Market Update for Tidewater Colony, Annapolis, Maryland 21401, January 10, 2010. There were 9 active garden unit listings on the market this morning.  The average asking price was $254,963 while the median asking price was $247,500.  There were no garden units under contract.  And, there were 3 garden units sold in the last 90 days with an average asking price of $248,633 and an average sold price of $246,300 (96.20% of asking price). There was only 1 active townhome listing on the market this morning.  The asking price was $368,900.  There were no townhomes under contract.  And, there were 3 townhomes sold in the last 90 days with an average asking price of $383,820 and an average sold price of $358,333 (91.16% of asking price). If you have a home to sell in Tidewater Colony and want a... 01/10/2010

Market Update for Windgate, Annapolis, Maryland 21401, January 7, 2010. There were 8 active garden unit listings on the market this morning.  The average asking price was $265,683 while the median asking price was $262,450.  There was 1 garden unit on the market under contract with an average asking price of $269,000.  And, there were 2 garden units sold in the last 90 days with an average asking price of $274,000 and an average sold price of $257,000 (92.51% of asking price). There were 4 active townhome listings on the market this morning.  The average asking price was $367,873 while the median asking price was $366,000.  There were no townhomes under contract.  And, there were 2 townhomes sold in the last 90 days with an average asking price of $375,000 and an average sold price of $... 01/07/2010

 Annapolis Real Estate and Relocation in Anne Arundel County, the Eastern Shore, and MarylandMistake #3: Attempting to hide problems with your home.Be honest with your Realtor and your potential buyers with regards to the property relating to health, safety, or environment. It's common today for inspections to be a part of the sales contract, and during the inspections most problems will be discovered anyway, but hiding the truth can kill a sale and land you in court. It's much better to factor the costs of repairs into the sale rather than face lawsuits after the fact.Just Listed Homes Do you want to know what homes Really Sold for? Just click HereTOP RESIDENTIAL REAL ESTATE AGENT: LICENSED SINCE 1986Pat Ogle, Associate Broker, CRS, DSAC, e-Pro, GRI, MCJ, REALTOR®Certified Residential ... 12/29/2009

New Years Annapolis is a celebration of the arts and community! Enjoy a safe, family oriented environment featuring a diverse and entertaining schedule of events throughout the City. The creativity and incredible talent of the many artists performing in and around downtown and beyond will "Wow" you in this celebration, "Where Annapolis is the Stage."Fireworks at 7:30 PM and Midnight. Badges available for purchase online or at your local GIANT Food Store starting December 10th. Badges needed for admission to venues.  Live musical entertainment and interactive venues will showcase Annapolis' historic ability to bring a community together in the spirit of the arts. Maritime, as always with Annapolis, will be a re-occurring theme and will be a focal part of the evening's fun. 2009 Battle o... 12/27/2009

What is my Annapolis Maryland home worth? Fill out the form (to the left) for a free, no obligation online market evaluation and interactive report that is specific to your Maryland home.Stephen Howell is pleased to offer cutting-edge technology that will help you answer: How many unsold homes in are there in my neighborhood? How fast are homes selling right now in my area? How do actual selling prices compare to listing prices in my area? How do I get the most money for my home in a down market? You’ll be able to access this week's housing market statistics and trends to help you better gauge market conditions. So, if you are thinking about selling your home, take advantage of this free no obligation online market evaluation and interactive report! To see just want get when you share y... 12/11/2009

Annapolis MD Market Report for November 2009   Annapolis MD has 3 distinct zip codes when it comes to real estate....21401, 21403 and 21409. Our November sales activity has been strong in the lower price ranges in all zip codes mostly due to the $8,000 government tax incentive offered to home buyers who have not owned a home in the past 3 years.      Below is a breakdown by price points of home activity for Annapolis MD for the month of November 2009. Information was compiled from the Metropolitan Regional Information Services (MRIS) and every effort has been made to assure that the information is as accurate as possible.   $250,000 and Under  21401 21403 21409 Active 40 46 15 Under Contract 13 21 7 Sold 8 9 5 Absorption Rate (In Months) 1.9 1.5 1.25   $250,000 to $500,000 21401 21403 2... 12/05/2009

 Annapolis Real Estate and Relocation in Anne Arundel County, the Eastern Shore, and MarylandMistake #2: Insisting that your home is shown only when it is convenient for you. While no one wants their dinner disturbed by strangers trooping through the house, often the only time buyers can see your home is after work hours or on weekends. Plan ahead. Keep the house orderly and make time away from home. If possible, plan events to take weary children away from home showings. Sure, a last minute showing might be a minor inconvenience, but it also may be the last buyer who sees your house before deciding to buy it. Pat Ogle and The AnnapolisHomes4You.com Team are dedicated real estate professionals specializing Waterfront Homes for Sale and Properties in Annapolis, Arnold, Severna Park, Edge... 12/03/2009

