Credit Repair. How to do your own! In days past, the transfer of goods, properties, or services involved nothing more than a direct exchange of bartered goods or currency. As time progressed, systems such as promissory notes and promise to pay contracts began to be used in place of cash transactions and transfer of goods became a bit more complex.These days, anyone who meets certain qualifications can obtain credit with merchants, banks, etc. and while this offers greater flexibility, it brings with it a greater possibility that consumers can overextend themselves. Sadly, it has also opened a window of opportunity for things such as fraud and identity theft. This has led the government to respond by instituting laws that regulate certain aspects within the credit industry that protect n... 07/09/2015

Lease Option vs Lease Purchase Buying a home through rent to own contracts has become more popular in recent years and there are two basic platforms that are most often used in these scenarios; a lease purchase or a lease option. While they are similar, there are some big differences that may affect your decision in choosing which is right for you. Lease Option – This option is simply a lease agreement that gives the tenant an option to purchase the property before or by the end of the lease period. The specifics can vary depending on the two parties involved. Lease Purchase – This option is a rental agreement that has a sales contract included in the lease. This type of agreement stipulates that the tenant will purchase the property at the end of the lease. Unlike a lease option, the ... 07/02/2015

Buy a Home rather than Rent? Yes, here’s Why… It isn’t unusual for people to think that renting is less expensive than buying a home. While in some cases it may be true that home buying is more expensive, it is also true that a large majority of renters overlook many of the hidden costs associated with renting. These costs alone are often significant enough to make home buying a more financially sound investment.Equity. Right now, there are record numbers of households who rent, which is leading to few vacancies and rental fees are skyrocketing. When renting, you create equity for your landlord with every monthly payment. When you decide to move however, there is nothing to show for the money that you’ve paid. When you purchase a home, if you stay in there you will own it eventually and... 06/17/2015

                        Five Tips on Investing in a Property that will Prove to be Profitable   Investment is a matter of thinking and taking decisions; it is also a matter of risk because of the change of the market scenario. In other words, right place, right time, right price-whenever it’s come to purchase a good and profitable investment property, these three wordings come in handy. These wordings are true to much extent. But in reality, there’s lie many facts of tips that are needed to be considered. Some of such tips are:   1. Assess the current market scenario. Every investment-from investing in the company’s shares to real estate need to assess the current market scenario. It is the current economic scene that dictates and also influence the investment decision you’ll make.    2... 12/02/2014

How to Buy a Home  Purchasing your first home can be quite an adventure. As with any adventure, it also comes with pitfalls and confusion. Not only do you have to find the perfect house for your family, you also want to insure it fits your budget. Even a low priced fixer-upper can be too expensive when the repairs you need to do are major. You may be able to afford the house payment, but the constant expense of repairs could break your budget.  How Much House Can You Afford?  Before you open the first magazine with all the homes in your area or embark on any home buying venture, you need to decide what you can afford. Your mortgage will be part of your total debt, which should be no more than 36 percent of your income. In order to get the best rate, you should have at least a 20 percent... 11/27/2014

5 Ways to Improve Your Credit Score In the housing boom that occurred during the early years of the 21st century, easy loans for those with a poor credit history weren’t uncommon, these days they are quite rare. If you want to buy a home in today’s market, lenders will check your credit carefully and rarely will they approve a loan for someone who has a poor credit score. Your credit history not only affects your ability to get loans and credit cards, but the interest rates that you pay on them as well. A poor credit score can even cause a raise in your insurance premiums and in some cases it can tip the balance one way or another when applying for certain jobs. Fortunately, a less than perfect credit score is repairable, but it will take some time, discipline, and diligence on your par... 11/26/2014

