REQUEST A FREE HOME VALUE AND SALES REPORT FOR YOUR PERRY HALL HOME AND SEE WHAT PRICE YOUR NEIGHBORS SOLD THEIR HOMES FOR!  All you have to do is visit WWW.ISELLMDHOMES.COM and click on the FREE HOME EVALUATION LINK located on the left hand side of the page.  Then fill out some brief information about your home and Michael will complete your FREE HOME VALUE REPORT and email it to you.  Turn around time from your request is approximately 24-48 hours from your initial request.  Upon receipt of your FREE HOME VALUE REPORT request, Michael will research in detail all of the immediate homes in your neighborhood that are ACTIVE, UNDER CONTRACT, and SOLD within the last few months and then he will email you the results INSTANTLY! NOTE: THIS REPORT IS NOT AN APPRAISAL REPORT AND MICHAEL D. KLI... 08/25/2010

THE TOP FIVE REASONS I HEAR MOST FROM PEOPLE WHO LOVE TO LIVE IN PERRY HALL ARE: THE LOCATION - By living in Perry Hall, MD you are 15 minutes from anywhere you need to go.  15 minutes to downtown Baltimore, 15 minutes to most of Harford County, 15 minutes to Owings Mills, etc. THE SHOPPING - By living in Perry Hall, MD you are 10 minutes maximum from anywhere you could want to go shopping.  From White Marsh Mall to Towson Town Center and all of the strip mall shops in between there is no way you won't be able to find whatever you are looking for. THE SCHOOLS - One of the main reasons I hear from a lot of the clients that I work with about the reason they want to live in Perry Hall, MD is because of the reputation of Perry Hall's schools.  I don't just hear this from people who have chi... 08/25/2010

When I decided to go out on my own to open my own title agency 12 years ago, I thought long and hard about where to locate my physical office.  I live in Whiteford, Northern Harford County which is about 40 minutes away from Perry Hall.  Because mine is a very rural community I knew that it would not benefit me to have my physical office in that location. After looking around at various areas in the central Maryland area I decided on Perry Hall based on a few factors: How convenient is it for my clients to get to me? How convenient are services I may need? Are there other companies with whom I might form a relationship around me? Are there good commercial locations available for rent? The answers to these and other critical questions were immediate as soon as I started to explore Perry ... 08/23/2010

Short Sale Flips and Title Insurance by CHARLENE PERRY | 2010/08/19 | I am sure that you all have been asked recently about whether or not you are able or willing to do a short sale Flip/simultaneous closing.  I know I have been asked to do one recently.    In the instant case I told the client that I would handle both transactions, but reminded them that I had to disclose the "flip" to the short sale lender.  This of course did not please my client but that was my position and I was sticking to it.  I went on to advise the client that each of the transactions would be required to "stand alone"  and that if the short sale lender had any prohibitions in their letter of instruction to me then I would be compelled to adhere to these instructions.  The client was unaware, as I believe many ... 08/20/2010

Federal Reserve Bans Yield Spread Premiumspress release8/16/2010       The Federal Reserve Board on Monday announced final rules to protect mortgage borrowers from unfair, abusive, or deceptive lending practices that can arise from loan originator compensation practices. The new rules apply to mortgage brokers and the companies that employ them, as well as mortgage loan officers employed by depository institutions and other lenders. Today, lenders commonly pay loan originators more compensation if the borrower accepts an interest rate higher than the rate required by the lender (commonly referred to as a "yield spread premium"). Under the final rule, however, a loan originator may not receive compensation that is based on the interest rate or other loan terms. This will prevent loan or... 08/18/2010

Servicing Guide, Part VII, Section 501.03: Allowable Attorney Fees, and Part VIII,Section 104.04: Attorney (or Trustee) Fees Effective September 1, 2010, Fannie Mae is prohibiting servicers from directly or indirectly requiring or encouraging attorneys or trustees to use specified vendors in connection with Fannie Mae referrals, including, but not limited to, title companies, posting and publication vendors, and service of process vendors.  Attorneys and trustees must be allowed to select vendors of their choice based on their assessment of factors such as the cost efficiency, quality, reliability, and timeliness of the services provided by the vendor. Fannie Mae is also reminding servicers that their arrangements with vendors and other service providers, particularly affiliates, must n... 08/13/2010

I took a call today from a company whose phone number looks like they should be in New Jersey and they may actually have a location there, but maybe not. This firm does outsourcing of title services for large title underwriters and for some large banks.  They wanted to know whether or not I would be interested in meeting with them or having a phone consultation about their services. I politely responded with a resounding NO THANK YOU. Title services, much like services rendered by Realtors, is very localized.  In the conversation that I had with the representative of this outsourcing firm they advised me that could offer me competitive pricing on such things as title searches, document preparation, binder and HUD-1 prep, etc.  A review of their web-site indicated that they used "off sho... 08/06/2010

