Affordable Homes for Sale in Prospect KY Prospect Kentucky is located about 15 miles or 20 minutes northeast of downtown Louisville. It’s home to over 4600 residents and is considered the ninth wealthiest place to live in Kentucky. But this is only been in the last several decades, since before the 1960s it was largely an agricultural area. High-end subdivisions such as Hunting Creek began to be developed after the 1970s. It’s located up against the Ohio River just off interstate to 65 and 71. It’s home to The Hunting Creek Country Club and Golf Course which is nestled in the center of town. This private, family orientated club was developed in 1964 and offers outdoor recreation against the beautiful Kentucky countryside. Enjoy an 18-hole golf course, tennis courts, and Olympic size swi... 03/25/2013

Have you ever dreamed of moving to a community that has a golf course right in your backyard? Well look no further than the neighborhood of Glen Oaks Louisville. Glen Oaks is located the third tier city of Prospect and is one of the most desirable communities in Louisville KY in which to live.  Glen Oaks Homes According to the Louisville MLS data for 2012, homes in Glen Oaks range in price from 355k-579k.  27 homes sold in Glen Oaks in 2012 with an average sale price of $418,342.  The average days on market for homes for sale in Glen Oaks last year was 107 days, and those homes that sold ended up selling for 95.49% of their initial listing price. See Glen Oaks Louisville Homes For Sale   Glen Oaks Living Glen Oaks Louisville is one of the premier golf communities in the metropolitan are... 03/06/2013

One of the newest and most interesting subdivisions in Louisville is Norton Commons. Norton Commons is a mixed-use development in the highly desirable area of Prospect. It is a subdivision of new construction homes. If you would like to build a new home in Norton Commons, you must choose an approved builder from their list.  Norton Commons is more than just a subdivision of new homes; it is a way of life. It was designed with your lifestyle in mind. There are several traditional homestyles to choose from, and on the website it boasts that people wave to each other from their porches as they walk by. You can't beat the convenience of having restaurants and shopping inside the subdivision you live in that are walking distance!  Some fun things happen in this subdivision. There are free wi... 11/04/2012

Beautiful renovated condo in Prospect, ready for you to occupy. Outstanding features, great location. 02/23/2012

Prospect, Kentucky is a Louisville suburb with approximately 5,000 residents in the northeast section of Jefferson County and in southwest Oldham County that features numerous quality golf communities.  This high-end community is Kentucky’s best-educated city, with 69% of adult residents holding a baccalaureate degree or higher.  Prospect also holds the title of the 3rd wealthiest place in Kentucky that has a population of over 1,000, and the 9th wealthiest in the state overall.  Prospect is an active community, especially for golfers!  There are several golf courses and fantastic surrounding neighborhoods for home buyers to consider. Nevel Meade is a privately owned golf course that is patterned after the courses of Scotland.  Golfers will be surrounded by beautiful rolling hills, matu... 10/01/2011

    Hunting Creek Subdivision is conveniently located off US Hwy 42 in Prospect, Kentucky just east of Louisville. Homes in this subdivision is very desirable because of their location, design, and quality - making it a popular destination for people wanting to live in Prospect and in close proximity to Louisville.   Hunting Creek is composed of a wide variety of homes that range from about 30-40 years in age and prices from the $200k's  to $500k's. This subdivision contains some of the area's best custom-built homes and boast high-end, upscale finishes and fixtures that you'll surely adore. With most homes offering anywhere from 2,300 to 4,200 square feet of living space, you'll have the luxury of being able to entertain friends and family. Open floor plans, stainless steel appliances,... 08/29/2011

When you buy a home in Prospect, Kentucky – you are buying a wonderful lifestyle.  Peace, tranquility, and luxury await you in this beautiful community. Prospect is located in the rolling hills of eastern Jefferson County and western Oldham County.  It is one of the few cities in the state that crosses county lines.  There are many mature trees and rolling hills in this beautiful part of the Commonwealth.  There are many impressive Homes in Prospect, but large agricultural plots do still exist. The area was largely farm land up until the mid-1960’s, when high-end subdivisions started to develop, notably Hunting Creek. Today, Hunting Creek is still a very sought after area, with nearly 1,000 homes and townhouses and an average price tag of $293,000.  The Hunting Creek Country Club is a b... 07/23/2011

