# 💰 Down Payment Requirements for Different Loan Types  (Maryland 2025 Buyer’s Guide)By Adam Chubbuck  Navy Veteran | Tom Ferry Certified Business Coach | Top 1% Maryland Realtor  Team Leader – Team Alpha Charlie at Douglas Realty | 350+ Homes SoldThe #1 myth I still hear every week?  “I need 20% down to buy a house.”Reality: In Maryland right now, most of my buyers put down 0%–5%.  Here’s the actual 2025 breakdown — no fluff, just facts.| Loan Type       | Minimum Down | Best For                                      | Maryland Notes & Hot Spots                                      ||-----------------|--------------|-----------------------------------------------|-----------------------------------------------------------------|| **VA Loan**     | 0%           | Active duty, Veterans, R... 11/20/2025

Upcoming Events in Anne Arundel County & Pasadena, MD  *(November 19, 2025 – January 3, 2026)*Based on current listings from official sources like the Anne Arundel County Government calendar, Visit Annapolis & Anne Arundel County, and local Patch reports, here's a curated list of events in the next 30-45 days. The holiday season is in full swing, with lights, festivals, and family-friendly celebrations dominating the calendar. Pasadena (in Anne Arundel County) has a mix of community and waterfront events. Note: Dates and details can change—check official sites for updates.#### Events in Pasadena & Surrounding AreasPasadena's events lean toward holiday markets, lights, and outdoor festivities near the water.| Event Name | Date & Time | Location | Description | Tickets/Info ||------------... 11/20/2025

What Real Estate Agents Really Do  (And Why Experience Matters More Than Ever in Maryland)By Adam Chubbuck  Navy Veteran | Tom Ferry Certified Business Coach | Top 1% Maryland Realtor | Team Leader – Team Alpha Charlie at Douglas Realty  350+ Homes Sold | $100M+ ClosedMost people think a Realtor just unlocks doors and fills out forms.  The truth? A great agent is your strategist, negotiator, protector, marketer, counselor, and project manager — all rolled into one.In today’s fast-moving, low-inventory Maryland market, the right agent isn’t a luxury.  It’s protection for your biggest financial decision.Here’s exactly what I do every single day for my clients:1. Guide Life’s Biggest Financial Move     One pricing decision, one contingency, or one negotiation tactic can swing $50K–$150K. W... 11/19/2025

Why Top Maryland Homeowners Are Choosing Us in 2025(And Why 37 of Your Neighbors Already Did This Year)Thinking about selling in Anne Arundel, Baltimore, or the Eastern Shore? Talk is cheap. Results aren’t.So far in 2025, Adam Chubbuck & Team Alpha Charlie have closed 94 transactions — including 37 listings sold (and we still have 6 weeks left in the year). That’s more homes sold than most agents do in 2–3 years.Just a Few of Your Neighbors’ Homes We Sold This Year: 8231 Bayside Beach Rd, Pasadena → $1,050,000 2003 Cornfield Creek Way, Pasadena → $1,240,000 1256 Thompson Ave, Severn → $740,000 301 Raussell Place, Severna Park → $750,000 12609 Kemmerton Ln, Bowie → $430,000 …plus 89 more from Glen Burnie to Kent Island. 4 Reasons Sellers Are Switching to Our Team Right Now 46% of our lis... 11/19/2025

# The 4 Main Types of Real Estate Explained  (Plus the 5th One Almost Everyone Forgets About)If you’ve ever Googled “types of real estate,” you’ve probably seen the same answer over and over:  1. Residential  2. Commercial  3. Industrial  4. Land  That’s correct… but it’s incomplete.  There are actually **five** major categories recognized by the National Association of Realtors, appraisers, and institutional investors. Most blogs and YouTube videos conveniently leave the fifth one out because it’s a little “weird” and harder to invest in directly.Let’s fix that today. Here’s the complete, no-fluff breakdown.### 1. Residential Real Estate  **What it is:** Any property where people live.  - Single-family homes  - Condos & townhouses  - Duplexes, triplexes, fourplexes  - Apartment buildin... 11/19/2025

