Hey Melanie Rybarski and Laura Sandoval—what a way to close out Hump Day with a new homeowner! 🎉Congratulations, Joseph, on your new loan! We wish you the very best and an abundance of happiness in your new home.Thank you for the opportunity to assist you with this transaction. We truly appreciate your trust and look forward to working with you again in the future. We hope you’ll continue to look to us as your trusted mortgage advisors.Please feel free to reach out anytime with questions about your mortgage or any financial services. If we can’t provide the answer, we have an outstanding team of professionals ready to help.And if you know friends, family, or co-workers who are thinking about buying, refinancing, or simply have questions—we would sincerely appreciate you passing our name... 04/22/2026

Homes for sale in Joliet, Illinois - May 5, 2022There are currently 335 homes for sale in Joliet, IL with an average list price of $248,914. Below is a recap of each subdivision in Joliet that has homes currently for sale. The subdivisions are listed in order from most listings to least.Homes for sale in Joliet, IL without a subdivision listed.There are currently 193 homes for sale in Joliet without a subdivision listed. The homes range from 0-6 bedrooms with a price range of $35,000 - $950,000. The properties currently available in were built between 1880 and 2021.Homes for sale in Greywall Club Joliet, ILThere are currently 22 homes for sale in Greywall Club Joliet, IL. The homes range from 3-4 bedrooms with a price range of $175,000 - $386,575. The properties currently available in ... 05/05/2022

Homes for sale in Old Renwick Trail Joliet, IL Old Renwick Trail Real Estate Statistics Average Home Size: 1694 Average Property Taxes: 4753 Homes Listed: 7 Homes Sold: 6 Average Number of Days To Sell: 105 The above real estate statistics were compiled by Bowers Realty Group based on homes for sale in Joliet listed in Old Renwick Trail between February 11th, 2020 and February 10th, 2021. Homes for sale in Old Renwick Trail Joliet Address Status List Price Beds Total Baths Total Sqft Year Built 3511 Old Renwick Trail Active Under Contract $275,000 4 3 1,998 2004 The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of Midwest Real Estate Data LLC. Real Estate listings held by brokerage firms other than Bowers Realty Group LLC are mar... 02/10/2021

Homes for sale in Legacy Pointe Joliet, IL Legacy Pointe Real Estate Statistics Average Home Size: 2028 Average Property Taxes: 7155 Homes Listed: 55 Homes Sold: 29 Average Number of Days To Sell: 122 The above real estate statistics were compiled by Bowers Realty Group based on homes for sale in Joliet listed in Legacy Pointe between February 11th, 2020 and February 10th, 2021. Homes for sale in Legacy Pointe Joliet Address Status List Price Beds Total Baths Total Sqft Year Built 6610 Hadrian Lot 74 Drive Active $326,010 4 3 2,477 2021 6609 Hadrian Lot 81 Drive Active $300,820 3 3 1,956 2021 6709 Oconnor Drive Active $300,345 4 3 2,053 2021 6617 Hadrian Lot 85 Drive Active $297,980 3 3 1,935 2021 1401 Legacy Pointe Boulevard Active $287,790 3 3 1,818 2020 6607 Hadrian Lot 80 Drive Acti... 02/10/2021

Homes for sale in Greywall Club Joliet, IL Greywall Club Real Estate Statistics Average Home Size: 2105 Average Property Taxes: 5107 Homes Listed: 38 Homes Sold: 35 Average Number of Days To Sell: 77 The above real estate statistics were compiled by Bowers Realty Group based on homes for sale in Joliet listed in Greywall Club between February 11th, 2020 and February 10th, 2021. Homes for sale in Greywall Club Joliet Address Status List Price Beds Total Baths Total Sqft Year Built 2202 Waterbury Drive Active Under Contract $345,000 4 3 3,600 2006 1900 Wild Rose Trail Active Under Contract $275,000 4 3 2,024 2007 8127 Arlington Lane Active Under Contract $220,000 2 2 1,658 2012 Sold Real Estate in Greywall Club - (November 12th, 2020 - February 10th, 2021) Address Beds Total Baths Total S... 02/10/2021

