Having the ability to receive a check for $8,000 when you file your taxes next year is almost as good as the invention of sliced bread; however, there are some things you should keep in mind or may not have been aware of. To qualify you must be one of two things: A true first time homebuyer You’ve held no ownership interest in a home for AT LEAST three years prior to the date in which you close on the home There is an income cap in order to receive the credit: If you make $75,000 ($150,000 if married) or less you are eligible for the entire $8,000 If you make between $75,000 and $95,000  ($150,000 to $170,000 if married) the credit amount is reduced If you make over $95,000 (over $170,000 if married) you are not eligible for the credit The amount you receive is dependent upon a couple ... 05/27/2009

05/26/2009

If you are a buyer interested in purchasing a home from HUD and you live in one of the states serviced by HMBI (property management company responsible for HUD homes in the 10 states they represent), this brief tutorial will explain to you how the bidding process works. If you are interested in seeing a HUD home you'll first need to find an agent that has the ability to show HUD homes as they require a special key for entry.  It's also a good idea to verify whether or not their office is a HUD approved broker as this is required if you decide you'd like to place a bid on one of the properties. Once you find a home you are interested in and decide to place a bid the following should happen.  You'll need to inform your agent that you found a home you like and would like to proceed with s... 05/24/2009

Expert Credit Repair in Indiana   National Credit Fixers: 330 Roberts Street 4th Floor East Hartford CT 06108 phone: 860-282-6181. National Credit Fixers boasts of 13 years experience repairing low FICO scores. Whether your credit has been damaged by a foreclosure, bankruptcy, slow credit, collections, judgments, repossessions, etc. we can help. We are the experts in credit restoration and credit repair. We have helped numerous residents of Indiana and are experts in Indiana credit repair. Can't get that new car or house that you've been eying because of your credit score?  Give National Credit Fixers a call today and let us show you just how easy it is to get that better score you want!  Let us show you why we're the BEST! :)MattToll Free: 888-NCFIXER (623-4937)Toll Free Fax: 888-FAX-4... 05/20/2009

Who wants to see paper testimonials.  We are now going with only video testimonials.   Bill has purchased 5 homes from us in the past 2 years, and lives in California.  I hadn't even met him until this past week.     05/19/2009

I found this photo to be a very powerful representation of how old and new are blending in downtown Indianapolis. I have watched Indianapolis grow from being a city in the middle of a cornfield into a major metropolitan powerhouse over the last decade, and am very proud to call Indianapolis, IN home. Have a Profitable Day Everyone! Harrison Painter is a Real Estate Broker and Marketing Animal in the Indianapolis, Carmel, Noblesville, Fishers, and Zionsville, IN markets who Makes Real Estate Happen! If you are looking to buy, sell, or invest, CALL ME TODAY! (317) 871-1000 At Gladiator Real Estate Group, We Answer the Phone!!!! Website: www.GoGladiator.com 05/17/2009

Harrison talks with Ryan O'Donnel about his Gladiator VIP Investment Tour Experience in Indianapolis, IN and the Power of Networking! If you would like to schedule your own Gladiator Investment Home City Tour of Indianapolis, Call Me Anytime! Have a Profitable Day Everyone! Harrison Painter is a Real Estate Broker and Marketing Animal in the Indianapolis, Carmel, Noblesville, Fishers, and Zionsville, IN markets who Makes Real Estate Happen! If you are looking to buy, sell, or invest, CALL ME TODAY! (317) 871-1000 At Gladiator Real Estate Group, We Answer the Phone!!!! Website: www.GoGladiator.com   05/12/2009

