Home improvement projects appear to be all the rage in my Fishers Indiana neighborhood right now. There’s the new roof going on the house across the street. And the new windows recently installed in another nearby home. Down the street a bit they’ve been working on a sprinkler system for the past few days. Tile and granite installers have been spotted parked in several driveways, and landscaping crews are everywhere. After a long, dry spell, home improvement projects are making a comeback, say experts. And if my neighborhood is any indication, it's certainly true! According to a recent American Express survey, 62% of homeowners say they are planning a home improvement project in 2010 at an average cost of $6,200. That’s some serious cash, so you want to be sure to get the most bang for ... 05/20/2010

Is it a great time to buy?  The First Time Homebuyer Tax credit came and went, but people are still buying homes.  With low interest rates and great homes on the market, why wouldn't you purchase a home?  During the tax credit, buyers would run into multiple offers and loose to a higher bidder.  Now, that the $8,000 tax credit is no longer in the reach for buyers that did not have an accepted purchase agreement before the end of April, the above scenario of multiple offers is less frequent, unless you are buying a bank owned property.  Bank owned properties are a whole other topic.  Buyers feel less pressure to find the home of their dreams versus just trying to get the $8,000 tax credit.  So ask yourself the question again, why should I not buy my dream home?  If you would like to sear... 05/18/2010

Saxony Market opened Saturday!  It is located at 131st and Olio in Fishers; open 8:00 a.m. to 2:00 p.m.  Each Saturday there will be live music; last Saturday music was by Special Purpose and Phillip Steven & The Open Road.  There was also a bounce house for the kids.  You can find find seasonal fresh vegetables and fruit, and even meat products like sausage and pork. Rita's Backyard will be there each week with beautiful flower arrangements and hanging baskets. The Fishers weekly Farmer's Market starts June 5th and will run through September 25th from 8:00 to noon each Saturday.  There are farmer's markets all over town and you will find some of the best fruits and vegetables there! One of the great things about living in Fishers is the community events, one of those is the Summer Conc... 05/17/2010

The sun was out and so were shoppers at the Saxony Market grand opening May 15 in Fishers Indiana! Musical entertainment, kids' activities and a great selection of locally grown produce, plants and flowers, and homemade specialty items enticed plenty of interest from Fishers residents who came armed with reusable shopping bags and a community spirit. Saxony Market is located within the Fishers Indiana subdivision of Saxony at 131st Street and Olio Road. The farmers market is open Saturdays from 8 a.m. to 2 p.m. Vendors include Carley Elk Farm, Chocolate for the Spirit, Homestead Growers, Zeck's North Carolina BBQ, and Wilson Farm Market. Produce and plants currently in season are tomatoes, summer squash, berries, figs, peaches and dahlias. Rita's Backyard, the garden center anchor, is o... 05/17/2010

The Fishers Indiana subdivision of Hickory Woods is ideally located in the center of town off Hague Road between 106th and 116th streets. Schools, shopping, restaurants, downtown Fishers and I465 are all just a stone’s throw away!Homes in this fantastic Fishers neighborhood were built in the late ’80s to mid- ’90s and are set on beautiful wooded lots, making Hickory Woods one of the most desirable subdivisions in the area. An average sales price of $255,750 makes these reasonably priced homes even more attractive!Average sales price: $255,000 Average days on the market: 71 Schools: Riverside Intermediate, Riverside Junior High, Fishers High School     Hickory Woods homes for sale Fishers Indiana real estate About Fishers Indiana Fishers Indiana pictures Hamilton Southeastern Schools Ind... 05/14/2010

There are currently 793 homes for sale in Fishers Indiana and we have just seen an incredible surge in homes sold for April 2010. Last month we saw a bit of an increase over the 2009 levels, but in April we saw a 25% increase from last April.  Whoo-who!  Or is it whoo-who?  I so want to be optimistic but as an accountant in a previous life, I am cautious.  The first time home buyer credit and the move up tax credit may be playing into these numbers.  It may take until July and August (since those credits require a June 30th close date) to be sure of a complete turn around in the market. I know that I have pended and am in the process of closing more transactions that ever before so I know it is probably true of other Real Estate agents.  Of the 172 homes that sold in Fishers in April, 1... 05/13/2010