Homes for sale in Sable Ridge Joliet, IL Sable Ridge Real Estate Statistics Average Home Size: 2069 Average Property Taxes: 5580 Homes Listed: 25 Homes Sold: 23 Average Number of Days To Sell: 65 The above real estate statistics were compiled by Bowers Realty Group based on homes for sale in Joliet listed in Sable Ridge between February 11th, 2020 and February 10th, 2021. Homes for sale in Sable Ridge Joliet Address Status List Price Beds Total Baths Total Sqft Year Built 7916 Indigo Drive Active Under Contract $315,000 4 4 2,853 2007 8533 Sawyer Court Active Under Contract $179,900 2 2 1,600 2008 Sold Real Estate in Sable Ridge - (November 12th, 2020 - February 10th, 2021) Address Beds Total Baths Total Sold Price 8200 Coop Avenue 3 3 $282,000 1116 Hummingbird Circle 3 4 $274,000 1049 ... 02/10/2021

Homes for sale in Hunters Ridge Joliet, IL Hunters Ridge Real Estate Statistics Average Home Size: 2092 Average Property Taxes: 6370 Homes Listed: 8 Homes Sold: 6 Average Number of Days To Sell: 64 The above real estate statistics were compiled by Bowers Realty Group based on homes for sale in Joliet listed in Hunters Ridge between February 11th, 2020 and February 10th, 2021. Homes for sale in Hunters Ridge Joliet Address Status List Price Beds Total Baths Total Sqft Year Built 8008 Expedition Street Active Under Contract $260,000 4 3 2,576 2015 505 Fort Clatsop Court Active Under Contract $179,900 2 2 0 2006 Sold Real Estate in Hunters Ridge - (November 12th, 2020 - February 10th, 2021) Address Beds Total Baths Total Sold Price 8007 Wood River Street 3 3 $260,500 509 Flintock Street 4 ... 02/10/2021

Homes for sale in Lakewood Prairie Joliet, IL Lakewood Prairie Real Estate Statistics Average Home Size: 2471 Average Property Taxes: 7172 Homes Listed: 39 Homes Sold: 24 Average Number of Days To Sell: 84 The above real estate statistics were compiled by Bowers Realty Group based on homes for sale in Joliet listed in Lakewood Prairie between February 11th, 2020 and February 10th, 2021. Homes for sale in Lakewood Prairie Joliet Address Status List Price Beds Total Baths Total Sqft Year Built 1304 Morgana Drive Active $368,403 3 2 2,171 2021 1313 Sage Circle Active $333,758 3 3 2,016 2021 1315 Sage Circle Active Under Contract $372,309 4 3 2,612 2021 1311 Morgana Drive Active Under Contract $365,464 3 2 2,441 2021 1311 Sage Circle Active Under Contract $363,864 4 3 2,448 2021 1303 Sage C... 02/10/2021

Homes for sale in Silver Leaf Joliet, IL Silver Leaf Real Estate Statistics Average Home Size: 1850 Average Property Taxes: 3730 Homes Listed: 72 Homes Sold: 46 Average Number of Days To Sell: 68 The above real estate statistics were compiled by Bowers Realty Group based on homes for sale in Joliet listed in Silver Leaf between February 11th, 2020 and February 10th, 2021. Homes for sale in Silver Leaf Joliet Address Status List Price Beds Total Baths Total Sqft Year Built 412 Silver Falls Street Active $346,623 3 3 2,264 2020 5 Silver Leaf Drive Active $291,995 4 3 2,646 2021 4 Silver Leaf Drive Active $287,995 4 3 2,472 2021 3 Silver Leaf Drive Active $282,995 3 3 2,264 2021 1 Silver Leaf Drive Active $280,995 2 2 1,780 2021 2 Silver Leaf Drive Active $270,995 3 2 2,053 2021 3405 Silve... 02/10/2021