Video provided by Tiffany A. Shearer's Flickr     As my husband and I drive around looking for a home ourselves, it hits me how daunting of a task this could be for a 1st Time Homebuyer.      The first step to take is to get preqou are implhile yualified with a lender that you trust so you know what you can afford.  The second and third step go hand in hand.  Start searching the internet and driving around neighborhoods that you are interested in.      While you are implementing each of these steps, start looking for a REALTOR that you feel you can trust in helping you make the best decision for you and your family in your search for a new home. Here are a couple more articles that are sound advice for 1st Time Homebuyers: Elizabeth Weintraub's 1st Time Homebuyer Advice ***While I don'... 05/09/2009

    Indianapolis Short Sales      Are you behind on your mortgage payments and struggling to keep up?  Have you lost your job?  It might be time to consider a Short Sale. A Short Sale is where your lender agrees to accept an offer for less than what your payoff/amount that is owed is.      We close at least 2-3 Short Sales per month, and over half of our listings are Short Sales.  We also specialize in bank owned listings and thoroughly understand negotiating with asset managers and take that knowledge directly back to our short sale negotiations with your bank. We are experienced Short Sale Agents.      If you are struggling with your mortgage payments, give us a call today so we can put our persistence and perseverance to work for you. We have Greenwood IN Short Sales, Camby IN Short ... 05/07/2009

Have you heard about the Indianapolis board of Realtors® decision to require their members to not allow Google to index their IDX listings (with the exception of the agent's personal listings of course)? I wonder if this policy were to spread nation wide, how this would affect Zillow, Trulia, etc. Just today we received a listing for a property in Country Ridge. I did a search for 'country ridge richland wa' and noticed Zillow, realestate.com, etc., ranking for their property listings. My guess is, if real estate agents were not able to index their website's IDX feeds then these national power houses would get even more powerful. As they (Zillow, etc.) would be the only websites indexing agent's listings. :( Related Reading @ RealEstateWebmasters •:*¨¨*:• Colleen Lane •:*¨¨*:• My Active... 05/06/2009

Enjoy the Video Tour of the Newest Gladiator Real Estate Group Listing! This is a place you will be proud to call home! Large 3BR / 2.5BA on beautiful lot with pond and walking path. Enter the home into a two story entry with breathtaking stairway. The kitchen has so many cabinets it would be difficult to fill them all! Head upstairs to your relaxing Owner's Suite with built-in entertainment center/bookcase. The Owner's bath has double sinks and a spacious closet. Offered for $139,900 Call THE Gladiator Real Estate Group Today!   Harrison Painter is a Real Estate Broker and Marketing Animal in the Indianapolis, Carmel, Noblesville, Fishers, and Zionsville, IN markets who Makes Real Estate Happen! If you are looking to buy, sell, or invest, CALL ME TODAY! (317) 871-1000 At Gladiator Real... 05/05/2009

Broad Ripple Village Data Following is the market report for the area known as Broad Ripple Village as of May 4th 2009. April 2009 sales were down compared April 2008 (13 sold); however, sales in April were much better than March 2009 with only 4 sold. More properties have been listed giving you a greater selection and is a sign that the market is making a slight recovery, at least for now. Current Active Listings 82 Min Price: 99,900 Max Price: 489,900 17 Condo, 65 Single Family Pending Listings 16 Min Price: 139,900 Max Price: 385,000 2 Condo, 14 Single Family Sold in the month of April 10 Min Price: 99,900 Max Price: 239,000 1 Condo, 9 Single Family Broad Ripple Village is bound by Kessler Boulevard East Drive on the south, North Meridian Street on the west, the White River on the no... 05/04/2009

Indianapolis Short Sales      Are you behind on your mortgage payments and struggling to keep up?  Have you lost your job?  It might be time to consider a Short Sale on your home.  A Short Sale is where your lender agrees to accept an offer for less than what your payoff/amount that is owed is.      We close at least 2-3 Short Sales per month, and over half of our listings are Short Sales.  We also specialize in bank owned listings and thoroughly understand negotiating with asset managers and we take that knowledge directly back to our Short Sale negotiations with your bank. If you are strugling with your mortgage payments, give us a call today so we can put our persistence and perserverence to work for you on your Indianapolis Short Sale. If you have a home in Westfield IN, Carmel IN,... 04/29/2009

