What Is a 1099 Mortgage? | Leo Namiot FL Mortgages | Leo Lends FL Mortgage LenderA 1099 mortgage is a home loan designed for self-employed borrowers, independent contractors, and business owners in Jacksonville and St. Augustine who receive income through Form 1099. Instead of requiring full tax returns, lenders may use your 1099 income to help you qualify.This is a major advantage if you maximize tax deductions. Traditional loans often use your net income after write-offs, which can make qualifying harder. With a 1099 mortgage, you may qualify using your gross 1099 earnings, giving you more buying power and flexibility.Ideal for:• Self-employed borrowers• Realtors & commission-based professionals• Contractors & freelancers• Small business ownersIf you're buying or refinancing in Jackso... 04/10/2026

DSCR Loans in Jacksonville, FL – Fast Funding for Real Estate InvestorsLooking to scale your rental portfolio in Jacksonville, FL? A DSCR (Debt Service Coverage Ratio) loan could be your fastest path to growth—without the hassle of traditional income verification.At Leo Namiot FL Mortgage | Leo Lends FL Home Loans, we help local property investors close deals in days, not weeks.Why Jacksonville investors choose DSCR loans:• No W-2s or tax returns required• Qualify based on your property’s rental income• Fast approvals & streamlined closings• Ideal for rental purchases, refinancing & cash-out• Built for scaling real estate portfolios quicklySimple, fast process: Complete our 100% online application Get pre-approved in minutes (no impact to your credit score) Close fast and grow your rent... 03/25/2026

Jacksonville VA Veterans Relocation & Loan Assistance | VA Loans Jacksonville, FLRelocating to Jacksonville, FL or Northeast Florida using your VA home loan benefit? I help veterans and active-duty military secure VA loans in Jacksonville, FL with $0 down financing and competitive mortgage rates.As a local Florida mortgage loan officer, I specialize in helping veterans buy homes in Jacksonville, St. Augustine, St. Johns County, Ponte Vedra, and surrounding Northeast Florida communities.VA Loan Benefits for Jacksonville Veterans:• $0 Down Payment VA Home Loans• No Monthly Mortgage Insurance• Competitive VA Mortgage Rates• Flexible Credit Guidelines• Options for Relocating Military FamiliesIf you're relocating to Naval Air Station Jacksonville, Mayport Naval Station, or Kings Bay, I can h... 03/16/2026

❤️Located in close proximity to the stadium, and lots of shopping and attractions!Listed by Watson Realty Corp, Ellen Dittman (904)535 1199 $258,000  2 bedrooms 2 full baths Beautiful 2 bedroom / 2 full bath home conveniently located a few short blocks from popular bars, restaurants, entertainment, and shopping in historic Riverside, Five Points and Avondale. Modern renovation in the last few years. Roof is 2yrs old. Entire home has LPV flooring, no carpet. Large front porch and fully fenced in backyard with concrete slab, perfect setup for a shed.Listing OfficeWATSON REALTY CORP (Office:) 904-269-1270 Listing AgentELLEN DITTMAN (Mobile:) 904-535-1199 reo.ellen@gmail.com 07/22/2024

More info: https://myfloridahomesale.com/what-to-do-when-you-receive-a-notice-of-default-from-your-mortgage-lender-in-florida/ 04/29/2024

Are you tirelessly scouring Google in search of the "best real estate school near me" to embark on your journey to get your Florida real estate license? While we may not occupy the top spot on Google's first page, allow me to introduce you to Rowlett Real Estate School—an esteemed institution renowned for its exceptional reputation across the state. At our full-service Florida real estate school, we pride ourselves on going above and beyond to equip our students with the tools they need to excel in their state exams and achieve success on their very first attempt. Moreover, we provide personalized assistance to streamline the fingerprinting process and help students complete their state applications seamlessly.One of the most sought-after options we offer aspiring real estate profession... 06/25/2023

