Erin Romanski and The Romanski Group | Keller Williams Realty | erin@romanskigroup.com | 765-532-6148 1432 Santanna Drive, Lafayette, IN Custom built 2-story home on 2 beautiful wooded acres in prestigious Julius Springs. 5BR/2.5BA Single Family House offered at $469,900 Year Built 2003 Sq Footage 3,445 Bedrooms 5 Bathrooms 2 full, 1 partial Floors 2 Parking 3 Car garage Lot Size 2 acres HOA/Maint $0 per month DESCRIPTION This custom built 2-story home is situated on 2 beautiful wooded acres in prestigious Julius Springs. Fine attention to detail is evident throughout this spacious home with five generous bedrooms, two and a half bathrooms. This home combines warmth and charm with many upscale amenities including cherry finished hardwood floors. This home offers nearly 3,500 square fee... 05/29/2008

 Tax season is over, and what a relief! But what do you do with all of this paperwork? For years, the rule of thumb for individual tax filers has been to keep federal tax returns and all supporting documents for three full years. This is based on the principle that the IRS can audit your last three returns only if they believe that you made a good-faith error. However, be aware that the IRS can audit your returns for up to six years if they suspect that your income was misrepresented on any tax return by 25% or more. Therefore, to be completely safe, keep tax returns and supporting documents for seven years before shredding them. In addition, it's a good idea to keep a permanent copy of all 1040 forms from each year's return in one file.   Your Local Mortgage Services: David MennenMortg... 05/29/2008

Erin Romanski and The Romanski Group | Keller Williams Realty | erinromanski@kw.com | 765-532-6148 4729 Saintsbury Court, Lafayette, IN Stunning new ranch w/ over 2000 sq. ft. 3 bedrooms plus a den! 3BR/2BA Single Family House offered at $189,900 Year Built 2006 Sq Footage 2,037 Bedrooms 3 Bathrooms 2 full, 0 partial Floors 1 Parking 2 Car garage Lot Size .25 acres HOA/Maint $0 per month DESCRIPTION Located in Hickory Ridge, this spacious ranch by Gunstra Builders, offers three generous bedrooms plus a den, two full bathrooms with over 2000 square feet. Features include a split floor plan, beautiful kitchen with a breakfast nook, great room with a gas log fireplace, ceramic tile flooring, large backyard with a patio and a 3-car attached garage. Contact The Romanski Group today at (765)... 05/26/2008

Erika Fultz | Keller Williams Realty | (765)404-5855 5 Goldersgreen, Lafayette, IN OUTSTANDING HOME & NEIGHBORHOOD! 3BR/2.5BA Single Family House offered at $157,000 Year Built 1991 Sq Footage 2,200 Bedrooms 3 Bathrooms 2 full, 1 partial Floors 2 Parking 2 Car garage Lot Size .23 acres HOA/Maint $0 per month DESCRIPTION Outstanding Home in Popular Brookfield Heights. Great Curb Appeal with a Welcoming Front Porch & Extensive Landscaping. Enter Through an Impressive 2 Story Foyer Entry with Ceramic Tile Flooring. Next is the Huge Living Room with Vaulted Ceilings and Crown Molding, Opening to the Dining Room. You'll love the Gourmet Kitchen with New Countertops, Wood Floors, and Built-In Desk. Enjoy the Breakfast Nook for Casual Dining, Overlooking the Living Room. Another Great Space w... 05/24/2008

Erika Fultz | Keller Williams Realty | (765)404-5855 3825 Rushgrove, Lafayette, IN Luxurious Ranch in The Commons. SunRoom, Open Floorplan, Master Suite, & More! 3BR/2.5BA Single Family House offered at $194,900 Year Built 2008 Sq Footage 2,087 Bedrooms 3 Bathrooms 2 full, 1 partial Floors 1 Parking 2 Car garage Lot Size 0 sqft HOA/Maint $0 per month DESCRIPTION This Luxurious Ranch Home offers Everything You Have Been Waiting For! Relax in Your Sunroom, or Next to the Fireplace Features 3 Bedrooms, 2.5 Baths, and 2,087 SF. The Gourmet Kitchen boasts Stainless Steel Appliances, A Large Island, Ceramic Tile Backsplash, and Pantry. The Open Floorplan is Perfect for Entertaining! The Commons Neighborhood offers a Community Clubhouse & Pool, Basketball & Tennis Courts, Picnic Shelters, and... 05/24/2008