This is a snapshot of recent sales in the Deerfield neighborhood of Pasadena, MD. Real estate market data and analysis is provided by Peggy Yee, Realtor. Click here to sign up for my free monthly real estate market update.Highest and Lowest Sold Deerfield Home ValuesIn the past 6 months, 11 properties have sold in Deerfield ranging from a 2-bed, 1-bath Condo for $182,000 to a 4-bed, 2-bath, and 1-half bath Detached for $435,000.Deerfield Neighborhood Real Estate Market ActivityThese market activity gauges show the market trends for the previous month as compared to the 5-year average of the current month. In December 1 homes sold in Deerfield. The average sold price was $182,000 and the average days on market was 4 days.  Sell Your Home in 72 Hours for Thousands More Than Traditional Re... 03/27/2020

This is a snapshot of recent sales in the Chesterfield neighborhood of Pasadena, MD. Real estate market data and analysis is provided by Peggy Yee, Realtor. Click here to sign up for my free monthly real estate market update.Highest and Lowest Sold Chesterfield Home ValuesIn the past 6 months, 41 properties have sold in Chesterfield ranging from a 2-bed, 1-bath Condo for $130,000 to a 4-bed, 2-bath, and 1-half bath Detached for $385,000.Chesterfield Neighborhood Real Estate Market ActivityThese market activity gauges show the market trends for the previous month as compared to the 5-year average of the current month. In December 5 homes sold in Chesterfield. The average sold price was $272,760 and the average days on market was 10 days.  Sell Your Home in 72 Hours for Thousands More Tha... 03/27/2020

This is a snapshot of recent sales in the Fairwood neighborhood of Pasadena, MD. Real estate market data and analysis is provided by Peggy Yee, Realtor. Click here to sign up for my free monthly real estate market update.Highest and Lowest Sold Fairwood Home ValuesIn the past 6 months, 3 properties have sold in Fairwood ranging from a 3-bed, 2-bath, and 1-half bath Detached for $445,000 to a 4-bed, 4-bath, and 1-half bath Detached for $755,000.Fairwood Neighborhood Real Estate Market ActivityThese market activity gauges show the market trends for the previous month as compared to the 5-year average of the current month. In December 1 homes sold in Fairwood. The average sold price was $755,000 and the average days on market was 54 days.  Sell Your Home in 72 Hours for Thousands More Than... 03/27/2020

This is a snapshot of recent sales in the Green Haven neighborhood of Pasadena, MD. Real estate market data and analysis is provided by Peggy Yee, Realtor. Click here to sign up for my free monthly real estate market update.Highest and Lowest Sold Green Haven Home ValuesIn the past 6 months, 49 properties have sold in Green Haven ranging from a 3-bed, 1-bath Detached for $162,000 to a 3-bed, 3-bath, and 1-half bath Detached for $619,000.Green Haven Neighborhood Real Estate Market ActivityThese market activity gauges show the market trends for the previous month as compared to the 5-year average of the current month. In December 4 homes sold in Green Haven. The average sold price was $317,725 and the average days on market was 124 days.  Sell Your Home in 72 Hours for Thousands More Than... 03/27/2020

This is a snapshot of recent sales in the Laurel Acres neighborhood of Pasadena, MD. Real estate market data and analysis is provided by Peggy Yee, Realtor. Click here to sign up for my free monthly real estate market update.Highest and Lowest Sold Laurel Acres Home ValuesIn the past 6 months, 8 properties have sold in Laurel Acres ranging from a 3-bed, 1-bath Detached for $299,000 to a 4-bed, 3-bath Detached for $635,000.Laurel Acres Neighborhood Real Estate Market ActivityThese market activity gauges show the market trends for the previous month as compared to the 5-year average of the current month. In December 2 homes sold in Laurel Acres. The average sold price was $468,500 and the average days on market was 28 days.  Sell Your Home in 72 Hours for Thousands More Than Traditional R... 03/27/2020

