June First Saturday I ART Downtown Frederick June 5, 2010 5 - 9pm Enjoy an evening celebrating the arts on Saturday, June 5th! Held the same weekend of the Frederick Festival of the Arts, an outdoor festival with hundreds of participating artists, the June First Saturday will feature I ART Painters creating scenes of Downtown Frederick LIVE on the street between 3 - 7pm. Enjoy the I ART Painting Exhibit/Sale of the works of art created that day from 8 - 9pm inside the Cultural Arts Center's Gallery, 15 N. Market Street. Sold paintings help benefit Downtown Frederick Partnership.  Also, enjoy guest artists, exhibit openings and special activities at downtown's many specialty stores and restaurants from 5 - 9pm. 06/04/2010

         Volunteers are needed to help finish the construction of two sheds on the Habitat Women Build property.   Where: 338/340 Madison Street Frederick, Md 21701   When: Saturday June 5, 2010 Starting at 9:00 AM       Please go to:  http://www.volunteerup.com/Login.asp?w=i&o=95  to sign up.   Looking forward to seeing you Saturday! 06/02/2010

June 10, 2010 A Family Affair Jazz, Modern Pop-Rock Mix Enjoy NINE Alive @ Five happy hours on the banks of Carroll Creek throughout the summer!  Great music, food, beer and wine from downtown restaurants and an exciting atmosphere make this a must attend summer event! Alive @ Five 2010 kicks off on May 13th and is held the second and fourth Thursday of each month from through September 9th at the Carroll Creek Park Amphitheatre between Market and Carroll Streets. Each event occurs from 5 - 8pm.  Must be 21+ to enter. ID required. $5 cover.  Families and those under 21 are welcome to enjoy the festivities from across the creek. 05/27/2010

Vill of Urban Frederick Homes  For Sale in the Villages Of Urbana in Frederick County MD 21704 Villages Of Urbana Frederick MD Homes For Sale 21704 Homes for sale in Frederick  MD Villages Of Urbana  21704 Market Report  as of 05/25/2010 the inventory consist of: Homes For Sale: 76 Homes  Under Contract: 56 Homes  Sold For The Year: 59     * Including all FORECLOSURES AND SHORT SALES FOR Urbana Neighborhoods in Frederick MD Villages of Urbana Homes For Sale in Frederick Maryland Happenings for this week in the Villages of Urbana MD  Baseball comes to Frederick   Frederick Keys Harry Grove Stadium 6201 New Design Road Exit 54 from I-70 or exit 32 from I-270 Details: Harry Grove Stadium is home to the Carolina League affiliate of the Baltimore Orioles, Frederick Keys. Carlos Herboso Herb... 05/27/2010

Stacey Baugh | EOP Real Estate, LLC | 240.206.7283 6581 Duncan Place, Frederick, MD 3 bedroom townhome in Wellington Trace 3BR/3+1BA Townhouse $1,800/month Bedrooms 3 Bathrooms 3 full, 1 partial Sq Footage Unspecified Parking None Pet Policy Cats, Dogs (any) Deposit $1,800 DESCRIPTION Beautiful 3 bedrooms, 3.5 bathrooms end unit townhome. Features dual closets in the master with luxury bathroom. Fully finished basement walks out to yard. Access to swimming pool. 05/12/2010

Foreclosures in Frederick  Maryland Search Frederick  County's premier city of Frederick . .Open the door to our Real Estate database and find all the homes and properties for sale in Frederick Maryland, or search by MLS number. We even include all foreclosures or short sales. Stop looking through third party carriers. . we have the latest listings directly form the MLS. Every home listed by every Real Estate company, updated throughout the day. Plus receive daily updates via email, for any new listings. Open the door now. . . no strings attached! Foreclosures in Frederick Maryland 04/18/2010

Andy Werner, Jr. | RE/MAX Realty Group | 301-721-0000 801 Stratford Drive Unit M, Frederick, MD Top floor condo with gorgeous views! 2BR/1BA Condo offered at $135,000 Year Built 1988 Sq Footage 985 Bedrooms 2 Bathrooms 1 full, 0 partial Floors 1 Parking Unspecified Lot Size Unspecified HOA/Maint $165 per month DESCRIPTION Updated and beautiful. Top floor condo with gorgeous views. New carpet, paint, stove, energy efficient windows and HVAC. 2 BR, walk-in closet in MBR, fireplace w/mantel, open floor plan. Two storage rooms on either side of the balcony. Full size washer/dryer. Plenty of parking. MUST SEE! see additional photos below PROPERTY FEATURES - Central A/C - Central heat - Fireplace - Washer - Dryer - Laundry area - inside ADDITIONAL PHOTOS Photo 1Photo 2Photo 3Photo 4Photo 5Ph... 04/15/2010

