💰 Can You Use Your Tax Refund to Buy Property?Every spring, many people receive a tax refund—and for some, it’s more than just extra spending money.It can be a powerful stepping stone toward real estate ownership.So the question is:Can you use your tax refund to buy property?The answer is yes—and it may be one of the smartest ways to get started.🏡 How a Tax Refund Can Help You Buy PropertyWhile a tax refund may not cover the full cost of a home or land purchase, it can play a key role in getting you there.Here are some of the most common ways buyers use it:✔ Down Payment AssistanceEven a few thousand dollars can help you: Meet minimum loan requirements Reduce your loan amount Strengthen your offer ✔ Closing CostsBuyers often underestimate closing costs, which can include: Loan fees Titl... 04/14/2026

Boundary County: A Land of Lakes and Natural AbundanceNestled in the far north of Idaho, Boundary County is a paradise of unspoiled nature, teeming with abundant water sources. This breathtaking region is home to an astonishing 62 lakes, each offering its own unique charm and natural beauty.A Wealth of WaterWith its vast number of lakes, Boundary County boasts a landscape that is both diverse and awe-inspiring. From large, pristine bodies of water to hidden alpine gems, these lakes provide habitats for a wide array of wildlife, including fish, birds, and other native species. Amazingly you often find yourself enjoying these wonders with very few people around to interrupt your solitude.  For outdoor enthusiasts, the lakes of Boundary County offer an endless array of recreational activit... 02/20/2025

Bonners Ferry, Idaho: A Hidden Gem in the Kootenai ValleyNestled in the breathtaking Kootenai Valley, Bonners Ferry, Idaho, is a charming small town surrounded by majestic mountains, lush forests, and the tranquil waters of the Kootenai River. Known as the “Friendliest Town in Idaho,” this peaceful and welcoming community offers the perfect blend of rural serenity and modern convenience.Looking for a home to buy in Bonners Ferry, see the homes for sale here.Why You’ll Love Living in Bonners Ferry:🌲 Scenic Beauty & Outdoor Adventure – Whether you love hiking, fishing, hunting, or simply soaking in nature, Bonners Ferry offers endless opportunities to explore the great outdoors. The nearby Selkirk and Cabinet Mountains provide stunning backdrops for year-round recreation, including skiing... 02/19/2025

Auroras Light Up North Idaho: October 8, 2024On the night of October 8, 2024, residents of North Idaho were treated to a brief display of natural beauty as the auroras danced across the night sky. This spectacular phenomenon captivated onlookers with vibrant colors and swirling patterns that illuminated the dark landscape, creating a scene that will be remembered for years to come.What Causes the Auroras?Auroras, commonly referred to as the Northern Lights in the northern hemisphere, are caused by solar winds colliding with the Earth’s magnetic field. During periods of high solar activity, charged particles from the sun interact with gases in the Earth’s atmosphere, resulting in a stunning light show. These interactions produce vivid colors—greens, pinks, purples, and reds—that can stre... 10/08/2024

Need a house now but higher interest rates got you down?  Maybe a 2/1 buydown credit from the seller can help you.  A 2-1 buydown is a type of financing that lowers the interest rate on a mortgage for the first two years before it rises to the regular, permanent rate. The rate is typically two percentage points lower during the first year and one percentage point lower in the second year.How do I get the 2/1 buydown.  When its time to write an offer on a house, your agent will ask the seller to provide a credit out of the proceeds towards your buydown.  This money is held in an escrow account and prepays a portion of your payment each month for the first two years giving you time to refinance when rates are lower.  Save over $700 a month your first year on 246 Holmes Rd Bonners Ferry ID... 03/25/2023

 Give me a call at 208-610-0011 to set up a showing, you won't be disappointed. Here is a 360 tour of this beautiful home for sale in Bonners Ferry. https://Sandpoint-Realty-LLC.vr-360-tour.com/e/WpABhZiBXgg/eText 46493 to +1 (475) 405-1234 for more information.  Gorgeous views of the Cabinet, Purcell and Selkirk mountain ranges! This very well kept 3 bed 3 bath, 3 car garage is situated on .41 ac. located in the desirable Marx development. Beautiful craftsman home front entry with leaded glass front door and side lights, real wood flooring, custom craftsman style moldings throughout vaulted ceiling in main living and master bedroom areas, river rock double sided gas fireplace in living and master bedroom along with hearth seating in both rooms for those nights that you want to be extra... 01/23/2023

