Before we can begin working on viable solutions for the mortgage and finance industry, we must first properly identify and define the problems. I would like to first share with you a simple analogy as it relates to the mortgage profession. The most beautiful golf courses in the world are show cased on television week after week during the PGA tour. What goes on behind the scenes to create and maintain these master piece golf courses is what is truly amazing. The superintendent of the golf course must be aware of weather conditions, different types of grass and soil conditions just to name a few. He must also know how and when to react to devastating conditions before they are beyond control. Let's take for example, the common grass weed. Grass weeds can wreak havoc on a golf course...
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