3 STEPS to a SHORT SALE Lets begin with  the definition.. What Is a Short Sale? A “short sale” is a negotiated agreement with your lender to accept less money than they’re owed as full payment for your loan. If you do not have any equity and you can not afford to pay the Realtor and the closing costs, a short sale maybe the right solution for you.. .the lender in most cases will pick up the tab. #1 The most important step. .loan mod! You should consider a loan modification if possible at this time. But under no circumstances accept a loan modification agreement that could only benefit the lender..  Obtain the correct documents required and call your lender. A loan modification has to be a win-win for you and the lender. To qualify for a loan modification these are some of the guidelin... 12/15/2010

MD  Short Sales Expert Specialist QUESTIONS THAT MATTERS How does a short sale affect my credit rating when compared to a foreclosure?” FACT: The effects of Short Sale on your Credit Score is definitely a lot less than a foreclosure. When you miss a payment on your mortgage, obviously this has a definite negative effect on your credit score. . . In a short sale . . this is exactly what affects your credit directly! I presume that you maybe behind on your payments already, the more days you fall behind on your mortgage, the harder the effect on your credit score.   Watch our video “ How Can a Short Sale Affect Your Credit?”       Please read my eBook about short sales below. .It will answer many more questions about short sales in general. The Short Sale Option An important question: How... 12/10/2010

Frederick Short Sale - Nice split level 4 BR 3 Bath located in Stonegate on a cul-de-sac and situated back off of the road for privacy. - List Price $155,000 - Home contains updated kitchen, fireplace, vaulted living room ceiling, 1 car garage, deck, fenced yard and shed. - Close to shopping, schools and commuter routes in Frederick City. - Short sale. Subject to 3rd party approval.        - Short sale Properties in Frederick - Short sale Properties in Hagerstown   Search Homes for Sale     11/29/2010

Frederick, MD 21701 Residential Real Estate Market - 281 Homes For Sale   Homes for sale, short sale pre-foreclosure homes for sale, REO homes for sale:   The following three reports show the properties that are active listings of homes for sale in the area. The homes for sale are sorted by subdivisions. You may sort differently by clicking on the column headers.  Chrysanthemums are blooming in Maryland. The first report shows the 222 active listings of homes for sale excluding the lender owned foreclosures for sale (REO) and the short sale pre-foreclosures for sale. Buyers are looking for motivated sellers and some place vacant homes on the "first to see list". Click the following URL to see the listings:http://mrislistings.mris.com/Matrix/Public/Portal.aspx?k=1135923XDLVP&p=DE-1271251... 10/27/2010

***SHORT SALES AND FORECLOSURES ARE ALL-HERE***                     Where can you find a Free List Of Foreclosures? For Montgomery County in Maryland DC or Virginia? JUST GO HERE  www.HERBOSO.com     "We breathe foreclosures all  day.. so you don't have too!" www.HERBOSO.com     10/19/2010

You have a loaded gun under your kitchen sink! 240,000 kids under the age of five years old get rushed to the hospital each year because of poisoning. . The sad thing is that adults know the dangers of chemicals to children. . yet, they innocently store them where is the most accessible to a 5 year old. . .                                                                                  under the kitchen sink. . Just taking the time to lock these items when children are around sometimes is not enough. . inadvertently leaving the door open or forgetting to lock it could happen to the most adoring grandmother out there. .it only takes seconds for a tragedy.  You have a loaded gun under your kitchen sink! Just think of that next time you have children around. . 3 sample items that depict t... 10/13/2010

-Search Real Estate Listings in Frederick, MD                     -Find a Realtor in Frederick, MD       -List a Home for sale in Frederick, MD                               -Commercial Real Estate in Frederick, MD    ‘Green village' project begins at former public housing complexDuplex homes planned for downtown Frederick are part of federal HOPE VI programby Katherine Heerbrandt | Staff Writer  Touting itself as the first "net zero energy infill community in the nation," Frederick city's North Pointe development has already attracted four potential buyers, even though the homes won't be built until later next year. The 55 duplex homes are part of the federally funded HOPE 6 redevelopment of a former public housing complex on Frederick's North Bentz Street that was razed in 2006. Net ... 09/29/2010