If you're looking for something new and different to do this weekend in Fishers Indiana, you're in luck! Saxony Market celebrates its grand opening Saturday, May 15 from 8 a.m. to 5 p.m. The market, located within the Saxony campus at 131st Street and Olio Road, will feature a garden center and fresh produce from a variety of local vendors. Grand opening festivities will include activities for children and a variety of musical performances. Rita's Backyard will serve as the garden center anchor, selling annuals, hanging baskets, perennials, herbs and vegetables. Rita's Backyard will be open daily within the Saxony Market; Monday through Saturday 9 a.m. to 6 p.m. and Sunday 11 a.m. to 3 p.m. Saxony Market vendors will sell fresh produce, including seasonal fresh vegetables and fruit, mea... 05/12/2010

This Fishers Realtor is tired from all the activity of the last few months!  Even though the first time home buyer tax credit has expired, I am still continuing to get calls to work with them.  I love first time home buyers because they have so many great questions and are like sponges wanting to learn the process. Here are the Top 5 questions I get from first time home buyers: 1) What is earnest money?  Earnest money is typically 1% of the purchase price or sometimes it can be less.  It is the "skin" that the buyer puts behind the contract to say they are serious about purchasing the home.  It makes it harder for the buyer to walk away.  This money is returned to the buyer at the closing as part of the downpayment and closing costs.  2) When should we start looking for a home?  Typical... 05/11/2010

Hamilton Southeastern Schools have been found to be some of the best schools in the State.  Here is a small blurb and statistics about Hamilton Southeastern and Fisher, IN Schools. Hamilton Southeastern Schools is a high-performing suburban school district serving approximately 17,000 students northeast of Indianapolis. Its reputation for challenging academic and excellent extra-curricular programs has helped make it the fastest growing school corporation in Indiana. Student enrollment has grown by as many as 1,200 students per year since 2000. At the same time, the corporation has accommodated new students by building modern, high-tech facilities at all grade levels. Even with record enrollment increases, HSE students and the schools they attend continue to earn recognition at local, s... 05/11/2010

Follow Jason On Twitter ----> Click HERE Add Jason As A Friend On Facebook ---> Click HERE Fannie Mae Foreclosures Nearly Double in Q110 The amount of foreclosures held by the government-sponsored enterprise (GSE) Fannie Mae nearly doubled from 2009. According to the quarterly earnings report filed for Q110, Fannie Mae holds more than $11.4bn in single-family foreclosed properties, up from $6.2bn in Q109. The foreclosure rate in its single-family portfolio reached 1.36%, up from 0.55% last year. For the quarter, Fannie reported an $11.5bn loss and requested $8.4bn in aid from the Treasury Department. The foreclosure volume reached over 109,000 from 62,000 in 2009. At the beginning of the period that number was just over 86,000. The region with the most was the Southeast with 17,700, fol... 05/11/2010

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I've just completed the wildest two months I've ever had in the Fishers Real Estate market.  I have put a dozen people under contract and am now in the inspection phase and thought I would share some of what I've seen. In the Purchase Agreement, there is a line that says "Completion of this transaction is contingent upon the Buyer's ability to obtain homeowners insurance within ‘x' days".  I am sure many Realtors® blow right past this line saying, "be sure to get your homeowner's insurance done".  Here is why that is important and what I tell my clients.  We want to be sure you (buyer) aren't claim happy and no one will insure you and we want to be sure there are no claims filed on the home you are buying. Case in point, the house one of my buyers put under contract had a $42,000 claim ... 05/06/2010

For the most up to date information on Foreclosures, Short Sales, HAFA, HAMP, Loan Modifications, Bankruptcy Laws, Forensic Audits, Our Current State of Economy, and much more go to this TOTALLY FREE website that gives you access to everything you need Click------> HERE ! Pending Home Sales on an Upswing Pending home sales increased again in March, affirming that a surge of home sales is unfolding for the spring home buying season, according to the National Association of Realtors®. The Pending Home Sales Index is a leading indicator for the housing sector, based on pending sales of existing homes. A sale is listed as pending when the contract has been signed but the transaction has not closed, though the sale usually is finalized within one or two months of signing. This forward-lookin... 05/05/2010

For the most up to date information on Foreclosures, Short Sales, HAFA, HAMP, Loan Modifications, Bankruptcy Laws, Forensic Audits, Our Current State of Economy, and much more go to this TOTALLY FREE website that gives you access to everything you need Click------> HERE ! CMBS Delinquencies Hit New All-Time High Overdue loans in pools of commercial mortgage-backed securities (CMBS) continue to mount. With each passing month, CMBS delinquency rates jump to another record high – and April held true to form. The delinquency rate for commercial real estate loans in CMBS climbed higher still last month, although the rate of increase slowed from March’s breakneck pace, the research firm Trepp LLC reported. According to Trepp’s monthly study, the percentage of CMBS loans 30 or more days delinq... 05/05/2010