Homes for sale in Neufairfield Joliet, IL Neufairfield Real Estate Statistics Average Home Size: 2056 Average Property Taxes: 5905 Homes Listed: 46 Homes Sold: 44 Average Number of Days To Sell: 70 The above real estate statistics were compiled by Bowers Realty Group based on homes for sale in Joliet listed in Neufairfield between February 11th, 2020 and February 10th, 2021. Homes for sale in Neufairfield Joliet Address Status List Price Beds Total Baths Total Sqft Year Built 2464 Saddle Ridge Drive Active $225,000 2 3 1,600 2007 2428 Rocky Hill Circle Active Under Contract $179,000 2 2 1,350 2006 Sold Real Estate in Neufairfield - (November 12th, 2020 - February 10th, 2021) Address Beds Total Baths Total Sold Price 1053 Silver Hill Circle 2 3 $173,000 2412 Brush Hill Circle 2 3 $185,00... 02/10/2021

Homes for sale in Windsor Ridge Joliet, IL Windsor Ridge Real Estate Statistics Average Home Size: 2169 Average Property Taxes: 4567 Homes Listed: 38 Homes Sold: 31 Average Number of Days To Sell: 102 The above real estate statistics were compiled by Bowers Realty Group based on homes for sale in Joliet listed in Windsor Ridge between February 11th, 2020 and February 10th, 2021. Homes for sale in Windsor Ridge Joliet Address Status List Price Beds Total Baths Total Sqft Year Built 8601 Buckingham Road Active $405,000 4 3 2,612 2019 1901 Foxborough Way Active Under Contract $348,750 3 2 2,171 2020 8310 Foxborough Way Active Under Contract $320,000 4 3 2,612 2021 8308 Foxborough Way Active Under Contract $313,880 3 3 2,016 2021 8603 Buckingham Road Active Under Contract $305,900 4 3 2,282... 02/10/2021

 The Medicine That Cures During Mortgage Application? "ProActive"  I'm presently working with multiple self-employed mortgage applicants ... and as you would probably suspect, the process for these applicants is a bit more detailed in scope.Why?There are several reasons.  A few of those reasons are found in an article I wrote just a few days ago entitled, "Self-Employed and Hoping to Finance a Home?  What You Need to  Know ..."But perhaps the detail that has historically been the largest stumbling-block and biggest frustration for my clients has surrounded the request for/and obtaining of their Federal Income Tax Return.  The COVID-19 pandemic we are now facing has only served to worsen these problems.Right now, The Internal Revenue Service (from which tax returns are requested), is run... 08/19/2020

 How to Decide: Is Refinancing the Right Decision for You?  Because of ongoing events and the current low-interest rates being seen, many homeowners are contacting me and asking ...   "Would a Refinance of my present mortgage be a smart move?" My answer to them is typically, "Well, it depends."It's easy to see why most callers think my response should be a quick and simple yes or no.  Most articles I've run across do tend to portray it in that manner ... as "right or wrong" or in stark black and white terms, with an answer solely based on dollars and cents alone.  And that can be true in some cases.  Interest rates have remained low (but volatile) for quite a while, and for some mortgage holders, an answer can be fairly obvious.   Some clients: May be able to save on monthly mortgage pa... 03/31/2020

  FHA Changes to Condo Guidelines ... Why They Matter FHA (Federal Housing Administration) has announced that it is issuing new guidelines for Condominiums and Condominiums projects.  The new guidelines will take effect as of October 15, 2019. While the new rules extend the time period for FHA Certifications on condominium developments from 2 to 3 years (a long-awaited and very welcomed change) and make more mixed-use approvals possible, for me the most exciting portion of this announcement centers on single Condo units.  In a nutshell, these changes should make it easier for individual Condo units to qualify for FHA-backed mortgage financing.  That's an important and exciting change. Starting on October 15, 2019, the FHA guidelines will read:  An individual Condo unit located in a buil... 08/22/2019