    Visit Veterans Memorial Park Bonners Ferry Idaho. Near the banks of the Kootenai River graced by a glorious 100 foot flag pole sits the Veterans Memorial Park Bonners Ferry Idaho.   Within the park, there are 4 monuments.  One is a tribute to Honor All Veterans.  One is a granite monument etched with Our Fallen Heros.  The third is In Their Memory of the Boundary County veterans of each war.the fourth is To Commemorate the First Route of Travel   These are theBoundary County ResidentsWho Made the Ultimate Sacrificein Service to Their Country IN THEIR MEMORY World War IJohn A. Eickhammer, 1918 - Orville j. Brant, 1918 - William H. Athins, 1918, Paul F. PeterBertie F. Athins, 1918, Louis F. Stone, 1918, Henry Nelson, 1918. Ralph C. Fisher, 1918Charles L. Zimmerman, 1918, Carlisle Smit... 06/15/2022

Gold road and surround Naples area; you have new neighbors.  We recently sold the home on 754 Gold Road Naples ID 83847.  Be sure to stop by and welcome April and Tim to the neighborhood.  Wonderful people and will be good additions to our community. SOLDand we can do the same for you!Rain Silverhawk -208-610-0011Mark Don McInnes 208-255-6227 SOLDCentrally located between Sandpoint and Bonner's Ferry, you'll find this well-maintained 3-bedroom, 2-bath home with 3-bay detached shop on 9.81 gorgeous acres in a very peaceful setting. Enjoy mountain views and country breezes from the covered porch, garden to your heart's delight and bring the animals, there are no CC&Rs to limit your enjoyment of this land. The shop has a loft and its own bath. Served by Cabinet Mountain Water, private sept... 05/12/2022

"Dont sit under the apple tree with any one else but me"  Congratulations Grace on your new Idaho home.10 Beautiful treed acres with a charming 3 bedroom, 1.5 bath home that has been beautifully remodeled.  No CCR&R's or HOA's Includes a detached shop, fruit trees and plenty of room for your garden and animals. 08/20/2021

North Idaho is filled with lakes, creeks, rivers and places to enjoy. List of 61 Lakes in Boundary county idaho Ball Lakes Pyramid PeakBass Lake CopelandBeaver Lake Twentymile CreekBeehive lake The WigwamsBeehive Lakes The WigwamsBig Fisher Lake Pyramid PeakBloom Lake NaplesBlue Lake NaplesBond Lake NaplesBonner Lake Curley CreekBottleneck Lake Roman NoseBradley Lake NaplesBrooks Lake Roman NoseBrush Lake Hall MountainBussard Lake EastportCanyon Lake Smith FallsCaribou Lakes Caribou CreekContinental Lake Continental MountainCooks Lake Roman NoseCopper Lake Canuck PeakCorner Lake Roman NoseCutoff Lake Smith PeakDawson Lake Meadow CreekDeer Lake Swamp RitzDivide Lake Clifty MountainFault Lake Mount RoothaanGeyselman Lake EastportHarrison Lake The WigwamsHerman Lake Curley CreekHidden Lake... 08/20/2020

Enter for your chance to win a $25.00 gift certificate at Super One grocery.  You are invited to an open house at 7157 Oak St Bonners Ferry Idaho 83805 from 10-2 today. Like new completely remodeled, Colonial Style 3 bedroom 2 bath home 1558 sq ft plus a 616 sq foot unfinished walkout basement. New roof, siding, windows, electrical, plumbing, insulation, and new sewer main. Top of the line kitchenappliances included. Air conditioning, heatpump wood stove and low utility bills. Lower bath is graced with a Claw Foot Tub and upstairs has a walk in shower. Features Covered deck, carport, Montana shed and fruit trees all on a corner lot with hardly any traffic. Come see this well cared for home near the Kootenai River today.This home qualifies for the Keller Mortgage Zero Lender Fee Loan to ... 07/25/2020

This is a very private family so I am not going to mention names or post the fantastic photo I got of them at the closing table.   You three know who you are.  smile Just know that I am so happy for your entire family. Enjoy those Absolute best views available of the Selkirk Mountain Range off the deck in the hot tub in this custom built cedar D log home.  Go catch a fish G-Men   09/24/2019

Off Grid remote end of the road 10 acre parcel with Expansive panoramic valley and mountain views! See all the way to Bonners Ferry, Canada & the Valley floor.  No HOA or CCR's build your dream home on a number of areas of this tranquil property. Nicely forested parcel offers a private & remote setting. Abundant wildlife in the area (deer, elk, moose, & bear). Pick  thimble berries, blackberries and Oregon grapes. Private road behind two locked gates.$75,000 https://www.northidahosandpoint.com/listing/mlsid/548/propertyid/19-8946/ 08/20/2019