Becky Johnson | Keller Williams | topagentkw@aol.com | 765-426-2083 2325 Winterset, Lafayette, IN Custom Built Ranch with Four Season Room, Master Suite, Fireplace, and More! Large Tree Lined Lot, 2 Car Garage... 3BR/2BA Single Family House offered at $130,000 Year Built 2001 Sq Footage 1,402 Bedrooms 3 Bathrooms 2 full, 0 partial Floors 1 Parking 2 Car garage Lot Size .27 acres HOA/Maint $0 per month DESCRIPTION This welcoming home boasts good curb appeal with attractive landscaping and a tree lined lot that offers added space to enjoy the outdoors. Upgrades to see are: Shingles, Delta faucets, wood laminate flooring in kitchen, installed masonry fireplace with gas line, gas line for grill, larger patio, upgraded white cabinetry and trim pkg, six panel doors, french doors into sunroom... 05/24/2008

Erika Fultz | Keller Williams Realty | (765)404-5855 729 S 26th Street, Lafayette, IN IMPRESSIVE SPACES! WALK TO THE PARK! 2BR/1BA Single Family House offered at $67,500 Year Built 1855 Sq Footage 910 Bedrooms 2 Bathrooms 1 full, 0 partial Floors 2 Parking 4+ Uncovered spaces Lot Size 0 sqft HOA/Maint $0 per month DESCRIPTION Enjoy the Seasons in This Home! Relax on the Inviting Front Porch, while Swinging on Your Porch Swing. Walk to Columbian Park, Arni's, and The Frozed Custard. Entertain Guests on the Paver Patio in the Large Fenced in Backyard. You'll Love the Extensive Planting & Landscaping, with Perrinials to Bloom for years. The Open Design of this Home Flows Perfectly. The Large Living Room, Dining Room, and Den offer Versatility for Furniture Placement. Beautiful Renovations... 05/24/2008

Scott Brown | Keller Williams Realty | (765)714-1971 2468 Silverado, Lafayette, IN LUXURIOUS LIFESTYLE, POND VIEW, EXECUTIVE CONDO 3BR/2BA Condo offered at $235,000 Year Built 2007 Sq Footage 1,710 Bedrooms 3 Bathrooms 2 full, 0 partial Floors 1 Parking 2 Car garage Lot Size Unspecified HOA/Maint $135 per month DESCRIPTION Call Scott Brown to View This Home: (765)714-1971 Escape to Serenity at this Executive Condo in Ravenswood. Exquisite Bright & Open Designs with Custom Detail Throughout. GorgeousViews of the Pond from the Veranda Year Round. Great Room Features a Fireplace, Large Windows, and Vaulted Ceilings. Gourmet Kitchen Boasts Stainless Appliances, Hardwood Floors, and Upgraded Cabinetry. Relax in the Master Suite, Featuring Walk-In Closet off the Bathroom, Double Vanity Sinks... 05/24/2008

Scott Brown | Keller Williams Realty | (765)714-1971 3601 Golden Lane, Lafayette, IN IMPRESSIVE HOME & NEIGHBORHOOD! SOUTH LAFAYETTE 4BR/2.5BA Single Family House offered at $145,000 Year Built 1964 Sq Footage 2,122 Bedrooms 4 Bathrooms 2 full, 1 partial Floors 2 Parking 2 Car garage Lot Size .38 acres HOA/Maint $0 per month DESCRIPTION Call us today for your personal tour of this home! (765)714-1971 Fantastic Home & Neighborhood! You'll love the 1/3 acre yard & mature trees. This home has been completely renovated! Refinished Hardwood Floors, New Kitchen & Bathroom Floors, New 6 Panel Doors Throughout. Features an Open Concept Kitchen with tons of New Cabinetry, Center Working Island, and Dining Area. Lovely Living & Family Rooms, Brick Fireplace, and Deck. Four Bedrooms feature Hardw... 05/24/2008

Regina Wheatley | Keller Williams Realty | (765)714-2711 1121 S 22nd Street, Lafayette, IN BASEMENT, 2 FIREPLACES, WHIRLPOOL TUB. WALK TO COLUMBIAN PARK! 3BR/1BA Single Family House offered at $100,000 Year Built 1950 Sq Footage 1,100 Bedrooms 3 Bathrooms 1 full, 0 partial Floors 1 Parking 1 Car garage Lot Size .14 acres HOA/Maint $0 per month DESCRIPTION Call Regina Wheatley for Your Personal Viewing of this Home (765)714-2711 Awesome Home! Character, Charm, & A BARGAIN! Cute Ranch Home with Full Basement Near Columbian Park. Renovated Bathroom Features Whirlpool Tub, Pedestal Sink, and Ceramic Tile. The Beautifully Updated Kitchen offers Lovely Cabinetry. Family Room with Fireplace & Living Room with Fireplace. Built-In Cabinetry and Character Throughout. You'll Love the Deck, Fenced... 05/24/2008