For the most up to date information on Foreclosures, Short Sales, HAFA, HAMP, Loan Modifications, Bankruptcy Laws, Forensic Audits, Our Current State of Economy, and much more go to this TOTALLY FREE website that gives you access to everything you need Click------> HERE ! HAFA encourages short sales to avoid foreclosure Short sales give distressed homeowners an exit that doesn’t lead through credit-damaging foreclosure and saves bank’s money compared with taking and selling houses with failed mortgages. That should make them a preferred option. But short sales take longer, often two months longer, and can be nearly impossible if other lenders have liens on the house. So at the urging of the National Association of Realtors, the U.S. Treasury Department came up with a new program to enco... 05/04/2010

For the most up to date information on Foreclosures, Short Sales, HAFA, HAMP, Loan Modifications, Bankruptcy Laws, Forensic Audits, Our Current State of Economy, and much more go to this TOTALLY FREE website that gives you access to everything you need Click------> HERE ! HUD on the hotseat The US Department of Housing and Urban Development (HUD) finalized new regulations earlier in April that increase the net worth requirements of FHA-approved lenders and make these businesses liable for the oversight of mortgage brokers. Previously, since 1993, FHA had required approved lenders to hold a net worth of at least $250,000. Effective immediately, all new lender applicants must hold at least $1 million. According to the law firm K&L Gates, the new restrictions will “wreak havoc” on small bu... 05/03/2010

For the most up to date information on Foreclosures, Short Sales, HAFA, HAMP, Loan Modifications, Bankruptcy Laws, Forensic Audits, Our Current State of Economy, and much more go to this TOTALLY FREE website that gives you access to everything you need Click------> HERE ! Big cities buck the foreclosure trend, for now A few of the country's worst-hit spots in the first three months of 2010 have shown decline in foreclosure filings, but it is still a long way before healing happens. Foreclosure filings declined in 14 of the top 20 cities year-over-year, most of which are concentrated in the Sunbelt "bubble" states of California, Arizona, Florida and Nevada. But the improvement during the first quarter, compared with 12 months earlier, may have been a statistical glitch, not evidence of a... 05/03/2010

For the most up to date information on Foreclosures, Short Sales, HAFA, HAMP, Loan Modifications, Bankruptcy Laws, Forensic Audits, Our Current State of Economy, and much more go to this TOTALLY FREE website that gives you access to everything you need Click------> HERE ! 7.3 million Mortgages Non-Current: LPS More than 7.3 million mortgages in the US are non-current or in REO status through March 2010, according to the Lender Processing Services (LPS) Mortgage Monitor report. Data and analytics firm LPS reported the modest improvements in the amount of loans becoming current has been overshadowed by this large pool of non-current assets, which represent more than 12% of all active loans in the country. The volume of distressed mortgages is up 19.3% from a year ago. The amount of REO in... 05/03/2010

Fishers Carpenter Realtors® is always available for your search for Fishers, Indiana real estate. For those of you ready to buy a Fishers, Indiana home for sale, Carpenter Realtors® will handle everything from setting up an appointment to view a home in Fishers, Indiana to the closing table.  FISHERS HOME VALUES City         U.S.        Median home value  $184,000 $217,200 % Owner-occupied  72.7% 66.2% % Vacant 7.7% 9.0% Rental  20.3% 24.8% ABOUT FISHERS A diverse business economy, top-ranked educational institutions, vibrant cultural and recreational opportunities and championship sports teams are just some of the great characteristics of the Fishers area. Located in Southeastern Hamilton County, Fishers sits just 15 miles northeast of Indianapolis, making it a very convenient place to... 05/02/2010

Highpoint Ridge in Fishers Indiana is condo project conveniently located just south of 116th Street at Cumberland Road. Highpoint Ridge Fishers offers an affordable option for those looking for a townhome or condo in Fishers IN and within the Hamilton Southeastern School District.  Highpoint Ridge offers two and three bedroom units with an attractive exterior façade and also offer both one and two car garages. Priced in the 100’s, the condos at Highpoint Ridge offer a great location, great schools, at a very affordable price. Intergra Builders of Indianapolis is taking over this project as well as several others around the city and they bring with them years of experience and an attention to detail. Integra Builders Indianapolis will be a very welcome addition to the Highpoint Ridge com... 04/29/2010