If you are buying or selling luxury real estate in the beautiful River City of Post Falls, Idaho, here is some valuable information for you.  Let me know if you would like me to email these graphs to you full size so they will be easier for you to read.  The graphs might be easier to read at http://activerain.com/blogs/jscharf Here are my Post Falls Real Estate Market Graphs for 2008 through October 31.  I included all properties priced $400K and above, and isolated properties in the Post Falls area.  This will give you a better understanding of the local Post falls market than you can get when the statistics are lumped with other towns.  Remember, all real estate markets are LOCAL.  One interesting bit of info that isn't on the graphs is the price per square foot that the sold properti... 11/05/2008

With the tightening of lender guidelines and the shrinking of pocketbooks across America, USDA is growing in popularity among middle to low-income families and individuals.  However, very few Mortgage Professionals know how valuable this program is and, even more importantly, don't know how to structure the loan for a fast and smooth review. Because program literature and copy written material often provides "Program Highlights" and don't get into the nitty-gritty, I called my local USDA contact and asked for a copy of the underwriting guidelines.  He was happy to oblige, and I have (while trying to be more in depth than program fliers and handouts, but not dictate the underwriting guidelines - 24 pages of SMALL font that will bore you to tears) provided you with information I think you... 09/17/2008

Team Rhino | Keller Williams Coeur d'Alene | 208-292-3481 815 N. Brigger Street, Post Falls, ID Own A Piece Of The North Idaho Dream 6 Bdrm Multi-Family, 3 units offered at $275,000 Year Built 1993 Sq Footage 2,922 Bedrooms 6 Bathrooms 3 full, 3 partial Floors 2 Parking Unspecified Lot Size .16 acres HOA/Maint $0 per month DESCRIPTION Well Kept Hard to Find - Newer set of Triplex's each with 2 bed 1.5 baths and a carport. Walking distance to Wal Mart,shopping, Dr's offices and schools. Some long term tenants. Good Rental History. see additional photos below PROPERTY FEATURES Central A/C Central heat Family room Breakfast nook Dishwasher Stove/Oven Yard COMMUNITY FEATURES Covered parking ADDITIONAL PHOTOS Seller contact info: Team Rhino Keller Williams Coeur d'Alene 208-292-3481 For sal... 03/25/2008

Team Rhino | Keller Williams Coeur d'Alene | 208-292-3481 817 N Brigger, Post Falls, ID Excellent Investment Opportunity 6 Bdrm Multi-Family, 3 units offered at $275,000 Year Built 1993 Sq Footage 2,922 Bedrooms 6 Bathrooms 3 full, 3 partial Floors 2 Parking Unspecified Lot Size .16 acres HOA/Maint $0 per month DESCRIPTION Well Kept Hard to Find - Newer set of Triplex's each with 2 bed 1.5 baths and a carport. Walking distance to Wal Mart,shopping, Dr's offices and schools. Some long term tenants. Good Rental History. see additional photos below PROPERTY FEATURES Central A/C Central heat Family room Breakfast nook Dishwasher Stove/Oven Yard COMMUNITY FEATURES Covered parking ADDITIONAL PHOTOS Seller contact info: Team Rhino Keller Williams Coeur d'Alene 208-292-3481 For sale by agent/b... 03/25/2008

With all the negative talk and horror stories concerning the Option ARM I thought I would share this article that recently came out in BusinessWeek.Surprise: 'Toxic' Mortgages Are the Best 09/26/2007