Country Living Fair in Stone Mountain GA 2013   When: October 25, 26, and 27, 2013 Hours: 10 am to 5 pm Where: Stone Mountain, Georgia Who: All Welcome Who to Contact: Fair Management – 1-866-500-FAIR Cost:  One Day ticket is $16.00 and Weekend Pass is $20.00 Per Person   History of the Country Living Fair This is the 4th Annual Fair for the Country Living Magazine hosted in Atlanta.  The purpose of the fair is to promote Country Living Magazine and to celebrate the many artisans from around the country and sample the variety of foods from local vendors.  There is also the opportunity to meet the editors of Country Living Magazine and attend how-to seminars.  This year Ms. Cari Cucksey of HTV’s Cash and Cari will be featured at the fair.   Insider Tips to Make Your Visit More Enjoyable ... 10/27/2013

  Please enjoy our Stone Mountain GA real estate website including Homes In Stone Mountain Georgia. Here you will be able to search all homes for sale in the Stone Mountain Georgia real estate MLS. This includes all Stone Mountain Georgia properties for sale such as condominiums, homes and houses and also includes HUD Homes, foreclosures and Short-Sales. If you are ready to buy or sell a house, we can help you out as a Stone Mountain GA real estate agent which includes Homes In Stone Mountain Georgia. If you see a house you want more information on or would like to schedule a showing, be sure to call The Mark Spain Team, a great Stone Mountain GA Realtor, at 770-886-9000. If you would like to buy a new Stone Mountain Georgia home, we can get you in contact with Stone Mountain home build... 10/26/2013

Pumpkin Fest at Stone Mountain Georgia 2013   When: September 27 - October 27 (Friday - Sunday)       Hours: Check Calendar Where: Stone Mountain Park, Stone Mountain GA Who: Everyone and Anyone Tickets: Check Website for tickets Who to Contact: Festival Info Contact Information: Stone Mountain Park Info Stone Mountain Park’s annual Pumpkin Festival   This is the 11th year for the Stone Mountain Pumpkin Festival. Since 2002 this has been one exciting festival for all ages. You don't have the Georgia heat to deal with and depending on the Atlanta traffic it can make for a really nice day for you and your family. They have many exciting attractions just for the festival. Besides your regular Stone Mountain Park rides and locations. You and your family will have an amazing treat with Pie E... 10/25/2013

  Celebrate The fall Season Come and See the 2013 Pumpkin Festival in Stone Mountain Park!   Stone Mountain Park is a STATE OF GEORIGA Park therefore open during the federal government shutdown!!! Stone Mountain Park is a well-known family favorite destination near Atlanta. It is an amusement park featuring different attractions and outdoor activities. This is where visitors come not just to have fun with the different fun-filled activities but to enjoy the weather and the magnificent sceneries Stone Mountain has to offer. Stone Mountain Park had been annually offering a celebration of Autumn since 2003. Now on its 11th year, Stone Mountain Park announces the opening of this years’ Pumpkin Festival. Oodles of fun await the whole family during the weekends to celebrate the seasons of Fal... 10/10/2013

I am very pleased to announce another successful Short Sale in Stone Mountain, GA!  Last week we closed on a four bedroom home at 1817 Canberra Drive, Stone Mountain, GA  30088.  This home is located in the Hidden Hills subdivision and it was only on the market four days before we got an offer above asking price!  As a Real Estate Agent who specializes in DeKalb County Short Sales in the Stone Mountain, Lithonia, Ellenwood and Decatur areas, it makes me so proud to know that I helped another homeowner to avoid foreclosure.  The best part of this is that all the homeowner had to do was call me and provide a few few documents.  The short sale costs the homeowner nothing, but it is best handled by an experienced Real Estate Professional with knowledge of the market and knowledge of short s... 03/07/2013