This is a snapshot of recent sales in the Queens Park neighborhood of Pasadena, MD. Real estate market data and analysis is provided by Peggy Yee, Realtor. Click here to sign up for my free monthly real estate market update.Highest and Lowest Sold Queens Park Home ValuesIn the past 6 months, 15 properties have sold in Queens Park ranging from a 3-bed, 1-bath Townhome for $130,000 to a 3-bed, 1-bath, and 1-half bath Detached for $315,000.Queens Park Neighborhood Real Estate Market ActivityThese market activity gauges show the market trends for the previous month as compared to the 5-year average of the current month. In December 3 homes sold in Queens Park. The average sold price was $179,841 and the average days on market was 50 days.  Sell Your Home in 72 Hours for Thousands More Than ... 03/27/2020

This is a snapshot of recent sales in the Riviera Beach neighborhood of Pasadena, MD. Real estate market data and analysis is provided by Peggy Yee, Realtor. Click here to sign up for my free monthly real estate market update.Highest and Lowest Sold Riviera Beach Home ValuesIn the past 6 months, 20 properties have sold in Riviera Beach ranging from a 2-bed, 1-bath Detached for $205,000 to a 3-bed, 2-bath Detached for $500,000.Riviera Beach Neighborhood Real Estate Market ActivityThese market activity gauges show the market trends for the previous month as compared to the 5-year average of the current month. In December 2 homes sold in Riviera Beach. The average sold price was $334,000 and the average days on market was 12 days.  Sell Your Home in 72 Hours for Thousands More Than Traditi... 03/27/2020

This is a snapshot of recent sales in the Stoneybrooke Village neighborhood of Pasadena, MD. Real estate market data and analysis is provided by Peggy Yee, Realtor. Click here to sign up for my free monthly real estate market update.Highest and Lowest Sold Stoneybrooke Village Home ValuesIn the past 6 months, 6 properties have sold in Stoneybrooke Village ranging from a 3-bed, 2-bath, and 1-half bath Townhome for $240,000 to a 3-bed, 3-bath Detached for $365,000.Stoneybrooke Village Neighborhood Real Estate Market ActivityThese market activity gauges show the market trends for the previous month as compared to the 5-year average of the current month. In December 1 homes sold in Stoneybrooke Village. The average sold price was $325,000 and the average days on market was 49 days.  Sell Yo... 03/27/2020

This is a snapshot of recent sales in the Venice On The Bay neighborhood of Pasadena, MD. Real estate market data and analysis is provided by Peggy Yee, Realtor. Click here to sign up for my free monthly real estate market update.Highest and Lowest Sold Venice On The Bay Home ValuesIn the past 6 months, 5 properties have sold in Venice On The Bay ranging from a 2-bed, 1-bath Detached for $220,000 to a 4-bed, 3-bath Detached for $440,000.Venice On The Bay Neighborhood Real Estate Market ActivityThese market activity gauges show the market trends for the previous month as compared to the 5-year average of the current month. In December 2 homes sold in Venice On The Bay. The average sold price was $272,450 and the average days on market was 17 days.  Sell Your Home in 72 Hours for Thousand... 03/27/2020

This is a snapshot of recent sales in the Aspen Park neighborhood of Pasadena, MD. Real estate market data and analysis is provided by Peggy Yee, Realtor. Click here to sign up for my free monthly real estate market update.Highest and Lowest Sold Aspen Park Home ValuesIn the past 6 months, 15 properties have sold in Aspen Park ranging from a 3-bed, 2-bath, and 1-half bath Townhome for $212,000 to a 4-bed, 3-bath, and 1-half bath Detached for $415,000.Aspen Park Neighborhood Real Estate Market ActivityThese market activity gauges show the market trends for the previous month as compared to the 5-year average of the current month. In December 2 homes sold in Aspen Park. The average sold price was $259,250 and the average days on market was 23 days.  Sell Your Home in 72 Hours for Thousand... 03/27/2020

