 percent down payment could soon be required to buy a home in Maple Grove, MN the Federal Reserve is talking about raising interest rates later this year by as much as 3/4 of a percent which would mean higher mortgage payments for any new buyers cutt...
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By Chad Ronning, Conventional, FHA, VA, USDA
(Guaranteed Rate Mortgage)
So the spring market has finally heated up to a sizzle and the purchase agreements are starting to come through and based on what I am seeing There are incredible deals on homes for sale in Maple Grove, MN and pretty much everywhere in the Twin Cities. I am seeing some incredible deals on houses that would have sold last year for $300,000 selling for under $250,000.  In fact the deals are so hot that a lot of my buyers have ended up in a good ol fashioned bidding war. There are incredible deals on homes for sale in Maple Grove, MN and that mixed with historic low interest rates we are seeing a perfect storm for home buyers right now. If you are thinking of buying a home now is the time to give me a call at 612-250-1544 to get pre-approved and start the process of owning your own home.
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By Chad Ronning, Conventional, FHA, VA, USDA
(Guaranteed Rate Mortgage)
Here is a complete breakdown of the Process of purchasing a home in Maple Grove, MN This is a great reference for how the Process of purchasing a home in Maple Grove, MN should go.   Process of purchasing a home in Maple Grove, MN  
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By Chad Ronning, Conventional, FHA, VA, USDA
(Guaranteed Rate Mortgage)
FHA Mortgages in Maple Grove, MN are about to get more expensive If you are in the market to buy a home and are looking for a great 30 year fixed mortgage with a low 3.5% down payment and low interest rate then chances are you are looking to finance that new home with an FHA mortgage. On April 18th 2011 your mortgage will get more expensive so lets run some numbers so you can see. Current FHA mortgage if locked today: $100,000 loan amount Current monthly mortgage insurance payment .9% of loan amount/ 12 months = $75/mo. On April 18th, 2011 MI will increase to 1.15% of loan amount/12 months = $95.83 As you can see FHA Mortgages in Maple Grove, MN are about to get more expensive to the tune of $20.83 a month, $249.96 a year or $1,249.80 over 5 years.  If your mortgage amount is $200,000 t...
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Maple Grove, MN Real Estate Professionals