Erin Romanski and The Romanski Group | Keller Williams Realty | 765-807-7121 4301 Zanik Lane, Lafayette, IN Beautiful wooded lot in south Lafayette on nearly 3 acres! 2.74 acres Vacant Land offered at $65,000 Lot Size 2.74 acres DESCRIPTION BREATHTAKING FULLY WOODED LOT OVERLOOKING A RAVINE IN A SMALL NEIGHBORHOOD. NEARLY 3 FULLY WOODED ACRES. BEAUTIFUL VIEWS OF THE SUN RISING AND SETTING! GREAT LOCATION IN WEA RIDGE AND MCCUTCHEON SCHOOLS! COVENANTS & RESTRICTIONS AND SOIL TESTS AVAILABLE. SELLER IS A LICENSED REALTOR. Square Feet Requirements: 2100 SQ FT RANCH; 2350 SQ FT FOR 2 STORY; MINIMUM OF 3 BR/2 BATH. see additional photos below LOCATION FEATURES Wooded Level ADDITIONAL PHOTOS Seller contact info: Erin Romanski and The Romanski Group Keller Williams Realty 765-807-7121 For sal... 05/21/2008

Erin Romanski and The Romanski Group | Keller Williams Realty | 765-807-7121 2350 N. 20th, Lafayette, IN Spacious and updated 2-story home with a basement! 3BR/1.5BA Single Family House offered at $92,500 Year Built 1920 Sq Footage 1,576 Bedrooms 3 Bathrooms 1 full, 1 partial Floors 2 Parking 1 Car garage Lot Size .12 acres HOA/Maint $0 per month DESCRIPTION This spacious home has been updated throughout and is ready to move into! This 2-story home offers three bedrooms, one and a half bathrooms with nearly 1600 square feet plus a basement. Features include a charming covered front porch, foyer entry with ceramic tile, large living room with pocket doors, a formal dining room and a den. Enjoy the remodeled oak kitchen with all the appliances and a breakfast nook. Addtional features inc... 05/21/2008

Erin Romanski and The Romanski Group | Keller Williams Realty | 765-807-7121 348 Blakely Drive, Lafayette, IN Great ranch close to I-65 and new hospitals! 3BR/2BA Single Family House offered at $102,900 Year Built 2002 Sq Footage 1,109 Bedrooms 3 Bathrooms 2 full, 0 partial Floors 1 Parking 2 Car garage Lot Size .12 acres HOA/Maint $0 per month DESCRIPTION Situated in a convenient east Lafayette location with easy access to I-65 and the new hospitals is this spacious ranch. This home offers a three bedroom split floor plan, two full baths with over 1100 square feet throughout. There is a foyer entry that opens into the great room with cathedral ceilings. The fully equipped eat-in kitchen and the laundry room have ceramic tile (new in '07). Additional features include some fresh paint, ... 05/21/2008

Erin Romanski and The Romanski Group | Keller Williams Realty | erinromanski@kw.com | 765-532-6148 1917 Platte Drive, Lafayette, IN Spacious ranch with 3 bedrooms in a convenient east Lafayette location. 3BR/1.5BA Single Family House offered at $75,000 Year Built 1973 Sq Footage 1,152 Bedrooms 3 Bathrooms 1 full, 1 partial Floors 1 Parking 1 Car garage Lot Size .19 acres HOA/Maint $0 per month DESCRIPTION This spacious ranch offers three bedrooms, one and a half bathrooms with nearly 1200 square feet. Features include a formal living room, oak eat-in kitchen, family room with built-in bookshelves and a laundry room. Additional features include a patio, privacy fenced backyard with an above ground pool and mature trees. There is also a 1-car attached garage with a floored attic. Contact... 05/15/2008

