Preparing for Homeownership in Ten Steps    1.Decide what you can afford. The best way to do this is with a visit to your favorite lender – that way you will know what price ranges you can search in. 2. Get your credit in order. Obtain a copy of your credit report to make sure it is accurate and to correct any errors immediately. A credit report provides a history of your credit, bad debts, and any late payments. 3 Determine your mortgage qualifications. How large of mortgage do you qualify for? Also, explore different loan options — such as 30-year or 15-year fixed mortgages or ARMs — and decide what’s best for you. 4 Get preapproved. Organize all the documentation a lender will need to preapprove you for a loan. You might need W-2 forms, copies of at least one pay stub, account numb... 01/29/2011

Wondering what the current rates are in the Brainerd Lakes area for October 4, 2010? Well, here you go. If you are wondering what you could buy with one of these low interest loans- give me a call and I will help you find just what you are looking for. Hunting land, building lots, already built new construction or a home looking for a new family? A luxury lake home on one of the Whitefish Chain lakes or how about the Mississippi River? Foreclosed on properties or a Short Sale? 10/04/2010

The Minnesota Military Museum is located less than an hour north of St. Cloud in Camp Ripley, an Army National Guard Training facility. Drive through the main gate of this sprawling military post and you will soon find the museum, a smallish building with a yard full of items that don't fit in the building. Think helicopters, planes, tanks, and artillery pieces. It looks like Patton's yard sale! Once inside we met Bea, who gave us friendly guidance, and later filled us in on all things military. The displays take you on a chronological tour of Minnesotan military history, beginning with the early forts, (one of which was Fort Ripley on the Mississippi River) the Civil War and the Indian Wars, and taking you through the modern day. During the 1860s the Minnesota soldier fought 2 wars at ... 09/26/2010