Explore Lawrenceville, GA

By Eric Reid
(Renaissance Realty Group of Keller Williams Atlanta Partners)
Comments 1
What is a Loan Modification Modify the existing mortgage. In simple terms, the creditor, usually a bank, agrees to change the terms of the loan. Most often the changes are temporary. Reducing the interest rate, principal portions of payments, or extending the amortization in an effort to reduce o...

By Eric Reid
(Renaissance Realty Group of Keller Williams Atlanta Partners)
Comments 0
How do you, my listing agent get paid... who pays you commission? The bank will pay the commission along with all the other usual closing costs. Do I have to miss a payment to do a Short Sale? Again, the short answer is No. Late last year most major lenders started accepting short sale offers fro...

By Eric Reid
(Renaissance Realty Group of Keller Williams Atlanta Partners)
Comments 0
Will I still have to pay property taxes if I do a short sale? Property taxes will always have to be paid as part of any accepted short sale. Whether it's you or the lender depends on their policies and the specific agreement you reach while negotiating the short sale. I owe more than my home is w...

By Eric Reid
(Renaissance Realty Group of Keller Williams Atlanta Partners)
Comments 0
Short Sale Questions and Answers I want to preserve my credit score... is a short sale right for me? Late payments on your mortgage have already done serious damage to your credit score.  Under new legislation, you may qualify to purchase another home in 2 years if you can successfully rebuild yo...

By Rider Realty Group, Northeast Georgia Realtors since 2004
(Keller Williams Realty Lanier Partners)
Comments 0
Okay I got behind over the weekend so today I'm posting two new zip codes. This post includes 30045 in Lawrenceville. Gwinnett County home sales are improving every month. Today we will look at another of Lawrenceville's zip codes 30045. This zip covers an area east of Sugarloaf Parkway and inclu...

By Rider Realty Group, Northeast Georgia Realtors since 2004
(Keller Williams Realty Lanier Partners)
Comments 0
Today's featured Gwinnett County home sales zip code report is......drum roll please...........30044!!!This is one of Lawrenceville's many zips and includes communities like Brookwood, Bethesda, and Northwood Country Club. The boundaries run from west of Sugarloaf Parkway, south of Hwy 316 down t...

By Eric Reid
(Renaissance Realty Group of Keller Williams Atlanta Partners)
Comments 3
FHFA ANNOUNCES HOME VALUATION CODE OF CONDUCT - Federal Housing Finance Agency (FHFA) Director James B. Lockhart announced that Fannie Mae and Freddie Mac will implement a revised Home Valuation Code of Conduct (Code) effective May 1, 2009. The Code is based on an agreement between the Enterpris...

By Rider Realty Group, Northeast Georgia Realtors since 2004
(Keller Williams Realty Lanier Partners)
Comments 0
How does the housing market look in your neighborhood? There are many websites out there that say they can give you accurate sales and value info on your area but do they really? I'm not sure what algorithms these sites are using but most of them are usually way off in determining the value of yo...

By Eric Reid
(Renaissance Realty Group of Keller Williams Atlanta Partners)
Comments 0
REO,BPO, CMA, Short Sales, Loin and Tigers and Bears Oh My .. what does it all mean?? Q. What does REO mean? A: Real Estate Owned, it is the term that banks use to identify their foreclosure properties. These properties are now called non - performing assets (bank is not making money on them). Q....

By Eric Reid
(Renaissance Realty Group of Keller Williams Atlanta Partners)
Comments 1
Q? I want to preserve my credit score... is a short sale right for me?  A: Late payments on your mortgage have already done serious damage to your credit score.  Under new legislation, you may qualify to purchase another home in 2 years if you can successfully rebuild your credit after a short sa...

By Eric Reid
(Renaissance Realty Group of Keller Williams Atlanta Partners)
Comments 2
When is a homeowner is "short"? When a borrower owes an amount on his property that when combined with closing costs and commission, is higher than current market value. When does a short sale occur? A negotiation is entered into with the homeowners mortgage company or companies to accept less th...

By Eric Reid
(Renaissance Realty Group of Keller Williams Atlanta Partners)
Comments 4
A:  No, an attorney helps you structure your loan to present your case to the bank.  If you know the proper way to structure a deal, you should not need an attorney.  There are very few instances where attorneys are necessary; for instance, if you feel you are a victim of mortgage fraud, but you ...

By Eric Reid
(Renaissance Realty Group of Keller Williams Atlanta Partners)
Comments 0
What is a loan modification? A: Loan modification definition: A loan modification is a way for homeowners to change the terms of their existing loan in order to make their payment more affordable.  Loans can be modified a number of different ways. Terms can be extended, adjustable rate mortgages ...

By Eric Reid
(Renaissance Realty Group of Keller Williams Atlanta Partners)
Comments 0
Georgia Foreclosure Laws Judicial Foreclosure Available: Yes Non-Judicial ForeclosureAvailable: Yes Right of Redemption: No Deficiency Judgments allowed: Yes Special Comments: None Judicial Foreclosure  The judicial process of foreclosure, which involves filing a lawsuit to obtain a court order t...

By Eric Reid
(Renaissance Realty Group of Keller Williams Atlanta Partners)
Comments 3
Got up this morning and was greeted by on of the most boastful snowy white scenes... enjoy world less Wednesday Please give credit when you "barrow" this picture .. something like God made it Eric Reid of Renaissance Realty Group in Lawrenceville GA just took time to notice it and take the pictur...

By Eric Reid
(Renaissance Realty Group of Keller Williams Atlanta Partners)
Comments 0
A Loan Modification is a permanent change in one or more of the terms of a mortgagor's loan, allows the loan to be reinstated, and results in a payment the mortgagor can afford. Trial loan modifications consistent with these Guidelines may be offered to homeowners beginning on this date, March 4,...

By Eric Reid
(Renaissance Realty Group of Keller Williams Atlanta Partners)
Comments 1
Although all lenders have varying requirements and may demand that a borrower submit a wide array of documentation, the following steps will give you a pretty good idea of what to expect.   Call the LenderYou may need to make a half dozen phone calls before you find the person responsible for han...
The Collins Hill Athletic Association (CHAA) is pleased to announce that we are joining with some local organizations to bring much needed food supplies to our community.  5 Loaves and 2 Fishes is an association of diverse businesses, faith based organizations, and other groups located in North G...

By Eric Reid
(Renaissance Realty Group of Keller Williams Atlanta Partners)
Comments 1
imagine the possibilities..is my company's logo or motto and I think it is a great one .. it encompasses  so much of who I am as a person and business man and a company /team leader and without fail when anyone looks at our letter head or my business can the comment .. hmm interesting "imagine th...

By Eric Reid
(Renaissance Realty Group of Keller Williams Atlanta Partners)
Comments 6
Repairs That Help Sell Your Home Most sellers know of some repairs that need to be made to their home, and a lot of sellers have many items on that list, but not all repairs are equal or, rather, not all home improvements rank high in the buyer's mind. Finding out which repairs will help you sell...

Lawrenceville, GA Real Estate Professionals