Recently a 7.5 Billion Dollar class action law suit was filed against a Florida foreclosure firm alleging that they particpated in fraud when filing thousands of foreclosures in the State of Florida. To read the complaint, click here: http://mattweidnerlaw.com/blog/wp-content/uploads/2010/07/sternclassaction.pdf The Defendant Firm's attorneys primarily represent plaintiffs in foreclosure actions. Based upon statements by its owner and co-Defendant, David J. Stern, the Defendant Firm in 2008 and 2009 filed between 4000 and 7000 new foreclosure actions in the State of Florida per month. Beginning in or about 1999, the Defendant Firm joined with Defendant Merscorp, Inc., and other conspirators in the fraudulent scheme and RICO enterprise herein complained of. The employees of the Defendant... 08/04/2010

All Real Estate is LOCAL… The best advice I can offer a buyer or seller in today’s market is that ALL real estate is LOCAL and CURRENT. This is probably the most affective way to successfully buy or sell real estate today. The nightly news would have you believe their statistics are local, but in truth they are normally a National average. You need to know that real estate is very local…even HYPER LOCAL. This can mean within your specific subdivision/development, within a specific radius and within a specified period of time. The harsh reality is that the market is not static…it is constantly changing and localized information on trends in housing from your REALTOR® is the best way to make an informed decision on buying or selling a house. Do you know what is happening in your zip code,... 06/14/2010

Homes for Sale in Perry Hall, Maryland; May 22, 2010 Perry Hall, Maryland is one of the nicest neighborhoods in the Greater Baltimore Region. It offers: Easy access to transportation with I-95 and Commuter Rail lines in close proximity. Excellent public schools as Maryland's schools are ranked number one in the nation. Nearby shopping with White Marsh Mall and several shopping centers around the region. One of the safest neighborhoods in all of Baltimore County. A blend of individual and townhomes along with condominiums and apartments. Available Homes as of MAY 22.              05/22/2010

One of My Houses Before I was in the business of real estate I bought the house described and shown below.  It was in fairly good condition when I bought it, but I got a very good price, which was as low or lower than anyone else in the neighborhood for the next four years. I figured that if I could work out a great deal for myself when not being in the business, then I could probably do this for others, as well, if I were in the business. For nearly twelve years, I have been doing just that, helping Buyers and Sellers with their real estate transactions. --------------------------------------- It looks like a rancher, but it is not.  It actually has three levels.  If I am in my living room, I can see into every room in the house, with the exception of my master bathroom.  This openness... 04/21/2010

Baltimore's Tartan Hill: Voted The Most Beautiful Neighborhood in Perry Hall I was sitting in my living room and talking to a friend on the phone as I described my house to her.  From where I was sitting, I could see every room, with the exception of my master bedroom.  No this was not a Manhattan warehouse flat with brick outer walls and no inner walls.  This is one of the 1980s contemporary houses which was built in the neighborhood of Tartan Hill. The living room has a vaulted ceiling which opens to the upper hallway, which only has a railing to divide it from the room below.  The upper bedrooms and baths, of course, all have doors for privacy, but they all lead to the loft like hall.  The family room is sunken from the living room by about two steps and separated by another railing.... 04/06/2010

ALL FHA BUYERS!  You MUST have your lender pull an FHA case number by this FRIDAY, APRIL 2, 2010 in order to avoid the higher up front mortgage insurance premium.  It's increasing from 1.75% to 2.25% which is added on top of the mortgage therefore increasing the monthly payment.  It won't be outrageous but still an increase nonetheless. FEDERAL TAX CREDIT - Don't forget about the deadlines for this credit.  Your buyers and/or sellers if they qualify, must be in a ratified contract no later than April 30, 2010 and close no later than June 30, 2010 in order to qualify for this credit. We've heard no talk at this point of any further extention time. That's all for now folks!  HAPPY SPRING!   03/29/2010

Are you looking for an experienced real estate agent in Perry Hall, Maryland? Michael D. Klijanowicz is a proud resident and dedicated community member of the Perry Hall, Maryland Area.  He is also the Top Office Individual Realtor® for both home listings and home sales at his Long and Foster Office in Perry Hall, Maryland.  Michael specializes in working with all phases of residential real estate transactions in the Perry Hall, Maryland and surrounding area.  Thinking of Selling your Perry Hall, Maryland home soon? Michael can help you with all of the aspects of selling your home in Perry Hall, Maryland.  From pricing, to staging, to negotiating, to coordinating repairs/inspections, to completing a SMOOTH and WORRY FREE transition to the settlement table, Michael has the tools and cont... 11/09/2009

