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Champlin, MN Real Estate News

By Joel Friday, Make sure your home is "SOLD by Friday!"
(Keller Williams Classic Realty)
Home market trends in Champlin MN Real estate market data in Champlin MN by Joel Friday of Keller Williams Classic Realty Are home prices rising yet in Champlin MN 55316 ? Median sale price in Champlin MN, A Northern suburb of Minneapolis Latest trends in Champlin MN The median list price in November for single family homes in Champlin is $189,900. The list prices dropped by -5.02% from the previous month. The price per square foot for listings in this area is $102. The median sale price in June for single family homes is $183,570. The sale prices increased by 10.58% from the previous month. Champlin homes for sale by Keller Williams Classic Under 100,000 100,000 - 150,000 150,000 - 200,000 200,000 - 250,000 250,000 - 300,000 300,000 - 400,000 400,000 - 500,000 500,000 + What are the sc...
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By Chuck Carstensen, Minnesota/Wisconsin Real Estate Expert
(RE/MAX Results)
  12386 Zealand Ave N Champlin, MN 55316   Description Great end unit with nice view of wooded area across the street. Good size kitchen, 2 BR w/loft. Master bedroom has his and hers closets. Patio off dining room, gas fireplace in living room. Short sale allow time for lender approval. Rentals allowed after the home is occupied for a year per the association. Good price and worth an offer with the location close to shopping and HWY 169 for commuters. $89,900 Year Built 1999 Sq Footage 1,470 Bedrooms 2 Bathrooms 2 Lot Size IRREGULAR Rooms Bedroom 1 14x12 Bedroom 2 12x11 Dining Room 12x10 Kitchen 13x12 Living Room 13x13 Loft 10x11 Property Features Amenities - Unit Amenities Unit Common Wall Common Wall Association Fee YN Y Fireplace Y/N Y Family Room Characts. Loft Restrictions/Covenan...
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By Chuck Carstensen, Minnesota/Wisconsin Real Estate Expert
(RE/MAX Results)
  12386 Zealand Ave N Champlin, MN 55316   Description Great end unit with nice view of wooded area across the street. Good size kitchen, 2 BR w/loft. Master bedroom has his and hers closets. Patio off dining room, gas fireplace in living room. Short sale allow time for lender approval. $94,900 Year Built 1999 Sq Footage 1,470 Bedrooms 2 Bathrooms 2 Lot Size IRREGULAR Rooms Bedroom 1 14x12 Bedroom 2 12x11 Dining Room 12x10 Kitchen 13x12 Living Room 13x13 Loft 10x11 Property Features Amenities - Unit Amenities Unit Common Wall Common Wall Association Fee YN Y Fireplace Y/N Y Family Room Characts. Loft Restrictions/Covenants None Dining Room Description Breakfast Area Appliances Water Softener - Owned Road Frontage Paved Streets Assumable Loan Not Assumable Parking Characteristics Drivew...
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By Chuck Carstensen, Minnesota/Wisconsin Real Estate Expert
(RE/MAX Results)
  12386 Zealand Ave N Champlin, MN 55316   Description Great end unit with nice view of wooded area across the street. Good size kitchen, 2 BR w/loft. Master bedroom has his and hers closets. Patio off dining room, gas fireplace in living room. Short sale allow time for lender approval. This is a new price and will sell soon.   $104,900 Year Built 1999 Sq Footage 1,470 Bedrooms 2 Bathrooms 2 Lot Size IRREGULAR Rooms Bedroom 1 14x12 Bedroom 2 12x11 Dining Room 12x10 Kitchen 13x12 Living Room 13x13 Loft 10x11 Property Features Amenities - Unit Amenities Unit Common Wall Common Wall Association Fee YN Y Fireplace Y/N Y Family Room Characts. Loft Restrictions/Covenants None Dining Room Description Breakfast Area Appliances Water Softener - Owned Road Frontage Paved Streets Assumable Loan N...
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By Joel Friday, Make sure your home is "SOLD by Friday!"
(Keller Williams Classic Realty)
How is the housing market in 55316 Champlin, MN? - http://ow.ly/6hYK7 Make sure to check out this link for the latest updates for the area.
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By Reuben Saltzman, Delivering the Unbiased Truth.
(Structure Tech Home Inspections)
  I've read a lot of water heater installation manuals, and they all give the same advice on water heater maintenance, but most people don't do any type of maintenance on their water heaters, period.  Today I'm going to go over the routine maintenance that water heater manufacturers recommend, and I'll throw in my two cents.  My take on water heater maintenance should be much more interesting than reading the installation manual. Drain Flush the water heater Every month (yes, every month) you're supposed to flush some water out of the bottom of your tank.  There's a drain valve at the bottom of the water heater tank that can be opened to allow water to drain out.   You don't need to literally drain the water out of the water heater, just open the valve and let some water come out; Rheem...