Erin Romanski and The Romanski Group | Keller Williams Realty | 765-532-6148 4096 Spinel, Lafayette, IN What a Buy! Sharp ranch in Stone's Crossing! 3BR/2BA Single Family House offered at $112,500 Year Built 2004 Sq Footage 1,404 Bedrooms 3 Bathrooms 2 full, 0 partial Floors 1 Parking 2 Car garage Lot Size .18 acres HOA/Maint $0 per month DESCRIPTION Great south Lafayette location near schools and shopping!This spacious ranch offers a split floor plan with three bedrooms, two bathrooms and over 1400 square feet throughout. Features include vaulted ceilings, a gas log fireplace in the great room, ceramic tile flooring in the kitchen, baths and laundry room, a 2-car attached garage and a patio. Call The Romanski Group today at (765) 532-6148 to see this home! see additional photos below ... 05/15/2008

Erin Romanski and The Romanski Group | Keller Williams Realty | 765-807-7121 4627 Duckhorn Lane, Lafayette, IN Exquisite home on a wooded lot in Hickory Ridge! 5BR/3.5BA Single Family House offered at $349,900 Year Built 2007 Sq Footage 3,172 Bedrooms 5 Bathrooms 3 full, 1 partial Floors 2 Parking 3 Car garage Lot Size .30 acres HOA/Maint $200 per month DESCRIPTION Exquisite home on a large wooded lot in Hickory Ridge. Fine attention to detail is evident throughout this immaculate home. A charming covered front porch welcomes you into an elegant foyer entry filled with architectural details. The great room features soaring ceilings, a custom castlerock stone floor to ceiling gas log fireplace and an archway with pillars. The large gourmet kitchen has beautiful Brazillian cherry stagger... 05/15/2008

Erin Romanski and The Romanski Group | Keller Williams Realty | 765-807-7121 2528 Mar Ruth Drive, Lafayette, IN Well maintained custom built home on a full finished basement in Watkins Glen! 3BR/3.5BA Single Family House offered at $245,000 Year Built 1999 Sq Footage 3,394 Bedrooms 3 Bathrooms 3 full, 1 partial Floors 2 Parking 3 Car garage Lot Size .49 acres HOA/Maint $0 per month DESCRIPTION A large covered front porch welcomes you into this custom built 2-story home in Watkins Glen. This well maintained home is situated on nearly a 1/2 acre lot overlooking a beautiful horse ranch. Features include a nice foyer entry, large kitchen and a breakfast nook with Pergo flooring, a formal living room and a formal dining room. Relax in the family room with cathedral ceilings and a gas log fi... 05/15/2008

Erin Romanski and The Romanski Group | Keller Williams Realty | erinromanski@kw.com | 765-532-6148 3922 Spinel, Lafayette, IN Ready to move into 3 bedroom ranch in Stone's Crossing - priced to sell! 3BR/2BA Single Family House offered at $112,500 Year Built 2003 Sq Footage 1,404 Bedrooms 3 Bathrooms 2 full, 0 partial Floors 1 Parking 2 Car garage Lot Size .18 acres HOA/Maint $0 per month DESCRIPTION This spacious brick and vinyl ranch offers a split floor plan with three bedrooms, two bathrooms and over 1400 square feet throughout. Features include vaulted ceilings, a gas log fireplace in the great room, ceramic tile flooring in the kitchen, baths and laundry room, a 2-car attached garage and a patio. Great south Lafayette location near schools and shopping! Call The Romanski Group tod... 05/15/2008

MINIMUM CASH REQUIREMENT The main deterrent in buying a home today is not income or credit requirements but rather finding the necessary funds to cover the initial costs and down payment.  Traditionally a 20 percent down payment is required and in many instances the related closing costs and escrow funds can run another 10 percent.  In today's market of high prices for even modest homes, up front fees of 30 percent present more of a barrier than credit history or mortgage payment ratios.   Funds for the purchase of a home can include obtaining a cash gift from a relative or cashing in an insurance policy or retirement account; fortunately, there are other more available methods to lower the initial costs of obtaining a mortgage. Many real estate agents do not push FHA or VA loans becaus... 05/13/2008

 How To Sell Your Home Fast And Get The Best Price Hire an Agent who can give your home or property constant exposure to prospective buyers 24 hours a day seven days a week. Clean the yard and garage of any debris, keep the lawn mowed and grounds looking tidy.  Buyers will go by their first impressions as they drive up to your home. If they see you have "pride in ownership" they will be more inclined to offer you full price.  Buyers usually offer hundreds or even thousands of dollars less for an "Un-kept" looking property or one in a run-down condition. You wouldn't go into an auto dealership and pay a high price for a dirty car full of junk; the same goes for your home. Buyers are more apt to buy the home that looks clean and shiny over one that shows it has had little care. Have the r... 05/13/2008