3 Bedrooms 2.5 Baths Townhouse For Rent in Honeygo Village   5036 STRAWBRIDGE TER #5036, PERRY HALL, MD 21128   All brick picture perfect townhome located in Sought after Honeygo Village. Beautiful open & airy floor plan w/ neutral decor throughout & landscaped exterior. LOTS of storage space, HUGE kitchen w/ sliders to privacy deck. Features a spacious lower level family room that can easily converted into a 4th bedroom. Close to shopping (White Marsh Mall & The Avenue) and main roads (I-95, 695 & Rte 40)....   Equal Housing Opportunity   MLS#BC7154982       If you have any questions, comments or concerns, please feel free to contact me.  Mahalo.   Stratis Zervakos II Realtor/Licensed Agent Long & Foster Real Estate Inc. stratis@longandfoster.com (email) http://stratiszervakos.LNFRE.co... 09/09/2009

If you want to take advantage of the $8000 Federal Tax Credit you MUST CLOSE BY NOVEMBER 30, 2009!!! There are still plenty of nice homes for sale! Take advantage of the negotiability in dealing with the seller, whether it be the current owners or the bank with a short sale or foreclosure.  Take advantage of the long weekend and call us to get pre-qualified to buy now!  We'll be available so why wait any longer, DO IT NOW!  We only need income information and credit information to determine your buying power. It's easy and painless!  Realtors want you to be pre-approved or pre-qualified prior to showing you a home.   It's in YOUR best interest as well.  You only want to look at homes you are able to purchase, not ones you can't afford.  You set yourself up for disappointment by doing th... 09/03/2009

This is a synopsis of sales activity in the Perry Hall Communities and neighborhoods. I am providing information on homes that have sold as well as Homes for sale. SOLD SINGLE FAMILY DETACHED HOMES There have been 8 sold. Average Sales Price was $414,200 Average Days on Market was 190 TOWNHOMES/ROWHOUSE There have been 2 sold. Average Sales Price was $292,450 Average Days on Market was 40 CONDOMINIUMS & Others There have been 2 sold. Average Sales Price was $251,500 Average Days on Market was 164 FOR SALE SINGLE FAMILY DETACHED HOMES There are 50 available. Average List Price is $489,484 Average Days on Market is 162 TOWNHOMES/ROWHOUSE There are 15 available. Average List Price is $295,580 Average Days on Market is 104 CONDOMINIUMS & Others There are 24 available. Average List Price is ... 06/10/2009

ATTENTION FIRST TIME HOME BUYERS IN PERRY HALL, MARYLAND ACT NOW AND GET UP TO $8000 BACK!!!!! If you are a Perry Hall, Maryland First Time Home Buyer (or know someone else who will be), NOW IS A GREAT TIME TO BUY A HOME!  The enhanced first time home buyer tax credit stimulus makes it easier and more affordable than ever to buy your first home - through a tax credit of up to $8,000 in government incentives as a part of the economic stimulus plan that was just passed and enacted into law by Congress.  Couple that with Mortgage Rates at ALL-TIME LOWS, choices of existing home inventory at ALL-TIME HIGHS, sellers who are willing to accept significantly less than full price offers and are also willing to contribute toward your closing costs, NOW IS THE TIME TO BUY A HOME IN MARYLAND!  FOR ... 03/21/2009

It's that time again!  Before you go to bed Saturday night, don't forget to move those clocks FORWARD 1 hour.  Woo Hoo!  It's seems like summer is right around the corner doesn't it? First we need all the snow to melt that we just got,  then it'll be time to freshen up the yard, brighten it with some flowers and hopefully the income tax refunds will be in and the buyers and sellers will be out in force!  That all sounds good to everyone doesn't it?  I thought so! Enjoy the extra daylight time!        03/06/2009

JUST ANNOUNCED! 4% COMMISSION TO THE BUYERS AGENT!(For accepted offer by 3/31/09) 5310 MYERS ORCHARD WAYORCHARD CROSSINGMLS #BC6830282BALTIMORE COUNTY, MARYLANDPERRY HALL, MD (21128) OFFERED AT $449,900 DESCRIPTION: 4% COMMISSION FOR ACCEPTED OFFER BY 3/31/09!  TRUE LUXURY LIVING IN PERRY HALL, MARYLAND!  This Amazing Home Has Over 4000+ Finished Square Feet with over $65,000 in Upgrades and Many of today's most coveted Amenities:  Stone Front, Gourmet Kitchen with Granite Counters, a Huge Island with Breakfast Bar, Double Oven, 42" Cabinets, and even an extended area for extra table space too with a sliders to your rear yard.  It also has a 2 Story Family Room with an Upgraded Window Package with 6 Huge Custom Windows for plenty of natural light, an Office/Library on the main level, 9F... 02/03/2009