      October First Saturday Into the Night Saturday, October 2, 2010 5 - 9pm Go Into the Night with Downtown Frederick on Saturday  October 2nd from 5 - 9pm. Start the spooky season early with Halloween inspired activities!  Help find Freddy Frederick's body parts lost throughout downtown, paint your own pumpkin on Patrick Street, see monsters, mummies and more! Don't forget to say "Trick-or-Treat" at participating merchant locations - no costume required! The Halloween spirit will continue to evoke you with creepy pumpkins and scary scarecrows decorated and displayed by downtown merchants. Enjoy live music, guest artists and exhibit openings.  Click here to dowload a First Saturday brochure The whole family can an enjoy an evening out and join in the fun. Stop in and see what our wond... 09/25/2010

Villages Of Urbana Frederick Maryland Homes The Villages Of Urbana in Frederick  Maryland The Villages of Urbana   is a community in Frederick County Maryland that is surrounded by beauty with plenty amenities desired by todays active living styles.With space for living, working, shopping, and a  plethora of  recreation. The "Villages"  is located just north of the county line between Montgomery and Frederick counties. Washington DC Downtown is a short 35 miles away and just a couple minutes  away from I 270 exit #26  Conveniently located homes, condos and townhouses surrounded by amenities  is what the "New Urbanism" represents of future neighborhoods. . Community Information : The Villages of Urbana is a community neighborhood in Frederick County Maryland with over 3000 homes, communi... 09/24/2010

Frederick County Maryland Homes For Sale Welcome To: Farmbrook in Frederick Maryland Farmbrook is a great neighborhood with lots of amenities . .a great place to live "All Frederick County HOT BARGAINS Including All Foreclosures and Short Sales"                                                   psstt all Frederick homes are here" "Only Foreclosures for  Frederick County  Are Here" or "Just looking for  Short Sales for Frederick County all in Here" Fernando Herboso & Carlos Herboso are experts in finding the best deals in Frederick County We have saved our clients thousands and thousands of dollars when working with us 3 Reasons: Experience                            (Over 20 years in Real Estate)  Knowledge ( We know foreclosures because we know the banks)  Results          ( Our buyers... 09/21/2010

Frederick County Maryland Homes For Sale Welcome To: Fairways At Holly Fields in Frederick Maryland A great neighborhood with lots of amenities . . "All Frederick County HOT BARGAINS Including All Foreclosures and Short Sales"                                                   psstt all Frederick homes are here" "Only Foreclosures for  Frederick County  Are Here" or "Just looking for  Short Sales for Frederick County all in Here" Fernando Herboso & Carlos Herboso are experts in finding the best deals in Frederick County We have saved our clients thousands and thousands of dollars when working with us 3 Reasons: Experience                            (Over 20 years in Real Estate)  Knowledge ( We know foreclosures because we know the banks)  Results          ( Our buyers experience the dif... 09/20/2010

Frederick County Maryland Homes For Sale Welcome To: Emerald Farm in Frederick Maryland "All Frederick County HOT BARGAINS Including All Foreclosures and Short Sales"                                                   psstt all Frederick homes are here" "Only Foreclosures for  Frederick County  Are Here" or "Just looking for  Short Sales for Frederick County all in Here" Fernando Herboso & Carlos Herboso are experts in finding the best deals in Frederick County We have saved our clients thousands and thousands of dollars when working with us 3 Reasons: Experience                            (Over 20 years in Real Estate)  Knowledge ( We know foreclosures because we know the banks)  Results          ( Our buyers experience the difference inmediately!) Herboso Realty Group "The Ambassadors... 09/18/2010

Frederick County Maryland Homes For Sale Welcome To: Downtown On Carroll Creek in Frederick Maryland "All Frederick County HOT BARGAINS Including All Foreclosures and Short Sales"                                                   psstt all Frederick homes are here" "Only Foreclosures for  Frederick County  Are Here" or "Just looking for  Short Sales for Frederick County all in Here" Fernando Herboso & Carlos Herboso are experts in finding the best deals in Frederick County We have saved our clients thousands and thousands of dollars when working with us 3 Reasons: Experience                            (Over 20 years in Real Estate)  Knowledge ( We know foreclosures because we know the banks)  Results          ( Our buyers experience the difference inmediately!) Herboso Realty Group "Th... 09/18/2010

Frederick County Maryland Homes For Sale Welcome To: Downtown Frederick in Maryland Downtown Frederick County has plenty of amenities, shopping and nearby transportation. It is located on the southern end of Frederick County. The city is the second largest in Maryland and has a historic district with many buildings dating back to the 18th and 19th centuries. Downtown Frederick has a variety of attractions, including Civil War sites, museums, parks, recreational facilities, wineries, antique shops, restaurants, and entertainment venues. It is a great place to hang around in a lazy weekend and experience a relaxed atmosphere.  Downtown Frederick in Maryland is located about one hour away from Washington DC "All Frederick County HOT BARGAINS Including All Foreclosures and Short Sales" pss... 09/16/2010

