During the summer of 2015, my girlfriend Amanda and I started the house hunt for our first home. We found the house of our dreams after a couple of months and submitted our best offer. We submitted all information the bank needed only to find out (1 week before closing) that my status in the USA ( a TN visa ) is not accepted by the underwriter. Everything fell apart. I had searched the internet endlessly to find a solution that might save our deal. I found David Krichmar that wrote about Canadians being approved for home loans in Texas. We gave him a call and we chatted about my situation and at the time he knew how to fix my situation but could not be my lender due to being in a different state. The deal fell apart, we had a lot of unpacking to do.   Fast forward to January of this 201... 03/30/2016

  Schedule a Showing/Request Info   JOY KUNKLER-MORRISON National Realty Centers 248-909-3999 Questions?Schedule a Showing! MLS#: 214122562   Information valid for the date of this posting only. Please contact us for the most current information and status of this property. 1069 Lake Park Circle Mundy Twp, MI Scan with your smartphone & take me with you. Description Photos Maps & Local Schools Print Brochure       Nicely updated, super clean and expanded condo! $ Click for current price 2 BEDROOMS 1 BATHROOMS ( 1 full ) 1134 Square Feet For 24 Hour Information: 888-866-9430 ext. 1069 Nicely updated, super clean and expanded condo. Family room was added in 2003 for additional square footage. Condo is very close to Genesys Hospital and I-75. Seller offers a sale, Lease or Lease with Opti... 12/23/2014

  Great location with large bedrooms and all appliances!     Description Photos Maps & Local Schools Virtual Tour     Schedule a Showing Grand Blanc Homes for Sale What is my Grand Blanc home worth?   See Property Details   Call for more information on this or any other property.   Visit Property Website       Courtesy: Christina CainNATIONAL REALTY CENTERS, INCEmail Me Now 12645 Holly RoadGrand Blanc, MI 48439Bedrooms: 4Bathrooms: 2 fullList Price: $Get Current Price     For 24 hour Information: 888-866-9430 ext. 12645 Great location within walking distance to school or biking distance to downtown Grand Blanc. Easy access to I-75,other major expressways and Genesys Health Park. Home offers large bedrooms, two full baths and a partially fenced in back yard is perfect for the growing fa... 10/28/2014

MI Association of Realtors believes like you do.  Appraisers should join us.  MAR purchased an appraisal management company called Midwest.  The goal is that the lender in MI choose Realtor Appraisers that belong to Midwest.  When Midwest puts an appraiser on an assignment, the appraiser must belong to the "local MLS" of that area. The role out was presented at Achieve and there were many appraisers in the room with questions.  Some are speaking against this, they are the people not in attendance while the program was rolled out and explained. For more information please see:  http://www.mirealtors.com/content/micreamonthly_121610.htm Yes, this is endorsed by NAR. 02/03/2011

 Please view the attached links to answer this question.  Feedback is welcome!  before:  http://www.youtube.com/watch?v=7DEmajSjcEo    after:  http://www.youtube.com/watch?v=ZVJpD-_i0YE   In today's competitive market, every home needs an edge.  Does your home have the edge for marketing?   Thank you:  http://wowfactorhomestaging.com/Home_Page.html Peggy Harrington.   12/25/2010

Sept. 2009 Genesee County, MI - Angie Ridley, owner of Complete Realty, LLC,  has been awarded the National Association of REALTORS®' Green Designation, the only green real estate professional designation recognized by NAR.  Angie Ridley achieved this prestigious designation after completing 18 hours of course work designed specifically for REALTORS®.  The courses were created in collaboration with a multidisciplinary team of industry experts from across the country; ensuring designees gain comprehensive knowledge of green homes and buildings and issues of sustainability in relation to real estate.  Angie is currently the only EcoBroker Certified® in the area. More specifically, Angie Ridley was trained in understanding what makes a property green, helping clients evaluate the cost/bene... 09/26/2009

Why do I need a home inspection if I'm having an appraisal? Won't the appraiser verify the home's conditon? What's the difference? Who will verify the value? Who will make sure the components to the home are in working condition? This short video should answer those questions and more... Angie Ridley www.CompleteReatlyLLC.com www.AngieRidley.com 810 744 4600 09/09/2009

