Refinances for Under Water Home Owners In Tampa Florida Home Owners who owe more on their homes than the property is worth can refinance if the loan on their home is held by Fannie Mae or Freddie Mac. To find out if your mortgage is held by Fannie Mae or Freddie Mac simply input your address into the following sites to find out.   Is My Mortgage Owned By Fannie Mae   Is My Mortgage Owned By Freddie Mac 09/26/2011

Whats Over the Horizon For The Housing Market? Big Brother is once again shaking its head and shuffling it's feet for solutions to the slump in the housing market. Values continue to drop across the United States. Throw Money At It; Just Tweak It; Manipulate It A Little Bit and Leave It Alone And Let It Take Care Of Itself are all popular discussions among the ranks of our top Czars in Washington.  Throw Money At It - Bring back the tax incentives for home buyers like the $8,000. tax credit that was given to people who bought homes in 2009/2010. Just Tweak It - Have mortgage giants Fannie and Freddie relax their rules for loans to investors. This will allow investors to soak up large swaths of foreclosure and bank owned properties. The rich get even richer. Manipulate It A Little Bit - ... 07/12/2011

How Much Will This House Appraise For? I get asked this same question by every client I speak with about a mortgage loan. No matter if they are buying or refinancing the question is as important to them as What Is My Interest Rate? During the Real Estate meltdown I decided to get my appraisers license. It is a viable part of my profession to understand how real property values or derived. Registered Trainee Appraiser License # RI22478. I found that the task of determining the value of real property is as diverse as knowing what a clients interest rate will be prior to knowing their name or what type loan they are in the market for. Verify a Florida License at www.myfloridalicense.com Perhaps that is why when you attempt to get an on-line rate quote for a mortgage loan you are really sub... 06/20/2011

  HomePath Offers Buyers Incentives to buy Fannie Mae Owned Listings in Florida 1) Up to $35,000. for the completion of light to moderate renovations 2) 3% Down Payment (Can be Gift or Government Grant) 3) No Mortgage Insurance 4) No Lender Required Appraisal 5) 90% Investor Financing OK 6) Many Condo project requirements waived 7) Find a home today using Home Path at http://www.homepath.com/ Fannie Mae is currently offering buyers up to 3.5% in closing cost assistance. The HomePath property buyer must meet the following qualifications to be eligible: Buyers and/or selling agents (the agent representing the buyer) must request the incentive upon submission of initial offer in order to be eligible Only buyers purchasing a HomePath property as their primary residence may receive up to 3.5... 04/26/2011

Hidden Treasures From The Heart - Right Here In The Rain Blogs that come from the heart have always been my favorites. I like to be emotionally moved by a story that I feel I can relate too. I enjoy reading words written by another and finding that I connect with that individual in a certain way. A group of common people with common interest who are out there trying to help other common people realize the common dream of home ownership. Home ownership is truly what any freedom loving individual desires. The seeds of self sacrifice and hard work that culminates into something that gives us cause to hold our heads up. An achievement of self reliance, a coming of age, all so very important to becoming who we are as individuals. I for one am happy to be a part of such a group of individuals... 04/20/2011

FHA 203K Rehab/Home Improvement Loan in Hillsborough County Florida with all the Bank-Owned, Foreclosure, Short Sale and Aging properties on the market today the 203k loan is becoming the answer on a growing number of real estate purchase transactions. This HUD approved FHA 203k loan gives buyers the MONEY they need for property repairs and Improvements at closing. It's an FHA loan that requires only 3.5% down at closing. All homes are sold AS-IS and an escrow account is set up to pay for the improvements. Everyone is winning with this program. My company an I offer a 1 hour training class at no cost by a HUD Certified 203K Instructor that is done at your office for anyone who is interested in hearing more about the 203k loan program.    04/04/2011

The FHA 203k Construction and Rehabilitation Loan Programs In Tampa Florida will be one of the most desired loan programs being offered for the next 3 to 5 years on bank owned and foreclosed properties. The FHA 203K is designed to allow buyers to purchase a home and borrow additional money to make improvements to the property up to a total acquisition amount of $303,000. The program only requires a down payment of 3.5% of the total acquisition cost. Example:         Sales Price                     $270,000.                        Improvements                $33,000.                      ____________________________                       Total Acquisition              $303,000.                        Down Payment (3.5%)     $10,605. AS-IS Feature This program is specifically designed fo... 03/14/2011