I just wanted to congratulate the Gruszka family on the sale of their home.  This one was emotionally and financially a drain  and I am so happy for your both to be able to go on without this weight of a property so far away from you.   Private 4 bedroom, 2.5 bath, 2804 Sq. ft finished 4956 sq ft total. Bavarian Style log home on 22.35 acres. Custom woodwork, Country Kitchen with island, dining room, custom stone fireplace with raised hearth and mantel, and large living room. One wing can be a multi room entertainment area or a master suite, office and den with large covered decks and 2nd fireplace. There is a large shop/ woodworking/ hobby room and laundry off 2 car attached garage, extra storage/work room and barrel stove in basement. Fenced garden area, barn/storage, forced air gas h... 06/20/2019

Were in escrow and can't wait to see the buyers move into their new home.    Private 4 bedroom, 2.5 bath, 2804 Sq. ft finished 4956 sq ft total. Bavarian Style log home on 22.35 acres. Custom woodwork, Country Kitchen with island, dining room, custom stone fireplace with raised hearth and mantel, and large living room. One wing can be a multi room entertainment area or a master suite, office and den with large covered decks and 2nd fireplace. There is a large shop/ woodworking/ hobby room and laundry off 2 car attached garage, extra storage/work room and barrel stove in basement. Fenced garden area, barn/storage, forced air gas heat, balcony off master bdrm. Home overlooks private meadow and mountains with no ccrs. Landscaped grounds this home is a must see!!$399,000https://www.northida... 06/05/2019

 Selling a home that you love can be bitter sweet but as the chapters of our lives change, sometimes it is the best thing possible.  Congratulations Robin for selling the little home in Bonners Ferry that was so good to you.  The community will miss having you right here, but are so happy that this sale will give you a little breathing room and a few options.  I feel so lucky that you picked me to help you sell this home when you are friends with literally every body in town.  Thank you for your trust in me and for spreading good words about me to everyone you know.   I do appreciate you!!!!    06/05/2019

Everyone that viewed this home said it was perfect except for the less than perfect road.  Luckily the perfect match came along and fell in love with it and have an accepted offer.   Nice 4 bed 3 bath 2900 sq ft Self sufficient off grid house on 10 private acres. House has a wood cook stove, pantry and cool storage, propane fridge, low energy washer, propane dryer. 20x24 shop with loft storage and carport, sauna, 2 garden areas, greenhouse, balconies off 2 bedrooms, no CCRs, Harris Hydro 15-18 amps system, year round spring which also feeds a 500 gallon cistern, 50 GPM private well, (3 sources of water NOT counting the seasonal pond) seasonal pond (Dries up approx Aug-Oct), could be year round if developed, frost free spigots, sunroom, greenhouse, 10 cord wood shed, 750 watts solar with... 07/08/2016

It finally sold!  This lot was with a fellow agent for several years before I got it and it is officially the longest listing I ever had.  While it had all the makings for a great homesite it was in an area that just wasn't having any new construction.  This was just one of those properties that needed that special person to fall in love with it. Each and every time the listing was expiring, I was just sure my seller would drop me and each time he would say he knew how hard I was working on it and he hoped this would be the year.  This wonderfully loyal client stuck it out through thick and thin and finally sold this lot.Water, gas, phone, and electric to the property line. Almost 1 acre with Awesome rim and mountain views, overlooks mill and valley and no one can ever build behind you ... 07/07/2016

 The idaho real estate market is HOT right now.   Rain Silverhawk currently has 13 homes and land in escrow.  WOW!   We met with some past clients yesterday and my gal made a comment that she went online to see what we were up to.  She said I found sales from all corners of the map you guys sure do sell alot of stuff.  I got to thinking about it and not only have all the past sales been spread over Bonner County, Boundary County and Kootenai county but the 13 pending escrows we have right now are spread all over.With all these sales comes the need for more listings.  If you are in North Idaho and wanting to sell your home, land or commercial building please give me a call.  I sold off our inventory and need more homes to SELL.          07/05/2016

Bonners Ferry Bannana Belt with 16 hours of sunlight during summer months.I often hear from people that Bonners Ferry Idaho is so far north and close to Canada that it must be hard to grow things. What a treat to know that Bonners Ferry is a Bananna belt. No we don't grow bananas or oranges here but just about everything else. Bonners Ferry actually has a surprisingly "long" growing season with a zone 4 rating and an average of 128 frost-free days, due to its relatively low elevation of 1,790 feet. Boundary county is bisected by the Kootenai River, a major tributary of the Columbia River. The river’s course lies between two great mountain ranges creating this agricultural rich valley growing such diverse crops as hops, wheat, canola , potatoes, fruits, berries, flowers and nursery trees... 06/17/2016