You go to a bank and tell them you need a loan to buy a car. What's the first thing they want to do? That's right! They pull your credit report. Why do they do that? The answer most people give here, if the bank doesn't know you personally, is "to see if you qualify for the loan".You may be surprised to learn that this isn't the real reason because almost everyone can qualify for some type of a car loan. The main reason is to find out your credit score.Your credit score determines where the interest rate for your car loan will be. If you have a high credit score you will have a low interest rate and vice versa.Therefore, it is in everyone's best interest to improve your credit score to the highest possible level. So you go to the internet and type in to Google the phrase how to improve ... 02/03/2007