April First Saturday Egg-stravaganza April 3, 2010 5 - 9pm Celebrate Easter weekend with an Egg-stravaganza!  Adults can enjoy a Downtown Easter Egg Hunt while the kids will enjoy lots of bunny fun throughout downtown.   The Easter Egg Hunt includes fun offers and coupons from your favorite downtown merchants - grab and egg from over 40 locations!   The kids will love meeting the Easter Bunny who will be hopping through downtown, guessing the number of jelly beans, making bunny ears and more!   Don't forget to stop by the BB&T NASCAR #33 Chevrolet Impala displayed on Carroll Creek.   Also, enjoy guest artists, exhibit openings and special activities at downtown's many specialty stores and restaurants from 5 - 9pm. Egg-stravaganza Brochure 03/18/2010

                            Tickets and bowls are on sale now for the exciting March 21 Empty Bowls luncheon to benefit the Mission. The luncheon, being held at Frederick Cellars and sponsored by Everedy Square and Shab Row shop owners, includes delicious food from restaurants including Volt, Danielle's, and the Frederick Coffee Company, as well as live music and silent auction. Attendees may purchase their original handcrafted bowl and ticket at the Little Pottery Shop, 117 N East St. The event costs $25 and all proceeds benefit the Frederick Rescue Mission.  For more information, visit www.everedysquare.com.  Benefitting the Frederick Rescue Mission's Hunger Relief Programs 03/18/2010

I was struck by an article in our local newspaper the Frederick News Post this morning. A local radio host, Blaine Young was criticized for not giving up his radio show when recently appointed to the position of Frederick County commissioner. Here's my issue. Blaine Young was appointed to this post after a sitting commissioner stepped down. Now commissioner Young agreed to step down from his show when he files to run for the post in the fall. However there is no law the requires that he stop broadcasting in his current position. The headline in the paper reads "Local Democrats launch campaign to force Young off radio show" What happened to free speech? Mr. Young is not an active candidate therefore he is not violating any campaign laws. The group attacking Mr. Young clearly stated he is... 03/10/2010

How Many Payments do I have to Miss to Qualify for a Short Sale? "None. . .you can start a short sale at anytime. . .” Most major lenders will accept offers of a short sale from sellers that had never missed a payment or been late. Their only requirement is that you must have a hardship. . The reason a bank wants to accept a short sale is that they ALSO want to avoid the foreclosure of your home. An impending hardship could be used to request a short sale. What is a qualified hardship in a short sale? Any of the following will typically qualify as a legitimate hardship for a short sale: 1. Reduction in income – job loss, and/or, reduction in hours, etc. 2. Marital difficulties – a divorce or simple separation, abandonment . 2. Increase in expenses – increase in the number of dependents... 03/08/2010

Everedy Square & Shab Row is Going Green First Saturday March 6th - 5-9 PM     Did you know that our local Habitat for Humanity's ReStore operation saves tons of USABLE materials every year? Stop by and learn how you can help us preserve our environment. Be sure to also participate in our Puzzle Challenge- you might win a prize! U Design by Holly Kristen, Fashion Designed by You, and Aspire Women's Clothing Boutique partner up for their second annual Recycled Dress Event.  Pick up recycled materials at Aspire (10 N. East St.) to personally apply to the beautiful dress creation at UDHK (120 N. East St.).   Also at Aspire: Drop off gently used clothing to be donated to help women in need Meet the Bag Monster at Flights Fancy - see what 500 grocery bags looks like -- what the average adult... 03/02/2010

  Maryland Foreclosures Get The Very Latest  Free List of Foreclosures   All Foreclosed Homes Just Listed on the Real Estate Market for Frederick Maryland  - FREE - FREE - FREE - FREE - FREE - FREE - FREE - FREE NO CREDIT CARD NEEDED Foreclosures in Frederick MD Interested in purchasing bank owned property? Choose from thousands of REO's available in the city of Frederick Maryland . Simply click on the picture and . We will notify you of all new Foreclosure, Bank owned Property, REO listings in Frederick and the surrounding areas that meet your criteria, absolutely free! For your knowledge and information , there are three types of websites that can give you a LIST OF FORECLOSURES One requiring you to pay a membership fee. Other offers free trials and then pay. . The best one is COMPLET... 03/01/2010