  Please enjoy our Stone Mountain Georgia real estate supersite including Stone Mountain Georgia Short Sales. Here you will be able to search all homes for sale in the Stone Mountain real estate MLS. This includes all Stone Mountain properties for sale such as homes, condominiums and houses and also includes HUD Homes, short-sales and foreclosures. If you are ready to buy or sell a house, we can help you out as a Stone Mountain real estate agent which includes Stone Mountain Georgia Short Sales. If you see a house you want more information on or would like to schedule a showing, be sure to call The Mark Spain Team, a great Stone Mountain Realtor, at 770-886-9000. If you would like to buy a new Stone Mountain Georgia home, we can get you in contact with Stone Mountain home builders to se... 03/04/2013

It's Time for Snow Mountain at Stone Mountain ParkSnow Mountain is a beautiful winter activity at Stone Mountain Park.  Snow Mountain is lots of fun for kids and adults, Snow Mountain Stone Mountain Park offers S'mores under the campfire, snow tubing rides, and mounts of beautiful snow to play with or in.Snow Mountain at Stone Mountain Park will be available from November 22, 2012 - February 18, 2012. Snow Mountain tickets are $27 which includes 2 hours tubing time and all day access to the snow play area.  A one day parking pass to enter Stone Mountain Park is $10 and it is recommended that you purchase your Snow Mountain tickets in advance.My daughter  went to Snow Mountain at Stone Mountain Park about a week ago and she loved it her favorite thing was the family tubing.  If you are l... 12/12/2012

Homes in Smoke Rise - December 2012 from http://www.smokerisehomesforsale.com There are currently 17 active homes for sale in Smoke Rise. The average listing price for Homes in Smoke Rise during the month of December is $298,794. The median list price in December for single family residential and condo/town home properties in Smoke Rise is $250,000. The typical home for sale during the month of December in Smoke Rise is a 4.64 bedroom, 3.05 bath home built in 1973. To break down pricing further we can look at price by bedrooms in Smoke Rise. During the month of December a 3 bedroom homes average for sale price is $0 while a 4 bedroom homes average for sale price is $248,130. The 5 bedroom homes are listing for an average of $395,825. All market data and statistics are pulled directly fr... 12/06/2012

Most residents of Stone Mountain know about the swim and tennis community off Stone Mountain-Lithonia Road known as    The Southland.  I recently listed a beautiful 5 bedroom, 5 bath home in this subdivision for the bargain price of $180,000 as a Short Sale.  This home on Greenock Drive has EVERYTHING!!  It is all brick with hardwood floors on the main level, a formal living room, a formal dining room, a family room with a fireplace, an eat-in kitchen with lots of cabinets, granite countertops and a big kitchen island.  The over-sized master suite upstairs has a sitting room and lavish master bath. This awesome home even has a finished basement with a theater room.   Needless to say that within a week of putting it on the market, it went under contract with a very well qualified buyer. ... 12/04/2012

Stone Mountain Real Estate Listings NEW AND UPDATED LISTINGS $78,880 NEW 3524 Sheree Trail Stone Mountain, GA 30087 BEDS: 3   BATHS: 2 full baths   SQ FT: 00 Listed With Chapman Hall Realtors Premier MLS 5086789 DETAILS $59,740 NEW 539 Pennybrook Lane Stone Mountain, GA 30087 BEDS: 4   BATHS: 2 full, 1 part baths   SQ FT: 2,216 Listed With Southern Reo Associates Llc MLS 5086731 DETAILS $59,000 NEW 1595 Creekford Way Stone Mountain, GA 30088 BEDS: 3   BATHS: 2 full baths   SQ FT: 1,929 Listed With Strong Tower Realty Inc MLS 5086767 DETAILS $40,000 NEW 1251 Autumn Hill Lane Stone Mountain, GA 30083 BEDS: 3   BATHS: 2 full, 1 part baths   SQ FT: 00 Listed With Better Homes And Gardens Real Estate Metro Brokers MLS 5086754 DETAILS $49,900 NEW 684 Cather Court Stone Mountain, GA 30088-000... 11/29/2012

