< Becky Johnson | Keller Williams Realty | 765-426-2083 532 S 9th Street, Lafayette, IN Queen Anne for sale on Historical 9th Street Hill. Classic Meets Contemporary in this Home. You'll Fall in Love! 5 Bdrm Single Family House offered at $290,000 Year Built 1925 Sq Footage 3,244 Bedrooms 5 Bathrooms 4 full, 0 partial Floors 2 Parking 2 Car garage Lot Size .25 acres HOA/Maint $0 per month DESCRIPTION Queen Anne on Historical Ninth Street Hill. Fine Craftmanship & Class Have Transformed This Home into a League All It's Own. Classic Meets Contemporary with the Recent Renovations Throughout This Home. Beautiful Front Porch & Foyer Entry Make a Lasting Impression. Love the Hardwood Floors, 2 Fireplaces, and Wooden Staircase. Spacious Master Suite with 1/2 Bath, Modern Kitchen & Formal Dinin... 10/25/2007

Historical 9th Street Queen Anne • 3,244 sq. ft., 4 bath, 4 bdrm 2 story - MLS® #9930908   $290,000 - Over 3,200 Square Feet Ninth Street Hill, Lafayette  -  Queen Anne on Historical Ninth Street Hill. Fine Craftmanship & Class Have Transformed This Home into a League All It's Own. Classic Meets Contemporary with the Recent Renovations Throughout This Home. Beautiful Front Porch & Foyer Entry Make a Lasting Impression. Love the Hardwood Floors, 2 Fireplaces, and Wooden Staircase. Spacious Master Suite with 1/2 Bath, Modern Kitchen & Formal Dining Room with Handsome Built-in Cabinetry. Custom Stainglass Attic Window & Pass Through Window in Den. Five Spacious Bedrooms & 3.5 Quality Renovated Bathrooms. Outstanding Family Room with an Entertainer's Full Kitchen, and a Beautiful View of H... 10/25/2007

40's Bungalow Feels Like Home • 1,185 sq. ft., 1 bath, 2 bdrm single story - MLS® #9930967   $95,000 - Full Finishable Basement Columbian Park Area, Lafayette  -  Feel at home, 40's style bunglaow with a complete transformantion. Totally revamped! Spectacular hardwood floors and natural woodork throughout. Features 2 Built-In China Cabinets, Laundry Chute, New kitchen, arge family room and livingroom. Basement with protential for an extra bedroom.  Walls & Electric Already Installed.  This home is ready to move into, with immediate occupancy available.Contact Annette today for your personal tour: annette.crespo@gmail.com, (765)413-5154 VIRTUAL TOUR & PHOTOS:Property information 10/23/2007

Historical 9th Street Queen Anne • 3,244 sq. ft., 4 bath, 4 bdrm 2 story - MLS® #9930908   $290,000 - Over 3,200 Square Feet Ninth Street Hill, Lafayette  -  Queen Anne on Historical Ninth Street Hill. Fine Craftmanship & Class Have Transformed This Home into a League All It's Own. Classic Meets Contemporary with the Recent Renovations Throughout This Home. Beautiful Front Porch & Foyer Entry Make a Lasting Impression. Love the Hardwood Floors, 2 Fireplaces, and Wooden Staircase. Spacious Master Suite with 1/2 Bath, Modern Kitchen & Formal Dining Room with Handsome Built-in Cabinetry. Custom Stainglass Attic Window & Pass Through Window in Den. Five Spacious Bedrooms & 3.5 Quality Renovated Bathrooms. Outstanding Family Room with an Entertainer's Full Kitchen, and a Beautiful View of H... 10/23/2007

Becky Johnson | Keller Williams | topagentkw@aol.com | 765-426-2083 2325 Winterset, Lafayette, IN Custom Built Ranch with Four Season Room, Master Suite, Fireplace, and More! Large Tree Lined Lot, 2 Car Garage... 3 Bdrm Single Family House offered at $130,000 Year Built 2001 Sq Footage 1,402 Bedrooms 3 Bathrooms 2 full, 0 partial Floors 1 Parking 2 Car garage Lot Size .27 acres HOA/Maint $0 per month DESCRIPTION This welcoming home boasts good curb appeal with attractive landscaping and a tree lined lot that offers added space to enjoy the outdoors. Upgrades to see are: Shingles, Delta faucets, wood laminate flooring in kitchen, installed masonry fireplace with gas line, gas line for grill, larger patio, upgraded white cabinetry and trim pkg, six panel doors, french doors into sunroom,... 10/23/2007