Web Design and Web Development Open House - You're Invited! Wednesday, December 9th, 5-7:30pm. Grasmick and Palmisano Web Development is opening its doors in the beautiful Annapolis Landing Marina. Grasmick and Palmisano Web Development   Enjoy networking, hors d' oeuvres and wine, and knowledge sharing in a relaxed waterfront atmosphere. Aerial View of the Beautiful Annapolis Landing Marina   Matthew Grasmick and Michael Palmisano are experienced, local web professionals who want to share their hospitality and expertise with professionals - just like you - through a relaxed, knowledge-sharing atmosphere in their waterfront offices. Wine, Food, Networking - There is absolutely no charge for this event! Matthew and Michael - not salespeople! - will be spending time answering questions, s... 11/30/2009

Home Prices Are Likely To Rise 9.22% 2014 in the Baltimore, Maryland Metro Area In a September 14, 2009 article on Forbes.com, Francesa Levy reports that "Though home prices in many areas still have room to drop, economists say some of the country's real estate markets are showing early signs of repair. A two-year slide in values has eased its stomach-turning pace, and some analysts expect the national market to bottom out by mid 2010." (For full article details, click here) Moody's Economy.com provided Forbes with a housing rpice forecast for the country's 40 largest metropolitan statistical area or metros.  The forecast predicts percent change in home prices over 1 year, 3 years and five years using S&P/Case-Shiller Home Price Index data. For Baltimore, the percent change in home pric... 11/30/2009

Your "mortgage is canceled, voided, nullified, set aside and is of no further force and effect" were the terse words of New York's Suffolk County Supreme Count Justice Jeffrey A. Spinner when he wipped out the mortgage that Greg Horoski and Diana Yano-Horoski had with IndyMac Mortgage Services, a division of OneWest Bank F.S.B.  Read the full story here "Judge cancels LI family's mortgage, berates lender" or here "Judge Voids Mortgage Due to Bank's "Bad Faith".  The judge also ordered "that the lender and its successors are 'barred, prohibited and foreclosed from attempting, in any manner, directly or indirectly, to enforce any provision of the mortgage loan'." At first glance it looks like the Horoski's are winners!  Or are they?  The bank could appeal the ruling and seek to reinstate ... 11/25/2009

Home sales should increase again in November then slump in December. An article run this morning on MSNBC titled "Home sales rise to highest level in 2.5 years" reported that "Home sales surged for the second month in a row in October, climbing to the highest level in 2 1/2 years as first-time buyers rushed to take advantage of an expiring tax credit." In Anne Arundel County, home sales last month increased by 44.25% over this time last year - 502 units vs. 348 units - and up 4.1% from September.  The average sold price declined by 7.97% over this time last year but increased 0.7% from September. While 502 homes sold in Anne Arundel County is no where the record number of homes sold in any given month (June 2005 holds the record at 1,093 closed sales) it is the highest number of of home... 11/24/2009

Out and About Loving Annapolis   Date Night 3 Course Dinners....Ohh La La!! Today, in the mail, I received one of those mass mailing marketing packages that come cellophane wrapped around cards of local businesses that are advertising their goodies. I always open them as over time I have found there to be some interesting and useful goodies going on and this time was no exception. Now you know me and restaurants. I go out once a month with friends to try some delectable treats in the area and to my delight there was a card advertising Date Night at 3 local restaurants in the Annapolis Md area. Ohh La La!! All 3 restaurants are located in downtown Annapolis, the perfect date night location. Each location is offering a $19.95 per person 3 course dinner and 1/3 off select bottles of wine. ... 11/12/2009

Maryland, one of the smallest of the 50 states, is a sampling of America. From its stunning coastline to its majestic mountains, and its forests with glorious valleys, lakes and streams, Maryland offers a great variety in recreational and cultural pleasures. Anne Arundel County, situated along the Chesapeake Bay, affords great accessibility to Washington, D.C. and Baltimore. The sophistication of both of these great cities combines with the delight of camaraderie in the small towns of Anne Arundel County.   Important Links Anne Arundel County Government Information Center City of Annapolis Official Site Visit Annapolis.com Capital Online Historic Annapolis Foundation Annapolis, Capital of the State, is filled with history and tradition. From the military precision of the Naval Academy ... 11/10/2009

Anne Arundel County Maryland Public Schools Are you considering a move to Maryland, but are concerned about the educational opportunities available for your children?  Do not worry; the schools of the Maryland public educational system are rated among the best in the entire country. Maryland tracks key performance indicators to determine how it compares to the nation as well as to compare the school districts within its own boundaries.  Maryland continually strives to improve its performance in all of these areas. In all categories, Maryland is at or near the top.  Maryland has information regarding important factors such as: graduation rates; college acceptance rates; SAT and PSAT scores; and assessment scores for math, reading, and writing. Also provided are demographics for the vario... 11/09/2009

