Campus Green (Naperville, IL)
By William Piotrowski
(Diamond Residential Mortgage Corporation )
  Inspiration for the Future- Hang onto hope- Believe and be strong- Smile, and share laughter- Spread thankfulness- Live in the moment- Go after your dreams- Be grateful for life- Be all you can be.
Comments 1
By William Piotrowski
(Diamond Residential Mortgage Corporation )
   4 Navy SEAL tips to boost mental toughnessThe Navy SEALs (Sea, Air and Land Teams) are the principal special operations force of the United States Navy. These elite warriors are famed for pushing their physical limits—from dropping out of helicopters to underwater demolitions. Yet SEALs believe mental strength is far more important than physical ability. It’s mind over body—you can do anything you set your mind to. Here’s the SEAL path to mental toughness. Focus on yourself. To build an “unbeatable mind,” SEALs start with self-awareness. This helps you avoid making the same mistakes over and over, and sets up your progress. To gain self-awareness, use a journal. Each day, take 10 minutes in a quiet place uninterrupted. Center yourself with some deep breathing, and reflect on who and ...
Comments 0
By William Piotrowski
(Diamond Residential Mortgage Corporation )
 Millennials and Personal Finance: New Technology, Old Challenges Millennials have conflicted feelings about their personal finances; they are uncertain but lean toward optimism. This conclusion is in accordance with a recently released Experian report originating from a survey of more than 1,000 millennials, ages 19-34, about a variety of personal finance topics – from their future views, to loan status, to credit knowledge, to use of technology. The survey follows a July 2015 report from Experian that analyzed credit bureau data and placed millennials last in generational credit score rankings. Topline survey results include:       A surprising number lack knowledge about credit – or show apathy toward it       A majority have had their credit, loan or lease attempts impacted – positi...
Comments 0
By William Piotrowski
(Diamond Residential Mortgage Corporation )
   Win These 3 First-time Buyer BattlesFirst-time homebuyers often require a lot of patience. Below are the three most common first-time buyer battles, and how to make sure everyone comes out a winner: Ignorance. First-time buyers often don't realize how much they don't know, which may result in unrealistic price expectations and obnoxious lowball offers. Since educated buyers make better offers with fewer contingencies, ensure your clients understand how the process works, from offers to inspections to close. Then, prequalify them with a lender before seeing houses, so they know their budget. If stubborn clients refuse your advice, they may lose a deal. Unfortunately, that might be what it takes to help them understand. Indecisiveness. Some buyers know how to find houses, but they can'...
Comments 0
By William Piotrowski
(Diamond Residential Mortgage Corporation )
  Tips To Recover From A Financial LossWhether it’s the result of divorce, a health crisis, job loss or simply the wrong choices, a reversal of fortune can deliver a devastating blow to both your budget and your self-esteem. The key to recovery is in recognizing that as you rebuild your financial life, you may have to change the way you think about money.“This may not be a popular opinion, but the most critical element to rebounding after financial loss is to analyze the situation, doing a sort of post-mortem, to figure out what role you played in creating the event,” said Brad Klontz, an associate professor at Kansas State University and psychologist who specializes in financial psychology.“It’s so easy to project blame outside ourselves,” he added. But his research finds that, for bet...
Comments 2
By William Piotrowski
(Diamond Residential Mortgage Corporation )
   The incredible number of moving parts in the loan process is enough to stress anyone out. When your customer's loan is out of your hands, and you're totally dependent on your operations team to execute flawlessly, things can go awry. That's when your true colors will show. How you act, the way you treat your colleagues, and what you are able to accomplish under that pressure can set you apart from the competition.  Perspective  Without pressure, diamonds are just coal; pressure is what gives them the opportunity to shine. Will you let pressure make you crumble, or turn you from C.O.A.L. into a diamond? • Concentration: Eliminate your distractions - silence your cell phone, avoid email & social conversations• Organization: Prioritize your tasks and tackle them in order of importance -...
Comments 1
By William Piotrowski
(Diamond Residential Mortgage Corporation )
Comments 1
Naperville, IL Real Estate Professionals