  Establishing Legal Ownership: Condos, Dwelling Parcels, PUDs I've "been around" ...  Around the mortgage business, that is.  For over 40 years. And during those 40 years,  besides being a Mortgage Originator, I also held an IL Real Estate Appraiser license for around 2 decades.  Plus I was honored to serve on my local Village Board.   My time served on that Board included working on a Comprehensive Plan for the Village and on the Building and Zoning Commission.  Each capacity fulfilled provided me with amazing opportunities to learn and expand my knowledge.  Most importantly for me was what I learned regarding real estate and the financing of it.  The experience complemented my work immensely. But even with all these varied opportunities and experiences that have come my way over the ... 12/07/2018

  Reduced Costs Seen for Private Mortgage Insurance In a period of rising mortgage interest rates, some good news has recently arrived from the Private Mortgage Insurance (PMI) industry ... Most of the predominant PMI companies have reduced rates charged to borrowers that finance a home and have less than 20% to place as a down payment. As the entire mortgage/lending industry seems to be adopting a "specific risk-based pricing", mortgage insurance companies are taking that approach as well.  In addition to "reduced rates/lower premiums", mortgage insurance companies have tracked and now built-in adjustments for specific variables on a case-by-case basis. Statistics show that two-borrower loans perform better than one.  As a result, mortgage insurance becomes less expensive for two or mo... 08/14/2018

  Do You Own Real Estate Property? Are You an IL Disabled Military Veteran? Last week, I had another opportunity to provide financing services for a home purchase made by one of America's most cherished assets ... a military veteran. It's always a huge honor and distinct pleasure to assist one of our veterans in becoming a homeowner.  But this particular transaction was noteworthy, as my borrower was a disabled veteran and his home Refinance featured a little-known benefit available to disabled military veterans that buy or own property.  As a result of his having filed for this often unknown and under-utilized benefit, my veteran's property tax bill/property tax due was ZERO dollars.  That's right ... ZERO ... How was this possible for this disabled veteran?An (annual) benefit offering... 07/09/2018

  Myth-Busting Mortgage Credit Scoring Over the years, Mortgage Credit Scoring has evolved.  It continues to do so at a fairly constant and rapid rate ...   As a result, a large supply and wide variety of updated articles and reports regarding the topic of Credit Scores (Fair Isaac Corporation (FICO) scores) can be found easily pretty much all the time.  The following link provides an example of one of the many articles that I found while doing a quick search today.  It focuses on a new change that may be coming to some consumers' Credit Scores:   "Credit scores may jump this month thanks to new scoring rules enacted after CFPB study"   While there are many reliable helpful sources of information to be found, there are also many unreliable misleading "myths" to be found too.  Myths that... 05/11/2018

  2018 Forest Preserve District of Will County "Food Truck Fridays" Visit the Forest Preserve District of Will County, either in person or online, and you'll quickly find out that the benefits and services offered by the Forest Preserve District go way beyond the trails, animals, preserves, and beauty to be found within its borders. Residents and visitors to Will County, IL have access to over 21,000 acres of land/water on which boating, wildlife, camping, fishing, picnicking, educational programs ... dog parks, a variety of winter activities,  and even weddings ... can be enjoyed.  There is truly something for everyone to enjoy when visiting Will County's preserves.One of the most popular programs offered through the Forest Preserve District of Will County ... "Food Truck Fridays" is r... 04/18/2018

  Avoid "Mortgage Approval-Ivy". Don't Make These Mortgage Mistakes When our boys were little, we decided to construct a home in the Lincoln-Way Area of the Chicago Southland.  When choosing a lot to build on, we visited subdivision after subdivision in the area.   After deciding on the subdivision we wanted, we began a search for our building site.  We walked property after property trying to find the "perfect" lot.  The lot we ended up choosing was located at the highest point of the street ... great for drainage.  And the lot was filled with trees that, although small at the time, would mature into nice shade for our home once the land was cleared and sunshine could reach them.After the construction of the home was behind us, there was still a lot to do outside in the yard.  We dug, ... 02/27/2018