Homearama 2011 When:      July 16th - 31st Where:     Norton Commons Exit at Highway 22 (Brownsboro Road). Proceed approximately 1 mile to Highway 1694 (Old Brownsboro Road) and turn left. Norton Commons is approximately 0.6 miles on the left. Look for yellow Homearama signage. Cost:       Admission is $10 per person or a Two-Day pass for $15 is available.                BUY ONE GET ONE FREE COUPON is available for Mondays & Tuesdays. Hours:      Weekdays 5pm - 9:30pm        Saturdays 10am - 9:30pm       Sundays 1pm - 6pm There will be 21 homes on display during Homearama which were all built by professional home builders. The homes will feature the latest trends in decorating, technology, & floor plans. So be sure to come check out this years Homearama at Norton Commons...look for a po... 07/17/2011

  Norton Commons is the official site of the Homearama 2011! This gorgeous neighborhood community is nearly brand new and is considered by many as the new "hot spot" in Louisville/Prospect Kentucky. Classic architectural styles are at the heart of Norton Commons and you can be sure to find homes for every taste. Homes & Condos range in price from the mid $100k's up to $800k.     Life at Norton Commons is also about what takes place outside the home. Imagine the convenience of restaurants and other shops all within walking distance of your home. Retail stores in Norton Commons add the charm of village life that’s missing from suburban living. Sidewalks draw residents who appreciate the convenience and quality of these amenities.   Amenities...oh wow, the amenities! Over 9 acres of park ... 07/12/2011

Bridgepointe Subdivision in Prospect, Kentucky is a lovely, desirable neighborhood on the edge of Oldham & Jefferson County. Many of the homes in the neighborhood range in price from the low $300k's all the way up to the $600k's. With a convenient location and easy access just off I-265 Gene Snyder, you will see why so many people have flocked to this area of town.   You will find that the majority of homes in the Bridgepointe Subdivision offer high-end, luxury features. Most homes feature granite counter tops, high-end stainless steel appliances, master suites with walk-in closets, beautiful hardwood floors, and large private bathrooms with double vanity sinks.   Many of the homes are fairly new with homes in the neighborhood ranging from 25 years and less. You will see that many of t... 07/08/2011

Norton Commons residents should never have an excuse to be bored.  There are plenty of fun activities to keep the whole family happy!  The neighborhood is a quick 20 minute drive from downtown Louisville, and features plenty of restaurants, shops, and entertainment so residents can experience suburban living with big city options in their own community. There is a housing style for everyone in this fully sufficient neighborhood, from classical styles, such as Greek Revival and Italianate Cottages, to condominiums and row-style townhomes. Prices range from the mid $150’s to over $700,000, and Norton Commons showcases some of the most ornate new architecture in the Louisville area.  Norton Commons recently announced the addition of several new businesses, including Johnny Brusco’s NY Pizz... 06/30/2011

    Prospect is by far one of the most desirable and sought after cities/suburbs in all of Louisville and Kentucky for that matter. The city incorporated in 1974 and is still seeing growth and development to this day. You can expect to find newer, updated subdivisions along with top-notch luxurgy living. Whatever it is your are looking for, Prospect is sure to cater to those needs!     Featured Subdivisions: Bridgepointe - located just west of the city's main center off of U.S. Highway 42, this beautiful subdivision consists of approximately 155 single-family residences and features a swimming pool/clubhouse. Harrods Landing - these Condominium-Townhomes are directly accessible off of U.S. Highway 42 and surrounding an inlet of Harrod's Creek. Harrod's Landing features an area devoted ... 06/23/2011

You didn't cause this national crisis. You are in survival mode and working to provide for your family. Stop letting the bank push you around! You didn’t cause this housing crash! You didn’t cause this lousy job market! Enough with this struggle! You’re doing what you can, every month, every week, every day. You are using survival money to pay your mortgage. And what do you get in return from the banks? Robo-calls from collectors Threatening and confusing notices Letters from lawyers Loan modification offers that are failing nationwide on a massive scale Sheriff at your door If you can’t handle these payments anymore, use this Halloween to declare to the bank… STOP THESE SCARE TACTICS – I’M DOING A SHORT SALE! How's this for a Louisville Halloween activity this year? Call Dave Halpern, ... 10/31/2010