Do You Owe The IRS Money and Are Afraid of an IRS Jeopardy Assessment?IRS Jeopardy Assessment ExplainedAn IRS jeopardy assessment is a legal action taken by the Internal Revenue Service (IRS) to immediately assess and collect taxes when there is a belief that the taxpayer's actions jeopardize the collection of tax liabilities. It is typically used in situations where there is a significant risk of dissipation of assets or attempts to evade payment. The IRS can assess taxes without following the normal procedures to ensure prompt collection and protect the government's interest.Possible IRS Tax Resolution Strategies to Set Your Mind at EaseEven for honest taxpayers, the IRS can be frightening. Unlike most other government agencies, it has the power to attach your wages, freeze your bank ... 05/16/2023

The fall of the Jacksonville, FL real estate market continues!A year after the peak, the Jacksonville, Florida market continues to decline as sales and prices fall, while marketing time keeps creeping up! Prices have been rising quickly since 2018, but peaked in May 2022. Home sale prices through April 2023 are down 4% year over year.    Marketing time has more than doubled!2021-2022 saw historically low record low marketing times. Home marketing time has tripled in 2023.  Sales and inventory are down.Sales are down, but limited new  inventory is keeping demand going for now.    Distressed listings are picking up.After mostly disappearing for a few years, more short sale, pre-foreclosure and REO listings are coming to market.   The market shift we've been expecting is here and picking u... 05/01/2023

READ THE DETAILED MARKET REPORT HERE! 01/16/2023

Get help with your Jacksonville, FL short sale! 01/10/2023

Read the entire Jacksonville FL Market Report! 12/05/2022

Becoming a personal representative for a deceased person can be an overwhelming and unexpected experience. The probate process can be complicated, and getting the home sold quickly and smoothly is always the goal. Just follow these 5 steps and you’re golden!1. Determine whether the property needs to go through probate or not. Unless the property is held as husband and wife, in joint tenancy, tenancy by the entireties, or is properly set up in a living trust, the property likely needs to go through the Florida probate process. Need an attorney reference? Contact me!2. Get in touch with a Jacksonville Realtor with experience handling probate properties. Your Realtor will be able to tell you what the home would sell for, and when to get it listed. You may choose to wait until probate is co... 10/20/2022

Facing foreclosure can be overwhelming! Get the answers to the most common Florida foreclosure questions here!  How long do I have?The Florida foreclosure process is one of the longest in the country. Federal law prevents lenders from even starting a foreclosure action until you're 120 days behind. That gives you 4 months to bring the loan current or call the lender and come up with a workout solution to keep the home. After foreclosure has begun, if you stay involved in your case you will have many more months. Find out more about the Florida foreclosure process here. Should I modify my loan? In a mortgage modification the lender makes permanent changes to the terms of your home loan resulting in a more affordable payment. Keep in mind that while a modification will reduce your paymen... 09/26/2022

Jacksonville Florida foreclosures are back!A year after the end of the federal foreclosure moratorium that lasted almost two years, Jacksonville, FL foreclosures are back and soaring!According to Attom foreclosure data, foreclosures nationwide have reached pre-pandemic levels, with Jacksonville, FL #3 in foreclosure rates in the country: "Metropolitan areas with a population greater than 1 million, with the worst foreclosure rates in August 2022 were: Cleveland, OH (one in every 1,820 housing units); Chicago, IL (one in every 1,877 housing units); Jacksonville, FL (one in every 2,074 housing units); Riverside, CA (one in every 2,091 housing units); and Orlando, FL (one in every 2,445 housing units)."It was only a matter of time before the Jacksonville FL market started to shift after se... 09/13/2022

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FIND OUT MORE HERE!  07/19/2022

Riverside 2021 Review2021 was a frustrating year for homebuyers in Riverside as they saw homes in this culture-filled community.Of the 282 Riverside homes sold in this community during 2021, only 138 were on the market for longer than 30 days. That's less than the 149 homes which were off the market within 30 days of the listing going active.The 12-month change in list price for the neighborhood is + 34.8% at over $457,000. the highest home sold for $1,900,000 and included 5,240 sq ft with 5 bedrooms and 5 bathrooms along the St Johns River off St Johns Ave. The lowest-priced home not in rehab condition sold for around $180,000.The Median home sold was between $350,000 and $400,000 which was close to $225 per sq ft. The majority of the homes sold were over 75 years old which makes perfe... 01/04/2022

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FIND OUT MORE: https://myfloridahomesale.com/where-to-live-near-mayport-naval-station/ 12/09/2021