  VIRTUAL TOUR & PHOTOS:  Property informationColumbian Park Area, Lafayette, Indiana  -  Announcing a price reduction on 307 S 30th Street, a 1,150 sq. ft., 1 bath, 3 bdrm single story. MLS® #9930089   Now: $60,000 - All New Paint & Flooring!Contact Us Today for More Details!  765.426.1141, topagentkw@aol.com 10/12/2007

 VIRTUAL TOUR & PHOTOS: Property informationSouthaven, Lafayette, Indiana -  Announcing a price reduction on 3319 Lenehan, a 1,360 sq. ft., 2 bath, 3 bdrm "2nd Story Condo". MLS® #9929790   Now: $115,000 - Maintenance Free Living. Contact Us Today for More Details!  765.426.1141, topagentkw@aol.com 10/12/2007

VIRTUAL TOUR & PHOTOS:   Property information Southaven, Lafayette, Indiana  -  Announcing a price reduction on 2325 Winterset, a 1,402 sq. ft., 2 bath, 3 bdrm  "Custom Brick Ranch". MLS® #9928742   NOW:  $130,000 Contact Us Today for More Details!  765.426.1141, topagentkw@aol.com 10/12/2007

HERE'S THE INSIDE SCOOP ON HOW TO DO IT RIGHT!First:  Make sure you are working with an experienced, professional loan officer.  The largest financial transaction of your life is far too important to place into the hands of someone who is not capable of advising you properly and troubleshooting the issues that may arise along the way.  But how can you tell?HERE ARE FOUR SIMPLE QUESTIONS YOUR LENDER ABSOLUTELY MUST BE ABLE TO ANSWER CORRECTLY.  IF THEY DO NOT KNOW THE ANSWERS... RUN... DON'T WALK... RUN... TO A LENDER THAT DOES! 1.     What are mortgage interest rates based on?(The only correct answer is Mortgage Backed Securities or Mortgage Bonds, NOT the 10-year Treasury Note.  While the 10-year Treasury Note sometimes trends in the same direction as Mortgage Bonds, it is not unusual ... 10/10/2007

Why should you have a mortgage approval before you have a home?With our FREE Mortgage Pre-Approval program, we verify your income, credit and assets to determine the maximum loan amount you can qualify for.  We will issue a mortgage approval letter, which is subject to an appraisal.You can use this in your negotiations to remove any worries about your ability to obtain financing therefore have more power to negotiate.  Don't lose out to another bid because of a mortgage contingency.Before you look for a home, get your mortgage approved first!Tippecanoe Mortgage, Inc.Offering More. Making it Easier. Let Us Shop For Your Mortgage! 1221 S. Creasy Lane, Suite J - Lafayette, IN 47905CALL US TODAY! (765) 448-3200Online Mortgage Application: Apply Now For Pre-approvalwww.DavidMennen.com Sweeps... 10/03/2007

Check out my new blog at www.realtyexecutiveslafayette.blogspot.com 08/30/2007

You've been thinking about buying your own home for quite a long time, and now you're ready to take the plunge.  You've been saving money for a down payment, and you know the next step is preparing to apply for a mortgage.  But where do you start? Here are the top 5 things you need to know before approaching a mortgage lender:#1 Understand Your Options All mortgages are not created equalThere are several different types, which vary based on interest rates and payment terms. For example:With a fixed-rate mortgage, your monthly payments remain the same during the entire length of the mortgage. There will be no variations in monthly payments, regardless of changes in interest rates and inflation. With an adjustable-rate mortgage, you will often receive a lower initial interest rate, but yo... 08/14/2007

Unfortunately, a person with a bad credit score is often in this position because he or she lacks the discipline to pay bills on time. Of course, there are exceptions where unforeseen circumstances come into play, such as health complications, or loss of employmentThere are a few things that may be able to bring your score up so that you can secure a better interest rate on your mortgage loan.Example 1: Distribute debt from revolving creditOur borrower, Mr. Jones, has a credit score of 664.  He has five credit cards, but his Visa account is almost maxed out.  His other four credit cards have relatively low balances.  Mr. Jones moves the part of the debt from the Visa account to the other major credit card accounts, thus distributing the debt more evenly over the five cards.  This change... 08/06/2007