How's the market? What's up with inventory? How can I sell my home? Are price stable? Are there multiple offers in MI's Genesee, Lapeer, Oakland or Saginaw Counties. Please call Complete Realty, LLC for all your real estate needs... Angie Ridley www.CompleteRealtyLLC.com www.AngieRidley.com 810 744 4600 09/02/2009

The US Department of Treasury, under the Making Home Afforable program has outlined a standardized process for short sales and will incentivize both the loan servicer and the borrower.  This really takes the short sale program from the dark alleys to the front window. Foreclosure Alternatives for Borrowers Eligilbe for MHA outlines the process and includes "borrower incentives to cover relocation expenses to homes that are affordable" as well as " incentives for servicers to pursue alternatives to foreclosures". The long term tax issues were wiped out last year and these new developments make much more sense than foreclosure, and can eliminate "strategic foreclosure" in many instances saving taxpayers and homeowners millions by selling these homes as opposed to them sitting vacant. Borr... 08/14/2009

There are currently 502 Grand Blanc, MI homes for sale.  This is less than a 12 months supply which is coming down.  Through the end of July 2008 there were 246 Homes sold in Grand Blanc, vs. 319 Grand Blanc Homes sold this year to date. The other interesting part is the number of Grand Blanc MI luxury homes sold. While last year only one home listed over $500,000 sold this year three have already closed and another is pending. January 1- July 30, 2008 Number of Homes Sold in Grand Blanc: 246 Average List Price of Homes Sold in Grand Blanc: $154,742.00 Average Selling Price of Homes Sold in Grand Blanc: $148,044.00 Average Size: 1852 square feet.   January 1- July 30, 2009 Number of Homes Sold in Grand Blanc: 319 Average List Price of Homes Sold in Grand Blanc: $127,323.00 Average Sales... 07/30/2009

  Angie Ridley, REALTOR® Honored with 2009 Leadership Citation   (Flint, MI - July 7, 2009) Angie Ridley, a Genesee County MI REALTOR®, has been recommended by her state for leadership service at the national level of the Women's Council of REALTORSÒ (WCR). This annual citation is awarded to a limited number of members who have demonstrated their leadership skills in WCR, the real estate industry and the communities they serve.  Angie is currently serving as 2009 Michigan Women's Council of Realtors® President -Elect     About WCRWomen's Council of REALTORS® is a nationwide community of 16,000 real estate professionals in 300 chapters who include many of the best and brightest in the business. Council chapters are established to be the local source of education and business tools focus... 07/09/2009

Al Serra Hummer has out sold every other Hummer Dealership in the United States for the 3rd year in a row!  They sold approximately 900 Hummers.  http://hummer.alserra.com/             With all the gloom and doom on the news, I hope this gives Genesee County a reality check.  Try to eat at Logan's, Out Back Steak House, Olive Garden, ect on Friday or Saturday night with out having to wait 45 minutes to an hour.  Record home sales are happening in Genesee County.  Last year we had our 3rd largest transaction year, we are way ahead of the year to date sales this year already.  The prices are down, we have to sell to level the prices out and create a demand.             My husband and I were attempting to find our kids a used camper for the summer.  That was nearly impossible.  The used tr... 06/17/2009

More buyers use ChangingStreets.com than any other website to find their homes in Genesee County, as a matter fact 11,359 different people visited last month alone, why? We like to think it is the whole experience, easy to use site, experienced people to assist when you are ready and great lenders. That great web traffic also means that ChangingStreets.com agents have helped more buyers on average than any other firms agents in our market, we love buyers. To increase the buyers experience we have been working with loan officers to provide you a reputable, reliable mortgage source. http://www.changingstreets.com/buying_a_home/mortgage/ You can request a pre-approval at the above link, no private information, and we will not sell your information, we are in the client experience business,... 05/29/2009

First Time Home Buyer Tax Credit as Down Payment or: Dirty Deeds Done Dirt Cheap  I think this is an important discussion to have so I am going to post this blog a few days in a row to make sure it gets out. There is a lot of confusion concerning the First Time Home Buyer Tax Credit especially now that FHA has approved the funds to be used towards down payment and I am looking to simplify things for you like I have been trying to do with all of my blogs.  This one, I feel is of great importance because I hate to be the one to you know: burst the bubble, but as I hear folks industry wide rejoice at the possibilities of borrowers being able to use their tax credit as a down payment for their new home I would like at least make a few points to the contrary.  1. Premature Jubilation: Everyo... 05/29/2009