IPL 500 Festival Parade for 2009 will be on Saturday May 23rd, at noon, Downtown Indianapolis! You can purchase tickets at www.500festival.com. You can also call 317-614-6400 to order tickets. This wil be the 52nd IPL 500 Festival Parade. There will be Marching Bands, Floats, Giant Balloons, Specialty Units and National Celebrities! You will be able to see the 33 drivers serving as honorary grand marshals! Check back with us for more fun things to do in Indianapolis! If you are new in town and looking to buy a home, give us a call today and we can help you. Heather Fitzgerald, REALTOR 317-885-8858 www.SmithFitzgeraldTeam.com 04/28/2009

Some of you looking to purchase a home may be wondering how a a pre-qualification differs from a pre-approval. A Pre-Qualification letter essentially means you spoke to a lender about your desire to purchase a home...You let them know what your income is and your monthly obligations are (car payment, personal loan, child support, etc.). They may or may not run a credit report. Obtaining a pre-qualification letter is basically a quick conversation on the phone to see what you "may" (keyword is "MAY") be able to qualify for. It's simply an estimate. A Pre-Approval letter requires a bit more work. This also starts out by a conversation with a lender; however, obtaining a pre-approval letter requires some documentation to support your information. You will need to provide things like your ... 04/28/2009

Buying a home is a major deal.  When doing so there are some things you need to consider when looking for your next home.  Below is a list of 8 areas you need to consider when making your purchase.  Not only will it help you feel confident you are choosing the right home, it will help you give your Realtor the best information to help you find the home that’s right for you…  How many people will the home accommodate?This will help you determine how many bedrooms you need and the overall square footage you will require in a home.  How do you feel about yard work?Do you dream of owning a home with a large open yard or one that almost feels like a cabin deep in the woods?  Do you absolutely hate working outside?  Do you want the yard to accommodate a host of activities for you, your frien... 04/19/2009

From all of us here at Gladiator, we hope that everybody had a wonderful Easter weekend! The newest Diary is ready to go! Take a tour of our newest Gladiator/codeRed project and get some great rehab tips along the way! Topics: - Budgets- Investments You Can Be Proud Of- Spend Money to Create Value- Preview 6-7 Properties in the Area - Curb Appeal  This property will be released on Friday via the GLADIATOR ZERO DOWN & CASH FLOW PROGRAM! Have a Profitable Day Everyone!       04/14/2009

The answer is: It depends… Not what you wanted to hear, right? But there are many factors that can affect whether or not you should try to get your current home sold before purchasing a new one. If you have no money for a down payment (let’s face it unless you qualify for some of the various down payment assistance programs out there, you need money for your down payment and closing costs these days) and you have some equity in your home, you may need to sell your home in order to get the money you need for the down payment on a new home. You also need to think about whether or not you can afford two mortgages. Although you may have enough money saved to cover the down payment, how long can you swing two mortgages? If you do end up selling your home before you find a new one, you may c... 04/10/2009

Bonita casa Buen Precio Estoy motivado.   O. Sebastian 866-345-7173 Pago por referir ! 04/09/2009

Pulte homes has agreed to buy Centex Homes for 1.3 Billion dollars along with Centex's 1.8 billion dollar debt. It should be interesting to see how this acquisition works out. It appears as if Pulte has actually done quite well through the decrease in home construction. They've only lost about 1.5% of their stock price while others have lost significantly more (Centex stock has lost 28% of their price this year) in their stock prices. Private companies have also been hit by the declining number of homes being built. As for the Indianapolis market, it appears as if we are still quite strong. In 2008 we had a total of 7,004 building permits pulled making us one of the healthiest housing markets according to Builder magazine and Hanley Wood Market Intelligence. According to this report it... 04/08/2009