A borrower will sometimes not have enough credit references to obtain the loan they wish to secure.  In this case, start by opening small lines of credit that report to all three of the three major Credit Reporting Agencies, and make purchases that can be paid off easily.If you do not already have a checking or savings account, open one.  Your bank or credit union may be able to provide you with a credit card account once you have established a history with them as a customer.Ask your family or spouse to add you to their credit card account.  By adding your name to an established line of credit, you can ride on their coattails, so to speak, and gain points by using that person's credit history.It is also wise to start saving money for the down payment when purchasing a home.  The lender... 08/06/2007

If you have items that are showing up on your credit report that you know you have already paid, request that these items be removed by the credit bureau.  They are obligated to rectify this within 30 to 45 days.Follow this procedure to correct errors on your credit report:Make a copy of the report and circle the items you are questioning.  Keep your original copy for your own records. If there are items on your credit report less than two years old, if possible, send in your payment and mark the back of the check with the following notation: "Accepting this check is evidence that the transaction is complete and this charge will be deleted from my credit record."  If necessary, the cancelled check will be proof that the item should be promptly removed from your credit report if it inter... 08/06/2007

Lenders estimate your ability to pay back money based on your credit score.  The risk factor they take on is built-in to your interest rate as a financing fee.  Therefore, a low credit score results in a higher interest rate, higher monthly fees, and a higher amount of interest being paid over the total life of the loan.A borrower with a credit score of 620 would be questionable to an underwriter.  While the lender may agree to provide financing, the increased interest rate is factored into the monthly payment.  The following chart illustrates the difference in the amount of interest paid over the life of the same loan with three different credit card scenarios.A borrower who increases his or her credit score from 620 to 720+ can potentially save $601 per month on mortgage payments, $7,... 08/06/2007

Do you have past due balances that have been neglected? If they are showing up on your credit report and you want to purchase a home, make sure you bring them up to current status whenever possible. Do you have outstanding debt that you can afford to pay off right now? Try to get these accounts down to a zero balance, or at least a lower balance. If your cash on hand doesn't allow you to do this, try to distribute the debt amongst other open credit cards. You can also consider opening a new line of credit and transferring part of the balance off a card that is close to being "maxed out." If you can get the resulting balances below 50% of the available credit, you're on the road to improving your credit score considerably in most cases. Do not close existing credit card accounts, even if... 08/06/2007

LAFAYETTE, IN - When a marriage ends in divorce, the lives of those involved are changed forever. During this time of upheaval, one thing that shouldn't have to change is the credit status you've worked so hard to achieve.Unfortunately, for many, the experience is the exact opposite. Unfulfilled promises to pay bills, the maxing out of credit cards, and a total breakdown in communication frequently lead to the annihilation of at least one spouse's credit. Depending upon how finances are structured, it can sometimes have a negative impact on both parties.The good news is it doesn't have to be this way. By taking a proactive approach and creating a specific plan to maintain one's credit status, anyone can ensure that "starting over" doesn't have to mean rebuilding credit.The first step fo... 08/02/2007

Custom Ranch For Sale in Stonewick - Lafayette, Indiana Hot Tub, Deck, Privacy Fenced Yard Property information• 1,904 sq. ft., 2 bath, 3 bdrm ranch - MLS® #9929443   $170,000 - Exceptional Home & Yard Stonewick, Lafayette, Indiana  -  Exceptional home with spacious floor plan. All new wood floors & trim. Ceramic tile in kitchen & Baths. All new paint & fixtures, large deck & hot tub. Stained privacy fence. Quiet neighborhood south side of town.Contact Scott Brown today (765)714-1971, Email: realestatebrown@yahoo.com Property informationLafayette, IN Real EstateYour Real Estate Specialists Group - http://www.yourrealestatespecialists.com/Keller Williams Lafayette, Indiana 08/02/2007

Price Reduced on 2424 Crestview in Lafayette, Indiana 2424 Crestivew -  Lafayette, Indiana  -  Announcing a price reduction on 2424 Crestview, a 1,025 sq. ft., 1 bath, 3 bdrm Ranch. Now MLS® #9927770   $80,000 - New Deck & Covered Patio, Oversized Garage, Large Fenced Yard...Great Home for the Price!Property informationLafayette, IN Real EstateYour Real Estate Specialists Group - http://www.yourrealestatespecialists.com/Keller Williams Lafayette, Indiana  08/02/2007