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By Jennifer Tyre, luxury home specialist, short sale, bank owned, buyers agent
(Re/Max Results, house for sale in mn)
City of Champlin MN City of Champlin MN is located in Hennepin County on the banks of the Mississippi River. The city of Champlin is surrounded by beautiful neighboring cities including Maple Grove, Brooklyn Park, and Dayton. The city of Champlin is home to many attractions for the residents to enjoy. Along with the attractions, the city of Champlin has a great business district as well as safe and secure neighborhoods. The city of Champlin is a great area to purchase a new home and to start a new life. The city of Champlin is home to many parks that offer recreational activities to the community. Some of the recreational activities offered at the parks include softball fields, baseball fields, hockey rinks, tennis courts, soccer fields, basketball courts, skating rinks, and trails. In ...
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  Whether it’s your first home or your fourth – an FHA loan may be the sound foundation of your financial plan. Your key to a brighter future!   Our FHA loans are available to help you make and manage the investment of a lifetime — your home. • Purchase a home with little money down. • Overcome credit challenges, including a limited or less-than-perfect credit history, for qualified applicants. • Qualify with the help of a family member or friend as a co-signer. Let’s explore how an FHA loan can enhance your financial security. FHA features that fit your needs... • Accommodating – Flexible credit and income-qualifying guidelines • Customized – Choice of predictable fixed-rate payments or adjustable-rate introductory products • Flexible – Down payments as low as 3.5% • Options – Gift fun...
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A great article about VA Home Loans.  Take a look, and give Jesse a call today to see what your options are for using the VA program.  Then give me a call and we will work together in your home buying process. Purchase Using Your VA Benefits   The main reason why it's a great time to buy are:  Historically low mortgage rates, reduced home prices, and an increase of bank owned properties.  Veterans and active members of the military get to add another reason to their list - the VA loan.   The VA loan is one of the top benefits of military service which can be used to purchase or build a new home, and is desirable because it allows home buyers to purchase with no down payment.  VA also allows for flexible credit and documentation requirements making it the most popular financing option a...
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By Joel Friday, Make sure your home is "SOLD by Friday!"
(Keller Williams Classic Realty)
Buona Sera is a restaurant you may have driven by several times and never known it is there. The building is not much larger than the homes in the area and other than a parking lot and small sign, you might think it is a home. The location is West River Road and Douglas Drive in Champlin, MN. Inside you will find a family dining place seldom seen in Minnesota. The Italian food is very good and the chef may even stop by your table. We saw the owner greeting guests with his 4 year old grandson at his side. The service was great, they even spent extra time helping us to select a wine to make our Valentine's meal extra special. Make your next occassion extra special by stopping into this great restaurant. I will help you find a "Home by Friday!" Joel Friday Homes HomeByFriday.com  
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By Patti Ann Kasper, Blaine & North Metro Minneapolis St Paul Real Esta
(EXIT REALTY NEXUS)
Champlin, Hennepin Co. MN 2008 2007 Δ Change # Homes Sold 264 234 +11.36% Average Price $216,035 $235,225 -8.88% Median Price $199,900 $217,700 -8.90% Total Volume $57,033,376 $55,042,688 +3.49%    Based on information from the REGIONAL MULTIPLE LISTING SERVICE OF MINNESOTA, INC.  For the period of January 1, 2007 thru December 31, 2008       Buyers: Receive a CASH BONUS of 2% of the sale price up to a maximum of $10,000.00 after closing when you purchase a home through me.To find out more, call Patti Ann Kasper  at 763-548-1418 today!Sellers: Your home SOLD in 39 days or less GUARANTEED, or I'll pay you up to $10,000 after closing!*National Real Estate Stimulus Program* ParticipantTo view my interactive on-line real estate magazine with listings, select the banner below:Touch the bann...
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By Patti Ann Kasper, Blaine & North Metro Minneapolis St Paul Real Esta
(EXIT REALTY NEXUS)
  Champlin, Minnesota Housing StatisticsSeptember 2008         Click on the chart if it is difficult to read. Based on information from the REGIONAL MULTIPLE LISTING SERVICE OF MINNESOTA, INCfor the period of September 1, 2007 through September 30, 2008. Buyers: Receive a CASH BONUS of 2% of the sale price up to a maximumof $10,000.00 after closing when you purchase a home with me. Sellers: Your home SOLD in 39 days or less GUARANTEED,or I'll pay you up to $10,000 after closing. *National Real Estate Stimulus Program* Participant To view my interactive on-line real estate magazine with listings, select the banner below:  Touch the banner below to send this information to your friends or family! Patti Ann Kasper, Your Minnesota and North Metro Twin Cities Real Estate Expert!© Copyright ...
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By Patti Ann Kasper, Blaine & North Metro Minneapolis St Paul Real Esta
(EXIT REALTY NEXUS)
Champlin, Minnesota Housing Statistics - September 2008Select the table below to see Champlin Homes for Sale or touch here: Click on the chart if it is difficult to read.Champlin, Minnesota Housing Statistics - August 2008Select the table below to see Champlin Homes for Sale or touch here: Click on the chart if it is difficult to read.Champlin, Minnesota Housing Statistics - July 2008Select the table below to see Champlin Homes for Sale or touch here: Click on the chart if it is difficult to read. Based on information from the REGIONAL MULTIPLE LISTING SERVICE OF MINNESOTA, INCfor the period of July 1, 1007 through September 31, 2008. Participant in the *National Real Estate Stimulus Program* Buyers: Receive a CASH BONUS of 2% of the sale price up to a maximum of $10,000.00 after closin...