Frederick County Maryland Homes For Sale Welcome To: Dearbought in Frederick Maryland Dearbought situated in Frederick County has plenty of amenities, shopping and nearby transportation.  "All Frederick County HOT BARGAINS Including All Foreclosures and Short Sales" psstt all Frederick homes are here" "Only Foreclosures for Frederick County Are Here" or "Just looking for Short Sales for Frederick County all in Here" Fernando Herboso & Carlos Herboso are experts in finding the best deals in Frederick County We have saved our clients thousands and thousands of dollars when working with us 3 Reasons: Experience (Over 20 years in Real Estate) Knowledge ( We know foreclosures because we know the banks) Results ( Our buyers experience the difference inmediately!) Herboso Realty Group "The Amb... 09/16/2010

Music on the TerraceSeptember 03, 2010 to September 24, 201011:30 am-1:30 pmRecurs WeeklyFrederick, MD Now in its ninth year, the free series showcases four musical groups from in and around Maryland performing live at C. Burr Artz Public Library on Fridays in September. 9/17 Dave Kitchen (pop/rock)   Open to all ages.No tickets -Free cookies and Rita's Italian Ice - Prize drawings. C. Burr Artz Public Library110 E. Patrick StreetFrederick, MD 21701301-600-1629 09/12/2010

Frederick County Maryland Homes For Sale Welcome To: Crestwood Villages in Frederick Maryland Crestwood Villages  situated in Frederick County has plenty of amenities, shopping and nearby transportation.  Ballenger Creek, I-70 and I-270 are within minutes from this centarlly located neighborhood. "All Frederick County HOT BARGAINS Including All Foreclosures and Short Sales"                                                   psstt all Frederick homes are here" "Only Foreclosures for  Frederick County  Are Here" or "Just looking for  Short Sales for Frederick County all in Here" Fernando Herboso & Carlos Herboso are experts in finding the best deals in Frederick County We have saved our clients thousands and thousands of dollars when working with us 3 Reasons: Experience                  ... 09/08/2010

Frederick County Maryland Homes For Sale Welcome To: Crestview Estates in Frederick Maryland Crestview Estates is situated in the heart of Frederick County and has a plethora of amenities, shopping and nearby transportation. "All Frederick County HOT BARGAINS Including All Foreclosures and Short Sales"                                                   psstt all Frederick homes are here" "Only Foreclosures for  Frederick County  Are Here" or "Just looking for  Short Sales for Frederick County all in Here" Fernando Herboso & Carlos Herboso are experts in finding the best deals in Frederick County We have saved our clients thousands and thousands of dollars when working with us 3 Reasons: Experience                            (Over 20 years in Real Estate)  Knowledge ( We know foreclosure... 09/08/2010

Frederick County Maryland Homes For Sale Welcome To: Country Side in Frederick Maryland "All Frederick County HOT BARGAINS Including All Foreclosures and Short Sales"                                                   psstt all Frederick homes are here" "Only Foreclosures for  Frederick County  Are Here" or "Just looking for  Short Sales for Frederick County all in Here" Fernando Herboso & Carlos Herboso are experts in finding the best deals in Frederick County We have saved our clients thousands and thousands of dollars when working with us 3 Reasons: Experience                            (Over 20 years in Real Estate)  Knowledge ( We know foreclosures because we know the banks)  Results          ( Our buyers experience the difference inmediately!) Herboso Realty Group "The Ambassadors... 09/08/2010

Frederick Maryland Homes For Sale  Colebrook Neighborhood  In Frederick Maryland  Homes For Sale  SEARCH BELOW FOR:   Homes  for Sale in Frederick  CLICK HERE Foreclosures for Sale in Frederick   CLICK HERE Short Sales  for Sale in Frederick  CLICK HERE "The Condo Experts" Fernando Herboso Herboso Realty Group Broker / Realtor/Consultant (240) 898-1848 extension #1 www.ReallyNiceHomes.com ASK ME A QUESTION ABOUT Frederick Hot Bargains >>Fernando@ReallyNiceHomes.com MD Homes and Condos For Sale Technorati Tags: condos for sale,condos by the metro montgomery county,condos in Maryland 08/30/2010