Wow! This Mom may get the message across more effectively than thousands of articles, lobbyists, bloggers and TV talking heads. In this sadly hilarious rap, she encapsulates the the root causes of the foreclosure crisis and the human tragedy of families losing their home. Foreclosure, forebearances, bank paperwork and runarounds. This is a must see. This rapping mom may finally get the decision makers's attention. 10/21/2010

Classification: UNCLASSIFIED Caveats: FOUO   Mr. Dickson,   I am writing you on behalf of Pat Killeen of VanDyk Mortgage Company.   I have had the distinct pleasure of knowing Pat since 2004. At the time I was a license Real Estate Agent.  Pat always provided superior support in ensuring that the customer was satisfied, more so, he has a unique gift in "making things happen".   He has worked tirelessly to assist clients and would interact with clients even late in the evenings.  He is a low pressure person and always puts the needs of the client far above his own and will ensure that the client has a full understanding before they make a commitment.   I distinctly recall Pat recommending against a particular product because of the possibility of long term burdens that could occur to the... 02/12/2010

As the Gene Snyder dead ends, a home buyer's journey begins. The City of Prospect at the furthest reaches of Louisville is a homeowner's dream come true. The City of Prospect is one of the few cities that crosses county lines, encompassing part of both western Oldham County and eastern Jefferson County.  Prospect  boasts breathtaking residential homes, luxury condominiums and apartments, and a variety of businesses in a central shopping village.   Prospect's neighborhoods and home buying options truly are a dream come true. In fact, Prospect has served as host to more Homearamas than any other area of Jefferson County. Its beautiful homes attracted many in the 1990s and helped it grow to have the highest per capita income in Kentucky. Subdivisions sprinkle Prospect's landscape with spac... 02/01/2010

A Head Start on Your Taxes: Getting organized is the key to filing an accurate tax return. By Mary Beth Franklin, Kiplinger's Personal Finance As you put away the holiday gifts, set aside an empty box to collect all the year-end tax documents that will soon begin arriving in your mailbox. Among the papers to look for: Form W-2 from your employer, which shows your gross income, tax-deductible contributions to your retirement and flexible-spending accounts, and state and federal taxes withheld from your paycheck. There's a flurry of 1099 forms from your bank, broker, pension and IRA administrators, and the Social Security Administration. These forms report taxable interest and dividends you received, plus any retirement income. Form 1098 from your mortgage lender. It reports mortgage inte... 02/01/2010

Topic:  Marriage and Mortgages FAQs Q: Could one spouse's bad credit negatively affect the other? A: If a couple is applying for credit jointly, say for a loan or credit card, then yes. One person's lower score can negatively impact the interest rate the couple will be offered. This is because every borrower has three credit scores, and lenders use the lowest "middle" credit score of the two borrowers. We have seen many situations in the past in which one borrower was dropped from the application – but only if the lower score belongs to a non-working spouse. This can create a serious issue, however, if the income is needed in order to qualify. Q: Can one spouse's low score negatively affect the couple's chances of securing a mortgage? A: Yes, if one borrower has negative credit items, s... 02/01/2010

I just wrote a very brief article, with a graph included, showing the asking price of homes for sale in Prospect Ky.  For months and months, the median asking price has been just about the same, with shockingly little variance.  But this past week, there was finally a little movement, only 1%, but compared to what it had been, it seemed worth writing about.  If you are interested, I just posted this article on my Posterous blog about Prospect Ky Homes For Sale. 01/27/2010

Even as the median asking price of Prospect Ky homes for sale remains remarkably stable at $500,000, inventory levels have been dropping fairly consistently over the past several months.  There are now currently about 40 or 45 fewer homes for sale in Prospect than there were just six months ago.  While that doesn't sound like too many, Prospect only had about 275 homes on the market in June and a drop of 45 units represents almost a 20% drop.  It would be nice for home sellers in Prospect if this drop in inventory was accompanied by a rise in sales prices, or a shortening of time on the market, but that is not the case.  It simply appears that the market is still quite soft, and many sellers have simply decided to take their homes off the market as winter approaches. 12/17/2009