Stone mountain Real Estate Listings $105,000 4304 Joshua Crossing Stone Mountain, GA 30083 BEDS: 3   BATHS: 2 full, 1 part baths   SQ FT: 00 Listed With Better Homes And Gardens Real Estate Metro Brokers MLS 5085144 DETAILS $65,500 5542 Woods Circle Stone Mountain, GA 30087 BEDS: 2   BATHS: 2 full baths   SQ FT: 00 Listed With Bob Wood Realty MLS 5083397 DETAILS $175,000 5916 Ohara Drive Stone Mountain, GA 30087 BEDS: 4   BATHS: 2 full baths   SQ FT: 1,722 Listed With Peters Home Team Realty MLS 5081346 DETAILS   Listings identified with the FMLS IDX logo come from FMLS, are held by brokerage firms other than the owner of this website and the listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. © 2012 First Multiple Listing Servi... 11/25/2012

Stone mountain NEW AND UPDATED LISTINGS $144,900 NEW 5295 Lakebrooke Run Stone Mountain, GA 30087 BEDS: 3   BATHS: 2 full, 1 part baths   SQ FT: 00 Listed With Pcr Holdings, Llc MLS 5085475 DETAILS $109,900 NEW 3544 Sheree Trail Stone Mountain, GA 30087 BEDS: 3   BATHS: 2 full baths   SQ FT: 1,575 Listed With The Real Estate Office Inc MLS 5085434 DETAILS $85,000 NEW 1342 Oakengate Drive Stone Mountain, GA 30083-1240 BEDS: 3   BATHS: 2 full, 1 part baths   SQ FT: 1,914 Listed With Charlesworth Realty Group MLS 5085305 DETAILS $50,000 NEW 5312 Oconnel Court Stone Mountain, GA 30088 BEDS: 4   BATHS: 3 full baths   SQ FT: 2,133 Listed With Southern Reo Associates Llc MLS 5085427 DETAILS $84,900 PRICE REDUCED 680 Watson Cove Stone Mountain, GA 30087 BEDS: 4   BATHS: 2 full, 1 part baths   ... 11/23/2012

  Please enjoy our Stone Mountain Georgia real estate search site including Short Sale Home In Stone Mountain GA. Here you will be able to search all homes for sale in the Stone Mountain real estate MLS. This includes all Stone Mountain GA properties for sale such as houses, condominiums and homes and also includes short-sales, HUD Homes and foreclosures. If you are ready to buy or sell a house, we can help you out as a Stone Mountain GA real estate agent which includes Short Sale Home In Stone Mountain GA. If you see a house you want more information on or would like to schedule a showing, be sure to call The Mark Spain Team, a great Stone Mountain GA Realtor, at 770-886-9000. If you would like to buy a new Stone Mountain GA home, we can get you in contact with Stone Mountain Georgia h... 11/21/2012

Stone mountain NEW AND UPDATED LISTINGS $130,000 NEW 751 Kenilworth Circle Stone Mountain, GA 30083BEDS: 4   BATHS: 2 full, 1 part baths   SQ FT: 00Listed With Better Homes And Gardens Real Estate Metro Brokers MLS5016904DETAILS $47,900 NEW 4270 Autumn Hill Drive Stone Mountain, GA 30083BEDS: 5   BATHS: 2 full, 1 part baths   SQ FT: 2,850Listed With Keller Williams Realty Signature Partners MLS 5083259DETAILS $29,900 NEW 404 Prince Of Wales Stone Mountain, GA 30083BEDS: 2   BATHS: 2 full, 1 part baths   SQ FT: 1,036Listed With Chapman Hall Realtors Premier MLS 5083207DETAILS $134,900 NEW 840 Rocky Ridge Court Stone Mountain, GA 30087BEDS: 3   BATHS: 2 full baths   SQ FT: 1,678Listed With Solid Source Realty Inc. MLS 5082659DETAILS $99,900 NEW 599 Dove Lane Stone Mountain, GA 30087BEDS:... 11/15/2012