  Hello Friends! We are happy to REMIND YOU about an upcoming FUNdraiser at Uno's Chicago Grill, where you can come out and enjoy delicious food while supporting affordable housing here in Frederick County. Thursday, February 18thUno's Chicago Grill5449 Urbana PikeFrederick, MD301.668.251211:30AM - 11:00PM(across parking lot from Bed, Bath & Beyond) Uno's will donate up to 20% of tabs collected when the 'tickets' are presented.   This applies to carry-out, dining in, lunch, dinner, bar, etc.   Please call ahead if you have a party of 6 or more. Please print out TICKETS HERE.  Keep one for your party, and give the others to friends, family, neighbors, etc.   If you would really like to help spread the word for us, please print out multiple sheets of tickets, cut them into individual ones... 02/18/2010

City to start enforcing sidewalk snow removal ordinance http://www.fredericknewspost.com/sections/news/displayUpdate.htm?storyid=101403 City of Frederick residents and property owners have to clear their sidewalks of snow and ice or face a fine. City code enforcers will begin enforcing the sidewalk snow removal ordinance by issuing warning letters today, according to a news release. The ordinance requires residents to clear a 4 foot wide path along sidewalks that cover the length of their property. If sidewalks are not cleared by Wednesday, property owners will receive a notice of violation giving 24 hours to do the work. If sidewalks are still covered in snow and ice after that period, a municipal infraction carrying a $100 fine will be issued or the city will have a contractor do the ... 02/16/2010

    I have been talking about comparing FHA loans to Conventional loans and how to use your money wisely in my last 2 mortgage posts. The links are below and I suggest you reading them to find out what the fuss is all about. But in this post, I wanted to bring up 2 important points. some people argue that you should put more money down if you have it, so you don't become up-side-down in your property (I disagree with this statement) another point is that you could actually make a lesser down payment and take some of that extra money that you saved and use it to buy your interest rate down. It all comes down to your goals.   So, let's jump into this a little deeper...       So your fear is that you could be upset down on your property if you don't put 20% down or so? Let me pose a questi... 02/03/2010

  Don’t be CASH POOR – CASH is KING     FHA loans have been used more in recent years. Many have talked negatively about FHA loans because of their high default rates as of lately. Don't be fooled by chatter that is not backed up by fact and why this is happening.  Please read : Should we ABOLISH FHA loans? One of the main myths that I wanted to dispell in this blog post is that you don't need 20% to buy a home in today's real estate market or that you need a 720 credit score. These are bad myths and rumors. You can read about it here : Credit scores/FICO scores - I need a 700 credit score? Yesterday, I wrote a post about comparing a FHA mortgage to a Conventional mortgage with 20% down. FHA loans vs Conventional loans - A real comparison with 20% down. - Overall, it all comes down to t... 01/29/2010

-Search Real Estate Listings in Frederick, MD                     -Find a Realtor in Frederick, MD       -List a Home for sale in Frederick, MD                               -Commercial Real Estate in Frederick, MD   Buying or selling a home in Spring Ridge in Frederick, MD?  You should read this first.   Spring Ridge was developed by the Buchanan Partners Land Development Group in the 1980's.  Spring Ridge is one of the largest master planed community located in Frederick, MD. It is a mix of single family homes, town homes, condos, is well as retail and office space. Spring Ridge totals about 1,650 housing units constructed from the early 1990's to 2008 and is home to about 4,500 people. Some of the community amenities in Spring Ridge including, walking paths, a pool, club house, groc... 12/14/2009

11/22/2009

Frederick County Maryland Public Schools Are you considering a move to Maryland, but are concerned about the educational opportunities available for your children?  Do not worry, the schools of the Maryland public educational system are rated among the best in the entire country. Maryland tracks key performance indicators to determine how it compares to the nation as well as to compare the school districts within its own boundaries.  Maryland continually strives to improve its performance in all of these areas. In all categories, Maryland is at or near the top.  Maryland has information regarding important factors such as: graduation rates; college acceptance rates; SAT and PSAT scores; and assessment scores for math, reading, and writing. Also provided are demographics for the various ... 11/09/2009