Grand Blanc has always been on of highest selling areas in Genesee County. The home prices in Grand Blanc now make it even more attractive, search all the homes for sale in Grand Blanc (including Grand Blanc foreclosures) by Clicking   Search Grand Blanc Homes for Sale   Or Search all the foreclosed properties in our area by clicking   Search Foreclosures Only   I would caution you that many of the best deals are no longer foreclosures, they are owner occupied homes that are extremely well taken care of and priced very competitively with the foreclosed and distressed homes.   ChangingStreets.com will give you listing and price history, photos, room sizes and you can request a showing right online, search have fun and please email if we can make your home shopping experience better.   In... 05/27/2009

First Time Home Buyer: Conforming at a glance   The following was a general overview of the Conforming loan programs such as those offered by Fannie Mae or Freddie Mac and a guide to figure out if this is the loan program for you.   Availability: Available in all areas.   Type of Homes they finance: Single Family Properties and Multi-Family Properties will qualify. Site Condos are viewed the same as Attached Condominium Properties and are acceptable if they are approved condominium projects. You can search approved projects here: ******. Manufactured properties, Modular, Stick-Built, or BOCA-code properties are acceptable in some circumstances but not likely to be accepted. Working Farms, unique properties, and dome-homes will not qualify.   Down Payment Required: 10% or greater in conj... 05/26/2009

 Purchase Price   MTG PMT @ 5.5%   Taxes   Insurance   Total Payment   $          30,000.00  $                 170.34  $                 150.00  $                  50.00  $                 370.34  $          35,000.00  $                 198.73  $                 150.00  $                  50.00  $                 398.73  $          40,000.00  $                 227.12  $                 150.00  $                  50.00  $                 427.12  $          45,000.00  $                 255.05  $                 150.00  $                  50.00  $                 455.05  $          50,000.00  $                 283.90  $                 150.00  $                  50.00  $                 483.90  $          60,000.00  $                 340.67  $                 150.00  $                  50... 05/15/2009

So, regardless all of the jibber-jabber out of Washington lending is continuing to tighten. I figured I would write just a general overview of some of the significant changes or non-changes here in my blog in case any of these issues may affect you.  First Time Home Buyers: Most of the news for you is good. So much is aimed at finding you and inspiring you to help get the economy moving again, that your business is still in demand. The current change is that banks are looking for a little more investment on your part to ensure that they are making a good investment with you. This doesn't necessarily mean a down payment, but do expect to be accountable for past credit discretions and to able to show paperwork on where you are getting the money to pay for your appraisal, down payment, or ... 05/12/2009

I will be adding to this list as I go along, but I wanted to start a nice comprehensive FAQ for homebuyers. I put "first time" in parenthesis because really this can apply to anyone buying a home, but this will apply mainly to the questions I get from first time homebuyers.  Q: Why buy instead of rent? A: Well, pride of ownership and having something that is yours to do with what you want. A home is also a long-term investment for your future. Don't let all of the exploding market talk scare you. Real Estate prices go up and down, but just like investing in stocks, you buy low and sell high based on when you enter the market. If you put yourself in a position where you have to sell within a very short period of time you had better make a sound investment or you will fail as many are now... 05/08/2009

You've probably met me face to face and don't even realize it. If not, you've certainly seen my cards pass through your office in the last six years. I'm the guy that was in your office with a smile, a free pen, and a Rural Development (RD) loan flyer. I'm here again to tell you why you need to find yourself a great RD loan officer to refer client to.  RD eliminates the most common deal killer. "Cash to close" kills more deals than anything, I am certain of that. Whether it kills deals in process or stops potential buyers from proceeding, the money a buyer has to bring to the closing table is the biggest obstacle in Michigan. RD eliminates this by allowing your borrowers to finance closing costs even above normal LTV guidelines. We don't need concessions to achieve stress-free financing... 12/04/2008