Announcing October 09 Home Sales For Annapolis MD Divided into 3 zip codes. 21401 (downtown and close in areas), 21403 (Eastport and out to Bay Ridge) and 21409 (St. Margarets and up Rt.50 to the Bay Bridge.) this update includes SOLDS, UNDER CONTRACT AND AVAILABLE homes as of November 2, 2009. Home prices vary in all three areas with many listed way below and way above the average sales price noted for each area. All 3 areas showed a slight drop in number of Solds compared to September.   Absorption rates are calculated using the number of active homes for sale divided by the number of homes under contract. The Information contained below is deemed to be reliable and every effort has been made to assure that the information is as accurate as possible. All statistics were gathered from... 11/02/2009

Out and About Loving Annapolis   As a born and raised Annapolitan Annapolis has always seemed such a pretty town to me. My grandparents and parents all owned and ran businesses downtown back in the Mom & Pop era of business owning. I would spend many a day walking down to the city dock to sit at the waters edge and watch the work boats. Something so calming and peaceful about doing that even at such a young age. Back then there was a 5 & dime on the corner, a grocery store down by ego alley, dress shops and shoe stores interlaced with furniture and crystal shops and the good ol Mom & Pop office supply store (my Dad's). And of course the Market House. Ahh the wonderful fishy smells waffing out as the doors opened and closed were smells of home to me. Over time downtown Annapolis has chan... 11/02/2009

Annapolis Real Estate and Relocation in Anne Arundel County, the Eastern Shore, and Maryland  The Weekly Drive Video of Homes For in Hillsmere SHores, Annapolis MD 21403 Would you like to know what homes really sold? Just Click Here Just Listed! TOP RESIDENTIAL REAL ESTATE AGENT: LICENSED SINCE 1986 Pat Ogle, Associate Broker, CRS, DSAC, e-Pro, GRI, MCJ, REALTOR® Certified Residential Specialist / Certified Internet Marketing Specialist Over $73,000,000 in Settled Sales Champion Hall of Fame Best of the Best 2003, 2004, 2005, 2006, 2007, 2008 National Sales Award, 2003, 2004, 2005, 2006, 2007, 2008 #1 in AOL, Comcast, Google and Yahoo #1 Relocation site for Annapolis, Anne Arundel County Champion Realty, Inc. 711 Bestgate Road, Annapolis, MD 21401 410.224.0660 (O) 443.569.2736 (C) 410-... 10/29/2009

How a New Car Payment Reduces Your Purchase Price Suppose you earn $5000 a month and you have a car payment of $400. At current interest rates (approximately 8% on a thirty-year fixed rate loan), you would qualify for approximately $55,000 less than if you did not have the car payment. Even if you feel you can afford the car payment, mortgage companies approve your mortgage based on their guidelines, not yours. Do not get discouraged, however. You should still take the time to get pre-qualified by a lender. However, if you have not already bought a car, remember one thing. Whenever the thought of buying a car enters your mind, think ahead. Think about buying a home first. Buying a home is a much more important purchase when considering your future financial well being. Annapolis Luxury ... 10/26/2009

Debt-to-Income Ratios and Car Payments When determining your ability to qualify for a mortgage, a lender looks at what is called your "debt-to-income" ratio. A debt-to-income ratio is the percentage of your gross monthly income (before taxes) that you spend on debt. This will include your monthly housing costs, including principal, interest, taxes, insurance, and homeowner’s association fees, if any. It will also include your monthly consumer debt, including credit cards, student loans, installment debt, and car payments. How a New Car Payment Reduces Your Purchase Price Suppose you earn $5000 a month and you have a car payment of $400. At current interest rates (approximately 8% on a thirty-year fixed rate loan), you would qualify for approximately $55,000 less than if you did not have... 10/23/2009

CLICK HERE FOR MORE INFO736 CRISFIELD WAYANNAPOLIS, MD 21401 $518,8884 Bedrooms, 4 Full, 1 Half BathroomsAGGRESSIVELY priced 1 owner home in Kingsport. Freshly painted, open floor plan, bright, airy, 4 bd, 4 1/2 baths, fin basement with 2 more rooms, full bath and lots of storage. 2 story fm room with loft, double sided fpl, hdwd floors, large eat-in kitchen Many upgrades. Great community ammenities. Conveniently located. Owner willing to negotiate!! Not a short sale. CLICK HERE FOR MORE INFO760 PEARSON POINT PLANNAPOLIS, MD 21401 $610,0004 Bedrooms, 4 Full, 1 Half BathroomsSoft,sleek & sophisticated w/a contemporary flair! Master to only 1 owner since its inception & boasting w/top of the line upgrades throughout. Open floor plan w/ clean,crisp lines. Perfect placement of this home all... 10/23/2009