This is a snapshot of recent sales in the Bayside Beach neighborhood of Pasadena, MD. Real estate market data and analysis is provided by Peggy Yee, Realtor. Click here to sign up for my free monthly real estate market update.Highest and Lowest Sold Bayside Beach Home ValuesIn the past 6 months, 8 properties have sold in Bayside Beach ranging from a 2-bed, 1-bath Detached for $170,000 to a 3-bed, 2-bath, and 1-half bath Detached for $500,000.Bayside Beach Neighborhood Real Estate Market ActivityThese market activity gauges show the market trends for the previous month as compared to the 5-year average of the current month. In December 1 homes sold in Bayside Beach. The average sold price was $328,900 and the average days on market was 65 days.  Sell Your Home in 72 Hours for Thousands M... 03/27/2020

This is a snapshot of recent sales in the Boulevard Park neighborhood of Pasadena, MD. Real estate market data and analysis is provided by Peggy Yee, Realtor. Click here to sign up for my free monthly real estate market update.Highest and Lowest Sold Boulevard Park Home ValuesIn the past 6 months, 8 properties have sold in Boulevard Park ranging from a 3-bed, 1-bath Detached for $275,000 to a 5-bed, 4-bath, and 1-half bath Detached for $800,000.Boulevard Park Neighborhood Real Estate Market ActivityThese market activity gauges show the market trends for the previous month as compared to the 5-year average of the current month. In December 1 homes sold in Boulevard Park. The average sold price was $360,000 and the average days on market was 9 days.  Sell Your Home in 72 Hours for Thousan... 03/27/2020

This is a snapshot of recent sales in the Chelsea Beach neighborhood of Pasadena, MD. Real estate market data and analysis is provided by Peggy Yee, Realtor. Click here to sign up for my free monthly real estate market update.Highest and Lowest Sold Chelsea Beach Home ValuesIn the past 6 months, 22 properties have sold in Chelsea Beach ranging from a 3-bed, 1-bath Detached for $240,000 to a 3-bed, 3-bath, and 1-half bath Detached for $575,250.Chelsea Beach Neighborhood Real Estate Market ActivityThese market activity gauges show the market trends for the previous month as compared to the 5-year average of the current month. In December 3 homes sold in Chelsea Beach. The average sold price was $368,333 and the average days on market was 11 days.  Sell Your Home in 72 Hours for Thousands ... 03/27/2020

Riviera Beach Homes For Sale | Pasadena, MD - December 2019This is a snapshot of recent sales in the Riviera Beach neighborhood of Pasadena, MD. Real estate market data and analysis is provided by Peggy Yee, Realtor. Click here to sign up for my free monthly real estate market update.Highest and Lowest Sold Riviera Beach Home ValuesIn the past 6 months, 20 properties have sold in Riviera Beach ranging from a 2-bed, 1-bath Detached for $205,000 to a 3-bed, 2-bath Detached for $500,000.ATTENTION Riviera Beach Home Owners - Sell Your Home The Easy Way!Get the inside secrets from the best Riviera Beach real estate agent Peggy Yee on the exact strategies she uses to sell homes for top dollar. Get all your questions answered today. Find out how you can Sell Your Home for Top Dollar, in 7 Days... 01/02/2020

Stone Mill Homes For Sale | Pasadena, MD - December 2019This is a snapshot of recent sales in the Stone Mill neighborhood of Pasadena, MD. Real estate market data and analysis is provided by Peggy Yee, Realtor. Click here to sign up for my free monthly real estate market update.Highest and Lowest Sold Stone Mill Home ValuesIn the past 6 months, 8 properties have sold in Stone Mill ranging from a 4-bed, 2-bath, and 1-half bath Detached for $484,168 to a 5-bed, 3-bath, and 1-half bath Detached for $619,507.ATTENTION Stone Mill Home Owners - Sell Your Home The Easy Way!Get the inside secrets from the best Stone Mill real estate agent Peggy Yee on the exact strategies she uses to sell homes for top dollar. Get all your questions answered today. Find out how you can Sell Your Home for Top Do... 01/02/2020