Homeownership for Individuals with Disabilities Program
By Diana White-Pettis, GRI, CDPE, CNE, WHC Upper Marlboro Homes for Sale
(Bennett Realty Solutions)
Homeownership for Individuals with Disabilities ProgramThe Homeownership for Individuals with Disabilities Program is offered through the Maryland Department of Housing and Community Development and is available statewide.Eligible Borrowers: One of the borrowers is disabled One of the borrowers is a guardian for an immediate family member who is disabled (regardless of age) who resides with one of the borrowers and is cared for principally by one of the borrowersA "Certificate of Disability" completed by a health, mental health, or disability professional is required. All borrowers must meet program eligibility guidelines and the loan must conform to all underwriting criteria. Cosigners are not permitted. Borrowers must be first-time homebuyers unless buying in a targeted area or are a...