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By Patti Ann Kasper, Blaine & North Metro Minneapolis St Paul Real Esta
(EXIT REALTY NEXUS)
City of Champlin - Hennepin County - MN20072006  Δ Change# Homes Sold234 331   -29.31%Average Price$235,225.00 $250,050.00   -5.93%Median Price$217,700.00 $232,500.00   -6.37%Total Volume$55,042,688.00 $82,766,794.00   -33.50% Based on information from the REGIONAL MULTIPLE LISTING SERVICE OF MINNESOTA, INC.For the period of January 1, 2006 thru December 31, 2007 It is a great time to buy a home and there are great deals in all price ranges available.For more information about my services, guarantees or how I can help you find your next home,sell your home, buy a business or investment property - Just call me today at 763-548-1418!To view my interactive on-line real estate magazine with listings, click the button below:  Click the button below to send this information to your friends or...
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By Our Home Team
(Our Home Real Estate )
Closing Costs The bundle of fees associated with the buying or selling of a home are called closing costs. Certain fees are automatically assigned to either the buyer or the seller; other costs are either negotiable or dictated by local custom. Buyer closing costsWhen a buyer applies for a loan, lenders are required to provide them with a good-faith estimate of their closing costs. The fees vary according to several factors, including the type of loan they applied for and the terms of the purchase agreement. Likewise, some of the closing costs, especially those associated with the loan application, are actually paid in advance. Some typical buyer closing costs include: The down payment Loan fees (points, application fee, credit report) Prepaid interest Inspection fees Appraisal Mortgage...
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By Our Home Team
(Our Home Real Estate )
15-Year, 30-Year, or a Biweekly Mortgage? In the past, the 30-year, fixed-rate mortgage was the standard choice for most homebuyers. Today, however, lenders offer a wide array of loan types in varying lengths--including 15, 20, 30 and even 40-year mortgages. Deciding what length is best for you should be based on several factors including: your purchasing power, your anticipated future income and how disciplined you want to be about paying off the mortgage. What are the benefits of a shorter loan term?Some homeowners choose fixed-rate loans that are less than 30 years in order to save money by paying less interest over the life of the loan. For example, a $100,000 loan at 8 percent interest comes with a monthly payment of around $734 (excluding taxes and homeowner's insurance). Over 30 ...
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By Our Home Team
(Our Home Real Estate )
Saving for the Down Payment Saving funds for a down payment should be part of an overall program to get your finances in order prior to shopping for a home. This includes rounding up financial records, examining your spending habits, and setting a budget you can live with. Remember, too, that the down payment is not the only up-front expense. An allowance for closing costs should also be included in your savings budget. How much is required?The down payment is usually expressed as a percentage of the overall purchase price of the home, and varies depending on the lender, the type of financing and amount of money being lent. In the past, the typical down payment was 20%, but in recent years lenders have been willing to offer conventional financing with as little as 3% down. U.S. Governme...
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By Our Home Team
(Our Home Real Estate )
Leveraging Your Money One of the greatest financial aspects of buying a home is the ability to leverage your money. Simply put, leverage allows you to use a small down payment and financing to purchase a larger investment. For example, if you bought a $125,000 home with 10 percent down, you leveraged the $12,500 down payment to purchase an asset worth 10 times that amount! AppreciationThe benefits of leverage really become apparent with appreciation, or the rise in value of a property. Using the above example, say you were to live in the house for 5 years, and during that time property values in your area were to rise an average of 2.5 percent a year. Your home would then be worth over $141,000. By putting only 10 percent down, you get to enjoy the appreciation for the full amount! Payi...
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By Our Home Team
(Our Home Real Estate )
How Mortgage Loans Work Excluding property taxes and insurance, a traditional fixed-rate mortgage payment consist of two parts: (1) interest on the loan and (2) payment towards the principal, or unpaid balance of the loan. Many people are surprised to learn, however, that the amount you pay towards interest and principal varies dramatically over time. This is because mortgage loans work in such a way that the early payments are primarily in interest, and the later payments are primarily towards the principal. In the beginning... you pay interestTo help calculate monthly payments for loans based on different interest rates, lenders long ago developed what are known as "amortization tables." These tables also make it fairly easy to calculate how much money of each payment is interest, and...
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By Our Home Team
(Our Home Real Estate )
When Should You Pay Points on a Loan? When it comes to comparing interest rates for a mortgage loan, homebuyers often have the option of choosing a loan with a lower interest rate by paying points. Simply put, a point is equal to 1 percent of the loan amount. For example, with a $100,000 loan, one point equals $1,000. Points are usually paid out-of-pocket by the buyer at closing. Paying points may seem attractive, because a lower interest rate means smaller monthly payments. But is paying points always a good idea? The answer generally depends on how long you plan to stay in the house. Let's look at an example: Bob and Betty Smith are shopping for loan rates on a $150,000 home. Their bank has offered them a 30 year loan at 7.5 percent with no points. This works out to a monthly payment ...
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